Search

Notifications received from other EU member states

Pursuant to the Act on Consumer Housing Loans, credit intermediaries having their

Mar 23, 2018 2:24 PM

Metodologija - en - pokazatelji poslovanja kreditnih institucija

aggregately, basic data on credit institutions operations (banks, savings banks and housing...Data for banks (including savings banks) and data for...

Jan 15, 2016 5:43 PM

The address of the governor of the CNB Marko Škreb to the Croatian State Parliament

relatively long period of time, once again to have the opportunity to address the House...In accord with the Croatian National Bank Law, this House...

Sep 22, 2015 2:08 PM

Životni standard u zemljama europodručja rastao je u godinama nakon uvođenja eura

(ERM II) u sklopu panel rasprave na konferenciji "Jednostavno o euru" održanoj danas...Da li ćemo ući tada ili godinu dana kasnije, ovisi o tome da...

Mar 19, 2021 5:08 PM

CNB Council session: CNB adopts its Annual Report for 2018

Household lending accelerated slightly due to stronger housing loan growth.

Jun 12, 2019 5:25 PM

Obilježen Svjetski dan prava potrošača

Obilježavanje Svjetskog dana prava potrošača organiziralo je Ministarstvo gospodarstva

Mar 20, 2019 10:04 AM

22-dec-banerji-panel.pptx

Regional Director, European Union The World Bank DEC Dubrovnik June 2016 Green...Green shoots? First indicators look encouraging Silver...

Jun 30, 2016 8:34 AM

Macroprudential Diagnostics No. 14

The volume of construction works refers to housing construction....Data on moratoria not available for housing and cash loans....Luxembourg, France...

Jul 23, 2021 12:28 PM

Financial Stability 22

The increase in housing loans continued to gain momentum, spurred by favourable financing...on digital sales channels, but will also have to adjust to the transition to a...

Jun 1, 2021 9:06 AM

Release of statistical data on deposits and loans of credit institutions for December 2024

down by sectors, at end-December 2024 household loans stood at EUR 24.3bn, with housing...Housing loans grew by EUR 0.3bn (2.5%) and...

Jan 31, 2025 9:31 AM

Financial education – an efficient measure against indebtedness in the long term

Vicegovernor Fras said that only 7 per cent of housing loans to households were not...In addition to housing loans, general-purpose cash loans and...

Nov 29, 2017 1:59 PM

paper-joshua-aizenman.pdf

Recently, one detects green shoots that with proper stewardship may lead the emergence...Approaching the fifth year of the Eurozone crisis, one detects...

Jun 3, 2015 2:54 PM

The-History-of-Money-in-Croatia.pdf

empire of the German Nation . . . . . . . . . . . . . . . . . 19 House...The Military Frontier continued to exist, as a secure...

Apr 24, 2018 2:29 PM

What keeps central bank governors up at night? – Marko Škreb, former CNB governor

topics, which are very current, from the digital euro and crypto-assets to the green

Nov 28, 2025 3:51 PM

Euroskupina pozdravila namjeru Republike Hrvatske za ulazak u ERM II

Europske središnje banke (ESB) i guverner središnje banke Danske razgovarali su danas...se moglo očekivati da svoje sveobuhvatno ocjenjivanje provede unutar oko godinu...

Jul 9, 2019 1:10 PM

Depoziti kućanstava u godinu dana porasli 15,2 milijarde kuna

2021-03-31 Ukupni krediti, na koje se odnosi 98% ukupnih domaćih plasmana (isključujući središnju državu), u veljači su dosegnuli 234,2 milijarde kuna i porasli su za 7,3 milijarde, odnosno za 3,2%...

Mar 31, 2021 10:46 AM

Release of the statistical data on deposits and loans of credit institutions for December 2023

In the fourth quarter of 2023, housing loans grew by EUR 0.2bn (1.9%) and general-purpose...to 11.1% and other loans from 0.5% to 4.1%, while the annual rate of growth in...

Jan 31, 2024 11:34 AM

Release of the statistical data on deposits and loans of credit institutions for March 2024

In the first quarter of 2024, housing loans grew by EUR 0.2bn (1.7%) and general-purpose...in the annual growth rate of general-purpose cash loans from 11.1% to 12.9%,...

