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In the Netherlands, the Competition Act of 22 May 1997 did not apply to the banking...on the concentration of economic power in the banking sector according to the...

Jun 3, 2015 2:36 PM

eMKP_11.pdf

According to the November Foreign Exchange Consensus Forecasts, the exchange rate...Other...

Jan 31, 2022 10:21 AM

Exchange of kuna cash

2023-01-01 2023-12-28 Decision on the exchange of kuna cash (OG 153/2023) Application...for the exchange of kuna cash Povezani dokumenti false false

Nov 2, 2022 7:02 AM

ebilt289

, foreign cash, foreign currency sight deposits, foreign curren- cy time deposits...- nary...

Mar 20, 2024 2:14 PM

Plan-rada-HNBa-za-2025_cijeli

Foreign Exchange), DALM (engl....Foreign Account Tax Compliance Act), KYC (engl....Statistical...

Feb 13, 2025 8:45 AM

e-semi-annual-information_1st-half-2024

On the global foreign exchange market, the euro mostly weakened against the US dollar...effective exchange rate of the...

Dec 11, 2024 10:32 AM

ebilt304

negotiable debt securities, foreign cash, foreign currency sight deposits, foreign...foreign...

Feb 20, 2026 3:04 PM

ebilt305

, foreign cash, foreign currency sight deposits, foreign | 2021 | 2022 | 2023...foreign...

Mar 18, 2026 2:36 PM

ebilt290

, foreign cash, foreign currency sight deposits, foreign curren- cy time deposits...- nary...

Apr 19, 2024 2:05 PM

ebilt288

, foreign cash, foreign currency sight deposits, foreign curren cy time deposits... nary...

Feb 22, 2024 3:07 PM

ebilt306

, foreign cash, foreign currency sight deposits, foreign | 2022 | 2023 | 2024...foreign...

Apr 22, 2026 3:13 PM

w-014.pdf

Another product that is rather homogeneous is foreign exchange deposits by households...If we look at the figure on...

Jul 4, 2015 4:30 PM

e-semi-annual-information_1st-half-2025

. . . . . . . . . . . . . . . . . . . . . . 30 2.4 Economic relations with foreign...The exchange rate of the euro for the US dollar strongly...

Dec 5, 2025 12:13 PM

ebilt297

negotiable debt securities, foreign cash, foreign currency sight deposits, foreign...foreign...

Mar 20, 2025 1:00 PM

ebilt300

, foreign cash, foreign currency sight deposits, foreign currency time | 2021...dinary...

Jul 16, 2025 9:33 AM

ebilt298

negotiable debt securities, foreign cash, foreign currency sight deposits, foreign...foreign...

Apr 17, 2025 2:08 PM

ebilt299

negotiable debt securities, foreign cash, foreign currency sight deposits, foreign...foreign...

May 26, 2025 3:39 PM

ebilt293

, foreign cash, foreign currency sight deposits, foreign curren cy time deposits... nary...

Sep 20, 2024 10:50 AM

ebilt294

, foreign cash, foreign currency sight deposits, foreign curren- cy time deposits...- nary...

Oct 15, 2024 2:40 PM

ebilt292

, foreign cash, foreign currency sight deposits, foreign curren- cy time deposits...- nary...

Jul 17, 2024 10:24 AM

ebilt296

negotiable debt securities, foreign cash, foreign currency sight deposits, foreign...foreign...

Feb 18, 2025 9:59 AM

ebilt307

, foreign cash, foreign currency sight deposits, foreign currency time deposits...foreign...

May 27, 2026 12:28 PM

ebilt295

, foreign cash, foreign currency sight deposits, foreign curren- cy time deposits...- nary...

Nov 15, 2024 9:49 PM

w-024.pdf

exchange interventions (i.e. purchases of foreign exchange in the market), with...Figure 2...

