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Boris Vujčić participated in the panel "How to Accelerate Green, Resilient and Inclusive

Boris Vujčić participated in the panel "How to Accelerate Green, Resilient and Inclusive...Governor Boris Vujčić participated today in a panel entitled "How to Accelerate...

Jan 17, 2024 6:24 PM

h-tablice-iu-t2-2014.xls

C166 Djelatnosti šljunčara i pješčara; vađenje gline i kaolina 0812...0812 - Djelatnosti šljunčara i pješčara; vađenje gline i...

Jun 26, 2015 6:35 AM

h-tablice-iu-t2-2015.xls

002 B B048 Djelatnosti šljunčara i pješčara; vađenje gline i kaolina 0812...0812 - Djelatnosti šljunčara i pješčara; vađenje gline i...

Jun 26, 2015 6:35 AM

h-tablice-iu-t2-2017.xls

A B B048 Djelatnosti šljunčara i pješčara; vađenje gline i kaolina 0812...0812 - Djelatnosti šljunčara i pješčara; vađenje gline i...

Mar 22, 2017 1:00 PM

w-073

price dynamics (i.e., real house price index and different house price ratios),...Factors affecting house price-at-risk...

Dec 3, 2025 1:58 PM

e-j3.xlsx

ENG Table J3 House price indices Year Quarter Basic indices, 2015 = 100a...a Indices (from first quarter 2017, a common index reference period for the...

Jun 22, 2015 5:30 PM

h-tablice-iu-t2-2012-2013.xls

gypsum, chalk and slate 0810* CX 162 CX 162 C 166 C166 201512 0812...Djelatnosti šljunčara i pješčara; vađenje gline i kaolina...

Jun 26, 2015 6:36 AM

ECB’s economy-wide climate risk stress test suggests that a faster green transition

Press Releases ECB’s economy-wide climate risk stress test suggests that a faster green...benefit businesses, households and banks ecb_04.jpg 2023-09-06 11:00 Boosting...

Sep 6, 2023 10:52 AM

ECB is stepping up its action on climate change, in particular in the fields of green

ECB is stepping up its action on climate change, in particular in the fields of green...In 2024 and 2025, its work will focus on three areas: the consequences of the...

Jan 31, 2024 6:07 PM

18YES_Karsten

These indicators operate on the premise that countries farther from achieving a green...risk is based on real political actions rather than the broader context of the...

May 22, 2025 6:12 PM

h-obrazac-iu-ip_prijava.xlsx

DO DOMINIKANSKA REPUBLIKA 1F IDA (International Development Association) 0812...Prekrcaj tereta 5229 - Ostale prateće djelatnosti u prijevozu ...

Sep 18, 2018 3:33 PM

18YES_Morais

The house price may drift relative to the consumption price index at rate g....House prices evolve deterministic- ally according to g = ∆ log...

May 22, 2025 6:16 PM

eg07102025_presentation

demanding procedure, Croatia had to take a number of steps in order to get the „green...Colors indicate different levels of debt under the new fiscal rules:...

Oct 7, 2025 4:16 PM

s-037

market prices 4 2.2 Hedonic real estate price indices 5 3 Construction of the house...in general consumer price indices.1 The CBS and the CNB in 2015 constructed a...

Dec 3, 2025 1:53 PM

w-055

estimates show much lower cross-country synchronization of credit variables and house...time-variation we find evidence for a decline in the extent of co-movements in...

Dec 3, 2025 1:59 PM

s-005

Japan and heavy government sup- port encouraged big investments in Southeast Asia (Wa...taxation to raise funds for social and pension reforms, failed to pass in the...