Apr 30, 2024 12:39 PM

Release of the statistical data on deposits and loans of credit institutions for June 2024

In the second quarter of 2024, housing loans grew by EUR 0.3bn (2.3%) and general-purpose...The annual growth rate of housing loans slowed down...

Jul 31, 2024 8:43 AM

Obavijest Hrvatske narodne banke o donošenju Zakona o usporedivosti naknada, prebacivanju računa za plaćanje i pristupu osnovnom računu

Maksimalan rok za obavljanje usluge prebacivanja jest 12 radnih dana od dana zaprimanja...(prekršaji) Zakona stupaju na snagu prvog...

Jul 20, 2017 1:37 PM

Mogućnosti poslovanja Revolut Bank UAB i Revolut Payments UAB na području Republike Hrvatske

Republici Hrvatskoj Hrvatska narodna banka, smatra potrebnim ukazati na sljedeće: Od dana...usluge koje je ovlaštena pružati u državi članici u kojoj ima sjedište, i to od...

Apr 16, 2021 2:02 PM

Credit institutions’ interest rate statistics for April 2024

The lowest average of interest rates in April 2024, of 3.76%, was seen in housing...general-purpose and other loans and an increase of 0.77 percentage points for...

May 29, 2024 5:13 PM

Credit institutions’ interest rate statistics for July 2024

The lowest average of interest rates in July 2024, of 3.75%, was seen in housing...general-purpose and other loans and an increase of 0.50 percentage points for...

Aug 30, 2024 9:20 AM

e-fs-4-2010.pdf

Private sector borrowing slowed down considerably in 2009, particularly that of house...Furthermore, simulations for 2010 suggest that vulnerabilities of indebted...

Jun 30, 2015 2:11 PM

Uvođenje eura 2023. ostvarivo je

gospodarstvo i javne financije, uvođenje eura 1. siječnja 2023. ostvarivo je, rekao je danas...već ove godine kako bismo bili logistički i pravno spremni uvesti euro već...

Sep 3, 2020 12:38 PM

i-063.pdf

kućanstvo može podnijeti zahtjev za subvenciju samo unutar razdoblja od mjesec dana...je predmet naše analize, zahtjevi za subvencije zaprimali su se unutar mjesec...

Jul 2, 2021 7:30 PM

European Bank Coordination – Vienna Initiative Full Forum starts today

promotion of sustainable growth, the role of financial institutions in fostering green...development of local capital markets in emerging Europe, funding innovation and...

Oct 28, 2021 10:47 AM

Bas-Gorrens

A higher carbon tax encourages more green investments and gives rise to a cleaner...innovation, inducing a catch-up mechanism where polluting firms will become more...

Jun 3, 2024 6:21 PM

Macroprudential Diagnostics No. 12

slashed household demand for general-purpose cash loans, while the growth in housing...However, due to a fall in the number of usable housing...

Oct 30, 2020 11:02 AM

e-mpd-19-2023.pdf

transition, a deterioration of Figure 7 Green transition and climate risk M...the corporate sector’s business environment could hinder investments in the...

Mar 7, 2023 2:06 PM

Središnji bankari ne objavljuju prognoze da bi periodički zabavili javnost

bankari trebaju imati prilično dobru predodžbu o stanju gospodarstva za godinu dana...u vrijeme izrade projekcija u odnosu na kraj protekle godine, a zadnjih su se...

Apr 3, 2025 2:13 PM

CNB Council: Accelerated economic recovery in first quarter of 2021

Housing loans accelerated, while general-purpose cash loans decreased at a decelerated

Jun 9, 2021 4:21 PM

Types of loans

real movable property (deposit, insurance policy, units in investment funds, housing...Housing loans They are granted for the purchase,...

Jun 20, 2015 2:14 PM

CNB Council: Systemic risks for the financial system remain elevated

contrast, household lending accelerated due to an increasingly high growth in housing...subsidies as well as employment and income stability maintained by fiscal support,...

