Pretraga

Comments by Evan Kraft Croatian National Bank *The views expressed in these comments...do not necessarily reflect the views of the Croatian...

03.06.2015. 14:44

e-kalendar-Svaljek_10_2025

OCTOBER 2025 DATE MEETING/EVENT LOCATION 13 October 2025 The Council of the Croatian...the occasion of World Savings Day organized by the...

15.01.2026. 13:43

hp21112018_istrazivacka-konferencija_dokument.pdf

.): The Effects of Economic Integration on Croatian Merchandise Trade: A Gravity...Banks, Croatian Review of Economic,...

21.11.2018. 16:28

hn29032019_prezentacija.pdf

Financial Crisis International cooperation (FSB,ESRB) Anti-banking sentiment on.../sustainable finance) General acceptance that the climate change has an impact...

29.03.2019. 08:05

e-pkkt_2020_dodatak.xlsx

number of terminals acquiring payment cards in the RC Accepting terminals Total on...31 Dec. 2016 Total on 31 Dec. 2017 Total...

12.08.2021. 12:39

Usvojene odrednice novčane politike za 2012.

PRIOPĆENJE Usvojene odrednice novčane politike za 2012. 2011-12-14 Savjet Hrvatske narodne banke na današnjoj je sjednici razmotrio najnovije gospodarske i novčane pokazatelje, te prihvatio...

03.08.2015. 10:32

e-izvjesce-komisije-eu-parlamentu-vijecu.pdf

Examples of e-money are money stored on cards, money stored on mobile devices,...A ‘payment transaction’ is defined as an...

13.10.2017. 09:16

st-sp-ki-xlsx-e-sjo-sj1.xlsx

Data on national financ. sector Data on national financial sector (year 2014)...Data on national financial sector 31...

22.07.2016. 17:20

ivicic-kunovac-ljubaj-1.pdf

Most studies on modelling default probabilities are focused on individual �nancial...accounting rather than on market...

03.06.2015. 14:37

SV7-e-regulatorni-kapital-i-izlozenost-rizicima.xlsx

. – data not available Note: This table has been compiled based on the data...reported by credit institutions to the Croatian National...

29.12.2020. 11:11

e-odluka-stopa-protuciklickog-zastitnog-sloja-kapitala-obrazlozenje_03-2022.pdf

regular1 quarterly assessment of the evolution of cyclical systemic risks made on...the basis of data for the third quarter of 2021, the Croatian...

30.03.2022. 19:04

e-protuciklicki-sloj-kapitala-obrazlozenje_28032022

regular1 quarterly assessment of the evolution of cyclical systemic risks made on...the basis of data for the third quarter of 2021, the Croatian...

16.01.2025. 16:13

SP6-e-prilozi.xlsx

Hypo Alpe-Adria-Bank d.d., Zagreb, changed its name to Addiko Bank d.d., Zagreb, on...1 July 2016. 4) BKS Bank d.d., Rijeka, merged with BKS Bank AG, Klagenfurt,...

28.11.2017. 08:47

g2.xls

of monthly interest rates, in % on annual basis Interest rates on kuna credits...Total On short-term credits ...

07.03.2016. 09:17

e-brosura_financijska-pismenost_Loans.pdf

LOANS When we are short on funds, we may turn to a loan to finance the purchase...on the Croatian National Bank website...

15.11.2018. 08:15

Anketa o financijama i potrošnji kućanstava

A Micro-Level Analysis of Croatian Households’ Debt Participation", Istraživanja

05.10.2020. 10:37

ebilt10.pdf

On On daily On special credits On On advances...

21.03.2017. 14:31

ebilt09.pdf

On advances On inaccurately On arrears initial on the account calculated ...

21.03.2017. 14:25

e-d1.xlsx

05/22 06/22 07/22 08/22 09/22 10/22 11/22 12/22 01/23 02/23 ASSETS 1 Claims on...the Croatian National Bank 10,749.2 11,176.2 10,097.2...

31.03.2023. 12:35

Zamjenica guvernera

2018-07-18 2026-02-13 Dr. sc. Sandra Švaljek rođena je 23. veljače 1970. u Krapini. Diplomirala je 1992. na Ekonomskom fakultetu Sveučilišta u Zagrebu, gdje je 1995. magistrirala, a 2000....

