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Fourth, foreign banks have become the dominant players on the Croatian market since...The Croatian National Bank only...

03.06.2015. 13:59

e-govor-Vujcic-Varsava_20-10-2017.pdf

one side, and growth on the other....On one side, such developments are worrisome, but, on the other, they give us...

31.10.2017. 09:02

ebilt186.pdf

Claims on central government and funds are loans, overdue claims on the budget of...In accordan- ce with the Croatian National Bank...

30.06.2015. 14:51

16th-Yes-Berisa.pdf

’ sectoral specialisation on zombie lending....on bank risks....“On Site Inspecting Zombie Lending”.

09.05.2023. 18:09

e-preispitivanje-visine-zastitnog-sloja-kapitala.pdf

SYSTEMIC RISK BUFFER RATE Pursuant to Article 131 of the Credit Institutions Act...(Official Gazette 159/2013) and Article 5 of the Decision...

26.02.2016. 17:07

w-019.pdf

Tica, J. (2002): The Transition of Croatian Apartment Market, Politička kultura, ...The Act on Subsidised Residential...

04.07.2015. 16:30

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Weighting based on variance-equal weights (vew) Weighting based on variance-equal...EMBI index is used; this reflects the risk...

04.07.2015. 18:01

e-odluka-dokumentacija-instrumenti-regulatornog-kapitala-ki_npt.pdf

Regulation (EU) No 1024/2013, the European Central Bank shall have the powers of the Croatian...National Bank referred to in the Act and Regulation (EU) No...

13.01.2021. 11:11

ebilten-o-bankama-10.pdf

This publication is based on data provided by banks to the Croatian National Bank...the Croatian banking market and...

30.06.2015. 16:03

e-odluka-stopa-protuciklickog-zastitnog-sloja-kapitala-obrazlozenje.pdf

COUNTERCYCLICAL BUFFER RATE FOR THE REPUBLIC OF CROATIA The adoption of the Decision on...cyclical systemic risks in Croatia, in accordance with the Credit...

26.02.2016. 17:08

eg12062024_presentation

1 Inflationary and Macroeconomic Developments after joining the Euro: The Croatian...Interest rates on housing loansInterest rates...

12.06.2024. 12:59

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on Amendments to the Credit Institutions Act Compliance with the requirements...gn os tic s N o. 1 4  J ul y 20 21 List of...

29.07.2021. 13:14

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Act (Croatian: Zakon o financijskom osiguranju)....Financial Collateral Act....credit agreement [credit claim ...

13.06.2025. 10:45

ebilt172.pdf

Banks are insti- tutions to which the Croatian National Bank has issued a license...Claims on central government and funds are loans and overdue...

30.06.2015. 14:48

ebilt175.pdf

Banks are insti- tutions to which the Croatian National Bank has issued a license...Claims on central government and funds are loans and overdue...

30.06.2015. 14:49

ebilt173.pdf

Banks are insti- tutions to which the Croatian National Bank has issued a license...Claims on central government and funds are loans and overdue...

30.06.2015. 14:49

ebilt174.pdf

Banks are insti- tutions to which the Croatian National Bank has issued a license...Claims on central government and funds are loans and overdue...

30.06.2015. 14:49

e-austrija-memoran.pdf

The provisions of the Croatian Banking Act shall apply appropriately to building...and the relevant subordinate legislation enacted...

19.10.2015. 21:50

ebilt169.pdf

Banks are institutions to which the Croatian National Bank has issued a license...Claims on central government and funds are loans and over- due...

30.06.2015. 14:48

galac-ivicic-dumicic.pdf

at creating benchmark interest rates on the Croatian interbank market....Fractional reserve requirement system also has a big impact...

03.06.2015. 14:36

ebilt190.pdf

Claims on central government are loans, overdue claims on the budget of the Republic...currency deposits include households’ foreign currency...

30.06.2015. 14:51

ebilt189.pdf

Claims on central government and funds are loans, overdue claims on the budget of...In accordan- ce with the Croatian National Bank...

30.06.2015. 14:51

ebilt188.pdf

Claims on central government and funds are loans, overdue claims on the budget of...In accordan- ce with the Croatian National Bank...