May 12, 2021 5:39 PM

ebilt10.pdf

"~WA~.=· · ·, , :,,,:. fj;} 1993 1994 1995 Dec. Dec. Dec. ASSETS 1....WA:&'N%!lillii= ='%%@!%fllflii!...CHF HRK/GBP HRK/USD 1.nn,11= ...

Mar 21, 2017 2:31 PM

Finance for Sustainable Growth, 11 December 2020

objective, is to create economic conditions for a more sustainable growth based on green...and financial instruments supporting energy transition and the fulfilment of the...

Dec 23, 2020 2:01 PM

e-fs-22.pdf

Despite stagna- tion in the share of fixed rate loans in the total stock of house...Svartzman (2020): The green swan: central banking and...

Jun 30, 2021 7:19 AM

w-002.pdf

actually stresses the significance of unofficial economy as an “entrepreneurs’ nursery

Jul 4, 2015 4:29 PM

w-002

actually stresses the significance of unofficial economy as an “entrepreneurs’ nursery

Dec 3, 2025 1:58 PM

e-kalendar-Svaljek_01_2025

Conference on the National Recovery and Resilience Plan: Competitiveness and Green

Apr 15, 2025 2:11 PM

The impact of the pandemic and the earthquake on the real estate market in Zagreb in the first half of 2020

epicentre only seven kilometres away from the city centre, damaging a part of the housing...properties sold changed following the introduction in 2017 of a...

Nov 15, 2020 7:44 PM

e-kalendar-Svaljek_01-12-2023

Meeting with representatives to the Croatian Parliament from the Deputy Club of the Green...Zagreb 2 / 2 29 September 2023 Conference "Towards the Climate...

May 16, 2024 10:58 AM

Climate-Strategy-of-the-CNB.pdf

Use green public procurement measures broader and add new criteria that impact environmental...Include green topics in CNB publications, such as ...

Dec 20, 2023 4:50 PM

Macroprudential Diagnostics No. 21

compared to current reference interest rates, which redirected the supply of housing...dampened by the government housing loans subsidy programme,...

Oct 19, 2023 6:27 PM

Niske kamatne stope rezultat su pozitivnih trendova

politika zadržavanje globalnih kamatnih stopa na povijesno niskim razinama te danas...nisu dosegnuti i projekcije pokazuju da neće biti dosegnuti u idućih godinu i pol...

Dec 6, 2017 4:59 PM

h-platne-transakcije-racuni-RH-2017_statistika-platnog-prometa.xlsx

1882 1958 2087 2102 2214 2472 2287 2363 2356 2320 2401 2044 1955 2277 1950 2540 2782

Sep 17, 2018 3:38 PM

h-platne-transakcije-racuni-2019_statistika-platnog-prometa.xlsx

43556 43586 43617 43647 43678 43709 43739 43770 43800 2044 1955 2277 1950 2540 2782

Oct 29, 2020 12:52 PM

h-platne-transakcije-racuni-RH-2018_statistika-platnog-prometa.xlsx

1882 1958 2087 2102 2214 2472 2287 2363 2356 2320 2401 2044 1955 2277 1950 2540 2782

Oct 31, 2019 10:17 AM

e-list_of_national_identifiers_od-30-9-2025

It only applies to businesses incorporated or registered at Companies House, primarily...It only applies to businesses incorporated or registered at Companies...

Jul 4, 2025 3:04 PM

e-list_of_national_identifiers_od-31-12-2025

It only applies to businesses incorporated or registered at Companies House, primarily...It only applies to businesses incorporated or registered at Companies...

Oct 13, 2025 11:22 AM

h-tablica-2.xlsx

Measures that have been activated since the last table was published are shown in green

Aug 3, 2017 1:37 PM

e-tablica-2.xlsx

Measures that have been activated since the last table was published are shown in green

Oct 20, 2017 2:47 PM

e-tablica-1.xlsx

Green indicates measures that have been activated since the last version of the table

Oct 31, 2017 9:46 AM

e-table-1.xlsx

that have been activated since the previous version of the table are shown in green

Jul 16, 2018 8:47 AM

e-table-1.xlsx

Green indicates measures that have been added since the last version of the table

Nov 14, 2018 11:16 AM

e-mpd-7-table1.xlsx

Green indicates measures that have been added since the last version of the table

Feb 5, 2019 3:46 PM

e-tablica-1.xlsx

Green indicates measures that have been activated since the last version of the table

Mar 8, 2018 12:59 PM

Table_1.xlsx

Green indicates measures that have been added since the last version of the table

Jul 22, 2019 9:34 AM

e-fs-3-2009.pdf

Once the house- hold debt data for 2008 become available, a further analysis of house...House- hold disposable income went...

