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One year with the euro

Excellent cooperation between the Croatian National Bank, the Ministry of the Interior...Governor Boris Vujčić and Deputy Prime Minister and Minister of the...

Feb 13, 2024 12:12 PM

e-mdp-direktiva-2013-36_uredba-575-2013_delegirana-uredba-2015-61

1 Annex II Part 1 Options and discretions set out in Directive 2013/36/EU, Regulation...Bank may adopt a decision to recognise a structural systemic risk buffer rate...

Jun 12, 2024 10:47 AM

e-mdp-prijelazno-razdoblje-direktiva-2013-36_uredba-575-2013

1 Annex II Part 2 Transitional options and discretions set out in Directive 2013...References Available in EN (Y/N) Details / Comments stable funding...

Jun 12, 2024 10:47 AM

SEPA

SEPA consists of: a single currency – the euro; a single set of payment instruments...With regard to the scope of their tasks, if necessary, the working bodies can...

Jun 1, 2015 2:28 PM

Technical cooperation

Bank of Serbia (2018 – 2020) For the purposes of the project, a consortium was set...The beneficiary institutions included the Ministry of the...

Nov 12, 2020 11:33 AM

e_APPK_Upitnik_2020.pdf

a set of 5 variables for items a – decrease by more than [HBZ012] per cent b –...interior of the dwelling?...Needs major...

Dec 4, 2023 12:33 PM

hp18022025_prezentacija

aktivnost i inflaciju (izvor: https://www.bancaditalia.it/pubblicazioni/qef/2024-0884

Feb 19, 2025 4:12 PM

hp21022025_prezentacija

aktivnost i inflaciju (izvor: https://www.bancaditalia.it/pubblicazioni/qef/2024-0884

Feb 21, 2025 7:29 PM

s-005

percent current account deterioration9 or 5 percent devaluation) and value 1 is set...interest rates as well – espe- cially the lending interest rates that are also...

Dec 3, 2025 1:53 PM

w-052

When the measure was introduced in February 2003, the ratio was set at 35%....to monetary loosening as it leaves banks with more funds, which were previously...

Dec 3, 2025 1:59 PM

Replacement of cash

confirmation from the competent institution, for example, the Ministry of the Interior...provided that the amount of euro banknotes presented is sufficient to form such...

Jun 1, 2015 9:25 PM

tf-pp-ds-om-pdf-e-oduzeta_sili_zakona.pdf

VINKO LALIN PAKOŠTANE, A.MIHANOVIĆA 3 90954912 0884/O 20.03.2007. 287 DUB EVENTS...GUPCA 74 91139147 0859/O 15.03.2007. 816 MJENJAČNICA PAV, VL.

Feb 12, 2016 9:20 AM

tf-pp-ds-om-pdf-h-oduzeta_sili_zakona.pdf

VINKO LALIN PAKOŠTANE, A.MIHANOVIĆA 3 90954912 0884/O 20.03.2007. 287 DUB EVENTS...GUPCA 74 91139147 0859/O 15.03.2007. 816 MJENJAČNICA PAV, VL.

Jun 19, 2015 3:38 PM

U proteklih godinu dana krediti kućanstvima porasli za 14,0 posto, a poduzećima za

U proteklih godinu dana depoziti kućanstava porasli su po stopi od 7,6%, pri čemu...To je povećanje u godinu dana od 14,0% za kredite kućanstvima i...

Oct 31, 2025 11:55 AM

U proteklih godinu dana gotovinski nenamjenski krediti kućanstvima porasli za 15,5%

U proteklih godinu dana depoziti kućanstava porasli su po stopi od 8,1%, pri čemu...U proteklih godinu dana krediti kućanstvima porasli su po stopi...

Apr 28, 2025 3:22 PM

U proteklih godinu dana gotovinski nenamjenski krediti kućanstvima porasli za 14,9%

U proteklih godinu dana depoziti kućanstava porasli su po stopi od 8,1%, pri čemu...U proteklih godinu dana krediti kućanstvima porasli su po stopi...

Jul 30, 2025 8:04 AM

Registers

2018-03-26 The register contains the prescribed set of information for each credit

Mar 23, 2018 2:38 PM

International Property Award za dizajn interijera Moneterre

Hrvatske narodne banke rezultirao je prestižnom nagradom Best Public Service Interior

Oct 29, 2025 3:06 PM

Questions and Answers on the NKSInst payment system

calendar day the maximum amount of payment per individual payment transaction is set...Payment service providers (banks) set charges for their...