Dec 3, 2025 1:53 PM

h-odluka-dostavljanje-podataka-o-statistici-pp-za-ESB_Prilog3.pdf

dealers 5299 Warehouse Club Gas 5300 Wholesale clubs 5309 Duty-free shops 5310

Dec 22, 2022 11:03 AM

e-odluka-dostavljanje-podataka-o-statistici-pp-za-ESB_Annex3

dealers 5299 Warehouse Club Gas 5300 Wholesale clubs 5309 Duty-free shops 5310

Apr 30, 2025 9:45 AM

e-odluka-dostavljanje-podataka-o-statistici-pp-za-ESB_Annex-3

dealers 5299 Warehouse Club Gas 5300 Wholesale clubs 5309 Duty-free shops 5310

Apr 30, 2025 9:47 AM

h-odluka-dostavljanje-podataka-o-statistici-pp-za-ESB_Prilog3

dealers 5299 Warehouse Club Gas 5300 Wholesale clubs 5309 Duty-free shops 5310

Feb 17, 2025 3:11 PM

Anketa-o-kreditnoj-aktivnosti-banaka-za-europodrucje_anketni-obrazac.pdf

2024.) 1 Vidi Dodatak izvješću stranice KAB-a

May 2, 2023 4:01 PM

Macroprudential Diagnostics No. 25

Figure 2 Housing loans are rising steadily at high rates, while non-housing loans...In contrast to housing loans, the...

Mar 7, 2025 3:12 PM

e-gi-2024

, energy prices dropped in spite of the discontinuance of energy subsidies to house...of EUR 2.5bn in 2023, with the growth being almost completely attributable to...

Jul 29, 2025 9:38 AM

w-070

a drought shock); or a specific type of reactions to weather shocks, such as house...prices and house demand after a disaster, as in Tran and...

Dec 3, 2025 1:58 PM

Macroprudential Diagnostics No. 24

in income and consumer confidence imparted momentum to consumer lending, while housing...The growth in housing loans stabilised on a high...

Oct 24, 2024 10:20 AM

31DEC_Kumhof_Salgado-Moreno

4 8 121620242832 0 0.5 1 1.5 Wholesale Lending Rate Spread (pp Difference, green...0 4 8 121620242832 0 0.5 1 1.5 Retail Lending Rate Spread (pp Difference,...

May 22, 2025 4:26 PM

We require rapid changes and strengthening resilience to environmental risks

jpg 2023-09-19 16:05 "In the CNB, we have limited knowledge of the importance of green...From these limited data, it can be estimated that the share of...

Sep 19, 2023 4:06 PM

31DEC_Borio

capturing medium-term cycles in real credit, the credit-to-GDP ratio and real house...capturing medium-term cycles in real credit, the credit-to-GDP ratio and real...

May 22, 2025 5:10 PM

e-fs-26

B.1 Residential real estate market House price growth slowed down slightly in 2024...financed Loan-financed Non-loan financed Apartment 33.6% 64.1 59.3 1984 1980 ...

Jul 14, 2025 11:34 AM

Sandra Švaljek at the First EFOS Business Forum

example to others, we within the CNB are also undertaking various activities to green...and Owner of Rechner d.o.o., at the panel discussion "Is the Economy in Croatia...

Mar 27, 2024 9:58 AM

CNB supports the NFGS Cali-Baku Pledge to Enable Action

-10-28 16:00 The Croatian National Bank, an active member of the Network for Greening...COP29), reaffirming its commitment to play an enabling role in global efforts to...

Oct 28, 2024 3:53 PM

e-podaci-o-krivotvorinama-izdvojenim-iz-optjecaja-u-2024

counterfeit banknotes are presented below, where genuine banknotes are framed in green...By tilting the banknote, the number changes colour from emerald...

Feb 21, 2025 11:17 AM

putovanja_rukovodstvo_01-06-2024

Davos, Švicarska High-level Panel Discussion “How to Accelerate Green, Resilient...Ljubljana, Slovenija Konferencija "Can Green Finance and...

Mar 10, 2025 10:21 AM

e-sustainability-report-2024

impact on the environmental sustainability and other sustainability aspects – green...A total of 3.9% of the portfolio was invested in green and...

Jun 30, 2025 4:37 PM

eg20012025_prezentacija

on inflation in the coming period due to climate disasters (physical risks) and green...to 10 years to open a mine; demand and supply mismatch) – a consequence of the...

Jan 20, 2025 4:46 PM

Zamjenica guvernera HNB-a sudjelovala u panel raspravi na ESG konferenciji "Zelena Hrvatska HINA – održivost i korporativno upravljanje"

društveno djelovanje, uz zamjenicu guvernera bili su i Branka Klarin Petrina – Green

Nov 26, 2025 10:26 AM

h-kalendar-Svaljek_01-12-2024

Konferencija "How Can Green Finance and Insurance Secure a Greener Future" u organizaciji...Britansko – slovenske gospodarske komore Sudjelovanje na panelu...