30.06.2015. 14:51

ebilt179.pdf

Claims on central government and funds are loans, overdue claims on the budget of...In accordan- ce with the Croatian National Bank...

30.06.2015. 14:50

ebilt184.pdf

Claims on central government and funds are loans, overdue claims on the budget of...In accordan- ce with the Croatian National Bank...

30.06.2015. 14:50

e-mpd-15-2021.pdf

on Amendments to the Credit Institutions Act Compliance with the requirements...tic s N o. 1 5  O ct ob er 2 02 1 List of...

09.11.2021. 13:18

ebilt243.pdf

Claims on central government are loans, overdue claims on the budget of the Republic...In accordance with the Croatian National Bank...

16.05.2018. 08:53

e-odluka-nadzornim-izvjestajima-kreditnih-unija_npt.pdf

Zagreb, December 2022 1 DECISION ON...Decision on amendments to the Decision on supervisory reports of credit...

27.12.2022. 16:28

e-odluka-financijskim-izvjestajima-kreditnih-unija_npt.pdf

Zagreb, December 2022 1 DECISION ON...and the regulations adopted under that Act...Decision on amendments to the...

27.12.2022. 13:47

hp31032026_prezentacija

Corporate Use Capitalising on Europe’s strengths at times of geopolitical shocks...and digital transformation – a view on Croatia Debora...

08.04.2026. 14:10

e-mpd-21-2023.pdf

on Amendments to the Credit Institutions Act Compliance with the requirements...s N o. 2 1  S ep te m b er 2 02 3 List of...

10.11.2023. 10:29

comments-by-sasa-zivkovic.ppt

Comments on “Income and Price Elasticities of Croatian Trade - A Panel Data Approach...Croatian goods....Tariff rates...

03.06.2015. 14:43

e-gi-1999.pdf

The average emission on auctions held by the Croatian National Bank in 1999 was...on kuna deposits placed with the...

30.06.2015. 10:03

e-mpd-19-2023.pdf

Yields on Croatian bonds increased to the same extent as the average yield of euro...on Amendments to the Credit...

07.03.2023. 14:06

e-bpt-2024

An average Croatian citizen today has two payment cards in his/her wallet....The data shown in Table 1 have been collected based on the Decision...

01.07.2025. 11:00

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Financial Plan of the Croatian National Bank for 2018 (summary) The Council...of the Croatian National Bank adopted the Financial Plan of the...

20.09.2018. 07:26

ebilt176.pdf

Banks are insti- tutions to which the Croatian National Bank has issued a license...Claims on central government and funds are loans and overdue...

30.06.2015. 14:49

e-mpd-16-2022.pdf

, 19/2015, 102/2015, 15/2018, 70/2019, 47/ 2020 and 146/2020, hereinafter ‘the Act...on Amendments to the Credit Institutions ...

13.04.2022. 14:45

tf-pp-ds-p-pdf-e-izdavatelji_e_novca.pdf

Electronic money issuers The Electronic Money Act (Official Gazette 64/2018, 114.../2022 and 136/2024), which entered into force on 26 July 2018...

21.10.2015. 12:46

e-priopcenje-zadrzavanju-protuciklickog-zastitnog-sloja-30062025

30 June 2025 Announcement on maintaining the countercyclical buffer rate...mirrors a further increase in general- purpose cash loans, which rose by 15.2%...

30.09.2025. 11:58

turkalj.pdf

Croatian firms and banks using random effects estimation....cross country evidence and on Croatian data...

03.06.2015. 14:47

eMKP_16

On the bonds market, yields on long-term government bonds mostly rose until end-April...The results are based on (B)VAR...

03.07.2024. 11:55

e-priopcenje-nastavak-primjene-protuciklickog-2-tromj-2017.pdf

quarter of 2017 In accordance with Article 123 of the Credit Institutions Act...(Official Gazette 159/2013 and 19/2015 and 102/2015), the...

