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hn05062019_prezentacija.pdf

the wake of financial crisis, partly due to countercyclical loosening (dark green

Jun 5, 2019 9:38 AM

Euro-area-bank-lending-survey_questionnaire.pdf

Loans for house purchase Consumer credit and other lending Decreased considerably...Loans for house purchase Consumer credit and other lending ...

May 2, 2023 4:03 PM

Održana 15. sjednica Vijeća za financijsku stabilnost

NOVOSTI Održana 15. sjednica Vijeća za financijsku stabilnost 2020-12-18 16:00 Dana

Dec 18, 2020 5:07 PM

Zakašnjelo "čuđenje" i optužbe bez pokrića

S obzirom na tako jasan stav Sabora čudi da neki zastupnici proteklih dana ponovo

Aug 3, 2015 10:30 AM

hbilt04.pdf

Podaci za prvih dvadeset dana travnja ne donose nikakav bitan preokret..../Gii::WA<::-Uti :::,-:,: (•\,/t:;·,,,....(kolona 6) , odnosno 90...

Mar 9, 2017 1:34 PM

paper-honohan.pdf

All the ingredients, then, to sustain a belief that equilibrium house prices would...Timing relationships between credit expansion and house...

Jun 3, 2015 2:38 PM

filer.ppt

And these offset each other * In Reality – Distribution Effects Owner House...* Now, Randy Meets His Maker and Everyone Moves Up the Ladder ...

Jun 3, 2015 2:37 PM

22-dec-thwaites_prezentacija.pdf

rate and real interest rate have fallen around the industrialised world, while house...rate and real interest rate have fallen around the industrialised world, while...

Jun 13, 2016 7:30 AM

gattin-ljubaj-martinis-mrkalj.pdf

................................................................. 9 Figure 4: House.............................................. 18 Figure 10: YoY growth rates of...

Jun 3, 2015 2:36 PM

e-decision-minimum-content-of-residential-real-estate-records.pdf

(3) 'Holiday house or apartment' means any building or part of a building that...which the residential real estate is located reduced by the floor area of the...

Jan 25, 2019 9:02 AM

p-011.pdf

Zakon o stambenoj {tednji i dr`avnom poticanju stambene {tednje stupio je na snagu dana...U prvih godinu dana, od stupanja Za- kona na snagu,...

Jul 4, 2015 5:05 PM

s-041.pdf

We model house prices through a housing demand equation....results of a house price shock which is introduced as an exogenization of...

Feb 24, 2021 6:41 PM

s-041

We model house prices through a housing demand equation....results of a house price shock which is introduced as an exogenization of...

Dec 3, 2025 1:53 PM

Current account

current account, various loans and/or more favourable lending terms, most often housing

Jun 20, 2015 2:14 PM

e-fs-6-2011.pdf

impulse and the year-on-year rate of change in real loans to the corporate and house...loan amounts that banks are ready to grant to households shows the impact of...

Jun 30, 2015 2:11 PM

e-kalendar-Vujcic_01-12-2024

Challenges" online 17 January 2024 High-level Panel Discussion “How to Accelerate Green...Participant in the roundtable discussion "EU-US Competitiveness: Challenges...

Apr 16, 2025 9:40 AM

Building

The first residential building Kovačić designed was the Oršić Divković House in Masarykova...insight not only into the life and work of Viktor Kovačić, but also into the...

Jun 1, 2015 7:52 AM

Consumer lending criteria – questions and answers

In addition, the maturity of housing loans and non-housing loans to consumers collateralised...However, up to 20% of...

Jan 24, 2025 3:14 PM

pintaric_presentation_yes10.pdf

Q2 2013 Q3 2013 Q4 2013 Q1 2014 Q2 2014 Q3 2014 Q4 2014 Loans for house...Q2 2013 Q3 2013 Q4 2013 Q1 2014 Q2 2014 Q3 2014 Q4 2014 Loans for...

Jul 14, 2015 6:42 AM

Decision on consumer lending criteria

expected to primarily affect general-purpose cash loans, while their effect on housing...loans and 40% for non-housing loans; the ratio of the...

Mar 19, 2025 4:20 PM

yes_presentation_kuncic.pdf

Heritage Foundation and WSJ L1 Freedom of the Press: Legal Environment* Freedom House...L9 Political institutions Freedom of the Press: Political Environment* Freedom...

Jun 3, 2015 2:51 PM

yes_presentation_kuncic.pdf

Heritage Foundation and WSJ L1 Freedom of the Press: Legal Environment* Freedom House...L9 Political institutions Freedom of the Press: Political Environment* Freedom...

Jun 3, 2015 2:51 PM

yes_presentation_kuncic.pdf

Heritage Foundation and WSJ L1 Freedom of the Press: Legal Environment* Freedom House...L9 Political institutions Freedom of the Press: Political Environment* Freedom...

