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Zagreb, 27.02.2024 CROATIAN NATIONAL BANK Payment Operations Area Payment Operations...Supervision Department Report on cashless payment...

May 29, 2023 12:57 PM

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Zagreb, 27.05.2025 CROATIAN NATIONAL BANK Payment Operations Area Payment Operations...Supervision Department Report on cashless payment...

May 28, 2024 3:33 PM

PB ENG

Zagreb, 10.06.2026 CROATIAN NATIONAL BANK Payment Operations Area Payment Operations...Supervision Department Report on cashless payment...

May 29, 2025 10:10 AM

31DEC_Conference-information

After the Conference days: Business Protocol Department - the Croatian National...Meals Breakfasts and lunches on June 07 and June 08, 2025,...

Jun 2, 2025 1:10 PM

ebilt280.pdf

Claims on central government are loans, overdue claims on the budget of the Republic...In accordance with the Croatian National Bank...

Mar 10, 2023 11:02 AM

Electronic Money Act

(NN, br. 64/2018.)

Feb 15, 2016 6:08 PM

eg19072023_prezentacija.pdf

the full EU membership 2/2003 2003 2004 Positive opinion (Avis) of the EC on...convergence criteria 7/2022 2021 Schengen area 1/2023 EU Council decision ...

Jul 19, 2023 12:02 PM

ebilt283.pdf

continued to rise slightly in April, with the yield on long-term Croatian bonds...Table C1 Balance sheet of the Croatian...

May 18, 2023 3:35 PM

ebilt281.pdf

Table C1 Balance sheet of the Croatian National Bank • The table shows data on Croatian...ASSETS 1 Claims...

Mar 31, 2023 10:54 AM

ebilt284.pdf

Table C1 Balance sheet of the Croatian National Bank • The table shows data on Croatian...The report of the...

Jul 26, 2023 9:19 AM

ebilt282.pdf

Table C1 Balance sheet of the Croatian National Bank • The table shows data on Croatian...The report of the...

Apr 20, 2023 2:40 PM

Personal data protection at the Croatian National Bank

on the Croatian National Bank (Official Gazette 75/2008, 54/2013 and 47/2020), adopt...on the Croatian National Bank and perform official statistics activities...

May 11, 2018 11:05 AM

e-payment-transactions-and-accounts-2022.pdf

In addition to data on national payment transactions, data on international payment...On average 121,277 transactions...

Oct 10, 2023 10:35 AM

e-bpt-2024

An average Croatian citizen today has two payment cards in his/her wallet....The data shown in Table 1 have been collected based on the Decision...

Jul 1, 2025 11:00 AM

Act on amendments to the Act on Settlement Finality in Payment and Financial Instruments

(OG 136/2024) Payment operations Croatian Parliament e-zakon-o-konacnosti-namire-izmjena..._136-2024 2025-02-13 2024-12-03 false Act Dopuna 2024...

Dec 3, 2024 1:43 PM

eg25032025_presentation

March 2025 Overview  Economic benefits and costs of euro adoption  The Croatian...was persistently high Source: HNB 6 Before the adoption of the euro, the...

Mar 25, 2025 12:00 PM

ebilt286.pdf

Table C1 Balance sheet of the Croatian National Bank • The table shows data on Croatian...AMOUNTS ASSETS ...

Oct 12, 2023 3:05 PM

ebilt287.pdf

Table C1 Balance sheet of the Croatian National Bank • The table shows data on Croatian...AMOUNTS ASSETS ...

Nov 13, 2023 11:03 AM

ebilt285.pdf

Table C1 Balance sheet of the Croatian National Bank • The table shows data on Croatian...ASSETS 1 Claims...

Sep 14, 2023 2:33 PM

Figure3_Averages-of-interest-rates-on newly-granted-household-loans-in-euros

neradi entry content od: Figure3_Averages-of-interest-rates-on newly-granted-household-loans-in-euros

Feb 29, 2024 10:43 AM

e-c1.xlsx

EUR Table C1 Balance sheet of the Croatian National Bank end of period, million...- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 1.2 Claims...