30.03.2016. 16:11

e-priopcenje-nastavak-primjene-protuciklickog-3-tromj-2019.pdf

quarter of 2019 In accordance with Article 123 of the Credit Institutions Act...(Official Gazette 159/2013, 19/2015 and 102/2015), the...

26.06.2018. 10:52

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2015-01-31 2023-08-23 Savjet Hrvatske narodne banke najviše je tijelo hrvatske središnje banke i odgovoran je za ostvarivanje cilja i izvršavanje zadataka HNB-a. Rukovodstvo HNB-a čine guverner,...

13.05.2021. 12:32

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On the other hand, if the present growth dynamics of the Croatian net imports of...The Council of the Croatian National...

01.07.2015. 09:53

e-priopcenje-nastavak-primjene-protuciklickog-4-tromj-2017.pdf

quarter of 2017 In accordance with Article 123 of the Credit Institutions Act...(Official Gazette 159/2013, 19/2015 and 102/2015), the...

30.09.2016. 14:40

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Regulativa 2025-07-21 Pri izradi statistika iz djelokruga Hrvatske narodne banke sastavljači se pridržavaju relevantnih pravnih odredbi zakonodavstva EU-a i nacionalnog zakonodavstva. Hrvatska...

30.06.2015. 13:11

e-priopcenje-nastavak-primjene-protuciklickog-4-tromj-2019.pdf

quarter of 2019 In accordance with Article 123 of the Credit Institutions Act...(Official Gazette 159/2013, 19/2015, 102/2015 and 15/2018), the...

26.09.2018. 13:42

ebilt165.pdf

Banks are institutions to which the Croatian National Bank has issued a license...Claims on central government and funds are loans and over- due...

30.06.2015. 14:48

ebilten-o-bankama-7.pdf

This publication is based on data provided by banks to the Croatian National Bank...Consolidated supervision has formally started by the enactment...

30.06.2015. 16:03

e-info-methodology-resolution-plannin.pdf

INFORMATION ON THE METHODOLOGY FOR IDENTIFICATION OF CRITICAL FUNCTIONS IN THE...OPERATION OF CREDIT INSTITUTIONS FOR THE PURPOSES OF RESOLUTION PLANNING ...

16.10.2018. 10:02

ebilt187.pdf

Claims on central government and funds are loans, overdue claims on the budget of...In accordan- ce with the Croatian National Bank...

30.06.2015. 14:51

e-priopcenje-nastavak-primjene-protuciklickog-3-tromj-2016.pdf

QUARTER OF 2016 In accordance with Article 123 of the Credit Institutions Act...that the Decision on the countercyclical buffer rate ...

26.02.2016. 17:06

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26.01.2024. 16:29

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29.02.2024. 10:43

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on Consumer Housing Loans: ☐ presentation and offering of agreements on consumer...on Consumer Housing Loans: ☐...

20.12.2017. 14:32

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Temeljni zakon koji uređuje djelovanje HNB-a jest Zakon o Hrvatskoj narodnoj banci. Hrvatska narodna banka, kako je određeno Ustavom Republike Hrvatske, središnja je banka Republike Hrvatske. U...

01.06.2015. 07:52

e-mpd-18-2022.pdf

52/2016) and Act on Consumer Housing Loans (OG 101/2017)....on Amendments to the Credit Institutions ...

04.11.2022. 11:10

hg26022024_prezentacija

end 2022  The conversion of loans, deposits and other instruments completed on...the currency changeover over 2-weeks dual circulation period 11 The impact...

26.02.2024. 14:41

s-002.pdf

Banks are required to report on this to the Croatian National Bank on a daily basis...Decision on...

04.07.2015. 17:05

e-priopcenje-nastavak-primjene-protuciklickog-4-tromj-2016.pdf

quarter of 2016 In accordance with Article 123 of the Credit Institutions Act...(Official Gazette 159/2013 and 19/2015), the Croatian...

26.02.2016. 17:06

e-priopcenje-nastavak-primjene-protuciklickog-2-tromj-2019.pdf

quarter of 2019 In accordance with Article 123 of the Credit Institutions Act...(Official Gazette 159/2013, 19/2015, 102/2015 and 15/2018), the...

