Pretraga

The ten-year yield on Croatian bonds moved at a similar pace, falling from 3.4%...the lower participation rate. 1 As of July 2025, the amended...

10.07.2025. 09:47

w-050.pdf

Malešević (2003) focused on the impact of upcoming Croatian CEFTA7 membership on...Croatian...

14.06.2017. 11:01

table-4.xlsx

on Amendments to the Credit Institutions Act Compliance with the requirements for...The ECB may issue instructions to the CNB if it assesses that a...

03.03.2021. 09:59

Table-2.xlsx

on Amendments to the Credit Institutions Act Compliance with the requirements for...The ECB may issue instructions to the CNB if it assesses that a...

29.07.2021. 13:18

e-priopcenje-nastavak-primjene-protuciklickog-3-tromj-2020.pdf

third quarter 2020 In accordance with Article 123 of the Credit Institutions Act...Bank (CNB) hereby announces that the Decision on the...

27.06.2019. 09:14

e-priopcenje-nastavak-primjene-protuciklickog-2-tromj-2018.pdf

quarter of 2018 In accordance with Article 123 of the Credit Institutions Act...(Official Gazette 159/2013, 19/2015 and 102/2015), the...

22.03.2017. 09:44

e-priopcenje-nastavak-primjene-protuciklickog-1-tromj-2018.pdf

quarter of 2018 In accordance with Article 123 of the Credit Institutions Act...(Official Gazette 159/2013, 19/2015 and 102/2015), the...

28.12.2016. 14:23

e-odluka-uvjeti-nacin-poslovanja-ovlastenih-mjenjaca_85-2019.pdf

/2009 – Payment System Act 153/2009, 145/2010 and 76/2013) and Article 42, paragraph...and 54/2013), the Council of the Croatian National Bank, at...

16.10.2019. 07:17

e-priopcenje-nastavak-primjene-protuciklickog-2-tromj-2021.pdf

second quarter of 2021 Pursuant to Article 123 of the Credit Institutions Act...(Official Gazette 159/2013, 19/2015, 102/2015, 15/2018 and 70/2019) the...

30.03.2020. 09:49

Klimatska strategija Hrvatske narodne banke

2023-12-07 1. Uvod Klimatske promjene jedan su od najvećih izazova današnjice. Jačanje svijesti o njihovim mogućim katastrofalnim posljedicama već danas, a svakako u bližoj i daljoj budućnosti,...

06.12.2023. 14:40

e-polugodisnje1-2010.pdf

Source: CBS. 7 According to the Act on the Special Tax on Salaries, Pensions and...As a result, the spread between the...

30.06.2015. 17:41

e-priopcenje-nastavak-primjene-protuciklickog-3-tromj-2017.pdf

quarter of 2017 In accordance with Article 123 of the Credit Institutions Act...(Official Gazette 159/2013 and 19/2015 and 102/2015), the...

30.06.2016. 07:45

e-smjernice-objava-opcih-uvjeta-poslovanja-ki-s-potrosacima.pdf

The Credit Institutions Act (Official Gazette 117/2008, 74/2009 and 153/2009, Article...Ongoing monitoring by the Croatian National Bank The...

09.09.2019. 14:00

young-ceh-krznar-2.pdf

two factors: on the possible reaction of the mother banks during a crisis and on...On the other hand, they might...

03.06.2015. 14:37

young-ceh-krznar-3.pdf

two factors: on the possible reaction of the mother banks during a crisis and on...On the other hand, they might...

03.06.2015. 14:37

e-report-ICAAP-ILAAP_2018.pdf

At the end, provide data on the person(s) appointed for contacts with the Croatian...on a consolidated basis...

16.03.2018. 15:17

Savjet HNB-a: Hrvatska narodna banka u 2024. ostvarila dobit od 10,5 milijuna eura

PRIOPĆENJA Savjet HNB-a: Hrvatska narodna banka u 2024. ostvarila dobit od 10,5 milijuna eura hnb_izvana_01_savjet.jpg 2025-02-24 12:43 Na sjednici Savjeta Hrvatske narodne banke održanoj 24....