13.05.2021. 10:41

Suglasnost za stjecanje kvalificiranog udjela u kreditnoj instituciji

2023-04-25 Kvalificirani udio znači izravno ili neizravno ulaganje u kreditnu instituciju koje čini 10% ili više kapitala ili glasačkih prava ili koje omogućava ostvarivanje značajnog utjecaja na...

01.06.2015. 15:21

SP6-e-tablice.xlsx

The source of data on the ownership structure of banks is report PD33 compiled in...Up to 31 December 2017, the source of data on bank assets was...

25.01.2016. 14:07

goldstein-razin.ppt

Those who are making the decisions might not fully reflect the interests of those on...This creates a limit on credit....of the literature...

03.06.2015. 14:51

gattin-ljubaj-martinis-mrkalj.pdf

analyses on more disaggregated levels (i.e....Stylized facts about loans developments The developments on the Croatian...

03.06.2015. 14:36

havrylyshyn-srzentic.pdf

shipping –on shipbuilding, on sales of ships, on navigation-totalling 30.2%....the Croatian...

03.06.2015. 14:46

SV8-e-financijski-izvjestaji-31-12-23

at 31 December 2023 (audited) This table shows unconsolidated preliminary data on...1,607,442 58,265 179,834 4,496,798 1,716,851 72,188 57,257 3,821 5,477,881 Cash...

30.04.2024. 15:46

Raspisujemo novi natječaj za idejno i izvedbeno rješenje hrvatske strane eurokovanice s motivom kune

KOMISIJA ZA NOVAC Raspisujemo novi natječaj za idejno i izvedbeno rješenje hrvatske strane eurokovanice s motivom kune hnb_izvana_03.jpg 2022-02-08 Komisija za novac, kao stalno i stručno tijelo...

08.02.2022. 13:13

SP6-e-prilozi_30-6-2016.xlsx

Banco Popolare Croatia d.d., Zagreb merged with OTP banka Hrvatska d.d., Zadar on...1 July 2016. 3) BKS Bank d.d., Rijeka merged with BKS Bank AG, Klagenfurt...

21.11.2016. 14:19

Usklađenost poslovanja

2018-03-19 2023-07-03 Hrvatska narodna banka je dio Eurosustava i Jedinstvenog nadzornog mehanizma, slijedom čega promiče najviše standarde etičkog ponašanja i integriteta. Svrha Etičkoga kodeksa...

19.03.2018. 10:56

Plaćanje prijevoza i parkinga SMS porukama?

ČESTA PITANJA POTROŠAČA Plaćanje prijevoza i parkinga SMS porukama? Informirajte se je li plaćanje prijevoza i parkinga SMS porukama platna usluga CP-izlaganje25.jpg 2018-11-05 2023-01-01...

05.11.2018. 12:21

SV8-e-financijski-izvjestaji-31-12-24

at 31 December 2024 (audited) This table shows unconsolidated preliminary data on...1,126,856 50,229 219,506 2,757,182 1,527,801 71,908 78,985 652 4,124,303 Cash...

30.04.2025. 11:10

SV8-e-financijski-izvjestaji-30-6-25

June 2025 (interim, unaudited) This table shows unconsolidated preliminary data on...635,007 37,799 225,773 1,293,937 1,613,570 75,877 60,660 2,847 3,400,358 Cash...

29.08.2025. 14:50

SV8-e-financijski-izvjestaji-30-6-24

June 2024 (interim, unaudited) This table shows unconsolidated preliminary data on...1,108,457 36,762 182,245 3,068,692 1,709,796 68,168 67,771 864 3,739,453 Cash...

29.08.2024. 15:07

p-047_prosireni-sazetak.pdf

.): Impact of Croatian EU Accession on Regional Trade Patterns, WiiW Policy Notes...June 2013 Mikić, M. i Lukinić, G. (2004.): Using Trade...

