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Those countries that experienced the greatest losses had the largest house price...This delay in house purchase results in people moving into...

Jun 9, 2015 7:47 AM

hp04112023_prezentacija2.pdf

podrške aktivnostima vezanim uz klimatske promjene 19 The future will either be green

Nov 6, 2023 4:18 PM

Consumer lending criteria

loans and 40% for non-housing loans....Furthermore, the maturity of housing loans and non-housing loans to consumers...

Jan 22, 2025 3:27 PM

e-fs-23.pdf

prices, house price overvaluation and growth in mortgage lending (Table 2)....In Croatia, house- hold debt is relatively low in comparison with...

Jun 30, 2022 12:10 PM

h-kalendar-Vujcic_01-12-2024

High-level Panel Discussion “How to Accelerate Green, Resilient and Inclusive Global...Forum Sudionik na okruglom stolu "EU-US Competitiveness: Challenges in the...

Apr 16, 2025 9:30 AM

ep06052024_press_release_vienna_initiative_forum_2024.pdf

at making the economies in its regions competitive, inclusive, well-governed, green

May 7, 2024 10:24 AM

hn05062019_prezentacija.pdf

the wake of financial crisis, partly due to countercyclical loosening (dark green

Jun 5, 2019 9:38 AM

pintaric-papir.pdf

Loans for house purchase ...........................................................Loans to households are also divided into two groups: loans for...

Jul 14, 2015 6:42 AM

Ima jedna knjiga koju bih preporučio našim političarima. Zove se Zašto nacije propadaju.

Jeste li kao premijer možda pročitali knjigu "House of Debts", a koja ekonomskim...House of debts je knjiga koja daje vrlo dobru analizu, ali...

Jul 2, 2015 4:34 PM

Euro-area-bank-lending-survey_questionnaire.pdf

Loans for house purchase Consumer credit and other lending Decreased considerably...Loans for house purchase Consumer credit and other lending ...

May 2, 2023 4:03 PM

paper-honohan.pdf

All the ingredients, then, to sustain a belief that equilibrium house prices would...Timing relationships between credit expansion and house...

Jun 3, 2015 2:38 PM

filer.ppt

And these offset each other * In Reality – Distribution Effects Owner House...* Now, Randy Meets His Maker and Everyone Moves Up the Ladder ...

Jun 3, 2015 2:37 PM

22-dec-thwaites_prezentacija.pdf

rate and real interest rate have fallen around the industrialised world, while house...rate and real interest rate have fallen around the industrialised world, while...

Jun 13, 2016 7:30 AM

turkalj-ljubaj-martinis-mrkalj-prezentacija.ppt

Increasing role of housing loans highlights the risks associated with house...…as well as house price index - possibly due to low data frequency...

Jun 3, 2015 2:36 PM

gattin-ljubaj-martinis-mrkalj.pdf

................................................................. 9 Figure 4: House.............................................. 18 Figure 10: YoY growth rates of...

Jun 3, 2015 2:36 PM

e-kalendar-Vujcic_01-12-2024

Challenges" online 17 January 2024 High-level Panel Discussion “How to Accelerate Green...Participant in the roundtable discussion "EU-US Competitiveness: Challenges...

Apr 16, 2025 9:40 AM

e-decision-minimum-content-of-residential-real-estate-records.pdf

(3) 'Holiday house or apartment' means any building or part of a building that...which the residential real estate is located reduced by the floor area of the...

Jan 25, 2019 9:02 AM

s-041.pdf

We model house prices through a housing demand equation....results of a house price shock which is introduced as an exogenization of...

Feb 24, 2021 6:41 PM

s-041

We model house prices through a housing demand equation....results of a house price shock which is introduced as an exogenization of...

Dec 3, 2025 1:53 PM

e-fs-6-2011.pdf

impulse and the year-on-year rate of change in real loans to the corporate and house...loan amounts that banks are ready to grant to households shows the impact of...

Jun 30, 2015 2:11 PM

Consumer lending criteria – questions and answers

In addition, the maturity of housing loans and non-housing loans to consumers collateralised...However, up to 20% of...

Jan 24, 2025 3:14 PM

Decision on consumer lending criteria

expected to primarily affect general-purpose cash loans, while their effect on housing...loans and 40% for non-housing loans; the ratio of the...

Mar 19, 2025 4:20 PM

pintaric_presentation_yes10.pdf

Q2 2013 Q3 2013 Q4 2013 Q1 2014 Q2 2014 Q3 2014 Q4 2014 Loans for house...Q2 2013 Q3 2013 Q4 2013 Q1 2014 Q2 2014 Q3 2014 Q4 2014 Loans for...

Jul 14, 2015 6:42 AM

Financial literacy reduces the likelihood of financial instability

loans and 40% for non-housing loans, and the ratio of the amount of the housing...Also, the maturity of housing and...

Mar 21, 2025 4:26 PM

e-semi-annual-information_1st-half-2024

by Croatian banks started to fall, particularly for corporate financing, while house...general economic policies in the European Union, in particular the transition to a...