Jun 30, 2015 2:11 PM

e-table_1

Green indicates measures that have been added since the last version of the table

Mar 18, 2025 12:52 PM

e-mpd-5-2018.pdf

half of 2018 three EU countries introduced new macroprudential measures (marked green...that have been activated since the previous version of the table are shown in ...

Jul 16, 2018 8:45 AM

s-012

2004-10-26 2004-10-26 Surveys An Analysis of Housing Finance Models in the Republic...of Croatia Mladen Mirko Tepuš 2005 April S - 12 E51, G12, G21, R31...

Nov 2, 2015 2:37 AM

mihaljek-sutton-scatigna-subelyte.pdf

Stylised facts on house prices from the new BIS dataset 2....Modelling house price dynamics – three approaches 3....price data 4 7 Stylised...

Jun 9, 2015 7:47 AM

Table-1.xlsx

Green indicates measures that have been added since the last version of the table

Jul 29, 2021 1:18 PM

Table_1.xlsx

Green indicates measures that have been added since the last version of the table

Nov 9, 2021 1:31 PM

table_1

Green indicates measures that have been added since the last version of the table

Aug 1, 2024 1:19 PM

MPD22_Table1

Green indicates measures that have been added since the last version of the table

Mar 11, 2024 8:38 AM

e-table_1

Green indicates measures that have been added since the last version of the table

Nov 7, 2024 2:14 PM

s-042

The EU recognized the importance of facilitating the green and digital transitions...still risk undermining public investment, particularly in critical areas like...

Mar 12, 2025 4:36 PM

s-042

The EU recognized the importance of facilitating the green and digital transitions...still risk undermining public investment, particularly in critical areas like...

Dec 3, 2025 1:53 PM

Table_2.xlsx

Green indicates measures that have been added since the last version of the table

Aug 10, 2023 11:12 AM

Table 2.xlsx

Green indicates measures that have been added since the last version of the table

Mar 7, 2023 1:21 PM

MPD_no21_Table2.xlsx

Green indicates measures that have been added since the last version of the table

Nov 10, 2023 10:57 AM

yes-prezentacija-wesolowski.pdf

Figures and Tables To believe or not to believe: monetary policy and trend in house...prices (lhs), deviations of house prices from the trends...

Jun 3, 2015 2:53 PM

yes-prezentacija-wesolowski.pdf

Figures and Tables To believe or not to believe: monetary policy and trend in house...prices (lhs), deviations of house prices from the trends...

Jun 8, 2015 10:00 AM

Obavijest Hrvatske narodne banke o početku izvršenja SEPA platnih transakcija u Republici Hrvatskoj

o početku izvršenja SEPA platnih transakcija u Republici Hrvatskoj 2016-05-23 Dana...Istoga dana započet će s radom i EuroNKS – platni sustav za...

May 23, 2016 2:00 PM

program-dec-2024

. / PANEL DISCUSSION III – GREEN TRANSITION: IFIs, BANKS AND CENTRAL BANKS Chairperson

May 23, 2024 12:11 PM

Presentations and workshops

Introduction to green finance secondary school students Climate change poses new

Oct 31, 2022 9:09 AM

24-dec_barrell-karim-macchiarelli.pdf

prices, and rising house prices subsequently raising credit growth....Credit Growth (X) → REAL HOUSE PRICE GROWTH (Y) 2.723 0.029 REAL...

May 10, 2018 5:23 PM

e-podaci-o-krivotvorinama-izdvojenim-iz-optjecaja_1st-half-2023.pdf

an effect of the light that moves up and down and changes colour from emerald green

Jul 31, 2023 3:29 PM

23-dec-richter-schularick-wachtel.pdf

years of modern financial history shows that credit booms that are accompanied by house...price booms measured by the deviation of real house...