12.08.2021. 12:57

turkalj-ljubaj-martinis-mrkalj-prezentacija.ppt

foreign debt via bank borrowing abroad.Rapid credit growth also has implications on...the Croatian loan market in the last decade can roughly be...

03.06.2015. 14:36

program-dec-2024

FRIDAY, JUNE 14, 2024 9:00 – 9:10 A.M / OPENING SESSION Boris Vujčić (Croatian...PANEL DISCUSSION I – CENTRAL BANK DECISION MAKING Chairperson: Boris Vujčić...

23.05.2024. 12:11

g4.xls

% on annual basis Interest rates on savings and time deposits Interest rates...Households Enterprises On...

07.03.2016. 09:17

Odobrena tri imenovanja u uprave banaka

PRIOPĆENJE Odobrena tri imenovanja u uprave banaka 2010-09-08 Savjet Hrvatske narodne banke na današnjoj je sjednici razmotrio najnovija gospodarska i novčana kretanja, izvješće o upravljanju...

03.08.2015. 10:32

prezentacija-bokan-grguric-krznar-lang.ppt

Conclusion 1 Motivation Aim : Understand the impact of the current financial crisis on...DSGE model Built with a purpose to analyze different possible shocks facing...

03.06.2015. 14:38

12-yes-jerbashian_prezentacija.pdf

Automation and Job Polarization: On the Decline of Middling Occupations in Europe...personal services Research I I investigate the effect of the fall in IT prices...

05.06.2017. 09:43

Izlaganje guvernera HNB-a na "Financijskom forumu 2025: Prilike za poduzetnike i investitore!"

NOVOSTI Izlaganje guvernera HNB-a na "Financijskom forumu 2025: Prilike za poduzetnike i investitore!" hn10042025_1 2025-04-10 10:35 "Zaoštreni globalni trgovinski odnosi i povećana geopolitička...

10.04.2025. 10:29

e-u6.xlsx

CNB undertakes to keep confidential in accordance with the Official Statistics Act...Unknown activities item refers to the part of collected data for which information...

22.06.2015. 17:32

Utvrđena osnovica za izračun zateznih i najviših dopuštenih kamata

PRIOPĆENJE Utvrđena osnovica za izračun zateznih i najviših dopuštenih kamata 2007-12-19 Savjet Hrvatske narodne banke na današnjoj je sjednici razmotrio tromjesečno izvješće o novčanim i...

03.08.2015. 10:31

yes-prezentacija-valdec-zrnc.pdf

Bank. 1 Motivation  Croatia`s short to medium term growth prospects hinge on...Although most evidence on the link between growth and exports...

03.06.2015. 14:53

yes-prezentacija-valdec-zrnc.pdf

Bank. 1 Motivation  Croatia`s short to medium term growth prospects hinge on...Although most evidence on the link between growth and exports...

08.06.2015. 10:00

16yes_Program-preliminary.pdf

SEMINAR TO THE TWENTY-NINTH DUBROVNIK ECONOMIC CONFERENCE Organized by the Croatian...Soriano Harris (Unversidad de Alicante) MacroPrudential Policy’s influence...

16.05.2023. 15:27

b2.xlsx

11 9 9 November 35 29 1 5 0 1 4 1 11 9 9 1) Savings banks operated under the Act...on Banks and Savings Banks of 1993.

23.02.2016. 16:24

ep13042026_prezentacija

March survey data point to negative impacts on Croatian economic growth, although...Interest rates on new loans to ...

13.04.2026. 17:34

SV2-e-odabrani-pokazatelji.xlsx

1.27 0.99 1.63 1.88 1.89 1.75 2.12 2.06 1.99 1.88 1.79 1.86 1.72 1.64 Return on...data .... – data not available Note: This table has been compiled based...

29.12.2020. 11:11

SV8-e-financijski-izvjestaji-30-6-23.xlsx

June 2023 (interim, unaudited) This table shows unconsolidated preliminary data on...452,789 36,150 123,657 3,286,354 1,699,746 62,404 48,891 9,573 6,225,434 Cash...

29.08.2023. 15:11

IMF CNB Conference CVs.pdf

BRIEF BIOGRAPHIES OF SPEAKERS/PANELISTS Boris Vujčić is the Governor of the Croatian...various positions; and was the Director of the Research Department at the...

