Countercyclical capital buffer - Countercyclical capital buffer

The countercyclical capital buffer is a macroprudential measure aimed at mitigating systemic risks that may arise from excessive credit growth in the private non-financial sector.

This capital buffer serves banks for absorbing possible losses at times of economic slowdown and economic crisis on one hand and on the other for limiting excessive credit growth at times of rising optimism and strong recovery of the economic cycle. In this sense, the countercyclical capital buffer is aimed at mitigating the fluctuations of financial cycles.

The current countercyclical capital buffer rate for all banks in the Republic of Croatia is 0%.

Decision on the countercyclical buffer rate (OG 9/2015), (19/1/2015)