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eg05112024_prezentacija

This was fully in line with expectations considering specificities of the Croatian...national central banks HNB stands ready to support all countries in the region...

Nov 22, 2024 3:38 PM

paper-dumicic.pdf

The entry of foreign banks and the conditions on global financial markets on one..., caps on the debt-to-income ratio,...

Jun 3, 2015 2:54 PM

martin-worz.pdf

on economic performance....To some extent Estonia (on the upside) and Slovenia (on the downside) may be seen...Romania...

Jun 3, 2015 2:45 PM

ebilten-o-bankama-22.pdf

This publication is based on data provided by credit institutions to the Croatian...– .280 9 23 5. 4215 5.4305 1. 196 5. 4355 8. 13 The...

Jun 30, 2015 4:04 PM

Limited network

The obligation to notify the Croatian National Bank on activities (services) referred...as 'limited network services'), is prescribed in Article 6, paragraph (1) of the...

Mar 29, 2019 1:42 PM

eMKP_11.pdf

e xp an si on co nt ra ct io n e xp an si on co nt ra ct io n ESI ESI...the Act on...

Jan 31, 2022 10:21 AM

Are future taxes included in total loan cost?

Interest, fees and taxes have to be notified to the creditor Under the Consumer Credit Act...This Act specifically prohibits only the imposition of...

Apr 11, 2018 1:10 PM

e-uputa-popunjavanje-statistickog-izvjesca-2004.pdf

based on fees indexed to foreign currency (except for value adjustments based on...Net Balances on Exchange Rate...

Jun 24, 2015 12:56 PM

CNB Council: CNB requests the opening of bankruptcy proceedings against Centar banka

03 Pursuant to the provisions of Articles 273 and 274 of the Credit Institutions Act...and Article 42 of the Act on the Croatian National Bank, the...

Aug 3, 2015 10:33 AM

jan-frait.ppt

The CNB's monetary policy objective anchored in the Act on the CNB Loss...changes The CNB's monetary policy objective anchored in the...

Jun 3, 2015 1:59 PM

ebilten-o-bankama-3.pdf

by the Croatian Parliament on December 14, 2001 and entered into force on January...The Croatian...

Jun 30, 2015 4:02 PM

palguta_pertold-papir.pdf

SEMINAR TO THE TWENTY-FIRST DUBROVNIK ECONOMIC CONFERENCE Organized by the Croatian...*Simplified negotiation thresholds were introduced on...

Jul 14, 2015 6:42 AM

e-bpt-2019.pdf

places the RC on the very top of the European Union....The data shown in the Report have been collected based on the Decision...

Dec 8, 2020 11:26 AM

e-g7b.xlsx

ENG Table G7b Interest rates quoted on the interbank market (ZIBOR)** simple...Croatian National Bank (CNB) has published a press release...

Jun 22, 2015 5:40 PM

eMKP_09.pdf

the Act on Amendments to the Consumer Credit Act, OG 143/2013)...The agreement on the...

Jan 26, 2021 4:11 PM

w-031.pdf

In contrast, Croatian research on the Phillips Curve and the inflation rate in general...As in the section on the Old...

Jul 4, 2015 6:00 PM

w-012.pdf

The data on variables published quarterly or yearly have been inter- polated on a...The Croatian National Bank...

Jul 4, 2015 4:29 PM

e-bpt-2022.pdf

The data shown in the Report have been collected based on the Decision on the obligation...(FINA, Croatian Post, retail...

Jul 27, 2023 10:26 AM

ebilten-o-bankama-4.pdf

This publication is based on data provided by banks to the Croatian National Bank...Croatian National Bank...

Jun 30, 2015 4:03 PM

e-bpt-2020.pdf

The data shown in the Report have been collected based on the Decision on the obligation...on average HRK 4,878.8m per...

Aug 4, 2021 11:25 AM

Privacy statement

2025-10-10 Information to data subjects/consumers who submit complaints to the Croatian...[1], Article 10 of the Electronic Money Act[2], Article...

Dec 12, 2023 9:11 AM

Governor Vujčić's interview for magazine Diplomacy & Commerce

euro might be introduced in 2028 at the earliest Boris Vujčić, Governor of the Croatian...Croatian National Bank activated the countercyclical...