07.07.2017. 14:49

SP6-e-prilozi_30-6-2014.xlsx

3) Banka Brod d.d., Slavonski Brod changed its name to KentBank d.d., Zagreb on...2012. 4) Bankruptcy proceedings were opened against Nava banka d.d., Zagreb...

25.01.2016. 14:07

e-loi-16122003

Fiscal policy remains on target to reduce the general government deficit from 4.8...Based on a resolution by the parliament, the Ministry of...

13.07.2015. 10:25

SV8-e-financijski-izvjestaji-31-12-19_audited.xlsx

as at 31 December 2019 (audited) This table shows unconsolidated audited data on...16,872,837 130,234 5,170,455 277,071 1,994,186 203,594 91,139 23,137,950 Cash...

30.12.2020. 10:56

Predstavljen model PACMAN i analiza o utjecaju deprecijacije kune na gospodarstvo Hrvatske

Policy Analysis Croatian MAcroecoNometric Model)....stranicama Hrvatske narodne banke u radu pod naslovom Introducing Policy Analysis Croatian

13.01.2021. 16:43

hp25012021_en-govor.pdf

Dear Governor Matolcsy, dear colleagues, and all those who follow this ceremony on-line...Award, an award for "outstanding professional performance and lifetime...

25.01.2021. 17:37

Opća načela

Opća načela 2016-01-01 2016-02-09 Primjena općih načela sanacije jest, uz ostvarenje ciljeva sanacije, drugi najvažniji uvjet o kojem su dužna voditi računa sanacijska tijela pri procjenjivanju...

01.06.2015. 14:18

SV8-e-financijski-izvjestaji-31-12-21.xlsx

at 31 December 2021 (audited) This table shows unconsolidated preliminary data on...27,403,125 254,318 10,222,010 317,017 2,306,840 336,245 61,164 35,635,604 Cash...

31.05.2022. 15:27

eg22102025_prezentacija

out-of-pocket purchases Supercore HICP HICP excluding energy Current pressures on...prices have moderated 4 Note: The quarterly rate of change...

22.10.2025. 07:50

call-for-papers-yes.pdf

ECONOMISTS' SEMINAR (YES) to be presented at the Dubrovnik Economic Conference on...In conjunction with the 19thDubrovnik Economic Conference (DEC), to be held...

03.06.2015. 14:51

program-yes-2025

Hungary/Corvinus University) Capital Requirements, Credit Supply, and Real Effects on...Dollar Financing and Trade: Evidence from Chile Discussants: Dubravko Mihaljek...

22.05.2025. 17:49

e-izjava_23052023.pdf

Based on the preliminary findings of this mission, staff will prepare a report that...The euro adoption has had a very limited impact on...

23.05.2023. 14:24

SV8-e-financijski-izvjestaji-30-6-21.xlsx

June 2021 (interim, unaudited) This table shows unconsolidated preliminary data on...22,400,990 155,446 8,325,468 297,828 1,788,543 323,276 19,444 33,165,790 Cash...

30.08.2021. 14:56

Prigodna kovanica od 2 eura "Republika Hrvatska, članica europodručja"

2_EUR_prigodna_N_15092023.jpg 2023-09-15 Hrvatska narodna banka pustit će 15. rujna ove godine u optjecaj prvu prigodnu kovanicu od 2 eura u povodu uvođenja eura kao novčane jedinice u Republici...

09.11.2023. 10:02

borio-filardo-prezentacija.ppt

International Settlements Globalisation and inflation: New cross-country evidence on...interest * Policy implications Policy challenge: relying too heavily...

03.06.2015. 14:36

yes-prezentacija-wesolowski.pdf

Features of the model A medium-scale DSGE model with a housing sector building on...Switching-o� the housing shock has an impact on the volatility...

03.06.2015. 14:53

yes-prezentacija-wesolowski.pdf

Features of the model A medium-scale DSGE model with a housing sector building on...Switching-o� the housing shock has an impact on the volatility...

08.06.2015. 10:00

NKS počinje raditi 5. veljače 2001.

