The Licensing Manual has been made in order to standardise processes and procedures relevant for applications for authorisations and approvals that are stipulated in the
Credit Institutions Act and the Act on Housing Savings and State Incentive to Housing Savings and that are within the competence of the Licensing Department.
In addition, the Manual will contribute to a better understanding of these processes and procedures by all potentially interested applicants within the framework of the said acts.
All participants in particular phases of operations included within "licensing" are enabled to follow the process and, depending on their role,
understand the extent of their responsibilities and procedures to be followed.
- GENERAL INSTRUCTIONS
- INFORMATION RELEVANT FOR PARTICULAR APPLICATIONS
The first part lists all the processes and procedures that are primarily to be applied by potential applicants. As all types of applications are managed in the same or similar way,
no particular distinctions were listed for each application type.
Since timely availability of accurate and complete (detailed) information is a key factor in considering any application for authorisation/approval, the second part of the
Manual lists in detail all information which the Croatian National Bank finds necessary for quality analysis and deciding on a particular application.
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