26.03.2018. 15:15

e-priopcenje-nastavak-primjene-protuciklickog-1-tromj-2017.pdf

quarter of 2017 In accordance with Article 123 of the Credit Institutions Act...(Official Gazette 159/2013 and 19/2015), the Croatian...

26.02.2016. 17:02

e-report-ICAAP-ILAAP_2018.pdf

At the end, provide data on the person(s) appointed for contacts with the Croatian...on a consolidated basis...

16.03.2018. 15:17

eMKP_18

The ten-year yield on Croatian bonds moved at a similar pace, falling from 3.4%...the lower participation rate. 1 As of July 2025, the amended...

10.07.2025. 09:47

ebilt163.pdf

Table 2 Croatian residential real estate price index year-on-year rate of change...Claims on central government and funds...

30.06.2015. 14:47

e-zakon-pranje-novca-fin-terorizma-18-2017.pdf

1 Official Gazette 108/17 (08/11/2017) CROATIAN PARLIAMENT Based on...OF THE ACT System of Reporting to...

12.06.2019. 12:00

e-priopcenje-nastavak-primjene-protuciklickog-4-tromj-2020.pdf

fourth quarter of 2020 Pursuant to Article 123 of the Credit Institutions Act...(Official Gazette 159/2013, 19/2015, 102/2015 and 15/2018) the...

30.09.2019. 15:20

tf-sup-l-ki-sr-docx-e-zahtjev_razd_prijenos_imov_ki.docx

CROATIAN NATIONAL BANK Prudential Regulation and Supervision Area Trg hrvatskih velikana..., certified by the auditor in accordance with Article 550.e of the same...

17.02.2016. 16:47

e-mpd-2-2017.pdf

the demand or on the supply side)....its action based on the Recommendation....Deciding on countercyclical capital buffer rates for...

03.08.2017. 14:08

e-application-for-the-exchange-of-euro-cash

BE COMPLETED IN ACCORDANCE WITH THE INSTRUCTIONS AT THE BOTTOM OF THE FORM) CROATIAN...Notification on personal data processing The...

03.01.2025. 16:14

e-priopcenje-nastavak-primjene-protuciklickog-3-tromj-2018.pdf

quarter of 2018 In accordance with Article 123 of the Credit Institutions Act...(Official Gazette 159/2013, 19/2015 and 102/2015), the...

14.06.2017. 13:11

e-priopcenje-nastavak-primjene-protuciklickog-4-tromj-2018.pdf

quarter of 2018 In accordance with Article 123 of the Credit Institutions Act...(Official Gazette 159/2013, 19/2015 and 102/2015), the...

27.09.2017. 13:59

e-priopcenje-nastavak-primjene-protuciklickog-1-tromj-2019.pdf

quarter of 2019 In accordance with Article 123 of the Credit Institutions Act...(Official Gazette 159/2013, 19/2015 and 102/2015), the...

28.12.2017. 14:54

e-polugodisnje1-2010.pdf

Source: CBS. 7 According to the Act on the Special Tax on Salaries, Pensions and...As a result, the spread between the...

30.06.2015. 17:41

e-table_2

on Amendments to the Credit Institutions Act Compliance with the requirements for...on Amendments to the Credit...

18.03.2025. 12:53

Table_2.xlsx

on Amendments to the Credit Institutions Act Compliance with the requirements for...The ECB may issue instructions to the CNB if it assesses that a...

09.11.2021. 13:31

MPD22_Table2

on Amendments to the Credit Institutions Act Compliance with the requirements for...The ECB may issue instructions to the CNB if it assesses that a...

11.03.2024. 08:38

e-provedba-makrobonitetne-politike-i-mjera-u-HR.xlsx

on Amendments to the Credit Institutions Act Compliance with the requirements for...The ECB may issue instructions to the CNB if it assesses that a...

30.12.2022. 15:36

Table 3.xlsx

on Amendments to the Credit Institutions Act Compliance with the requirements for...The ECB may issue instructions to the CNB if it assesses that a...

07.03.2023. 13:21

table_2

on Amendments to the Credit Institutions Act Compliance with the requirements for...The ECB may issue instructions to the CNB if it assesses that a...