Dec 11, 2024 10:32 AM

yes_presentation_kuncic.pdf

Heritage Foundation and WSJ L1 Freedom of the Press: Legal Environment* Freedom House...L9 Political institutions Freedom of the Press: Political Environment* Freedom...

Jun 3, 2015 2:51 PM

yes_presentation_kuncic.pdf

Heritage Foundation and WSJ L1 Freedom of the Press: Legal Environment* Freedom House...L9 Political institutions Freedom of the Press: Political Environment* Freedom...

Jun 3, 2015 2:51 PM

yes_presentation_kuncic.pdf

Heritage Foundation and WSJ L1 Freedom of the Press: Legal Environment* Freedom House...L9 Political institutions Freedom of the Press: Political Environment* Freedom...

Jun 8, 2015 11:33 AM

Personal data protection at the Croatian National Bank

authorisation to provide credit intermediation services in relation to consumer housing...loans, prescribed in Articles 29 and 31 of the Act on Consumer...

May 11, 2018 11:05 AM

e-mpd-15-2021.pdf

aim of reducing climate-related risks, in accordance with the current national Green...financing, should spur financing of the domestic green...

Nov 9, 2021 1:18 PM

masuch.pps

The strength of loans to households continued to be driven by borrowing for house...* House price developments are strong in most euro area...

Jun 3, 2015 2:34 PM

CNB and IMF Conference "Policymaking in Choppy Waters: Fostering Resilience in Central Eastern and South-eastern Europe" Starts

policy options for the region, focusing on enhancing energy security along the green...The discussion of the first panel, "Enhancing energy security along the...

Jun 2, 2023 1:50 PM

Predviđanje rizika pada cijena nekretnina u Hrvatskoj: lakše je reći nego učiniti

kontekstu pronalaženja glavnih činitelja rasta cijena nekretnina pri riziku (engl. house

Oct 6, 2023 9:19 AM

e-semi-annual-information_2nd-half-2024

rates on existing corporate loans also decreased, while interest rates on existing house...favourable financing conditions led to a relatively strong growth in corporate...

Jul 29, 2025 4:11 PM

Croatia’s investment momentum remains strong in 2024, but competitiveness challenges persist

Investment Report 2024/2025, highlighting solutions such as market integration, green...market integration and simplification (2) leveraging European strengths such as...

Mar 18, 2025 2:00 PM

e-tablica-2.xlsx

Green indicates measures that have been activated since the last version of the table

Oct 31, 2017 9:45 AM

e-table-2.xlsx

that have been activated since the previous version of the table are shown in green

Jul 16, 2018 8:47 AM

e-tablica-2.xlsx

Green indicates measures that have been activated since the last version of the table

Mar 8, 2018 12:59 PM

e-results-of-the-euro-area-bank-lending-survey.xlsx

Loans to households are also divided into two groups: loans for house purchase and..._Q3 2023_Q4 2024_Q1 2024_Q2 2024_Q3 2024_Q4 2025_Q1 2025_Q2 2025_Q3 Loans for...

May 2, 2023 4:03 PM

e-g4.xlsx

9.09 8.97 8.89 8.73 8.66 8.40 8.46 8.38 8.36 8.60 8.43 8.46 1.1.2 Loans for house...7.25 7.09 7.59 7.27 7.73 – – 8.53 – – – – – – – – – – – – – – 1.2.2 Loans for...

Mar 7, 2016 9:31 AM

Announcement of the imposition of limits on consumer lending criteria

loans and 40% for non-housing loans; the ratio of the housing loan to the value...Also, maturity of housing and...

Jan 22, 2025 9:04 AM

s-036.pdf

Figure 1 Housing construction and house prices in the US, 2000-2010 th ou sa nd...Taylor (2007) argued that the adjustment in house prices was...

Jul 24, 2019 9:16 AM

s-036

Figure 1 Housing construction and house prices in the US, 2000-2010 th ou sa nd...Taylor (2007) argued that the adjustment in house prices was...

Dec 3, 2025 1:54 PM

CNB issues Comments on monetary developments for July 2020

PRESS RELEASE CNB issues Comments on monetary developments for July 2020 In July, housing...Housing loans in July thus rose by HRK 0.7bn or 1.2%...

Aug 31, 2020 11:11 AM

e-table-2.xlsx

Green indicates measures that have been added since the last version of the table

Nov 14, 2018 11:16 AM

hg09122022_prezentacija.pdf

point ... requiring Member States to make significant efforts to earn the „green

Dec 9, 2022 4:14 PM

Table_2.xlsx

Green indicates measures added since the last version of the table.

Jul 22, 2019 9:34 AM

s-025.pdf

Crowe and Meade (2008) and Dincer and Eichen- green (2007, 2009, 2014) use information...The central banks analysed by Dincer and Eichen- green...

Oct 17, 2017 2:55 PM

s-025

Crowe and Meade (2008) and Dincer and Eichen- green (2007, 2009, 2014) use information...The central banks analysed by Dincer and Eichen- green...