Jul 16, 2021 2:32 PM

e-application-for-the-exchange-of-euro-cash

other way damaged as evidenced by an official document of the Ministry of the Interior...other way damaged as evidenced by an official document of the Ministry of the...

Jan 3, 2025 4:14 PM

CNB warns of fraud attempts

exercise caution and make sure to report these incidents to the Ministry of the Interior

Feb 14, 2025 4:26 PM

e-zakon-usporedivost-naknada-prebacivanje-racuna_npt

'payment instrument' means any personalised device and/or set of procedures agreed...(3) The fee information document shall: 1. contain the names of all services...

Sep 18, 2025 9:39 AM

e-HNB_as_CCB-16062025

The obligation to comply with the requirements set out in these terms and conditions...registration A credit claim shall be deemed registered where the requirements...

Jun 13, 2025 10:45 AM

w-007

From the set of available data, DEA identifies reference points (relatively ef-...DMU) separately, producing individual efficiency measures relative to the entire...

Dec 3, 2025 1:58 PM

Središnji bankari ne objavljuju prognoze da bi periodički zabavili javnost

bankari trebaju imati prilično dobru predodžbu o stanju gospodarstva za godinu dana...u vrijeme izrade projekcija u odnosu na kraj protekle godine, a zadnjih su se...

Apr 3, 2025 2:13 PM

e-zakon-nacinu-uvjeti-postpak-servisiranja-i-kupoprodaje-potrazivanja_155-2023

the receipt of the protest in writing by mail, electronic mail or in the manner set...purchaser, the obligations of the credit purchaser towards the borrower...

Jun 6, 2025 2:18 PM

e-zakon-o-elektronickom-novcu_npt.pdf

(3) The electronic money issuer shall, within the time limit set by the Croatian...payment operations; 15) a description of the internal control mechanisms...

Feb 17, 2023 11:05 AM

e-obrazac-stjecanje-kvalificiranog-udjela_30092024

to perform an assessment of the reputation, knowledge, skills and experience, as set...shall perform an assessment of the reputation, knowledge, skills and experience, as...

Mar 19, 2025 2:35 PM

Privacy statement

authority vested in the CNB, for the purpose of complaint processing procedure set

Dec 12, 2023 9:11 AM

What keeps central bank governors up at night? – Marko Škreb, former CNB governor

essentially means that a central bank is free to decide how to meet the objective set

Nov 28, 2025 3:51 PM

Od danas u optjecaju nove novčanice od 100 € i 200 €

Priopćenja ESB-a Od danas u optjecaju nove novčanice od 100 € i 200 € 2019-05-28...VIDEO: Nove novčanice od 100 i 200 eura Danas su puštene u...

May 28, 2019 11:37 AM

e-zakon-o-kreditnim-institucijama_npt.pdf

Croatia, or of a financial holding company or mixed financial holding company set...Croatia, or of a financial holding company or mixed financial holding company...

Feb 27, 2019 8:43 AM

TARGET-HR

T2S also offers a set of sophisticated technical features, including optimisation

Mar 20, 2023 3:07 PM

e-zakon-o-platnom-prometu_npt.pdf

are carried out; 36) 'payment instrument' means a personalised device(s) and/or set...) of this Article to submit to the Croatian National Bank within a time limit...

Feb 17, 2023 11:05 AM

Nova novčanica od 50 € od danas u optjecaju

Priopćenje ESB-a Nova novčanica od 50 € od danas u optjecaju 50_eura.jpg 2017-04-...04 Film: Nova novčanica od 50 eura Danas se pušta u optjecaj...

Apr 4, 2017 10:28 AM

Governor Vujčić's interview for magazine Diplomacy & Commerce

card or a mobile application or any other means that meets technical requirements set

Oct 28, 2025 9:20 AM

Capital conservation buffer

of the capital conservation buffer was taken over from the Basel agreement and set...requirement to maintain the capital conservation buffer at the rate of 2.5% is...

Feb 28, 2019 2:47 PM

“Contour Necktie” gold and silver collector coins

The collector set was released for sale on 18 April 2023....DENOMINATION WEIGHT (g) DIAMETER (mm) FINENESS/1000 PACKED IN SETS (pcs.)

Apr 18, 2023 9:22 AM

ebilt296

deposit facil- ity rate, a relevant indicator of the ECB’s monetary policy, was set...transferred from current and gi- ro accounts for a specific purpose (e.g. funds...

Feb 18, 2025 9:59 AM

ebilt297

deposit facil- ity rate, a relevant indicator of the ECB’s monetary policy, was set...transferred from current and gi- ro accounts for a specific purpose (e.g. funds...