PRIOPĆENJE NKS počinje raditi 5. veljače 2001. 2000-12-20 Na sjednici održanoj u srijedu 20. prosinca 2000. godine, Savjet Hrvatske narodne banke, pod predsjedanjem guvernera HNB-a dr. Željka...

03.08.2015. 10:39

Odluka o odbijanju godišnjih financijskih izvještaja kreditnih institucija i sadržaju revizije za potrebe Hrvatske narodne banke

(NN, br. 22/2019.)_temeljna

08.03.2019. 12:43

program-yes.pdf

Vahagn Jerbashian (University of Barcelona) “Automation and Job Polarization: On...SEMINAR TO THE TWENTY-THIRD DUBROVNIK ECONOMIC CONFERENCE Organized by the...

14.07.2015. 06:44

12-yes-program.pdf

Vahagn Jerbashian (University of Barcelona) “Automation and Job Polarization: On...SEMINAR TO THE TWENTY-THIRD DUBROVNIK ECONOMIC CONFERENCE Organized by the...

19.05.2017. 16:48

young-pongrac.ppt

On the world capital markets interest rates are on the historically low level....On this slide are the results for the...

03.06.2015. 14:37

e-odluka-klasifikacija-izlozenosti-skupine_npt.pdf

Under Article 1 of the Decision on amendments to the Decision on the classification...Under Article 2 of the Decision on...

01.08.2019. 07:54

i-065.pdf

of currency substitution, exchange rate changes can have a substantial impact on...By implementing so-called managed floating exchange rate, the...

26.01.2022. 14:25

11-yes-program.pdf

SEMINAR TO THE TWENTY-SECOND DUBROVNIK ECONOMIC CONFERENCE Organized by the Croatian...Mihaljek (Bank for International Settlements) Paper 3: Nina Ranilović...

17.05.2016. 07:42

SV8-e-financijski-izvjestaji-30-6-20_unaudited.xlsx

June 2020 (interim, unaudited) This table shows unconsolidated preliminary data on...17,460,810 177,234 5,716,707 286,166 1,741,733 269,208 36,323 26,250,984 Cash...

30.12.2020. 10:56

SV8-e-financijski-izvjestaji-31-12-20.xlsx

at 31 December 2020 (audited) This table shows unconsolidated preliminary data on...21,426,633 156,159 8,307,928 287,671 1,845,411 299,756 13,741 30,431,909 Cash...

31.05.2021. 16:08

jonung-prezentacija.ppt

Economic Conference, June 27 - June 30, 2007, Dubrovnik, Croatia, organized by the Croatian...how to liberalize while avoiding a financial crisis Lessons...

03.06.2015. 14:36

e-Objection form for processing of personal data.pdf

Croatian National Bank · Objection form for processing of personal data / OBJECTION...FORM FOR PROCESSING OF PERSONAL DATA Croatian National Bank ·...

23.05.2018. 16:21

yes14_program.pdf

University New York & CERGE-EI) Paper 1: Mate Rosan and Krunoslav Zauder (Croatian...An Analysis of Croatian Households’ Debt ...

23.05.2019. 12:58

tf-sup-l-ku-uno-docx-e-zahtjev_clan_uprave_ku.docx

CROATIAN NATIONAL BANK Prudential Regulation and Supervision Area Trg hrvatskih velikana...candidate for a member of the management board of a credit union provide...

19.02.2016. 13:43

Kako zamijeniti neprikladne euronovčanica i eurokovanica?

2024-10-29 Banke primaju i/ili zamjenjuju neprikladne euronovčanice za koje su prethodno utvrdile da su autentične ako donositelj neprikladne euronovčanice predoči više od 50% euronovčanice te...

29.10.2024. 11:24

16yes_Program.pdf

Škreb (Centralbanking consultant) Paper 2: Tihana Škrinjarić and Maja Sabol (Croatian...Giovanni Dell´Ariccia (International Monetary Fund) Paper 6: Bono Beriša...

17.05.2023. 16:54

SV6-e-odabrane-stavke-racuna-dobiti-i-gubitka.xlsx

. – data not available Note: This table has been compiled based on the data...reported by credit institutions to the Croatian National...