Apr 16, 2025 9:56 AM

e-kalendar-Svaljek_01-12-2024

panel "The Digital Euro Project" Zagreb 22 March 2024 Conference "How Can Green...organised by the British-Slovenian Chamber of Commerce Participant in the panel...

Apr 16, 2025 9:51 AM

Deputy Governor Sandra Švaljek moderated a panel at the conference ‘Supporting Sustainable Financing’

discussion in which the main points of emphasis were on stimulating demand for green...Finance of the Republic of Croatia, the Ministry of Environmental Protection and...

Apr 4, 2025 2:35 PM

hp14052025_letak

Light green and dark green. 500 kroner 1944 T h e su b stitu tio n 5

May 13, 2025 5:58 PM

e-kalendar-Svaljek_01_2025

Conference on the National Recovery and Resilience Plan: Competitiveness and Green

Apr 15, 2025 2:11 PM

e-list_of_national_identifiers_od-30-9-2025

It only applies to businesses incorporated or registered at Companies House, primarily...It only applies to businesses incorporated or registered at Companies...

Jul 4, 2025 3:04 PM

e-list_of_national_identifiers_od-31-12-2025

It only applies to businesses incorporated or registered at Companies House, primarily...It only applies to businesses incorporated or registered at Companies...

Oct 13, 2025 11:22 AM

e-table_1

Green indicates measures that have been added since the last version of the table

Mar 18, 2025 12:52 PM

s-042

The EU recognized the importance of facilitating the green and digital transitions...still risk undermining public investment, particularly in critical areas like...

Mar 12, 2025 4:36 PM

s-042

The EU recognized the importance of facilitating the green and digital transitions...still risk undermining public investment, particularly in critical areas like...

Dec 3, 2025 1:53 PM

w-060

for tourism services on house prices in Croatia....Implications of us tax policy for house prices, rents, and homeownership....Do...

Dec 3, 2025 1:59 PM

Consumer lending criteria

loans and 40% for non-housing loans....Furthermore, the maturity of housing loans and non-housing loans to consumers...

Jan 22, 2025 3:27 PM

h-kalendar-Vujcic_01-12-2024

High-level Panel Discussion “How to Accelerate Green, Resilient and Inclusive Global...Forum Sudionik na okruglom stolu "EU-US Competitiveness: Challenges in the...

Apr 16, 2025 9:30 AM

s-041

We model house prices through a housing demand equation....results of a house price shock which is introduced as an exogenization of...

Dec 3, 2025 1:53 PM

e-kalendar-Vujcic_01-12-2024

Challenges" online 17 January 2024 High-level Panel Discussion “How to Accelerate Green...Participant in the roundtable discussion "EU-US Competitiveness: Challenges...

Apr 16, 2025 9:40 AM

Consumer lending criteria – questions and answers

In addition, the maturity of housing loans and non-housing loans to consumers collateralised...However, up to 20% of...

Jan 24, 2025 3:14 PM

Decision on consumer lending criteria

expected to primarily affect general-purpose cash loans, while their effect on housing...loans and 40% for non-housing loans; the ratio of the...

Mar 19, 2025 4:20 PM

Financial literacy reduces the likelihood of financial instability

loans and 40% for non-housing loans, and the ratio of the amount of the housing...Also, the maturity of housing and...

Mar 21, 2025 4:26 PM

e-semi-annual-information_1st-half-2024

by Croatian banks started to fall, particularly for corporate financing, while house...general economic policies in the European Union, in particular the transition to a...

Dec 11, 2024 10:32 AM

Personal data protection at the Croatian National Bank

authorisation to provide credit intermediation services in relation to consumer housing...loans, prescribed in Articles 29 and 31 of the Act on Consumer...

May 11, 2018 11:05 AM

Croatia’s investment momentum remains strong in 2024, but competitiveness challenges persist

Investment Report 2024/2025, highlighting solutions such as market integration, green...market integration and simplification (2) leveraging European strengths such as...

Mar 18, 2025 2:00 PM

e-semi-annual-information_2nd-half-2024

rates on existing corporate loans also decreased, while interest rates on existing house...favourable financing conditions led to a relatively strong growth in corporate...