Jul 4, 2015 6:00 PM

w-054.pdf

The rapid entry of foreign banks into Croatia’s banking market, culminating with...ATMs) and by the arrival of foreign banks with superior...

May 15, 2018 8:41 AM

e-mpd-16-2022.pdf

tic s N o. 1 6  F eb ru ar y 20 22 amendments to the Bankruptcy Act...rate at 6.39 1 Jan. 2015 Discretionary Amended Consumer Credit...

Apr 13, 2022 2:45 PM

eMKP_19

. . . . . . . . . . . . . . . . . . . . . . . 34 3.4 Economic relations with foreign...The euro exchange rate appreciated slightly against the US...

Jan 12, 2026 11:24 AM

CNB midpoint exchange rate

CNB midpoint exchange rates applied on the last day of the observed period....exchange rates effective on the working days in a year, using CNB...

Jun 13, 2015 5:04 PM

ebilt284.pdf

, foreign cash, foreign currency sight deposits, foreign curren- cy time deposits...- nary...

Jul 26, 2023 9:19 AM

Encouraging economic development indicators

As regards foreign exchange market developments in the third quarter this year, the...the result of the liberalization of...

Aug 3, 2015 10:29 AM

Plan-rada-HNBa-za-2024_cijeli

Foreign Exchange), DALM (engl....Foreign Account Tax Compliance Act), KYC (engl....Statistical...

Feb 9, 2024 8:36 AM

e-gi-2001.pdf

foreign exchange operations for legal persons, facilitating their foreign...

Jun 30, 2015 10:04 AM

Foreign Direct Investments

2016-10-10 Foreign direct investments are a component part of the balance of payments...Direct investments are investments whereby a foreign owner...

Jun 13, 2015 3:53 PM

Inflation lower than last year

After the foreign exchange inflow, stirred by the euro conversion had dissipated,...Over the last year foreign...

Aug 3, 2015 10:29 AM

e-zakon-o-kreditnim-institucijama-izmjena_15-2018.pdf

30 of this Act...provide this free of charge, which is contrary to Article 302, paragraph (5) of this Act...lending segment of its consumer ...

Nov 7, 2018 2:52 PM

e-zakon-o-kreditnim-institucijama-izmjena_151-2022.pdf

ON AMENDMENTS TO THE CREDIT INSTITUTIONS ACT I hereby promulgate the Act on Amendments...ACT ON AMENDMENTS TO THE...

May 18, 2023 12:25 PM

ebilt228-informacija.pdf

exchange transactions include the purchase of foreign exchange from and the sale...of foreign...

Oct 25, 2016 3:19 PM

e-fs-23.pdf

in de x 0.0 0.1 0.2 0.3 Foreign exchange market Bond market Capital market...Pressures on the foreign...

Jun 30, 2022 12:10 PM

s-036.pdf

Foreign exchange swaps arranged between the Baltic states’ central banks and the...which foreign capital was transformed into domes- tic...

Jul 24, 2019 9:16 AM

e-fs-24.pdf

In addition to the adjusted definition of the foreign exchange and money markets...exchange market Money market HIFS ...

Jul 21, 2023 3:38 PM

CNB Council: Inflation moderated, exchange rate stable

PRESS RELEASE CNB Council: Inflation moderated, exchange rate stable 2013-10-09 At...steady at extremely favourable levels (0.6%), and fluctuations of the kuna/euro...

Aug 3, 2015 10:33 AM

CNB's surplus of income over expenditures allocated in accordance with legislation

Pursuant to Article 57, paragraph (2) of the Act on the Croatian National Bank general...rate (unrealised net gains from the exchange rate) or...

Aug 3, 2015 10:31 AM

Exchange rate appreciation curbed

PRESS RELEASE Exchange rate appreciation curbed 2001-07-25 At its session held on...recently, i.e. at marked differences between the mid-point...

Aug 3, 2015 10:29 AM

e-fs-26

In addition, the increase in foreign assets has exacerbated banks’ vulnerability...Share of no. of trans. by foreign nationals – Adriatic Share of...