Feb 28, 2023 4:14 PM

YES18_Call-for-papers

ECONOMISTS’ SEMINAR (YES) to be held at the Dubrovnik Economic Conference (DEC) on...6 June 2025 The Croatian National Bank is organising...

Dec 4, 2024 3:01 PM

e-sustainability-report-2024

about the state of the climate and the environment. 2024 was the warmest year on...Within its legally defined capabilities, the Croatian...

Jun 30, 2025 4:37 PM

ebilt284-informacija.pdf

Information on economic, financial and monetary developments July 2023 3CNB...long-term Croatian bonds standing at 3.8%....The overnight...

Jul 21, 2023 10:23 AM

Act on Amendments to the Act on the Comparability of Fees Related to Payment Accounts

(OG 105/2025)

Jul 24, 2025 12:01 PM

e-pkkt-2022.pdf

In addition to data on national payment transactions, data on international payment...31 Dec. 2018 Total on 31 Dec....

Nov 3, 2023 12:04 PM

Act on the Resolution of Credit Institutions and Investment Firms

e-zakon-sanacija-kreditnih-institucija-investicijskih-drustava_npt.pdf Temeljni Resolution Resolution...

Feb 7, 2016 10:06 PM

The CNB will act in accordance with the ruling of the High Administrative Court of

true true On 18 October 2016, the Croatian National Bank received a ruling issued..., Article 23, paragraph (5) of the Consumer Credit Act and...

Oct 19, 2016 10:14 AM

The Croatian National Bank to take over the calculation and publication of the national

true true Related documents 2020-01-13 HNB_novo_genericka_savjet.jpg The Croatian...PRESS RELEASES The national reference rate of the average financing cost of the...

Jan 13, 2020 2:56 PM

e-polugodisnja-informacija-1polugodiste2022.pdf

Nominal data on imports of goods suggest that energy imports increased sharply on...Act on...

Jan 20, 2023 12:00 PM

FigureX_Impact-of-current-inflation-and-base-effects-on-annual-consumer-price-inflation

neradi entry content od: FigureX_Impact-of-current-inflation-and-base-effects-on-annual-consumer-price-inflation

Jan 26, 2024 4:29 PM

Figure1_Averages-of-interest-rates-on-household-savings-and-time-deposits-in-euros

neradi entry content od: Figure1_Averages-of-interest-rates-on-household-savings-and-time-deposits-in-euros

Feb 29, 2024 10:43 AM

CNB Council: Adoption of decisions on the general reserves of the Croatian National

National Bank and the Decision on the general reserves of the Croatian National ...The decisions were adopted pursuant to the provisions of the Act...

Jan 4, 2021 4:37 PM

e-mdp-varijabilni-dijelovi-primitaka_clanak-94-CRD

component divided by fixed component of remuneration) 100% N Credit Institutions Act...(l) Member States or Competent Authorities Description of any restriction...

Jun 12, 2024 10:47 AM

Act on Settlement Finality in Payment and Financial Instruments Settlement Systems

2025-02-13 2012-05-28 (OG 59/2012, 44/2016, 118/2020 and 136/2024)...

Feb 15, 2016 6:09 PM

Statement of the Croatian National Bank regarding the issue of foreign currency savings...of Croatian citizens in Ljubljanska banka

Moreover, the July 1994 Constitutional Act, on which this operation was based, made...Position 10 - The Republic of Croatia, especially the Croatian National...

Aug 3, 2015 10:30 AM

Zvi-Eckstein

not quote THE THIRTIETH DUBROVNIK ECONOMIC CONFERENCE Organized by the Croatian...percent; no projections of Federal Fund Rate • January 2012: • First Statement...