Jul 29, 2025 4:11 PM

e-results-of-the-euro-area-bank-lending-survey.xlsx

Loans to households are also divided into two groups: loans for house purchase and..._Q3 2023_Q4 2024_Q1 2024_Q2 2024_Q3 2024_Q4 2025_Q1 2025_Q2 2025_Q3 Loans for...

May 2, 2023 4:03 PM

s-036

Figure 1 Housing construction and house prices in the US, 2000-2010 th ou sa nd...Taylor (2007) argued that the adjustment in house prices was...

Dec 3, 2025 1:54 PM

Announcement of the imposition of limits on consumer lending criteria

loans and 40% for non-housing loans; the ratio of the housing loan to the value...Also, maturity of housing and...

Jan 22, 2025 9:04 AM

Dubrovnik Conference

The second day of the conference will discuss the "green transition" of central and

Jun 14, 2024 5:29 PM

Climate risks are becoming one of the determinants of central bank policies

2024-07-04 17:20 In order to learn more about the role of central banks in the green

Jul 4, 2024 5:10 PM

e-odluka-Registar-ovlastenih-pruzatelja-usluga-servisiranja-kredita_150-2024

office in the home Member State (country, town/city, postal code, street name, house...branch in the Republic of Croatia (country, town/city, postal code, street name,...

Jun 6, 2025 3:23 PM

s-025

Crowe and Meade (2008) and Dincer and Eichen- green (2007, 2009, 2014) use information...The central banks analysed by Dincer and Eichen- green...

Dec 3, 2025 1:54 PM

e-zakon-o-konacnosti-namire-izmjena_136-2024

operator of that system, a settlement agent, a central counterparty, a clearing house...means an institution, a central counterparty, a settlement agent, a clearing ...

Feb 13, 2025 12:04 PM

e-act-on-settlement-finalityin-payment-and-financial-instruments-settlement-systems_npt

means an institution, a central counterparty, a settlement agent, a clearing house...participant may act as a central counterparty, a settlement agent or a clearing...

Feb 13, 2025 11:49 AM

ECB publishes experimental statistics on household wealth distribution for Croatia

analyse, for example, the dynamics of the distribution of total net wealth and housing...However, their shares in total housing wealth changed at a...

Mar 21, 2025 1:02 PM

w-019

housing loans) accounting for a substantial share of the overall expenses of house...VNKDVOJNA Detached house VNKSAMOSTOJECA Terraced...

Dec 3, 2025 1:59 PM

eg26082025_prezentacija

recover and economic data exceeds forecasts Euro NEER strongest ever Notes: The green

Aug 26, 2025 3:23 PM

Opening of the 31st Dubrovnik Economic Conference

Isabel Schnabel, member of the Executive Board of the European Central Bank, Megan Greene

Jun 7, 2025 12:33 PM

e-table_2

Green indicates measures that have been added since the last version of the table

Mar 18, 2025 12:53 PM

Licensing

21 Legal persons intending to provide services pursuant to the Act on Consumer Housing...authorisation to provide credit intermediation services in relation to consumer...

Mar 23, 2018 3:03 PM

eg22102025_prezentacija

Colors indicate different levels of debt under the new fiscal rules: green (lowest

Oct 22, 2025 7:50 AM

18YES_Pourabbasvafa

very slowly even as PPI inflation drops to negative in Q4 of 2022 (highlighted green...shows the surge in PPI followed by a significant drop to negative rates in the...

May 22, 2025 6:21 PM

The Croatian National Bank adopts its Climate Strategy

Like other central banks of the Eurosystem and as a member of the Network for Greening

Dec 7, 2023 12:05 PM

eg27112025_prezentacija

Colors indicate different levels of debt under the new fiscal rules: green (lowest

Nov 27, 2025 9:47 AM

s-017

This is the reason why variables such as the house price index and private sector...ULC ULC ULC 100 t t t 3 3 $ - - - ^ ^ ^ h h h (5) 6 Trends in...

Dec 3, 2025 1:54 PM

Macroprudential measures imposing lending restrictions – Maja Bukovšak and Lana Ivičić

the ratio of monthly debt service to consumer income to a maximum of 45% for housing...loans and 40% for non-housing loans, while for all loans...

