2 Trends in non-housing loans in EU countries, depending on:
IT
GR
CYAT
DE
ES...5
0
5
10
15
20
25
0 5 10 15 20 25 50 60 70 80 90 100
IT
GR
CY
AT
DE
...
Against this background, more subtle consequenc-
es of the global financial crisis...This indicates
that the government understands the importance of...
4: Sigma convergence
BE
UK
DE
FR
SE
NL
AT
DK
IT
FI
EU27
M T
PT CY
ES...Openness to trade
0
5
10
15
20
25
30
35
40
Ro
m
an
ia
Bu
lg
ar
ia
Sl
ov
en
ia
...