Mar 20, 2025 1:00 PM

kolacici-politika-neophodni

Spremanje korisničke preferencije (true/false) za pohranu kolačića u pregledniku. 365 dana...false) za kolačiće izvedbe radi upravljanja postavkama vezanim uz izvedbu. 365...

Jan 7, 2025 3:03 PM

Cookie Policy

Cookies are small bits of data sent by a website server to the browser on your computer. The browser tells the server when you next visit that particular website. Cookies help us to store user...

Feb 11, 2016 10:54 AM

Financial accounts statistics for the third quarter of 2024

Statistical releases Financial accounts statistics for the third quarter of 2024 e-statisticka_priopcenja.jpg 2025-01-17 11:15 Within the scope of financial accounts statistics[1], the Croatian...

Jan 17, 2025 11:09 AM

Financial accounts statistics for the fourth quarter of 2024

Statistical releases Financial accounts statistics for the fourth quarter of 2024 e-statisticka_priopcenja.jpg 2025-04-25 10:34 Within the scope of financial accounts statistics[1], the Croatian...

Apr 25, 2025 10:24 AM

Financial accounts statistics for the first quarter of 2025

Statistical releases Financial accounts statistics for the first quarter of 2025 e-statisticka_priopcenja.jpg 2025-07-18 08:01 Within the scope of financial accounts statistics[1], the Croatian...

Jul 17, 2025 8:05 AM

Financial accounts statistics for the second quarter of 2025

Statistical releases Financial accounts statistics for the second quarter of 2025 e-statisticka_priopcenja.jpg 2025-10-24 116 Within the scope of financial accounts statistics[1], the Croatian...

Oct 24, 2025 10:22 AM

e-list_of_national_identifiers_od-30-9-2025

cnpj/cnpj-cadastro-nacional-de-pessoa-juridica An identifier from the generic sub-set...https://www.zefix.ch/en/search/entity/welcome An identifier from the generic...

Jul 4, 2025 3:04 PM

e-list_of_national_identifiers_od-31-12-2025

cnpj/cnpj-cadastro-nacional-de-pessoa-juridica An identifier from the generic sub-set...https://www.zefix.ch/en/search/entity/welcome An identifier from the generic...

Oct 13, 2025 11:22 AM

kolacici-politika-funkcionalni

konfiguriranom tipu autentifikacije za opciju "Zapamti me" prilikom prijave. 365 dana...šifrirane korisničke lozinke za identifikaciju prethodno prijavljenog korisnika. 365...

Jan 7, 2025 3:15 PM

e-zdp-izuzeca-primjene-bonitetnih-zahtjeva.pdf

Waiver of the application on an individual basis of prudential requirements set...Waiver of the application on an individual basis of prudential requirements...

Jul 28, 2017 12:56 PM

e-mdp-varijabilni-dijelovi-primitaka_clanak-94-CRD

), point (g)(i) Member States or Competent Authorities Member States may set...lower maximum ratio between the variable and fixed components of remuneration (%...

Jun 12, 2024 10:47 AM

Odluke o monetarnoj politici

Razlika između stope za mogućnost posudbe na kraju dana i stope za glavne operacije...Razlika između stope za mogućnost posudbe na kraju dana i...

Sep 12, 2024 2:36 PM

Release of the statistical data on deposits and loans of credit institutions for March 2025

Statistical releases Release of the statistical data on deposits and loans of credit institutions for March 2025 e-statisticka_priopcenja.jpg 2025-04-30 10:51 Summary: • At the end of March 2025,...

Apr 30, 2025 8:07 PM

Release of the statistical data on deposits and loans of credit institutions for June 2025

Statistical releases Release of the statistical data on deposits and loans of credit institutions for June 2025 e-statisticka_priopcenja.jpg 2025-07-31 10:25 Summary: At the end of June 2025, the...

Jul 30, 2025 6:15 PM

The role of base effects in the slowdown of consumer inflation

Kunovac-Luketina 2024-01-26 After consumer inflation accelerated almost continuously from –0.3% in December 2020 to 13% in November 2022, the opposite trend was observed in the past 13 months,...

Jan 17, 2024 12:03 PM

Release of the statistical data on deposits and loans of credit institutions for September 2025

Statistical releases Release of the statistical data on deposits and loans of credit institutions for September 2025 e-statisticka_priopcenja.jpg 2025-10-31 09:20 Summary At the end of September...