24.02.2025. 12:45

e-odluka-statisticko-i-nadzorno-izvjescivanje_npt.pdf

plans shall be applied when reporting on the set of data on funding plans....shall not provide information on the rejected...

19.06.2019. 08:03

e-priopcenje-nastavak-primjene-protuciklickog-2-tromj-2020.pdf

second quarter 2020 In accordance with Article 123 of the Credit Institutions Act...(Official Gazette 159/2013, 19/2015, 102/2015) and 15/2018) the...

28.03.2019. 09:06

e-obrazac-za-prikupljanje-i-obradu-osobnih-podataka.pdf

Croatian National Bank – Trg hrvatskih velikana 3 – 10000 Zagreb – phone: +385 1...Department Company name and registered office of the applicant Information...

05.01.2023. 12:42

e-bpt-2023

An average Croatian citizen today has 2.1 payment cards in his/her wallet....The data shown in Table 1 have been collected based on the Decision...

04.07.2024. 11:57

ebilt66.pdf

Government Bonds on International Markets Developments in the spread on Croatian...basis of spreads...

30.06.2015. 14:35

e-mpd-7-2018.pdf

the demand or on the supply side)....The Decision on monetary policy implementation of the Croatian National Bank...

05.02.2019. 15:44

turkalj-srzentic.pdf

Section 3 provides a descriptive analysis of the Croatian firms’ and remarks on financing...to count more on equity and...

03.06.2015. 14:46

Figure1_Averages-of-interest-rates-on-household-savings-and-time-deposits-in-euros

neradi entry content od: Figure1_Averages-of-interest-rates-on-household-savings-and-time-deposits-in-euros

29.02.2024. 10:43

FigureX_Impact-of-current-inflation-and-base-effects-on-annual-consumer-price-inflation

neradi entry content od: FigureX_Impact-of-current-inflation-and-base-effects-on-annual-consumer-price-inflation

26.01.2024. 16:29

e-mpd-12-2020.pdf

the demand or on the supply side)....collecting data on standards on lending to consumers Establishment of an...

04.11.2020. 14:24

e-odluka-nadzornim-izvjestajima-kreditnih-unija_obrasci_npt.xlsx

Cover page IKR-KU Croatian National Bank Name of credit union: Croatian...exposure to credit risk Report date: IKR-KU form −...

27.12.2022. 16:30

w-044

the Croatian economy....As regards the analysis of the impact of the global crisis on Croatian...

03.12.2025. 13:59

e-smjernica-eba-gl-2018-01_okruznica.pdf

December 2017 amending Regulation (EU) No 575/2013 and Application of the Guidelines on...transitional arrangements for mitigating the impact of the introduction of IFRS...

25.10.2022. 13:52

Attachment_1-request-research_entities.pdf

O:\IZDAVASTVO\DTP\HNB logotip\JPG\HNB znak i logotip.jpg Croatian National Bank ·...Request for access to confidential data for scientific purposes /...

10.08.2022. 14:35

ebilten-o-bankama-11.pdf

This publication is based on data provided by banks to the Croatian National Bank...Consolidated supervision, which is carried out by the...

30.06.2015. 16:03

e-smjernica-eba-gl-2021-09_Application.pdf

16 September 2021 published on its website the Guidelines specifying the criteria...), the Croatian National Bank (hereinafter: the CNB) shall...

31.12.2021. 09:11

e-mpd-9-2019.pdf

The country’s risk perception is reduced, with CDS spreads on Croatian government...The Decision on monetary policy...

30.10.2019. 13:43

e-odluka-statisticko-izvjesce-banke-2004.pdf

Pursuant to Article 105 paragraph 1 item 2 of the Banking Act (official gazette...Narodne novine, No 84/2002) and Articles 25 and 39 item 2 under i) of the...

24.06.2015. 12:56

galac-kraft.pdf

On the demand side, it depends on costs for banks of holding foreign currency liabilities...The prohibition on...

03.06.2015. 14:45

w-014.pdf

the Croatian banking mar- ket, and by providing empirical evidence on the evolution...Tepu{ (1998): Report on the Credit...