Jul 14, 2025 11:34 AM

Table-2.xlsx

minimum costs of living that may not be less than the amount prescribed by the act...rate at 6.39 1 Jan. 2015 Discretionary Amended Consumer Credit...

Apr 13, 2022 5:08 PM

ebilt286.pdf

, foreign cash, foreign currency sight deposits, foreign curren cy time deposits... nary...

Oct 12, 2023 3:05 PM

Foreign debt continues to rise

PRESS RELEASE Foreign debt continues to rise 2006-05-10 The Council of the Croatian...The country's total foreign debt reached almost EUR 26.8bn...

Aug 3, 2015 10:31 AM

ebilt285.pdf

, foreign cash, foreign currency sight deposits, foreign curren- cy time deposits...- nary...

Sep 14, 2023 2:33 PM

Turnover of authorised exchange offices

01-05 2016-03-22 You may find below an overview of the turnover of authorised exchange...to the data collected from the summary reports on the turnover of authorised...

Jan 7, 2016 4:48 PM

ebilt287.pdf

, foreign cash, foreign currency sight deposits, foreign curren- cy time deposits...- nary...

Nov 13, 2023 11:03 AM

e-odluka-procjena-primjerenosti-predsjednik-ostali_20-2021.pdf

Article 45, paragraph (8) and Article 54, paragraph (4) of the Credit Institutions Act...70/2019, 47/2020 and 146/2020) and Article 43, paragraph (2), item (10) of the...

Apr 14, 2021 1:06 PM

ebilten-o-bankama-22.pdf

At the end of 2010, the net open foreign exchange position of banks was long and...their liquid foreign...

Jun 30, 2015 4:04 PM

jr-izl-go-pdf-e-sosic_8_9_15.pdf

Foreign Direct Investments in Croatia: Trends, Structure and Effects Vedran Šošić...Note: Charts show the share of foreign-owned banks in total...

Feb 9, 2016 5:36 PM

Data template on international reserves/foreign currency liquidity

2019-10-31 2019-10-31 15:30 Data template on international reserves/foreign currency...Official reserves assets and other foreign currency assets...

Nov 18, 2015 7:55 PM

Republic of Croatia sends letter of intent to enter European Exchange Rate Mechanism

PRESS RELEASES Republic of Croatia sends letter of intent to enter European Exchange...states, Denmark and EU institutions expressing its intent to enter the European...

Jul 4, 2019 2:48 PM

bogaard-svejnar.pdf

Keywords: Insider Econometrics, Incentives, Foreign Ownership, Banking, Central...Opening up for foreign banks: How central and eastern europe...

Jun 3, 2015 2:44 PM

jan-frait.ppt

Exchange Rate Criterion and ERM2 - nominal exchange rate roughly stable for 14 years...The CNB's monetary policy objective anchored in the...

Jun 3, 2015 1:59 PM

ebilten-o-bankama-32.pdf

A bank is classified as a foreign-owned bank if it is majority owned by foreign...Foreign currency loans include loans...

Sep 20, 2019 11:06 AM

e-semi-annual-information_1st-half-2023.pdf

euro introduction on borrowing costs in Croatia 27 2.4 Economic relations with foreign...Over the same period, the nominal effective exchange...

Jan 17, 2024 8:44 AM

s-030.pdf

exchange markets than advanced economies because they seek to avoid strong exchange...exchange interven tions aimed at...

Jan 11, 2018 11:31 AM

Catherine-Schenk

The prospect of lucrative foreign exchange business both from trading on a bank...The FRBNY also had a steady hand on the process at the...

May 20, 2026 6:21 PM

ebilten-o-bankama-23.pdf

with them, selling kuna and purchasing foreign exchange on the spot market and...selling foreign...

