Pretraga

Zakoni i drugi propisi te opće smjernice

2014-07-24 2025-06-09 Ovo poglavlje sadržava informacije o tekstovima zakona i drugih propisa te općih smjernica koje je Republika Hrvatska donijela u području bonitetne regulative za kreditne...

01.06.2015. 15:21

e-usporedba_stat_podataka_2017.pdf

Comparison of the most important statistical data on payment operations in the RC...p  Data shown in this presentation are collected based on the...

30.10.2018. 15:21

Panel-1_Begg_presentation

CLASH OF PRESSURES ON MONETARY POLICY POLICY DECISIONS PRICE STABILITY Monetary

04.06.2026. 13:37

e-g10a.xlsx

ENG Table G10a: Midpoint Exchange Rates of Croatian National Bank (period average

22.06.2015. 17:55

s-000a

1996-01-08 1996-01-08 Pregledi Capital markets development in Croatia Croatian national...The tint section is on monetary policy and deals wilh...

02.11.2015. 02:38

e-tablica-3.xlsx

133 CRD 19 May 2014 Annually Risk weights for exposures secured by mortgages on...CRR 1 Jan. 2014 Discretionary Risk weights for exposures secured by mortgages...

20.10.2017. 14:39

ebilten-o-bankama-32.pdf

on Amendments to the Income Tax Act (OG 143/2014) introduced a tax on interest...a net instead of...

20.09.2019. 11:06

h-tablica-3.xlsx

ESRB/2013/1 CNB's recommendation issued to banks (not legally binding measure) on...1 Jan. 2014 Discretionary p+ Risk weights for exposures secured by mortgages...

03.08.2017. 13:37

e-tablica-2.xlsx

133 CRD 19 May 2014 Annually Risk weights for exposures secured by mortgages on...CRR 1 Jan. 2014 Discretionary Risk weights for exposures secured by mortgages...

09.03.2017. 10:24

Predstavljanje srebrnog kovanog novca Ivan Meštrović

NATIONAL BANK ON FEBRUARY 12th, 2007 Governor, Ladies and Gentlemen, Friends, At...The two Governors and staffs of both banks are to be congratulated...

02.07.2015. 14:22

The Good Side and "Bad" Side of an Investment Grade Rating for an Emerging Market Economy: The Case of Croatia

Investment Grade Rating for an Emerging Market Economy: The Case of Croatia Croatian...National Bank Velimir Šonje 1998 Lipanj The 1998 International Conference...

02.11.2015. 02:38

ridzak.pdf

Lending Activity and Credit Supply to Firms During the Crisis - Evidence from the Croatian...supply to firms during the crisis Tomislav Ridzak Evidence from...

03.06.2015. 14:46

Financijska edukacija dugoročno je efikasna mjera protiv prezaduženosti

Između ostalog, on uključuje i mjere sukladno kojima kreditne institucije moraju...Iako banke drže najveći dio duga, on je ipak u padu, između...

29.11.2017. 13:59

w-032.pdf

The data and the background on Croatian legislation regarding credit risk The data...The DaTa aND The baCKGrouND oN...

04.07.2015. 18:01

s-001.pdf

On the basis of their results and its own inquiries, the Croatian National Bank noted...The majority of Croatian banks...

04.07.2015. 17:05

w-030.pdf

on throughout the paper....On the other hand, Bayes- ian inference is based on a different idea....The...

04.07.2015. 18:01

watson.pdf

, and on linkages between economic sectors....Ultimately, the impact of such cycles on sustainable growth will depend on...

03.06.2015. 14:30

cecchetti.pdf

The bubble’s effects were concentrated on high- technology companies....Such a change has a substantial impact on measured inflation and hence...

03.06.2015. 14:34

Odobrenje za rad kreditne unije

Kreditna unija može započeti s radom nakon što dobije odobrenje Hrvatske narodne banke za rad i za imenovanje člana uprave i upiše se u sudski registar. U tekstu je opisana dokumentacija koja se...

01.06.2015. 15:22

tf-pp-ao-pdf-e-prezentacija-blue_book_2016.pdf

Comparison of the most important statistical data on payment system in the Republic...C ze ch R ep ub lic H un ga ry S lo ve ni a S lo va ki a m illi ...

29.11.2017. 15:44

e-definicija-pranja-novca-cl_265.pdf

(2) The punishment referred to in paragraph 1 of this Article shall be imposed on...(3) The punishment referred to in paragraph 1 of this Article shall be imposed...

22.04.2016. 08:11

31DEC_List-of-Participants

National Bank Mr Frenki Laušić, Croatian National Bank Ms Ivana Leko, Croatian...Mint Ms Kristiana Lesničar,...