Jun 6, 2024 6:04 PM

hp09102025_Statement

To this end, the Institution has taken appropriate steps, based on the size and...Name of institution: Croatian National Bank

Oct 9, 2025 7:56 AM

e-fs-24.pdf

Act....as of 1 July they are calculated based on the data available on 30 April of the...On one...

Jul 21, 2023 3:38 PM

Mokyr.pdf

on it....on it....The direction of its effect on the economy, moreover, depends on the quality of

May 9, 2023 4:38 PM

eMKP_13.pdf

the Act on Amendments to the Consumer Credit Act, OG 143/2013)....The CDS premium on the...

Feb 7, 2023 3:22 PM

ebilt282-informacija.pdf

Information on economic, financial and monetary developments April 2023 3CNB...• INFORMATION ON ECONOMIC, FINANCIAL AND MONETARY...

Apr 17, 2023 3:33 PM

Figure3_Cumulative-effects-of-current-inflation-and-base-effects-on-the-annual-inflation-rate

neradi entry content od: Figure3_Cumulative-effects-of-current-inflation-and-base-effects-on-the-annual-inflation-rate

Jan 26, 2024 4:29 PM

Figure2_Averages-of-interest-rates-on-time-deposits-of-non-financial-corporations-in-euros

neradi entry content od: Figure2_Averages-of-interest-rates-on-time-deposits-of-non-financial-corporations-in-euros

Feb 29, 2024 10:43 AM

DORA – Regulation on digital operational resilience for the financial sector in application next year

"The DORA Regulation (Digital Operational Resilience Act) imposes extensive requirements

Apr 19, 2024 5:33 PM

ebilt281-informacija.pdf

Further decisions on the interest rates will be based exclusively on the incoming...The overnight interest rate on the...

Mar 27, 2023 1:24 PM

Act Implementing Regulation (EU) 2023/1114 on Markets in Crypto-Assets

2024-07-22 Temeljni Crypto Assets Croatian Parliament (OG 85/2024) false 2024 Supervision...Act...

Jul 22, 2024 9:38 AM

Six decisions enacted for the implementation of the Foreign Exchange Act

2003-09-10 Six decisions enacted for the implementation of the Foreign Exchange Act...PRESS RELEASE true Related documents The Council of the Croatian National...

Aug 3, 2015 10:30 AM

18YES_Pourabbasvafa

on firms based on their demand distress....The percentages on Plot A show the share of firms based...

May 22, 2025 6:21 PM

Barro-Bianchi

to Ukraine and Russia, based on country capitals and on an array of major cities...A coefficient on the second...

Apr 25, 2024 8:06 AM

Badalyan-Sona

By bridging the literature on worker substitutability with the literature on labor...While there is a wide range of research...

Jun 17, 2024 2:54 PM

16th-Yes-Skrinjaric-Sabol.pdf

First, we present stylised facts on the Croatian housing market and key drivers...An error correction model (ECM) for the ...

May 9, 2023 6:32 PM

w-073.pdf

STYLIZED FACTS ON CROATIAN HOUSING MARKET ..........................................First, we present stylised facts on ...

Oct 5, 2023 12:00 PM

h-targer-hr_uputa-za-izvanredne-situacije.pdf

on behalf koji se nalazi u Prilogu 2. ove Upute....U slučaju nemogućnosti slanja TARGET – Act on behalf form obrasca iz...

Mar 20, 2023 2:15 PM

ep07062023_prezentacija.pdf

literacy of Croatian citizens • Collect information on financial behaviour, financial...Financial knowledge of Croatian...

Jun 20, 2023 8:41 AM

eg05112024_prezentacija

This was fully in line with expectations considering specificities of the Croatian...national central banks HNB stands ready to support all countries in the region...

Nov 22, 2024 3:38 PM

Act on the Comparability of Fees Related to Payment Accounts, Payment Account Switching

2017-09-11 2025-09-18 Payment System Act on the Comparability of Fees Related to...e-zakon-usporedivost-naknada-prebacivanje-racuna_npt (OG 70/2017 and 105/2025) 2017...