Jun 30, 2015 4:05 PM

e-mpd-3-2017.pdf

on Amendments to the Consumer Credit Act (OG 102/2015); however, the quality of...: banks are obliged to inform their clients about exchange rate...

Oct 31, 2017 9:36 AM

Measures introduced in Croatia banka produced favourable effects

This shows that the February interventions of the CNB on the foreign exchange market...It was estimated that the increase of commercial banks'...

Aug 3, 2015 10:28 AM

s-041.pdf

conduct foreign exchange market interventions when exchange rate fluctuation is...foreign demand)...

Feb 24, 2021 6:41 PM

e-List_of_legal_forms2.xlsx

All legal forms related to foreign branches were removed from the list (they were...The new Local Government Act that entered into force in 1995...

Apr 3, 2023 5:01 PM

e-list_of_legal_forms_30-9-2025

All legal forms related to foreign branches were removed from the list (they were...The new Local Government Act that entered into force in 1995...

Jul 4, 2025 3:12 PM

e-List_of_legal_forms3

All legal forms related to foreign branches were removed from the list (they were...The new Local Government Act that entered into force in 1995...

Jun 27, 2024 3:20 PM

e-List_of_legal_forms4

All legal forms related to foreign branches were removed from the list (they were...The new Local Government Act that entered into force in 1995...

Sep 17, 2024 2:36 PM

Act Implementing Regulation (EU) 2023/1114 on Markets in Crypto-Assets

2024-07-22 false 2024 Supervision Act Temeljni Crypto Assets Croatian Parliament

Jul 22, 2024 9:38 AM

e-payment-transactions-and-accounts-2021.pdf

. . . . . . . . . . . . . . 15 Sent national credit transfers in foreign...are recalculated in kuna at the CNB’s midpoint exchange ...

Sep 7, 2022 2:19 PM

e-payment-transactions-and-accounts-2022.pdf

. . . . . . . . . . . . . . 15 Sent national credit transfers in foreign...are recalculated in kuna at the CNB’s midpoint exchange ...

Oct 10, 2023 10:35 AM

ep26092017_analiticki-prilog.pdf

Summary In addition to considerable exposure to currency risk (around 90% of foreign...Shocks such as unemployment of some household members, increase in the...

Oct 6, 2017 11:11 AM

ap-redpub-pkkt-pdf-e-pkkt_2014.pdf

The Decision was adopted pursuant to two acts: • the Payment System Act (Official...Gazette 133/2009 and 136/2012), and • the Electronic Money...

Dec 2, 2015 2:04 PM

Confidential person under the Whistleblower Protection Act

In accordance with the Whistleblower Protection Act and the Ordinance on the method

Apr 14, 2020 10:44 AM

Preparation for the introduction of the RTSG in final stage

The CNB Council also pointed out that, despite the crisis in a few banks, foreign...excessive seasonal exchange rate...

Aug 3, 2015 10:28 AM

Credit growth too high

Council was also briefed about the final report on the on-site examination of the foreign...exchange operations in Riječka banka and made a number...

Aug 3, 2015 10:29 AM

e-pbt_05.xlsx

pbt_04 Index of nominal and real effective kuna exchange rate 2010 = 100...109.75 127.42 110.72 Q1/24 99.04 106.56 111.46 Notes: The real effective...

Jul 3, 2015 5:04 PM

jonung-2.pdf

Foreign holdings of domestic stocks increased rapidly....The credibility of the pegged exchange rate is put into question....There was no advice...

Jun 3, 2015 2:36 PM

e-pkkt_2015.pdf

The Decision was adopted pursuant to two acts: • the Payment System Act (Official...Gazette 133/2009 and 136/2012); and • the Electronic Money...

Sep 8, 2016 3:16 PM

The_Republic_of_Croatias_ERM-II_Letter_of_Intent_and_Action_Plan.pdf

May 2020 - The Act on Amendments to the Credit lnstitutions Act and the Act on Amendments...to the Credit lnstitutions...