Jun 1, 2017 1:41 PM

Odgovor na upite o upozorenjima HNB-a na rizičnost kredita s valutnom klauzulom u švicarskom franku

U GODINU DANA RATA POVEĆANA ZA 541 KN, Slobodna Dalmacija, 25. 8. 2006. 18 POSTO

Apr 11, 2017 1:24 PM

Efikasno upravljanje javnim dugom u funkciji gospodarskog rasta

tjedana u kojoj su cijene pojedinih kompanije padale ili rasle po 15% unutar jednog dana

May 8, 2017 4:10 PM

e-platne-transakcije-racuni-RH-2017_statistika-platnog-prometa.xlsx

1882 1958 2087 2102 2214 2472 2287 2363 2356 2320 2401 2044 1955 2277 1950 2540 2782

Oct 9, 2018 3:29 PM

e-payment-transactions-and-accounts-2019_payment-statistics.xlsx

3/19 4/19 5/19 6/19 7/19 8/19 9/19 10/19 11/19 12/19 2044 1955 2277 1950 2540 2782

Oct 29, 2020 12:51 PM

e-platne-transakcije-racuni-RH-2018_statistika-platnog-prometa.xlsx

1882 1958 2087 2102 2214 2472 2287 2363 2356 2320 2401 2044 1955 2277 1950 2540 2782

Nov 19, 2019 2:11 PM

h-gi-2024

novčani depozit (engl. deposit facility rate, DFR); mogućnost posudbe na kraju dana...Mogućnost posudbe na kraju dana – – 5.6....Mogućnost...

Jun 18, 2025 12:30 PM

w-060.pdf

for tourism services on house prices in Croatia....Implications of us tax policy for house prices, rents, and homeownership....Do...

Oct 21, 2020 3:30 PM

w-060

for tourism services on house prices in Croatia....Implications of us tax policy for house prices, rents, and homeownership....Do...

Dec 3, 2025 1:59 PM

Methodology - supervisory indicators

Credit institutions are banks, savings banks and housing savings banks.

Dec 29, 2020 9:20 AM

gerlach.pdf

Those countries that experienced the greatest losses had the largest house price...This delay in house purchase results in people moving into...

Jun 9, 2015 7:47 AM

hp04112023_prezentacija2.pdf

podrške aktivnostima vezanim uz klimatske promjene 19 The future will either be green

Nov 6, 2023 4:18 PM

Consumer lending criteria

loans and 40% for non-housing loans....Furthermore, the maturity of housing loans and non-housing loans to consumers...

Jan 22, 2025 3:27 PM

hbilt05.pdf

To se odrazilo u rastu plasmana od 204, 6 milijuna kuna u prvih dvadeset dana...Za razliku od posebnih kredita, dnevni krediti se vraćaju istog...

Mar 21, 2017 11:08 AM

Macroprudential Diagnostics No. 22

The total number of newly-granted housing loans thus went down in 2023 by some 10%...Increased consumer lending, with a stable growth in housing...

Feb 22, 2024 3:33 PM

e-fs-23.pdf

prices, house price overvaluation and growth in mortgage lending (Table 2)....In Croatia, house- hold debt is relatively low in comparison with...

Jun 30, 2022 12:10 PM

ep06052024_press_release_vienna_initiative_forum_2024.pdf

at making the economies in its regions competitive, inclusive, well-governed, green

May 7, 2024 10:24 AM

hn05062019_prezentacija.pdf

the wake of financial crisis, partly due to countercyclical loosening (dark green

Jun 5, 2019 9:38 AM

h-mpd-15-2021.pdf

(u 7 dana) – Hrvatska (desno) Novi umrli na mil. stan....potpora te zbog činjenice da je za pokretanje stečaja potrebno najmanje 60 – 90...

Oct 29, 2021 5:14 PM

pintaric-papir.pdf

Loans for house purchase ...........................................................Loans to households are also divided into two groups: loans for...

Jul 14, 2015 6:42 AM