Oct 30, 2025 1:38 PM

e-price-list-of-the-numismatic_08102025

th ANNIVERSARY OF THE BIRTH OF CARDINAL ALOJZIJE STEPINAC, issue year 1998 set...(English and German versions) Set of Kuna and Lipa...

Oct 8, 2025 11:05 AM

w-036

This is why the questionnaire contains a question about the information set used...by our main buyer(s) The price is set by the parent company The...

Dec 3, 2025 1:59 PM

e-priopcenje-preispitivanje-sistemski-vaznih-ki-u-RH_30-11-2023.pdf

score as at 31 Dec. 2022 CCyB rate as of 1 Jan. 2024 CCyB rate in 2023 Set...Applicable* Set Applicable* Zagrebačka banka d.d., Zagreb...

Dec 8, 2023 9:44 AM

Macroprudential Diagnostics No. 25

In addition to these limits, the prescribed quota of allowed exemptions is set at...At present, these measures constitute an integral part of the...

Mar 7, 2025 3:12 PM

rjesenje_06112024_i_08112024

440-08/24-04/230 i 440-08/24-04/234

Jan 17, 2025 4:17 PM

How to exchange kuna banknotes and coins?

How to exchange kuna banknotes and coins? 2023-06-14 Kuna banknotes and coins can be exchanged at the branch offices of banks and HP-Hrvatska pošta d.d. (hereinafter: post office) and at the...

Jun 14, 2023 2:35 PM

Notifications received from other EU member states

2018-03-26 The record of notifications of credit intermediaries from other EU member states contains the prescribed data and names of credit intermediaries from other member states providing their...

Mar 23, 2018 2:24 PM

Purchase and order

for issued commemorative gold and silver coins, numismatic coins and numismatic sets

Apr 21, 2017 9:42 AM

e-zdp-odobrenje-modela.pdf

are met and provided that institutions meet the general risk management standards set...met and provided that institutions meet the general risk management standards...

Jul 28, 2017 2:03 PM

w-047

financial markets and rating agencies largely base their decision on the same set...Moreover, in case the information set on which the agencies...

Dec 3, 2025 1:59 PM

31DEC_Kumhof_Salgado-Moreno

To match BLS sample averages for the US business sector, we set the steady state...Fiscal Sector The steady state total government debt-to-GDP ratio is...

May 22, 2025 4:26 PM

e-sj6

Exemption from the application on an individual basis of prudential requirements set...to incorporate subsidiaries in the calculation of their prudential requirements...

Jun 9, 2025 2:28 PM

w-030

The prior knowledge about the parameters mainly relies on the requirements set by...Now, the set Sj may be conveniently rewritten as :S z d z b...

Dec 3, 2025 1:59 PM

Communique on Croatia

The central rate of the Croatian kuna is set at 1 euro = 7.53450 kuna....Union and ERM II simultaneously and the completion by the Croatian authorities of a...

Jul 10, 2020 6:33 PM

e-zajednicke-smjernice_JC-GL-2024-88

ESAs Information System operating rules means the set of rules, specifications,...competent authority: 7.3. for a natural person and legal person: a. data as...

Apr 8, 2025 9:24 AM

e-zdp-regulatorno-financijsko-izvjescivanje.pdf

Implementing Regulation (EU) 2021/451 030 Is the application of the requirement set.../consolidated/sub-consolidated basis) – 060 Is the application of requirement...

Jul 28, 2017 12:56 PM

Types of loans

2023-01-01 Generally speaking, we can differentiate loans according to their purpose and maturity. In terms of purpose, loans can be divided to general-purpose and specific-purpose loans. While...

Jun 20, 2015 2:14 PM

31DEC_Borio

Those pieces of work include a broader set of references to the literature....And the country that had set that shift in motion – the United...

May 22, 2025 5:10 PM

w-046

In order to calculate the shock dependent ERPT measure we identify a full set of...After that we specify a full set of six structural shocks,...

Dec 3, 2025 1:59 PM

w-055

As in Rünstler et al. (2018) we include a broad set of financial indicators such...Their data set includes BE, DE, DK, ES, FI, FR, IT, LU, NL and...

Dec 3, 2025 1:59 PM

e-table_2

Recommendation ESRB/2013/1 and implementing Recommendation ESRB/2014/1 2015 CCyB rate set...RW set at 100% (substituted CNB's recommendation from...

Mar 18, 2025 12:53 PM

i-061

Svakoga sljedećeg dana ta bi razlika bivala sve manja. 6 Za njihov grafički prikaz...indeks financijskog stresa (IFS2) konstruiran je kao jednomjesečni (23 radna...