Jul 1, 2025 8:58 AM

CNB Council: Economic growth and higher real incomes strengthen the resilience of the financial system

impact of global uncertainty, as strong domestic demand is driving the increase in housing...Housing loans have continued to grow at stable and...

May 21, 2025 4:46 PM

w-072

The authors include credit growth information, house price growth, current account...Empirical analysis shows an application of house...

Dec 3, 2025 1:58 PM

e-mpd-25-2025

unfavourable macroeconomic scenarios. 3 See, for example Mian, A. and Sufi, A. (2014): House...Green indicates measures that have been added...

Mar 18, 2025 12:54 PM

w-045

sector, which are expected to have the same effect on the demand for loans of the house...to the approval of loans to households ne t, in % ne t, in % Loans for...

Dec 3, 2025 1:59 PM

Personal data processing notification

intermediaries to provide credit intermediation services in relation to consumer housing...Act, Title VII of the Credit Unions Act, Consumer Credit Act, Act on Consumer...

Feb 21, 2020 10:01 AM

18YES_Adera-Salha

years), literacy, residence type (rural or urban), household size, whether her house...years), literacy, household size, residence type (rural or urban), whether her...

May 22, 2025 6:04 PM

Banks must sharpen their focus on climate risk, ECB supervisory stress test shows

projections under different climate risk scenarios, the results show that an orderly green...exercise shows that the ECB is committed to leading European banks through the...

Jul 8, 2022 10:40 AM

wpaper

prices in Croatia Abstract: House price dynamics are particularly interesting for...the Croatian housing market, tries to identify and capture the main drivers of...

Dec 3, 2025 1:55 PM

CNB Council: Total loans increased by 12.7 percent in 2024 compared to 2023

In 2024, 19 banks and one housing savings bank operated in the Republic of Croatia...The growth of housing and corporate loans also continued.

Apr 14, 2025 4:12 PM

Round table "Financing energy efficiency and resilience to climate change in the building sector" held at the CNB

"Our buildings need to combine green infrastructure and cutting-edge technologies...rooted in society, which is why we need to understand concepts such as affordable...

Apr 20, 2023 3:40 PM

Licensing

credit institutions, in accordance with the Credit Institutions Act and the Act on Housing...Savings and State Incentives for Housing Savings, the...

Jun 1, 2015 3:32 PM

e-application-form-for-srudent-internship.doc

birth (dd/mm/yyyy) Address (postal code and city) (street and house

Jun 18, 2018 2:53 PM

e-act-on-the-implementation-of-eu-regulations-governing-payment-systems_118-2020

means an institution, a central counterparty, a settlement agent, a clearing house

Feb 20, 2025 1:43 PM

Banks have many reasons to engage in the climate transition

In recent years, good preconditions have been created for financing the green transition

Jun 5, 2024 3:36 PM

Monetary policy tightening and financing conditions

interest rate on new corporate loans, then we see that they are growing faster than housing...As for newly-granted housing loans, Croatia and...

Sep 27, 2023 4:38 PM

Regulations

2023) Act on amendments to the Consumer Credit Act (OG 128/2022) Act on Consumer Housing...Loans (OG 101/2017) Act on Amendments to the Act on Consumer...

Jun 20, 2015 2:14 PM

Real estate market-related measures

residential real estate also account for the major part of assets of households and housing...2019, the CNB prescribes the implicit debt service to income (DSTI) ratio for...

Jun 5, 2024 10:50 AM

ebilt298-informacija

Average interest rates on pure new corporate and house- hold loans were lower in...As regards house- holds, interest rates on general-purpose cash...

Apr 17, 2025 2:10 PM

ebilt302-informacija

loans, while the interest rates on housing loans and general-purpose cash loans to house...Loans to house- holds continued to increase, albeit at a...

Oct 22, 2025 1:29 PM

18YES_Vargedo

lending and real impacts of a dirty penalizing factor (Miguel et al., 2024) or a green...Green Capital Requirements. SSRN Electronic Journal.

May 22, 2025 6:26 PM

s-006

them to settle the debt, while the fourth building society con- sults with its in-house...Two building societies also mentioned the pur- chase of a flat or...

Dec 3, 2025 1:53 PM