Dec 3, 2025 1:54 PM

Macroprudential Diagnostics No. 7

A significant rise in non-housing loans was seen not only in Croatia but also in...Figure 2 Trends in non-housing loans in EU countries, depending...

Jan 30, 2019 4:34 PM

e-fs-13-2014.pdf

the euro-area non-financial private sec- tor (excluding loans to households for house...under review (down by –2.3% on an annual level) so that the high exposure of...

Jun 30, 2015 2:12 PM

Macroprudential Diagnostics No. 8

The introduction of new standards of housing lending in early 2018 coincided with...Note: In Romania and Slovenia the limits also apply to...

Jul 12, 2019 12:16 PM

Dubrovnik Conference

The second day of the conference will discuss the "green transition" of central and

Jun 14, 2024 5:29 PM

Climate risks are becoming one of the determinants of central bank policies

2024-07-04 17:20 In order to learn more about the role of central banks in the green

Jul 4, 2024 5:10 PM

e-odluka-Registar-ovlastenih-pruzatelja-usluga-servisiranja-kredita_150-2024

office in the home Member State (country, town/city, postal code, street name, house...branch in the Republic of Croatia (country, town/city, postal code, street name,...

Jun 6, 2025 3:23 PM

Banking system assets HRK 311bn

There were thirty three banks and five housing savings banks operating in the Croatian...Foreign-owned were fifteen banks and four housing savings...

Aug 3, 2015 10:31 AM

mihaljek.pdf

Rising house prices may have made it necessary for households to take on larger...Data refer mainly to house prices in urban centres....Graph 4 ...

Jun 3, 2015 2:34 PM

eg03102023_prezentacija.pdf

rates on new loans to NFCs are growing faster than on loans to households for house...Note: Data refers to new business loans to households for...

Oct 3, 2023 5:05 PM

e-zakon-o-konacnosti-namire-izmjena_136-2024

operator of that system, a settlement agent, a central counterparty, a clearing house...means an institution, a central counterparty, a settlement agent, a clearing ...

Feb 13, 2025 12:04 PM

barth.ppt

Home Price Appreciation Peaks in 2005 House-price indices, % change on a year earlier...Annual rents as % of house prices Source: :”The Rent-Price...

Jun 3, 2015 2:37 PM

barth-1.ppt

Home Price Appreciation Peaks in 2005 House-price indices, % change on a year earlier...Annual rents as % of house prices Source: :”The Rent-Price...

Jun 3, 2015 2:37 PM

e-zakon-o-konacnosti-namire-5-2012.pdf

operator of that system, a settlement agent, a central counterparty, a clearing house...means an institution, a settlement agent, a central counterparty, a clearing ...

Feb 15, 2016 6:09 PM

prezentacija-panel-1-dwyer.ppt

Behavior of cash flows in default is different Ratings were conditioned on rising house...9.7 to 38.2 bp and up from there * 7.unknown This Is Not All the Story ...

Jun 3, 2015 2:38 PM

g4.xlsx

8.34 8.26 8.33 8.12 7.83 8.26 8.97 8.95 9.09 8.97 8.89 8.73 1.1.2 Loans for house...7.18 7.16 7.25 7.25 7.09 7.59 7.27 7.73 – – 8.53 – – – – – – 1.2.2 Loans for...

Feb 23, 2016 4:03 PM

e-g4.xlsx

5.45 6.29 6.53 6.17 6.83 6.74 6.90 6.86 6.46 6.58 1.1.2 Loans for house...– – – – – – – – – – – – – – – – – – – – – – – – 1.2.2 Loans for...

Jan 15, 2016 5:28 PM

CNB-IMF-Conference_Papi_Stavrev.pdf

percentile Below 25 percentile Rule of Law, Worldwide distribution, 2015 Lighter green

Jul 14, 2017 8:25 AM

Table_2.xlsx

Green indicates measures that have been added since the last version of the table

Nov 9, 2021 1:31 PM

Table_3.xlsx

Green indicates measures that have been added since the last version of the table

Aug 10, 2023 11:12 AM

Table 3.xlsx

Green indicates measures that have been added since the last version of the table

Mar 7, 2023 1:21 PM

table_2

Green indicates measures that have been added since the last version of the table

Aug 1, 2024 1:18 PM

MPD22_Table2

Green indicates measures that have been added since the last version of the table

Mar 11, 2024 8:38 AM

MPD_no21_Table3.xlsx

Green indicates measures that have been added since the last version of the table

Nov 10, 2023 10:57 AM

e-table_2

Green indicates measures that have been added since the last version of the table

Nov 7, 2024 2:13 PM

mihaljek.pps

Growth of housing loans and house prices closely correlated House price increases...House prices1 2001 2002...

Jun 3, 2015 2:34 PM

e-act-on-settlement-finalityin-payment-and-financial-instruments-settlement-systems_npt

means an institution, a central counterparty, a settlement agent, a clearing house...participant may act as a central counterparty, a settlement agent or a clearing...

Feb 13, 2025 11:49 AM