Plans for 2019

Published: 4/1/2019

Financial Plan of the Croatian National Bank for 2019 (summary)

The Council of the Croatian National Bank adopted the Financial Plan of the Croatian National Bank for 2019 at its session held on 13 December 2018. The Financial Plan of the Croatian National Bank for 2019 was adopted in the following amounts:

OPERATING INCOME HRK 477,069,200.00
OPERATING EXPENSES HRK 412,500,000.00
INCREASE IN LOSS ALLOWANCES AND PROVISIONS HRK 137,250.00
OPERATING SURPLUS HRK 64,431,950.00
   
  amounts in kuna
OPERATING INCOME 477,069,200.00
   
Interest and similar income 712,495,400.00
Interest and similar expenses (218,070,400.00)
   
Net interest income 494,425,000.00
   
Fee and commission income 52,182,900.00
Fee and commission expenses (22,268,100.00)
   
Net fee and commission income 29,914,800.00
   
Dividend income 5,165,100.00
Net investment result – equity method 890,000.00
Net result from financial assets at fair value
through profit or loss
(58,325,700.00)
Net accrued positive (negative) exchange differences*
Net realised positive (negative) exchange differences*
Other revenues 5,000,000.00
   
OPERATING EXPENSES (412,500,000.00)
Staff costs (190,713,000.00)
Other operating expenses (116,368,000.00)
Costs of production of banknotes and coins (69,419,000.00)
Depreciation and amortisation costs (36,000,000.00)
   
INCREASE IN LOSS ALLOWANCES AND PROVISIONS (137,250.00)
Income from released loss allowances and provisions 16,667,500.00
Expenses on loss allowances and provisions (16,804,750.00)
   
OPERATING SURPLUS 64,431,950.00
   

* The Plan for 2019 does not contain planned net accrued (unrealised) and realised exchange differences by which amounts the surplus of income over expenditures will be adjusted following the annual accounts for 2019.