Jul 8, 2019 3:45 PM

s-008.pdf

Interest payments are vulnerable to exchange rate shocks since 55% represents foreign...banks are forced to seek foreign...

Jul 4, 2015 5:06 PM

e-fs-4-2010.pdf

A higher net sale of foreign exchange via prompt and forward foreign exchange trading...rate by...

Jun 30, 2015 2:11 PM

New monetary policy measures

Further, the Council made a number of other decisions, acting in accordance with ...The CNB Council assessed that the exchange rate pressures have...

Aug 3, 2015 10:29 AM

arestis-mouratidis.pdf

rate regimes: a credible fixed exchange rate regime, and a folating exchange rate...rate change and et is the foreign...

Jun 3, 2015 1:58 PM

How to exchange kuna banknotes and coins?

How to exchange kuna banknotes and coins?...2023-06-14 Kuna banknotes and coins can be exchanged at the branch offices of banks...and at the branch...

Jun 14, 2023 2:35 PM

fidrmuc-foster-scharler.pdf

E32, F15, E21 Keywords: Consumption correlation puzzle, financial integration, foreign...Lipworth (1997): “Japanese Foreign Direct Investment and...

Jun 3, 2015 2:36 PM

e-registar-ovlastenih-mjenjaca-csv

;;;;; REGISTER OF AUTHORISED EXCHANGE OFFICES ;;;;; Status as of May 14, 2026;;...;CRES , VAROZINA 25;040017236; 0142/O;07.07.2006. 38;CRYPTO...

May 18, 2026 2:55 PM

ebilt303-informacija

prices of consumer goods, a decrease in import prices (also driven by euro exchange...Following the appreciation in the previous two months, the...

Nov 17, 2025 3:11 PM

s-002.pdf

Foreign exchange deposits repre- sented 84.1 percent of total deposits....Foreign currency liabilities may not be greater...

Jul 4, 2015 5:05 PM

w-025.pdf

The exchange rate, on the other hand, affects the competitiveness of the economy...Other possible exchange rate indicators include the real or ...

Jul 4, 2015 6:00 PM

Core functions

exchange operations (transactions) as set out in Article 219 of the Treaty on the...exchange operations and the operation of authorised...

Jun 1, 2015 4:10 PM

e-d2.xlsx

HRK Table D2: Foreign assets of other monetary financial institutions end of...01/22 02/22 03/22 04/22 05/22 06/22 07/22 08/22 09/22 10/22 11/22 12/22 1 ...

Jun 22, 2015 5:42 PM

e-gi-1998.pdf

exchange market (mainly sales of foreign exchange)....of foreign...

Jun 30, 2015 10:03 AM

e-mp_02.xlsx

mp_02 Exchange rate movements before CNB intervention and amount of intervention...Intervention amount Exchange rate of the intervention day...

Jul 3, 2015 5:04 PM

e-izvjesce-komisije-eu-parlamentu-vijecu.pdf

.............................................................. 55 Currency exchange...Hawaladars can engage in foreign...

Oct 13, 2017 9:16 AM

e-pbt_14.xlsx

pbt_14 Foreign direct investment, net incurrence of liabilities in million EUR

Jul 3, 2015 5:04 PM

e-payment-transactions-and-accounts-2020.pdf

. . . . . . . . . . . . . . 15 Sent national credit transfers in foreign...are recalculated in kuna at the CNB’s midpoint exchange ...

Oct 13, 2021 10:48 AM

Act on the Comparability of Fees Related to Payment Accounts, Payment Account Switching

Payment System Act on the Comparability of Fees Related to Payment Accounts, Payment...Switching and Access to Basic Accounts 2017-09-11 2025-09-18 false 2017 Payment...

Jul 20, 2017 1:31 PM

ebilt302-informacija

somewhat weaker tour- ist activity, given that the number of nights stayed by foreign...workers following the amendments to the Foreigners...

Oct 22, 2025 1:29 PM