Oct 28, 2025 9:20 AM

e-bpt-2021.pdf

The data shown in the Report have been collected based on the Decision on the obligation...its own or through third parties (FINA, ...

Aug 31, 2022 1:44 PM

eg20012025_prezentacija

on smoothed estimates of states....Data covers up to Q3 or Q4 2023, depending on the estimate....The impact of digitization...

Jan 20, 2025 4:46 PM

Deputy Club of the Croatian Peasant Party and the Croatian Pensioners' Party at the

PRESS RELEASES Deputy Club of the Croatian Peasant Party and the Croatian Pensioners...CNB hp08122020.jpg 2020-12-08 17:55 On 8 December 2020, the...

Dec 8, 2020 5:51 PM

eg19072023_prezentacija.pdf

the full EU membership 2/2003 2003 2004 Positive opinion (Avis) of the EC on...convergence criteria 7/2022 2021 Schengen area 1/2023 EU Council decision ...

Jul 19, 2023 12:02 PM

h-katalog-dva-desetljeca-hrvatske-kune-amz-hnb.pdf

banica" shall be replaced by the word "lipa".,, Thus, the name of the modern Croatian..., when "kruna" was declared the official name of the currency pursuant to the...

Jul 1, 2015 9:41 AM

paper-joshua-aizenman.pdf

Joshua Aizenman The Eurocrisis: Muddling Through, or On the Way to a More Perfect...THE TWENTIETH DUBROVNIK ECONOMIC CONFERENCE Organized by the...

Jun 3, 2015 2:54 PM

eg30052025

the conference organized jointly by the International Monetary Fund and the Croatian...They reduced dependency on external supplies and gave...

May 30, 2025 5:07 PM

Registered account information service providers

2018-07-27 2025-10-20 The Croatian National Bank will issue a decision on the entry...submitted documentation that all the conditions prescribed by the Payment System...

Jul 24, 2018 1:45 PM

dec16-participants.pdf

Alan Bobetko, Analyst, Croatian National Bank 4. Ms....Vida Bobić, Analyst, Croatian National Bank 5. Mr....Ana Maria Čeh, Analyst,...

Jul 11, 2018 10:32 AM

dec15-participants.pdf

Vida Bobić, Analyst, Croatian National Bank 6. Ms....Nikola Bokan, Analyst, Croatian National Bank 7. Mr....Saša Cerovac, Analyst,...

Jul 12, 2018 9:50 AM

dec13-participants.pdf

Mirna Dumičić, Analyst, Croatian National Bank 11. Mr....Zoran Jurak, Adviser, Croatian National Bank 31. Ms....Ivo Krznar, Adviser,...

Jul 17, 2018 10:15 AM

dec14-participants.pdf

Nikola Bokan, Analyst, Croatian National Bank 4. Mr....Saša Cerovac, Analyst, Croatian National Bank 9. Mr....Ana Maria Čeh, Analyst,...

Jul 17, 2018 9:36 AM

dec12-participants.pdf

Buria Ante, Croatian National Bank 10. Ms....Huljak Ivan, Croatian National Bank 25. Mr....Šabia Ana, Croatian National...

Jul 18, 2018 8:59 AM

e-zdp-kvalificirani-udjeli-ki.pdf

Article 23(1), point (a) Reputation of the proposed acquirer Description on...holding in a credit institution, Article 4. 030 Description...

Jul 28, 2017 12:56 PM

dec23-participants.pdf

Alen Bobetko, Croatian National Bank 7....Bojan Fras, Croatian National Bank 19....Josip Funda, Croatian National Bank ...

Jul 3, 2018 9:27 AM

dec22-participants.pdf

Neven Barbaroša, Croatian National Bank 6....Mirna Dumičić, Croatian National Bank 14....Josip Funda, Croatian National...

Jul 3, 2018 9:01 AM

dec19-participants.pdf

Mr Alan Bobetko, Croatian National Bank 3....Mr Nikola Bokan, Croatian National Bank 4....Mr Saša Cerovac, Croatian...