02.06.2025. 13:13

skrinjaric.pdf

Keynes (his book A Treatise on Probability)....Basel Committee on Banking Supervision. 10....Report on the Expert Group...

28.06.2022. 16:19

e-usporedba_stat_podataka_2015.pdf

Comparison of the most important statistical data on payment system in the Republic...of the value of card payment transactions – per capita in 2015  Includes data...

10.11.2016. 13:13

Panel-2_Keller_presentation

Could ending interest payments on bank reserves help? 6....To the extent that this publication states on the front page that it is intended...Any...

04.06.2026. 10:52

HNB-ovi stručnjaci sudjelovali na "F2 - Future of Fintech" konferenciji

NOVOSTI HNB-ovi stručnjaci sudjelovali na "F2 - Future of Fintech" konferenciji hn27112024_Fintech_01 2024-11-27 HNB-ovi stručnjaci iz područja platnog prometa, fintecha i regulative sudjelovali su...

27.11.2024. 14:57

e-g10b.xlsx

ENG Table G10b: Midpoint Exchange Rates of Croatian National Bank (end of period

22.06.2015. 17:55

w-065.pdf

Several popular models of out-of-sample forecasting are tested on Croatian data...As no data on the broad credit...

12.09.2022. 11:22

h-targer-hr_uputa-za-izvanredne-situacije.pdf

on behalf koji se nalazi u Prilogu 2. ove Upute....U slučaju nemogućnosti slanja TARGET – Act on behalf form obrasca iz...

20.03.2023. 14:15

Terms and conditions when HNB is acting as a CCB for credit claims

2025 Monetary policy Terms and conditions Temeljni Monetary policy operations Croatian

13.06.2025. 10:57

Terms and conditions when HNB is acting as an ACB for credit claims

2025 Monetary policy Terms and conditions Temeljni Monetary policy operations Croatian

13.06.2025. 11:03

dean-capital-flows-and-the-euro.pdf

Portfolios are now allocated on a pan-European sectoral basis, rather than on a country...Here we focus just on the debt...

03.06.2015. 13:53

w-007

We find that foreign-owned banks are on average most efficient, that the new banks...that there has been strong equalization in terms of average efficiency in the...

02.11.2015. 02:33

dec3-participants.pdf

THE THIRD DUBROVNIK ECONOMIC CONFERENCE Organized by the Croatian National Bank...Anton Kovacev, Croatian Bank for Reconstruction and...

23.07.2018. 14:31

program-dec-2025

SATURDAY, JUNE 07, 2025 9:30 – 9:40 A.M OPENING SESSION Boris Vujčić, Croatian...Inflation and Interest Rate Uncertainty in the US Discussant: Jurica Zrnc,...

14.04.2025. 17:06

(Mješoviti) financijski holding

Kada je ESB supervizor značajnih bankovnih grupa, on je odgovoran za izdavanje odobrenja

25.04.2023. 11:35

dec10-participants.pdf

THE TENTH DUBROVNIK ECONOMIC CONFERENCE Organized by the Croatian National Bank...Ante Čičin Šain, Former Governor of the Croatian National Bank...

19.07.2018. 09:58

dec9-participants.pdf

THE NINTH DUBROVNIK ECONOMIC CONFERENCE Organized by the Croatian National Bank...Mirjana Kovačić, Director, Croatian Chamber of Commerce 31. Mr.

19.07.2018. 14:16

eg11012024_presentation

inflation - HICP (%) However, euro changeover itself had relatively mild impact on...The impact of euro adoption is based on upper bound of...

11.01.2024. 10:01

Izložba u povodu dva desetljeća hrvatske kune

PRIOPĆENJE Izložba u povodu dva desetljeća hrvatske kune 2013-03-20 U Arheološkom muzeju u Zagrebu bit će od 23. ožujka do 23. lipnja 2013. godine otvorena izložba predložaka za izradu kovanog...

03.08.2015. 10:33

Izvješće o održivosti Hrvatske narodne banke

HNB i klimatske promjene Izvješće o održivosti Hrvatske narodne banke 2024. h-izvjesce-o-odrzivosti_2024 2025-06-24 12:30 Danas se nitko ne može smatrati zaštićenim od posljedica klimatskih...

24.06.2025. 11:01

ebilten-o-bankama-31.pdf

Pursuant to the Act on Extraordinary Administration Procedure In Companies of Systemic...The conditions are laid down in the...