04.07.2015. 16:30

The-History-of-Money-in-Croatia.pdf

on Croatian history until the breakup of the Austro-Hungarian Monarchy....veto on every parliamentary...

24.04.2018. 14:29

w-033.pdf

Obviously, some of these determinants act exclu- sively on the supply or demand side...of foreign currency loans in a country, while some...

04.07.2015. 18:01

w-070

effects of extreme weather on the Croatian economy?...of extreme weather events on the macroeconomy for the...

03.12.2025. 13:58

tf-sup-l-ku-r-docx-e-zahtjev_rad_kreditne_unije.docx

CROATIAN NATIONAL BANK Prudential Regulation and Supervision Area Trg hrvatskih velikana...relates 2 Applicant's name/firm name, head office and address enter data...

19.02.2016. 16:14

w-019

Tica, J. (2002): The Transition of Croatian Apartment Market, Politička kultura, ...The Act on Subsidised Residential...

03.12.2025. 13:59

s-026.pdf

on foreign direct investments 4 2.3 Literature on the euro’s effect on tourism...Ranilović, N. (2017): The Effects of...

23.11.2017. 10:18

s-031.pdf

Following the implementation of the act on the conversion of loans in Swiss francs...credit growth – 12% annually 2009 Decision...

13.02.2018. 11:54

s-031

Following the implementation of the act on the conversion of loans in Swiss francs...credit growth – 12% annually 2009 Decision...

03.12.2025. 13:54

Povjerljiva osoba prema Zakonu o zaštiti prijavitelja nepravilnosti

Hrvatska narodna banka sukladno Zakonu o zaštiti prijavitelja nepravilnosti i Pravilniku o načinu imenovanja povjerljive osobe i postupku unutarnjeg prijavljivanja nepravilnosti omogućava zaštitu...

14.04.2020. 10:44

Less-significant-supervised-entities.zip

identification number of the supervised entity Explanation on...Companies Act?...It will be reviewed by the...

22.12.2022. 13:55

Significant-supervised-entities.zip

identification number of the supervised entity Explanation on...Companies Act?...Reputation Financial and business...

22.12.2022. 13:55

e-f2.xlsx

ENG Table F2: Deposit Rates of the Croatian National Bank In percentage, on annual...rates on CNB bills...

22.06.2015. 17:49

e-smjernica-eba-gl-2022-08_okruznica.pdf

Attention of: Management Board Subject: Application of the EBA Guidelines on...the European Banking Authority (hereinafter: the EBA) published the Guidelines...

07.12.2022. 10:47

ebilten-o-bankama-8.pdf

This publication is based on data provided by banks to the Croatian National Bank...New laws (Croatian National Bank...

30.06.2015. 16:03

w-015

The only market makers on the Croatian FX market are commercial banks (for more...Trading on the...

03.12.2025. 13:58

tf-sup-l-ki-r-docx-e-zahtjev_pruzanje_fin_usluga.docx

CROATIAN NATIONAL BANK Prudential Regulation and Supervision Area Trg hrvatskih velikana...all expenses related to the introduction of new financial services 9 Opinion...

16.02.2016. 10:30

e-fs-18-2017.pdf

and the Act on State-subsidised Housing Loans....The Act on State-subsidised Housing Loans10 aimed 9 Measured as the ratio of...

01.06.2017. 14:08

yes17_call-for-papers_2024

ECONOMISTS’ SEMINAR (YES) to be held at the Dubrovnik Economic Conference (DEC) on...In conjunction with the 30th Dubrovnik Economic Conference (DEC), to be held...

26.01.2024. 16:14

ebilt218.pdf

Credit Act and the Credit Institutions Act late in September caused an increase in...on Amendments to the Con- sumer...

30.12.2015. 09:41

w-038.pdf

It is possible that economic fundamentals do act on the level and intensity of reaction...on the debt issued....Kunovac...

04.07.2015. 18:01

e-izvjestaj_bezgot_pt_2018.pdf

places the RC on the very top of the European Union....The data shown in the Report have been collected based on the Decision...