Jul 3, 2018 11:08 AM

dec18-participants.pdf

Nikola Bokan, Croatian National Bank 3. Mr....Marcela Kir, Croatian National Bank 24. Ms....Ante Žigman, Croatian...

Jul 10, 2018 10:06 AM

dec17-participants.pdf

Nikola Bokan, Croatian National Bank 5. Mr....Josip Funda, Croatian National Bank 13. Mr....Ivo Krznar, Croatian...

Jul 10, 2018 11:00 AM

dec11-participants.pdf

Tomislav Galac, Director, Croatian National Bank 20. Ms....Igor Jemria, Director, Croatian National Bank 28. Ms....Evan Kraft, Director,...

Jul 18, 2018 10:24 AM

Rachel-Summers.pdf

A similar calculation based on the existing empirical literature on the link between...of returns, rather than on...

May 9, 2023 7:41 AM

dec8-participants.pdf

Ante Babić, Research Department, Croatian National Bank 4. Mr....Relja Martić, Vicegovernor, Croatian National Bank 37. Mr....Adolf Matejka,...

Jul 20, 2018 10:36 AM

How are supervisory decisions relating to Croatian banks adopted during close cooperation

jnm

Jun 3, 2020 2:05 PM

30 years of the CNB's monetary policy

we opted early on, at the beginning of 1990s, after the short period with the Croatian...the central bank’s independence, in which context he stressed the adoption of the...

Dec 16, 2021 5:22 PM

Reintegration of the Croatian Danube Area into the Croatian payment system successfully

PRESS RELEASE Reintegration of the Croatian Danube Area into the Croatian payment...system successfully completed 1998-05-06 On Wednesday May 6,...

Aug 3, 2015 10:27 AM

Electronic money institution

2025-10-20 The Croatian National Bank will grant authorisation to issue electronic...submitted documentation, that all the conditions prescribed by the Electronic Money...

Jun 1, 2015 2:28 PM

giannini-broad-in-scope.pdf

ownership, controls on capital flows....resurrection” strategies on the part of those domestic banks that are already...

Jun 3, 2015 1:53 PM

e-pkkt_2018.pdf

31 Dec. 2014 Total on 31 Dec. 2015 Total on 31 Dec. 2016 Total on 31...card- based payment transactions of the...

Sep 9, 2019 1:25 PM

w-004.pdf

ISSN 1331–8586 The Croatian National Bank publications: Croatian National Bank...– Croatian National Bank – ...

Jul 4, 2015 4:29 PM

wagner.pdf

The Nineteenth Dubrovnik Economic Conference Organized by the Croatian...On the same basis, the s-income-convergence between EMU...

Jun 3, 2015 2:51 PM

Inaugural session of the new CNB Council

RELEASE Inaugural session of the new CNB Council 2006-07-19 The new Council of the Croatian...pointed to the factors which make it impossible for the central bank to simply...

Aug 3, 2015 10:31 AM

How are members of the CNB Council appointed?

The Governor, Deputy Governors and Vicegovernors of the Croatian National Bank are...appointed by the Croatian Parliament on the proposal of the...

Jun 5, 2020 11:42 AM

carletti-hartmann-ongena.pdf

of economic power in the banking sector according to the Act on the Supervision...The estimation period starts on March...

Jun 3, 2015 2:36 PM

s-041.pdf

The model presented in this paper is estimated on the Croatian data over the 2000Q1...Croatian data from over the 2000Q1 -...

Feb 24, 2021 6:41 PM

Small payment institutions

2018-07-27 2025-10-20 The Croatian National Bank will issue a decision on the entry...submitted documentation, that all the conditions prescribed by the Payment System...

Jul 24, 2018 1:27 PM

s-030.pdf

the Croatian economy....On the other hand, intense cross border mobility of Croatian workers has been seen...Based...

Jan 11, 2018 11:31 AM

dec7-participants.pdf

Maroje Lang, Research Department, Croatian National Bank 35. Mr....Zeljko Rohatinski, Governor, Croatian National Bank 57. Mr....Boris Vujcic,...

Jul 20, 2018 10:42 AM

Croatian road to the euro: Test driving the new ERM II setup

famously but incorrectly attributed to Churchill, is a good description of the Croatian...– or at least some part of it – are again refracted through the lens of the...