09.10.2018. 15:49

ebilten-o-bankama-12.pdf

This publication is based on data provided by banks to the Croatian National Bank...Loan) (Official 34/2005). 8 Decision...

30.06.2015. 16:03

Građani će sudjelovati u odabiru motiva na nacionalnoj strani eurokovanica

PRIOPĆENJE VLADE I HRVATSKE NARODNE BANKE Građani će sudjelovati u odabiru motiva na nacionalnoj strani eurokovanica hp01072021_presica.jpg 2021-07-01 Nacionalnim planom zamjene hrvatske kune...

01.07.2021. 11:00

kane_systemic_risk_US_Banks_Croatia.pptx

Kane , Boston College Luc Laeven, IMF 18th Dubrovnik conference CROATIAN NATIONAL...In accounting parlance, a contra-liability is an item that is entered...

03.06.2015. 14:46

<i>Day one or one day</i> ili kako su se klimatske promjene umiješale u glavni posao središnjih banaka?

M. (2023.): The asymmetric effects of weather shocks on euro area inflation, ECB...the Croatian economy?...Moessner, 2022, Effects of Carbon...

16.06.2023. 11:11

Kreditne unije

Kreditne unije 2016-02-15 Zahtjev za izdavanje odobrenja i suglasnosti podnosi se na obrascu zahtjeva zajedno s potrebnom dokumentacijom. Sve informacije i potrebna dokumentacija povezana s...

15.02.2016. 13:32

paper-rousseau.pdf

Of course, i itself depends on the firm’s z....efficiently on the merger market....not on direct capital purchases.

03.06.2015. 14:38

Notifikacije iz država članica

2015-05-04 2019-07-18 Institucije za platni promet, institucije za elektronički novac i registrirani pružatelji usluge informiranja o računu iz EU-a mogu pružati svoje usluge i na području...

25.05.2015. 13:41

acharya-pedersen-pfilippon-richardson-prezentacija.pdf

School of Business NBER, CEPR 1 Regulating Wall Street: The Dodd-Frank Act...Encore: Causes of the financial crisis of 2007-09 • Assessment of the Dodd-Frank...

03.06.2015. 14:45

Metodologija - prihvaćanje platnih instrumenata

Metodologija 2016-01-19 2023-04-05 Tablica PP1 Broj i vrijednost transakcija prihvata (ukupno) na teritoriju Republike Hrvatske Podaci prikazani u ovom izvještaju prikupljeni su temeljem Odluke o...

19.01.2016. 17:26

Potpora Hrvatske narodne banke jačanju sustava za sprječavanje i borbu protiv krivotvorenog novca na Kosovu

Ovim se nazivom ne dovode u pitanje stajališta o statusu te je on u skladu s RVSUN-om

19.05.2025. 11:23

Obavijest o obradi osobnih podataka

2020-02-21 2026-04-30 – u području zaštite potrošača i licenciranja kreditnih posrednika – Voditelj i aktivnosti obrade osobnih podataka Hrvatska narodna banka, Trg hrvatskih velikana 3, Zagreb (u...

21.02.2020. 10:01

11-yes-wesołowski.pdf

(WIBOR) and forward contracts on these interest rates....minor one on inflation volatilities in Poland....On the other ...

12.05.2016. 13:35

Plan-rada-HNBa-za-2025_cijeli

Foreign Account Tax Compliance Act), KYC (engl....Working Group on Statistical Communication), WGSIM (engl....Committee on...

13.02.2025. 08:45

e-kriptoprijevare-i-obmane

trick you, such as ‘Ponzi schemes’, fake investment opportunities, free offers on...An invitation to click on a link, scan a QR code or download...

10.04.2026. 13:33

arestis-mouratidis.pdf

We focus on the variability of the interest rate differential, that is on the risk...Slovak Republic on the 23rd of May,...

03.06.2015. 13:58

Pogledajte guvernerove odgovore na zastupnička pitanja

GOVOR Pogledajte guvernerove odgovore na zastupnička pitanja U raspravi o Polugodišnjoj informaciji guverner odgovarao na pitanja zastupnika o djelovanju HNB-a 2016-11-07 15:45 Govor 2016 Studeni...

07.11.2016. 15:58

e-definicija-terorizma-cl_97-103.pdf

government or an international organisation to perform or abstain from performing any act...infrastructure facility, including an information system, a fixed platform...

22.04.2016. 08:11

Plan-rada-HNBa-za-2026_cijeli

Foreign Account Tax Compliance Act), KYC (engl....Working Group on Statistical Communication), WGSIM (engl....High Level Task Force...