19.09.2019. 13:12

tf-pp-ds-p-pdf-e-pruzatelji_pu.pdf

Payment service providers The Payment System Act (Official Gazette 66/2018 and...114/2022) that entered into force on 28 July 2018 governs...

21.10.2015. 12:46

e-polugodisnja-informacija-studeni-2015.pdf

guided by the principles of liquidity and safety of investment (Article 19 of the Act...on the Croatian National...

07.01.2016. 17:40

s-015

New financing options for banks will be provided by the Securitisation Act, which...They also mentioned that the Act on ...

03.12.2025. 13:54

e-odluka-o-stopi-solventnosti-kreditnih-unija_npt.pdf

Decision on the solvency ratio of credit unions (Official Gazette 71/2007 and...(6) Credit unions shall report to the Croatian National Bank...

20.03.2023. 17:22

Savjet i rukovodstvo

2015-01-31 2023-08-23 Savjet Hrvatske narodne banke najviše je tijelo hrvatske središnje banke i odgovoran je za ostvarivanje cilja i izvršavanje zadataka HNB-a. Rukovodstvo HNB-a čine guverner,...

13.05.2021. 12:32

e-registar-pruzatelja-platnih-usluga-i-izdavatelja-e-novca.pdf

(Official Gazette 66/2018), which entered into force on 28 July 2018, the name of...(Official Gazette 64/2018), which entered into force on 26 July...

06.02.2019. 10:33

ebilt62.pdf

Sources: Central Bureau of Statistics and Croatian National Bank Informatin on...In accordance with the new Law on the...

30.06.2015. 14:35

s-026

on foreign direct investments 4 2.3 Literature on the euro’s effect on tourism...Ranilović, N. (2017): The Effects of...

03.12.2025. 13:54

tf-sup-l-ku-uno-docx-e-upitnik_clan_uprave_ku.docx

Information provided in this Questionnaire is considered as business secret of the Croatian...persons connected with you within the meaning of Article 4 of the Credit...

19.02.2016. 09:52

Regulativa

Regulativa 2025-07-21 Pri izradi statistika iz djelokruga Hrvatske narodne banke sastavljači se pridržavaju relevantnih pravnih odredbi zakonodavstva EU-a i nacionalnog zakonodavstva. Hrvatska...

30.06.2015. 13:11

ebilt87.pdf

In accordance with the new Law on the Croatian National Bank that en- tered into...by data on foreign exchange ex- ...

30.06.2015. 14:37

ebilten-o-bankama-28.pdf

This publication is based on data provided by credit institutions to the Croatian...on Amendments to the Income Tax...

19.02.2016. 11:12

Table_2.xlsx

a biannual basis at a minimum Risk weights for exposures secured by mortgages on...The Decision on monetary policy implementation of the...

22.07.2019. 09:34

ebilt76.pdf

In accordance with the new Law on the Croatian National Bank that en- tered into...by data on foreign exchange ex- ...

30.06.2015. 14:36

ebilt135.pdf

Claims on central government and funds are loans and overdue claims on the budget...In accordance with the Croatian National Bank Act...

30.06.2015. 14:43

e-mpd-7-table2.xlsx

a biannual basis at a minimum Risk weights for exposures secured by mortgages on...The Decision on monetary policy implementation of the...

05.02.2019. 15:46

e-f1.xlsx

ENG Table F1 Credit rates of the Croatian National Bank in percentage, on annual...facility On short-term liquidity...

22.06.2015. 17:49

e-izvjestaj_bezgot_pt_2016.pdf

places the RC on the very top of the European Union....The data shown in the Report have been collected based on the Decision ...

11.07.2017. 17:16

Table_2.xlsx

higher risk weights for exposures secured by mortgages on commercial immovable...collecting data on standards on lending...

29.05.2020. 10:02

w-050

Malešević (2003) focused on the impact of upcoming Croatian CEFTA7 membership on...Croatian...

03.12.2025. 13:59

e-smjernica-eba-gl-2018-4_okruznica.pdf

Attention of: Management Board Subject: Application of the EBA Guidelines on...the European Banking Authority (hereinafter: the EBA) issued the Guidelines...

