LEGISLATION 

Updated 31 March 2011

 

Texts published in this section are working materials for information only and not official translations of the Croatian legislation.
Texts of laws and regulations that can be found in this section are officially published in the official gazette of the Republic of Croatia "Narodne novine".

Act on Settlement Finality in Payment and Financial Instruments Settlement Systems   PDF 36 KB 
September, 2008

This Act regulates settlement finality in the transfer order settlement systems and the effects of insolvency proceedings against a participant in a system on the rights and obligations arising from, or in connection with the participation of a participant in a system, as well as the rights of the holders of collateral security in the event of insolvency proceedings against the provider of collateral security.

 

Credit Institutions Act  PDF 440 KB 
September, 2008

This Act governs:
  1. the conditions for the establishment, operation and dissolution of credit institutions with registered offices in the Republic of Croatia, as well as their prudential supervision;
     
  2. the conditions under which legal persons with registered offices outside the Republic of Croatia may provide banking and/or financial services in the Republic of Croatia.

Act on Amendments to the Credit Institutions Act   PDF 45 KB
June, 2009 
Act on Amendments to the Credit Institutions Act   PDF 101 KB
December, 2009

Credit Institutions Act - unofficial consolidated version   PDF 528 KB
(OG 117/2008, 74/2009 and 153/2009)

 

Act on the Croatian National  Bank  PDF 199 KB    
               July 2008

This Act shall govern the status, operations, ownership status, powers and organization of the Croatian National Bank, as well as the relationship of the Croatian National Bank with the Republic of Croatia, banks and international institutions and organizations.
The Law was enacted on July 9, 2008.

 

Electronic Money Act  PDF  264 KB

(OG 139/2010) 

This Act governs:

  1. electronic money and electronic money issuers;
  2. the issuance and redemption of electronic money;
  3. conditions for the establishment, operation and dissolution of electronic money institutions having their registered office in the Republic of Croatia, including electronic money institutions under exemption, and the prudential supervision of their operation; and
  4. conditions under which electronic money institutions having their registered office outside the Republic of Croatia may operate in the Republic of Croatia.

 

Foreign Exchange Act - Unofficial amended text   PDF
(OG 96/2003, 140/2005, 132/2006, 150/2008, 92/2009, 133/2009 - Payment System Act, 153/2009 and 145/2010)


Foreign Exchange Act  HTML 206 KB
 (OG 96/2003)

This Act governs:
1. transactions between residents and non-residents in foreign means of payment and in kuna;
2. transactions between residents in foreign means of payment;
3. unilateral transfers of assets from and into the Republic of Croatia that cannot be considered transaction executions between residents and non-residents.

PDF  167 KB

Act on the Amendments to the Foreign Exchange Act  PDF 16 KB
 (OG 140/2005)

Amendments to the Foreign Exchange Act  HTML 186 KB   PDF  30 KB
(OG 132/2006)

Regulation on Amendments to the Foreign Exchange Act   PDF  38 KB
(OG 150/2008)

Regulation on Amendments to the Foreign Exchange Act   PDF  34 KB 
(OG 92/2009)

Regulation on Amendments to the Foreign Exchange Act  PDF  39 KB
(OG 153/2009)

Act on Amendments to the Foreign Exchange Act  PDF 49 KB
(OG 145/2010)
 
 

Banking Law 266 KB

This Law shall regulate the conditions for the establishment and operations of a bank, as well as for the discontinuation and supervision of bank operation.

PDF  194 KB
 
 

Payment System Act  PDF 374 KB
(OG 133/2009)

"This Act governs payment services, payment service providers, obligations of payment service providers to inform payment service users about the conditions for the provision of and about provided payment services, as well as other rights and obligations in relation to the provision and use of payment services, transaction accounts and the execution of payment transactions among credit institutions, the establishment, operation and supervision of payment institutions and the establishment, operation and supervision of payment systems."

 

Narodne novine - Official Gazzette of the Republic of Croatia - www.nn.hr