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However, rates of return on various types of investments, which depend on economic...The amendments of 8 July 1999 to the...

Dec 3, 2025 1:52 PM

TARGET-HR

TARGET-HR is the component of TARGET system operated by the Croatian National Bank...and determined as “the system” in accordance with Article 5, paragraph (1) of the...

Mar 20, 2023 3:07 PM

eMKP_17

E U R bi lli on E U R bi lli on E U R 2018 2021 202320202016 20192017...This Box examines when the yields on...

Jan 28, 2025 11:14 AM

e-semi-annual-information_2nd-half-2024

This Box examines when the yields on Croatian bonds came to equal yields of countries...The results of the analysis suggest a narrowing of yield...

Jul 29, 2025 4:11 PM

w-054.pdf

the market: an increase in the number of banks able to compete on the whole Croatian...Credit Act and the Credit...

May 15, 2018 8:41 AM

e-mdp-prijelazno-razdoblje-direktiva-2013-36_uredba-575-2013

countercyclical capital buffer in accordance with Articles 118 to 128 of this Act...only based on exposures located in the Republic of Croatia...

Jun 12, 2024 10:47 AM

e-protuciklicki-sloj-kapitala-obrazlozenje_30062023

countercyclical buffer rate for the Republic of Croatia to 1.5% The Croatian...National Bank adopted a decision on the increase of the...

Jan 16, 2025 4:14 PM

e-kalendar-Svaljek_05_2026

Banks & Structured Finance and Georgiana Ghenu, Associate Director Topic: The Croatian...Presentation on macroeconomic developments: "Stability...

Aug 14, 2026 8:03 AM

PB ENG

Zagreb, 10.06.2026 CROATIAN NATIONAL BANK Payment Operations Area Payment Operations...Supervision Department Report on cashless payment...

May 29, 2025 10:10 AM

e-kalendar-Vujcic_05_2026

May 2026 29th Professional Conference "Financial Market" organised by the Croatian...Banking Association Opening presentation on the topic "The...

Aug 14, 2026 8:05 AM

SV5-e-prodana-potrazivanja.xlsx

DATA EUR Data on sold claims of credit institutions during the reporting period...on the CNB website: Table SP7 Data...

Dec 29, 2020 11:11 AM

w-069.pdf

The Croatian National Bank, pursuant to Article 123 of the Credit Institutions Act...the one hand, is based on the theory of the credit cycle...

Dec 22, 2022 2:57 PM

SV1-e-podaci-o-poslovanju-30-6-25

DATA Data on credit institution operations, as at 30 June 2025 (preliminary, unaudited...to the Croatian National Bank....Data...

Aug 29, 2025 2:51 PM

w-051.pdf

We conduct a debt sustainability analysis for Croatian corporates based on firm-level...using data on market value of...

Jun 29, 2017 3:22 PM

Payment system in the Republic of Croatia

provider of payment services, authorised to provide payment services by the Croatian...The Croatian National Bank adopts a decision authorising the operation of...

Jun 1, 2015 2:28 PM

ESAs publish key tips to help consumers detect, prevent, and act on online frauds

never sharing personal or banking information, always pausing to think before acting...authorities”. hzp03022026 ESAs publish key tips to help consumers detect, prevent,...

Feb 3, 2026 5:00 PM

e-zdp-kvalificirani-udjeli-ki.pdf

Article 23(1), point (a) Reputation of the proposed acquirer Description on...holding in a credit institution, Article 4. 030 Description...

Jul 28, 2017 12:56 PM

e-subjekti-upisa.pdf

(Official Gazette 64/2018), which entered into force on 26 July 2018, the name of...(Official Gazette 64/2018), which entered into force on 26 July...

Feb 6, 2019 10:33 AM

hp09102025_Statement

To this end, the Institution has taken appropriate steps, based on the size and...Name of institution: Croatian National Bank

Oct 9, 2025 7:56 AM

e-kalendar-Samodol_05_2026

with representatives of the ECB teleconference 13 May 2026 The Council of the Croatian...Supervisory Board of the European Central Bank Riga The calendar gives...

Aug 14, 2026 11:46 AM

e-mdp-varijabilni-dijelovi-primitaka_clanak-94-CRD

component divided by fixed component of remuneration) 100% N Credit Institutions Act...(l) Member States or Competent Authorities Description of any restriction...

Jun 12, 2024 10:47 AM

h-targer-hr_uputa-za-izvanredne-situacije.pdf

on behalf koji se nalazi u Prilogu 2. ove Upute....U slučaju nemogućnosti slanja TARGET – Act on behalf form obrasca iz...

Mar 20, 2023 2:15 PM

Register of payment service providers and electronic money issuers

electronic money issuers true true Related documents Pursuant to the Payment System Act...(Official Gazette 66/2018) and the Electronic Money Act (Official...

May 25, 2015 1:40 PM

Governor Vujčić's interview for magazine Diplomacy & Commerce

euro might be introduced in 2028 at the earliest Boris Vujčić, Governor of the Croatian...Croatian National Bank activated the countercyclical...

Oct 28, 2025 9:20 AM

Payment institution

true true The Croatian National Bank will grant authorisation to provide payment ...submitted documentation, that all the conditions prescribed by the Payment System...

Jun 1, 2015 2:28 PM

Privacy statement

dokumenti Information to data subjects/consumers who submit complaints to the Croatian...[1], Article 10 of the Electronic Money Act[2], Article 30...

Dec 12, 2023 9:11 AM

Rules and guidance

Decisions Responses to questions on the application of the Credit Institutions Act...accordance with Directive 2013/36/EU of the European Parliament and of the Council...

Jun 1, 2015 3:21 PM

Registered account information service providers

Related documents true true 2018-07-27 2025-10-20 The Croatian National Bank will...submitted documentation that all the conditions prescribed by the Payment System...

Jul 24, 2018 1:45 PM

Electronic money institution

documentation and information as prescribed by Article 17 of the Electronic Money Act...that the intended outsourcing complies with Article 44 of the Electronic Money...

Jun 1, 2015 2:28 PM

Small payment institutions

established in the Republic of Croatia, which has been issued a decision by the Croatian...payment institution (hereinafter referred to as 'applicant') submits to the...

Jul 24, 2018 1:27 PM