Sep 29, 2022 10:24 AM

roeger-varga-veld.doc

This paper therefore concentrates on reform areas which could increase the rate...Impact of market entry and exit on EU productivity and growth...

Jun 3, 2015 2:37 PM

w-027.pdf

The model was calibrated on the data from the 1998/99 Croatian banking crisis....Croatian National Bank (2000): Annual...

Jul 4, 2015 6:01 PM

mehl-winkler.pdf

by Arnaud Mehl and Adalbert Winkler* Abstract: Recent research on...This paper builds on a previous paper presented at the KfW...

Jun 3, 2015 1:59 PM

dec4-participants.pdf

Evan Kraft, Croatian National Bank, Zagreb, Croatia 21. Mr....Marko Skreb, Croatian National Bank, Zagreb, Croatia 41. Mr....Ruzica Vuger,...

Jul 23, 2018 3:05 PM

Regulations

important segment of the domestic financial system within the CNB's competence; and the Act...Financial Services Supervisory Agency (HANFA), the Ministry of Finance and the...

May 25, 2015 11:57 AM

w-040.pdf

on the annual EU GDP growth rate ( Yt GDPEU ), the annual Croatian GDP growth rate...Kunovac (2010): Impact of External Shocks...

Jul 4, 2015 6:01 PM

ebilten-o-bankama-24.pdf

This publication is based on data provided by credit institutions to the Croatian...on MLC....They are based...

Jun 30, 2015 4:05 PM

de-menil.pdf

Section 4 comments on other considerations....There is a growing literature on the effect of radical pension reforms on...

Jun 3, 2015 1:59 PM

e-subjekti-upisa.pdf

(Official Gazette 64/2018), which entered into force on 26 July 2018, the name of...(Official Gazette 64/2018), which entered into force on 26 July...

Feb 6, 2019 10:33 AM

e-mdp-varijabilni-dijelovi-primitaka_clanak-94-CRD

https://www.hnb.hr/en/-/credit-institutions-act...

Jun 12, 2024 10:47 AM

ridzak.pdf

Lending Activity and Credit Supply to Firms During the Crisis - Evidence from the Croatian...The Seventeenth Dubrovnik Economic Conference Organized by the...

Jun 3, 2015 2:45 PM

lago.pdf

Progress on poverty....Dec. 8 , 2008 ; Chile on Nov. 21 , 2008 ; Mexico on March 5 , 2009 ; Peru...

Jun 3, 2015 2:43 PM

Small electronic money institutions

2018-07-27 2025-10-20 The Croatian National Bank will issue a decision on the entry...submitted documentation, that all the conditions prescribed by the Electronic Money...

Jul 24, 2018 1:39 PM

EBA-Konacni-izvjestaj-na-nacrt-RTS-o-povezanim-osobama

retry=1 FINAL REPORT ON DRAFT REGULATORY TECHNICAL STANDARDS ON THE IDENTIFICATION...retry=1 FINAL REPORT ON DRAFT...

Oct 8, 2024 3:47 PM

Printing of Croatian kuna banknotes

NEWS Printing of Croatian kuna banknotes Aktualno_tiskanje_novcanica.jpg 2017-06-...pelts were used in the Croatian lands as a means of trade,...

Jun 2, 2017 11:23 AM

szapary-banking-sector-reform.pdf

iinn EEmmeerrggiinngg MMaarrkkeett EEccoonnoommiieess Organised by the Croatian...Up China’s Banking Sector” in Beijing on March 26-27,...

Jun 3, 2015 1:53 PM

Complaints

The Croatian National Bank is the authority competent for the resolution of complaints...interested parties, including consumer associations) may submit a complaint to the...

Oct 21, 2015 12:52 PM

IMF Executive Board approves of the policy of the Croatian Government and the Croatian

PRESS RELEASE IMF Executive Board approves of the policy of the Croatian Government...and the Croatian National Bank 2001-11-06 On Monday, 5...

Aug 3, 2015 10:29 AM

Croatian Royal City of Knin

1995-09-08 2017-11-20 n-num-kn-zl-clanak-e-knin The Croatian National Bank issued...addition to parts of northern Dalmatia, Lika, Kordun and Banija liberated the...