22.01.2026. 13:35

Licenciranje

Licenciranje 2023-04-25 2025-03-21 Licenciranje je dio supervizije kreditnih institucija koji obuhvaća izdavanje propisanih odobrenja i suglasnosti. U ovom poglavlju opisana su pojedina odobrenja...

01.06.2015. 15:32

ebilten-o-bankama-25.pdf

This publication is based on data provided by credit institutions to the Croatian...These groups were obligated to report...

30.06.2015. 16:05

w-035.pdf

and Rafael Ravnik Zagreb, November 2012 WORKING PAPERS W-35 PUBLISHER Croatian...The Croatian National Bank publications: ...

04.07.2015. 18:01

Opći kriteriji i metodologije za postupak nadzorne provjere i ocjene

SREP) obavljaju nadležna tijela i on je sveobuhvatan proces kojim supervizori procjenjuju

01.06.2015. 15:21

borio-filardo.pdf

on the domestic output gap....Nor do they have a large effect on their economic significance, ie, on the size...All this...

03.06.2015. 14:36

Mykhailo-Matvieiev

See proof in Appendix A To illustrate the effect of on-job search on wage function...“Search unemployment with on-the-job...

03.06.2024. 18:35

sanchez.pdf

on the impact of data availability on the screening accuracy....Since their focus is on the impact of Open Banking...

23.06.2022. 13:21

yes14_Paramaguru.pdf

On the one hand, it depends on the strength of inter-industry trade versus intra-industry...The focus will be on the full...

31.05.2019. 10:12

Što je NRS

Što je NRS 2020-05-29 2023-03-01 Nacionalna referentna stopa (NRS) prosječnog troška financiranja hrvatskoga bankovnog sektora implicitna je kamatna stopa koju na temelju članka 306. stavka 3....

18.05.2020. 07:50

e-priopcenje-nastavak-primjene-protuciklickog-4-tromj-2021.pdf

information pursuant to Article 119 and Article 123 of the Credit Institutions Act...continue to monitor closely the economic and financial developments and will...

29.12.2020. 07:21

25 kuna - Hrvatsko podunavlje

1997-05-28 Datum puštanja u optjecaj: 28. svibnja 1997. Sastav kovine: Jezgra novca izrađena je od slitine 92% bakra, 6% aluminija i 2% nikla, a prsten od slitine srebrnasta sjaja, koja se sastoji...

28.09.2015. 13:35

ebilten-o-bankama-13.pdf

This publication is based on data provided by banks to the Croatian National Bank...Net balances on exchange rate...

30.06.2015. 16:03

Reproduciranje

2023-01-01 2026-02-23 PRAVILA REPRODUCIRANJA EURONOVČANICA Pravila reproduciranja euronovčanica propisana su Odlukom Europske središnje banke od 19. travnja 2013. o apoenima, specifikacijama,...

01.06.2015. 21:24

friedman-maier.pdf

The Twelfth Dubrovnik Economic Conference Organized by the Croatian...whether to trade with China on a "most favored nation"...

03.06.2015. 14:34

oskooee-domac.pdf

National Bank Mohsen Bahmani-Oskooee and Ilker Domac On the Link between Dollarization...June 27 - 29, 2002 Please do not quote Preliminary Draft ...

03.06.2015. 13:58

e-priopcenje-nastavak-primjene-protuciklickog-3-tromj-2021.pdf

information pursuant to Article 119 and Article 123 of the Credit Institutions Act...continue to monitor closely the economic and financial developments and will...

28.09.2020. 16:27

Hrvatska narodna banka kontrolirat će uvozne transakcije

PRIOPĆENJE Hrvatska narodna banka kontrolirat će uvozne transakcije 1999-05-19 U nastavku 134. sjednice održane 7. svibnja 1999. godine, Savjet Hrvatske narodne banke, pod predsjedanjem guvernera...

03.08.2015. 10:28

Makroprudencijalna dijagnostika, br. 16

Isto se tako u aktualnom ciklusu brže zatvara negativan jaz, a u nekim slučajevima on...preporuci ili pak opravda svoje nečinjenje ili pak postupanje suprotno preporuci...

28.02.2022. 12:39

paper-bortolotti-fotak-megginson-miracky.pdf

On the other hand, SWFs face numerous, severe restrictions on the monitoring and...On the other hand, we also find that...

03.06.2015. 14:38

Barnabas-Szekely

Their reliance on CF-based debt rises from 24% to 43%, allowing them to rely on...on equation...

07.05.2026. 15:19

Zlatne i srebrne numizmatičke kovanice "Hrvatski hladnokrvnjak"

2025-10-16 Hrvatska narodna banka izdaje zlatne i srebrne numizmatičke kovanice "Hrvatski hladnokrvnjak", u sklopu serije numizmatičkih kovanica "Autohtona Hrvatska", s prigodnim motivima kojima...