Jul 20, 2017 1:31 PM

Contacts

information required to be kept as a business secret by the CNB pursuant to the Act...on the Croatian National Bank, the Credit Institutions Act,...

Dec 11, 2015 4:58 PM

w-069.pdf

The Croatian National Bank, pursuant to Article 123 of the Credit Institutions Act...the one hand, is based on the theory of the credit cycle...

Dec 22, 2022 2:57 PM

29dec_Program.pdf

FRIDAY, MAY 26, 2023 9:30 – 9:40 A.M OPENING SESSION Boris Vujčić, Croatian...Chairperson: Boris Vujčić, Croatian National Bank Panellists: ...

May 17, 2023 4:45 PM

Figure4_Averages-of-interest-rates-on-newly-granted-loans-to-non-financial-corporations-in-euros

neradi entry content od: Figure4_Averages-of-interest-rates-on-newly-granted-loans-to-non-financial-corporations-in-euros

Feb 29, 2024 10:43 AM

e-smjernica-eba-gl-2023-06_okruznica.pdf

The European Banking Authority (hereinafter referred to as 'EBA') issued on...19 July 2023 the Guidelines on overall recovery capacity in recovery...

Dec 20, 2023 11:18 AM

w-071.pdf

We focus on milk as a traditional staple food in the Croatian diet, whose price increased...inflation but also on the...

Sep 21, 2023 4:05 PM

eg31052024_presentation

Economic and Financial Prospects in the Euro Area Boris Vujčić, Governor, Croatian...Interest rates on housing loansInterest rates...

May 31, 2024 2:17 PM

18YES_Vargedo

We focus on estimating the impacts of CRs on lending and the real economy, not...We also contribute to the literature on...

May 22, 2025 6:26 PM

Conference-information.pdf

After the Conference days: Business Protocol Department - the Croatian National...Meals Breakfasts and lunches on May 26 and May 27, 2023,...

May 15, 2023 12:38 PM

Confidential person under the Whistleblower Protection Act

Related documents true true In accordance with the Whistleblower Protection Act and...appointing a confidential person and the internal whistleblowing procedure, the...

Apr 14, 2020 10:44 AM

eg11102024_prezentacija

EurostatSource: Eurostat 7 The adoption of the euro itself had a mild impact on...other countries in the past, the inflationary impact of the euro was very small...

Oct 11, 2024 10:26 AM

e-mdp-prijelazno-razdoblje-direktiva-2013-36_uredba-575-2013

countercyclical capital buffer in accordance with Articles 118 to 128 of this Act...only based on exposures located in the Republic of Croatia...

Jun 12, 2024 10:47 AM

w-042

labour cost adjustment strategies implemented during the 2010-2013 period by Croatian...Wage Dynamic Network of the European Central Bank and conducted on a sample of...

Jul 25, 2016 4:17 PM

Studentska on line debata: "Alternativno vs. bankovno financiranje"

agencije za nadzor financijskih usluga i Hrvatske narodne banke održana je danas on

Apr 12, 2021 12:23 PM

Climate Strategy of the Croatian National Bank

beyond, encourages all segments of society, including the financial sector, to act...The Croatian National Bank (CNB), like the other central banks...

Dec 6, 2023 2:40 PM

CNB Council: The Croatian National Bank realised a profit of EUR 10.5m in 2024

According to the audited Financial Statements, the Croatian National Bank realised...Pursuant to Article 57 of the Act on the Croatian National...

Feb 24, 2025 12:45 PM

TARGET-HR

TARGET-HR is the component of TARGET system operated by the Croatian National Bank...and determined as “the system” in accordance with Article 5, paragraph (1) of the...

Mar 20, 2023 3:07 PM

w-015

11-23 2006-11-23 This paper presents the results of the first analysis of the Croatian...trading volume, exchange rate volatility and bid-ask spreads in the market for the...

Nov 2, 2015 2:33 AM