Apr 19, 2017 7:01 PM

Collector coins "Croatian Coldblood"

motif of the conceptual design of the collector coins represents the original Croatian...The Croatian Coldblood horse is an important part of the...

Oct 22, 2025 2:43 PM

CNB Council: CNB requests the opening of bankruptcy proceedings against Nava banka

Article 265, paragraph (1) and Article 267, paragraph (1) of the Credit Institutions Act...(Official Gazette 159/2013) and Article 42, paragraph (3), item (9) of the...

Aug 3, 2015 10:33 AM

Credit institutions

institutions in Croatia: credit unions, which operate in accordance with the Credit Unions Act...National Bank; Croatian Bank for Reconstruction and Development...

May 25, 2015 12:09 PM

Rules and guidance

Decisions Responses to questions on the application of the Credit Institutions Act...accordance with Directive 2013/36/EU of the European Parliament and of the Council...

Jun 1, 2015 3:21 PM

Meeting of the Council of the Croatian National Bank: corporate loans and household

PRESS RELEASE Meeting of the Council of the Croatian National Bank: corporate loans...2001-05-09 At its meeting held on Wednesday, May 9 2001, the Council of the...

Aug 3, 2015 10:29 AM

e-usporedba_stat_podataka_2017.pdf

Comparison of the most important statistical data on payment operations in the RC...p  Data shown in this presentation are collected based on the...

Oct 30, 2018 3:21 PM

e-g10a.xlsx

ENG Table G10a: Midpoint Exchange Rates of Croatian National Bank (period average

Jun 22, 2015 5:55 PM

What does the CNB do?

The Croatian National Bank is the central bank of the Republic of Croatia and an...As of 1 January 2023, the Croatian National Bank is part of the...

Jun 5, 2020 11:38 AM

Zakon o izmjenama i dopunama Zakona o računovodstvu

(NN, br. 151/2025.)

Dec 16, 2025 10:59 AM

Zakon o izmjenama i dopunama Zakona o izdavanju pokrivenih obveznica i javnom nadzoru pokrivenih obveznica

(NN, br. 151/2025.)

Dec 16, 2025 11:10 AM

Zakon o reviziji

(NN, br. 127/2017.)

Dec 16, 2025 3:45 PM

Zakon o izmjenama i dopunama Zakona o reviziji

(NN, br. 27/2024.)

Dec 16, 2025 3:54 PM

Zakon o izmjenama i dopunama Zakona o reviziji

(NN, br. 85/2024.)

Dec 16, 2025 3:58 PM

Zakon o izmjenama i dopunama Zakona o reviziji

(NN, br. 145/2024.)

Dec 16, 2025 4:01 PM

Zakon o izmjenama i dopunama Zakona o reviziji

(NN, br. 151/2025.)

Dec 16, 2025 4:04 PM

Zakon o izmjenama i dopunama Zakona o provedbi Uredbe (EU) 2016/1011 o indeksima koji se upotrebljavaju kao referentne vrijednosti

(NN, br. 37/2026.)

Apr 9, 2026 1:00 PM

Zakon o provedbi Uredbe (EU) 2016/1011 o indeksima koji se upotrebljavaju kao referentne

(NN, br. 57/2018.)_temeljni

Dec 15, 2020 10:57 AM

Zakon o izmjenama i dopuni Zakona o sanaciji kreditnih institucija i investicijskih društava

(NN, br. 48/2026.)

May 18, 2026 12:28 PM

ebilten-o-bankama-32.pdf

on Amendments to the Income Tax Act (OG 143/2014) introduced a tax on interest...a net instead of...

Sep 20, 2019 11:06 AM

s-000a

1996-01-08 1996-01-08 Surveys Capital markets development in Croatia Croatian national

Nov 2, 2015 2:38 AM

e-tablica-3.xlsx

133 CRD 19 May 2014 Annually Risk weights for exposures secured by mortgages on...CRR 1 Jan. 2014 Discretionary Risk weights for exposures secured by mortgages...

Oct 20, 2017 2:39 PM