29.12.2020. 11:11

SV3-e-kvaliteta-kredita.xlsx

DATA EUR Loan quality of credit institutions This table shows data on loans...the data reported by credit institutions to the Croatian...

29.12.2020. 11:11

Savjet HNB-a raspravlja o svjetskoj gospodarskoj krizi

PRIOPĆENJE Savjet HNB-a raspravlja o svjetskoj gospodarskoj krizi 1998-10-14 Savjet Hrvatske narodne banke, na sjednici održanoj u srijedu pod predsjedanjem guvernera HNB dr. Marka Škreba,...

03.08.2015. 10:28

e-mp_20.xlsx

mp_20 Bonds listed on the ZSE Issuer Year of issue Original maturity Currency

03.07.2015. 17:04

A Tale of Two Policies: Monetary and Fiscal

Boris Vujčić, guverner HNB-a Skup EU Membership - Challenges for the Croatian Economy

17.12.2015. 19:20

Obavijest Hrvatske narodne banke o početku provođenja SEPA izravnih terećenja u kunama

2017-06-13 UVOD U Republici Hrvatskoj u primjeni su, od 6. lipnja 2016., SEPA pravila za izvršenje platnih transakcija u eurima za kreditne transfere, pri čemu je Republika Hrvatska u propisanom...

07.06.2017. 09:38

PE1 ENG.xlsx

PE1 ENG Zagreb, 07.05.2019 CROATIAN NATIONAL BANK Payment Operations Area Payment...{1} Includes the transactions of debiting payment accounts and payment cards...

15.05.2018. 10:05

PE1 ENG.xlsx

PE1 ENG Zagreb, 13.02.2023 CROATIAN NATIONAL BANK Payment Operations Area Payment...{1} Includes the transactions of debiting payment accounts and payment cards...

03.05.2022. 12:10

PE1 ENG.xlsx

PE1 ENG Zagreb, 02.05.2022 CROATIAN NATIONAL BANK Payment Operations Area Payment...{1} Includes the transactions of debiting payment accounts and payment cards...

07.05.2021. 11:32

eg06022025_prezentacija

February 6, 2025 1 2 Outline Trends and evidence Impact of (de)globalization on...is very little shift in energy transition related products 8 Source: ECB based...

06.02.2025. 18:14

e-Request form for restriction of processing of personal data.pdf

Croatian National Bank · Request form for restriction of processing of personal data.../ REQUEST FORM FOR RESTRICTION OF PROCESSING OF PERSONAL DATA...

23.05.2018. 16:21

e-Request form for transmission of personal data to another data controller.pdf

Croatian National Bank · Request form for transmission of personal data to another.../ REQUEST FORM FOR TRANSMISSION OF PERSONAL DATA TO ANOTHER DATA CONTROLLER...

23.05.2018. 16:22

Tečaj i dalje stabilan

PRIOPĆENJE Tečaj i dalje stabilan 2003-07-09 Savjet Hrvatske narodne banke na sjednici održanoj u srijedu, pod predsjedanjem guvernera dr. Željka Rohatinskog, razmotrio je najnovija gospodarska i...

03.08.2015. 10:30

PE1 ENG.xlsx

PE1 ENG Zagreb, 16.05.2017 CROATIAN NATIONAL BANK Payment Operations Area Payment...{1} Includes the transactions of debiting payment accounts and payment cards...

11.05.2016. 13:24

PE1 ENG.xlsx

EN Zagreb, 03.11.2015 CROATIAN NATIONAL BANK Payment Operations Area Payment...{1} Includes the transactions of debiting payment accounts and payment cards...

21.01.2016. 15:14

PE1 ENG.xlsx

EN Zagreb, 10.05.2016 CROATIAN NATIONAL BANK Payment Operations Area Payment...{1} Includes the transactions of debiting payment accounts and payment cards...

21.01.2016. 15:14

PE1 ENG.xlsx

PE1 ENG Zagreb, 08.05.2020 CROATIAN NATIONAL BANK Payment Operations Area Payment...{1} Includes the transactions of debiting payment accounts and payment cards...

07.05.2019. 11:59