02.11.2022. 09:32

Table_2.xlsx

secured by mortgages on residential property Credit growth and leverage following...CRR 1 Jan. 2014 Discretionary Risk weights for exposures secured by mortgages...

06.03.2020. 09:09

Table_2.xlsx

a biennial basis Risk weights for exposures secured by mortgages on residential...creditworthiness assessment (EBA/GL/2015/11) and EBA Guidelines ...

30.10.2019. 13:47

ebilt63.pdf

Sources: Central Bureau of Statistics and Croatian National Bank Informatin on...In accordance with the new Law on the...

30.06.2015. 14:35

ebilt80.pdf

This, together with lower interest rates on each new issue of Croatian eurobonds,...Increased borrow- ing on the part of...

30.06.2015. 14:36

e-table-2.xlsx

(EBA/GL/2015/12) 2017 Decision on the additional criteria for the assessment of...The Decision on monetary policy implementation of the...

14.11.2018. 11:16

Regulativa

Temeljni zakon koji uređuje djelovanje HNB-a jest Zakon o Hrvatskoj narodnoj banci. Hrvatska narodna banka, kako je određeno Ustavom Republike Hrvatske, središnja je banka Republike Hrvatske. U...

01.06.2015. 07:52

e-semi-annual-information_1st-half-2023.pdf

Observed on an annual basis, real Croatian GDP increased by 2.7% in the period from...• FINANCIAL ASSETS MANAGEMENT36 3 Financial assets...

17.01.2024. 08:44

tf-pp-ao-pdf-e-izvjestaj_bezgot_pt_2014.pdf

Croatian National Bank Payment Operations Area Payment Operations Supervision...Department PAYMENT STATISTICS REPORT ON...

24.02.2016. 10:12

ebilt72.pdf

While it does not differ substantially from the Croatian Law on Labor concerning...In accordance with the new Law on the...

30.06.2015. 14:36

w-021

On the other hand, the sources of financing are spent on the purchase of goods,...– Croatian National Bank – ...

03.12.2025. 13:59

e-fs-20.pdf

yields on Croatian bonds decreased further in the beginning of 2019....on Amendments to the Act...

21.06.2019. 15:50

ebilten-o-bankama-9.pdf

This publication is based on data provided by banks to the Croatian National Bank..., the Income Tax Act and, the Seizure...

30.06.2015. 16:03

e-hsvp-v1.xlsx

clvps Croatian large value payment system – payment transaction statistics 2022...4,089,173 5,265,411 5,956,256 6,833,378 Source: CNB CNB midpoint exchange rate...

18.01.2016. 13:59

e-smjernica-eba-gl-2021-05_okruznica.pdf

The previous Guidelines on internal governance (EBA/GL/2017/11), published on 21...The majority of other provisions of the Guidelines...

27.12.2023. 14:53

Uredba o izmjenama i dopunama Zakona o deviznom poslovanju

(NN, br. 150/2008.)

15.02.2016. 18:08

e-table-2.xlsx

a biannual basis at a minimum Risk weights for exposures secured by mortgages on...CRR 1 Jan. 2014 Discretionary Risk weights for exposures secured by mortgages...

16.07.2018. 08:47

e-risks-to-the-consumer-in-a-credit-relationship.pdf

Under the Act on Amendments to the Consumer Credit Act (Official Gazette 143/2013...The Act...

17.10.2019. 14:25

s-042

Backcasting Croatian episode under the EDP1 Frane Banić Croatian National Bank...high degree of arbitrariness on the...

03.12.2025. 13:53

Uredba o izmjenama i dopunama Zakona o deviznom poslovanju

(NN, br. 153/2009.)

15.02.2016. 18:08

Uredba o izmjeni Zakona o deviznom poslovanju

(NN, br. 92/2009.)

15.02.2016. 18:08

e-odluka-mjenjaci_uvjeti_nacin_poslovanja_npt.pdf

Under Article 1 of the Decision on amendments to the Decision on the conditions and...Under Article 2 of the Decision on...

17.09.2020. 09:46