01.08.2024. 13:18

e-table_2

on Amendments to the Credit Institutions Act Compliance with the requirements for...The ECB may issue instructions to the CNB if it assesses that a...

07.11.2024. 14:13

Table_3.xlsx

on Amendments to the Credit Institutions Act Compliance with the requirements for...The ECB may issue instructions to the CNB if it assesses that a...

10.08.2023. 11:12

MPD_no21_Table3.xlsx

on Amendments to the Credit Institutions Act Compliance with the requirements for...The ECB may issue instructions to the CNB if it assesses that a...

10.11.2023. 10:57

e-priopcenje-nastavak-primjene-protuciklickog-1-tromj-2020.pdf

quarter of 2020 In accordance with Article 123 of the Credit Institutions Act...(Official Gazette 159/2013, 19/2015, 102/2015 and 15/2018), the...

28.12.2018. 10:10

e-priopcenje-nastavak-primjene-protuciklickog-1-tromj-2021.pdf

first quarter of 2021 Pursuant to Article 123 of the Credit Institutions Act...(Official Gazette 159/2013, 19/2015, 102/2015, 15/2018 and 70/2019) the...

27.12.2019. 10:46

ebilt66.pdf

Government Bonds on International Markets Developments in the spread on Croatian...basis of spreads...

30.06.2015. 14:35

e-bpt-2023

An average Croatian citizen today has 2.1 payment cards in his/her wallet....The data shown in Table 1 have been collected based on the Decision...

04.07.2024. 11:57

e-priopcenje-nastavak-primjene-protuciklickog-3-tromj-2020.pdf

third quarter 2020 In accordance with Article 123 of the Credit Institutions Act...Bank (CNB) hereby announces that the Decision on the...

27.06.2019. 09:14

e-odluka-uvjeti-nacin-poslovanja-ovlastenih-mjenjaca_85-2019.pdf

/2009 – Payment System Act 153/2009, 145/2010 and 76/2013) and Article 42, paragraph...and 54/2013), the Council of the Croatian National Bank, at...

16.10.2019. 07:17

e-priopcenje-nastavak-primjene-protuciklickog-1-tromj-2018.pdf

quarter of 2018 In accordance with Article 123 of the Credit Institutions Act...(Official Gazette 159/2013, 19/2015 and 102/2015), the...

28.12.2016. 14:23

e-priopcenje-nastavak-primjene-protuciklickog-2-tromj-2018.pdf

quarter of 2018 In accordance with Article 123 of the Credit Institutions Act...(Official Gazette 159/2013, 19/2015 and 102/2015), the...

22.03.2017. 09:44

table-4.xlsx

on Amendments to the Credit Institutions Act Compliance with the requirements for...The ECB may issue instructions to the CNB if it assesses that a...

03.03.2021. 09:59

Table-2.xlsx

on Amendments to the Credit Institutions Act Compliance with the requirements for...The ECB may issue instructions to the CNB if it assesses that a...

29.07.2021. 13:18

w-060.pdf

anonymous referee on useful suggestions, and participants of the 34th Croatian National...In addition, Croatian tourism...

21.10.2020. 15:30

e-f2.xlsx

ENG Table F2: Deposit Rates of the Croatian National Bank In percentage, on annual...rates on CNB bills...

22.06.2015. 17:49

e-priopcenje-nastavak-primjene-protuciklickog-2-tromj-2021.pdf

second quarter of 2021 Pursuant to Article 123 of the Credit Institutions Act...(Official Gazette 159/2013, 19/2015, 102/2015, 15/2018 and 70/2019) the...

30.03.2020. 09:49

e-priopcenje-nastavak-primjene-protuciklickog-3-tromj-2017.pdf

quarter of 2017 In accordance with Article 123 of the Credit Institutions Act...(Official Gazette 159/2013 and 19/2015 and 102/2015), the...

30.06.2016. 07:45

young-ceh-krznar-2.pdf

two factors: on the possible reaction of the mother banks during a crisis and on...On the other hand, they might...

03.06.2015. 14:37