16.10.2025. 11:06

Izaslanstvo MMF-a ponovo u Hrvatskoj

PRIOPĆENJE Izaslanstvo MMF-a ponovo u Hrvatskoj 2004-05-18 U utorak su nastavljeni razgovori s izaslanstvom Međunarodnog monetarnog fonda, koje vodi Dimitri Demekas, o daljnjoj suradnji naše zemlje...

03.08.2015. 10:30

vamvakidis-prezentacija-panel.ppt

Refer to important disclosures on page 29-30....existing public information on such security or the information in the prospectus...Content...

03.06.2015. 14:45

Proizvod pod nazivom OneCoin nosi mnoge rizike

PRIOPĆENJE Upozorenje - Proizvod pod nazivom OneCoin nosi mnoge rizike 2017-03-07 S obzirom na to da su na području Republike Hrvatske uočene aktivnosti oglašavanja i prodaje OneCoina koji je...

07.03.2017. 08:51

Regulativa

2016-01-01 2026-05-21 U ovoj rubrici daju se poveznice na regulativu koja je relevantna za područje sanacije kreditnih institucija. U ovoj rubrici daju se poveznice na regulativu koja je relevantna...

01.06.2015. 14:18

Mjere ograničavanja

2023-11-15 2025-03-07 Mjere ograničavanja jesu mjere koje se u Republici Hrvatskoj provode na temelju obvezujućih pravnih akata Europske unije, Ujedinjenih naroda i drugih međunarodnih organizacija...

25.05.2015. 12:43

Acharya-Cetorelli-Tuckman

In particular, banks focus on deposits, loans, and payments, while NBFIs focus on...It has been protected on one side...

25.04.2024. 08:03

hp12102016_finsncijska_edukacija_OECD-INFE-International-Survey-of-Adult-FInancial-Literacy-Competencies.pdf

on compounding across all participating countries and economies and only 37% on...Compound interest on savings The...

12.10.2016. 10:59

Pravo na prigovor

2022-11-17 Ako smatrate da se kreditna institucija ne pridržava uvjeta iz vašeg ugovora, imate pravo uputiti joj svoj prigovor, a svaka kreditna institucija dužna je imati najmanje jednu osobu u...

20.06.2015. 14:14

w-024.pdf

In doing so, they were relying on the reserve requirements, on central bank bills...– Croatian National Bank – ...

04.07.2015. 18:00

e-vazno-info-nova-metodologija.pdf

External statistics Since 31 October 2014, as from CNB Bulletin No 207, the Croatian

19.11.2015. 14:10

Suradnja s ESRB-om

ECB Risk Analysis Report, ECB Surveillance Note, ATC bottom-up survey on risks and

01.06.2015. 13:05

dec1-participants.pdf

THE FIRST DUBROVNIK ECONOMIC CONFERENCE Organized by the Croatian National Bank

23.07.2018. 13:34

Što su strukturne operacije?

HNB,mp

05.06.2020. 11:53

Obavijest o pristupu novih pružatelja platnih usluga računima za plaćanje koji se vode u bankama

– API) ili modificiranjem sučelja kojima se koriste klijenti banke za izravan (on

18.10.2019. 10:17

dec5-participants.pdf

THE FIFTH DUBROVNIK ECONOMIC CONFERENCE Organized by the Croatian National Bank

23.07.2018. 15:12

dec6-participants.pdf

THE SIXTH DUBROVNIK ECONOMIC CONFERENCE Organized by the Croatian National Bank

23.07.2018. 15:15

Plan-rada-HNBa-za-2024_cijeli

Foreign Account Tax Compliance Act), KYC (engl....Working Group on Statistical Communication) i WGSIM (engl....Committee...

09.02.2024. 08:36

Nova strukturna operacija Hrvatske narodne banke

PRIOPĆENJE Nova strukturna operacija Hrvatske narodne banke 2020-11-17 12:45 Hrvatska narodna banka održala je danas drugu strukturnu operaciju ove godine. Na aukciji je ukupno plasirano 470...

17.11.2020. 12:45

Hrvatsku narodnu banku posjetili novinari iz Bugarske

NOVOSTI Hrvatsku narodnu banku posjetili novinari iz Bugarske hn30102025_Bugari 2025-10-30 14:15 Novinari vodećih bugarskih medija posjetili su danas Hrvatsku narodnu banku u okviru provedbe...

30.10.2025. 14:19