Dec 3, 2025 1:48 PM

e-odluka-provedba-uredbe-575-2013-vrednovanje-imovine_npt

a way that the absolute component referred to in paragraph (2), sub-item (2) is set...EUR 100 and the relative component referred to in paragraph (2), sub-item (3) is...

Jan 24, 2025 4:00 PM

e-gi-2022.pdf

stabilised the exchange rate of the kuna, while the harmonisation of the CNB’s set...The campaign achieved the information goals that were...

Sep 26, 2023 2:37 PM

ebilt299

deposit facility rate, a relevant indicator of the ECB’s monetary policy, was set...transferred from current and gi- ro accounts for a specific purpose (e.g. funds...

May 26, 2025 3:39 PM

ebilt298

significantly on a monthly level (1.8%) in February 2025, which more than off- set...transferred from current and gi- ro accounts for a specific purpose (e.g. funds...

Apr 17, 2025 2:08 PM

ebilt300

de- posit facility rate, a relevant indicator of the ECB’s monetary policy, was set...The indicators of the Ministry of the Interior and the...

Jul 16, 2025 9:33 AM

e-priopcenje-ZS-ssr-23122022.pdf

In accordance with Article 132 of the Act, the Croatian National Bank may set a...structural systemic risk buffer rate on any set or subset of...

Dec 23, 2022 11:27 AM

Why is ethics important in supervision?

The Guideline sets out the core principles and values that all national competent

Sep 29, 2021 10:36 AM

Personal data processing notification

2020-02-21 2025-07-22 – in the area of consumer protection, licensing of credit intermediaries and supervision – Personal data controller and data processing activities Croatian National Bank, Trg...

Feb 21, 2020 10:01 AM

eg07102025_presentation

of so- called ”attractive” prices  It is likely that retailers will gradually set...The total data set refers to 87 HICP components....is...

Oct 7, 2025 4:16 PM

18YES_Pourabbasvafa

I set a very loose criteria for the creation of bigrams to produce as many bigrams...Plot A controls for the full set of firm’s balance sheet...

May 22, 2025 6:21 PM

e-odluka-o-sustavu-upravljanja_npt.pdf

The control functions shall verify that the policies, processes and procedures set...(2) The policies referred to in paragraph (1) of this Article shall be...

Oct 2, 2019 9:23 AM

Pokazatelji povezani s klimatskim promjenama: studeni 2025.

indeksu oborina (engl. standardised precipitation index, SPI), indeksu uzastopnih dana...izloženosti odnosi se na dužnike koji se nalaze u područjima u kojima CDD prelazi...

Dec 3, 2025 2:37 PM

ep31032025_report-compliance-audit-2023

The audit was conducted in the manner and in compliance with the procedures set...The CNB is organised as a single organisational unit striving to accomplish the...

Mar 31, 2025 12:03 PM

e-protuciklicki-sloj-kapitala-obrazlozenje_28032022

with this, the range of the estimated benchmark CCyB rate points to the need to set...European Systemic Risk Board’s recommendation on the need to monitor a broad...

Jan 16, 2025 4:13 PM

Catch me if you can: the rise of the deposit rates

prijevod stigao 26.2.2025.

Aug 1, 2024 3:23 PM

What is the importance of the Code of Ethics of the CNB?

the Ethics Framework of the Eurosystem and the Single Supervisory Mechanism and sets

Sep 29, 2021 10:26 AM

e-odluka-sadrzaj-procedura-za-rjesavanje-prigovora-duznika_11-2024

process individual borrower protests; – respond to the borrower's protest and set...protests; – communicate with the borrower in relation to the borrower's protest and...

Jun 6, 2025 3:19 PM

s-010

gazette Narodne novine, No. 44/1994), the premium amount and payment schedule are set...and 105/1998), the method for determining the risk of banks and savings banks is...

Dec 3, 2025 1:54 PM

w-034

The CNB retained this measure in 2008, but the monthly cumulative limit was set...The remaining movement (dynamics) of all series in the data set...

Dec 3, 2025 1:59 PM

w-029

results of the estimated factor model, i.e. the estimated common component of the set...developed an algorithm (named the BBQ algorithm) which identifies the identical...

Dec 3, 2025 1:59 PM

s-024

non-financial corporations, credit in- stitutions still partially apply interest rates set...the credit relationship and the variable component, which fluctuates within...

Dec 3, 2025 1:54 PM

s-034

The steady state risk premium is set at 0.75....We set oilir to 0.015, 1ir to 0.1 and rmcir to 0.25....This forecasting approach uses only a...

Dec 3, 2025 1:54 PM