Prevention of counterfeiting

Published: 5/6/2015 Modified: 6/4/2021
The National Centres were established within the Croatian National Bank for the purpose of taking and implementing measures for prevention and detection of counterfeiting at a national level and for the purpose of cooperation with the competent authorities in the country and abroad in the areas of prevention and detection of counterfeiting in the territory of the Republic of Croatia.

For all information related to counterfeit banknotes and coins please e-mail an inquiry to: ncc.hr@hnb.hr.

How to recognise a genuine kuna banknote?

Genuine kuna banknotes are easy to recognise. It is very rare that genuine banknotes differ significantly from counterfeit ones in terms of their size, colour or main motifs. It is therefore recommended to check several security features.

The instructions below will help you to make these checks easily with no expert knowledge required. Feel a banknote, look at it and tilt it to check it for authenticity.

FEEL – the quality of the banknote paper and print (mechanical qualities of the paper, intaglio print). Cotton paper is much more resilient and resistant to wear than commercial cellulose paper.

LOOK – at the banknote and hold it against the light to check the watermark, the security thread and the see-through register.

TILT – the banknote to see the shifting image in the hologram/kinegram and the elements printed iridescent ink.

CHECK – Thorough checks of all security features are carried out by authentication devices (UV lamp, magnifier, IR camera, etc.).

Checking tips

If you have any doubts, compare the suspect banknote with a genuine banknote of the same denomination.

If you are still in doubt, ask an employee of a bank or financial institution to check the banknote for authenticity, or send the suspect banknote with an Application for technical analysis to the Croatian National Bank to be analysed.

Educational videos

The Croatian National Bank released a series of educational videos on the security features of kuna banknotes. For each kuna banknote denomination, the CNB has made a video that explains in detail the authenticity checking procedure. The educational videos can be viewed on the CNB website or on the CNB YouTube channel.

How to recognise a genuine kuna coin?

Genuine kuna coins are easy to recognise. It is very rare that genuine coins differ significantly from counterfeit ones in terms of their size, weight or main motifs. It is therefore recommended to check several security features.

The instructions below will help you to make these checks easily with no expert knowledge


required. Coins are checked for authenticity by means of a magnifying glass.

MOTIFS – check the clarity and sharpness of details.

RELIEF – check the sharpness of the edges of relief motifs and inscriptions.

EDGE – check the millings on the coin edge.

If you have any doubts, compare the suspect coin with a genuine coin of the same denomination.

If you are still in doubt, ask an employee of a bank or financial institution to check the coin for authenticity, or send the suspect coin with an Application for technical analysis to the Croatian National Bank to be analysed.

What to do with suspected counterfeit cash?

Counterfeit currency should be immediately handed over at the nearest police station. Police officers send all banknotes and coins suspected as counterfeits for analysis to the Croatian National Bank.

The use of counterfeit currency is equally illegal and punishable as its production. Counterfeit currency cannot be exchanged for genuine currency.

In accordance with the Decision on handling of unfit and suspect cash and the Decision implementing Council Regulation (EC) No 1338/2001 laying down measures necessary for the protection of the euro against counterfeiting and Council Regulation (EC) No1339/2001, the entity subject to these Decisions is obligated to check the authenticity of each sample of received cash in accordance with the procedures for authenticity checks referred to in the decision of the Croatian National Bank governing the redistribution of kuna banknotes and coins. Where in the course of an authenticity check an entity establishes that the cash is suspect, it is obligated to deliver it to the Croatian National Bank without delay together with the completed Application for technical analysis.