Jun 8, 2015 11:33 AM

Financial literacy reduces the likelihood of financial instability

loans and 40% for non-housing loans, and the ratio of the amount of the housing...Also, the maturity of housing and...

Mar 21, 2025 4:26 PM

e-semi-annual-information_1st-half-2024

by Croatian banks started to fall, particularly for corporate financing, while house...general economic policies in the European Union, in particular the transition to a...

Dec 11, 2024 10:32 AM

masuch.pps

The strength of loans to households continued to be driven by borrowing for house...* House price developments are strong in most euro area...

Jun 3, 2015 2:34 PM

CNB and IMF Conference "Policymaking in Choppy Waters: Fostering Resilience in Central Eastern and South-eastern Europe" Starts

policy options for the region, focusing on enhancing energy security along the green...The discussion of the first panel, "Enhancing energy security along the...

Jun 2, 2023 1:50 PM

Credit institutions’ interest rate statistics for April 2023

The lowest average of interest rates in April 2023 of 2.99% was seen in euro housing

May 31, 2023 1:05 PM

Credit institutions’ interest rate statistics for October 2023

The lowest average of interest rates in October 2023 of 3.60% was seen in housing

Nov 29, 2023 4:38 PM

Predviđanje rizika pada cijena nekretnina u Hrvatskoj: lakše je reći nego učiniti

kontekstu pronalaženja glavnih činitelja rasta cijena nekretnina pri riziku (engl. house

Oct 6, 2023 9:19 AM

Croatia’s investment momentum remains strong in 2024, but competitiveness challenges persist

Investment Report 2024/2025, highlighting solutions such as market integration, green...market integration and simplification (2) leveraging European strengths such as...

Mar 18, 2025 2:00 PM

e-semi-annual-information_2nd-half-2024

rates on existing corporate loans also decreased, while interest rates on existing house...favourable financing conditions led to a relatively strong growth in corporate...

Jul 29, 2025 4:11 PM

e-mpd-15-2021.pdf

aim of reducing climate-related risks, in accordance with the current national Green...financing, should spur financing of the domestic green...

Nov 9, 2021 1:18 PM

h-fs-12-2014.pdf

CROBEX korelacija razlika koeficijenata korelacije jednomjesečnog (23 radna dana...Kamate na zaduživanja do godine dana i dalje padaju pod...

Jun 30, 2015 2:12 PM

Banke s visokim udjelom loših plasmana manje su sklone kreditnom rastu

Ove godine u Hrvatskoj treba 20 dodatnih dana za naplatu potraživanja, što je pozitivan

Sep 14, 2017 9:31 AM

e-results-of-the-euro-area-bank-lending-survey.xlsx

Loans to households are also divided into two groups: loans for house purchase and..._Q3 2023_Q4 2024_Q1 2024_Q2 2024_Q3 2024_Q4 2025_Q1 2025_Q2 2025_Q3 Loans for...

May 2, 2023 4:03 PM

Za bolji rast treba provoditi strukturne reforme

zemljama po pokazateljima kvalitete upravljanja te poslovnog okružja, poručio je danas...nezaposlenosti, a rast ukupnog broja zaposlenih u 2018. bio je snažniji nego godinu...

May 16, 2019 12:59 PM

h-polugodisnja-informacija-2polugodiste2023

novčani depozit (engl. deposit facility rate, DFR); mogućnost posudbe na kraju dana...operations, MRO) s 0% na 4,50%, a kamatna stopa na mogućnost posudbe na kraju...

Jul 15, 2024 10:28 AM

e-g4.xlsx

9.09 8.97 8.89 8.73 8.66 8.40 8.46 8.38 8.36 8.60 8.43 8.46 1.1.2 Loans for house...7.25 7.09 7.59 7.27 7.73 – – 8.53 – – – – – – – – – – – – – – 1.2.2 Loans for...

Mar 7, 2016 9:31 AM

s-036.pdf

Figure 1 Housing construction and house prices in the US, 2000-2010 th ou sa nd...Taylor (2007) argued that the adjustment in house prices was...

Jul 24, 2019 9:16 AM

s-036

Figure 1 Housing construction and house prices in the US, 2000-2010 th ou sa nd...Taylor (2007) argued that the adjustment in house prices was...

Dec 3, 2025 1:54 PM

Risks to the consumer in a credit relationship

Figure 1 Currency risks are the highest for other currencies Note: Green colour denotes...Figure 2 Interest risks are higher for longer-maturity loans Note:...

Apr 20, 2016 1:26 PM

e-tablica-2.xlsx

Green indicates measures that have been activated since the last version of the table

Oct 31, 2017 9:45 AM

e-table-2.xlsx

that have been activated since the previous version of the table are shown in green

Jul 16, 2018 8:47 AM

e-tablica-2.xlsx

Green indicates measures that have been activated since the last version of the table

Mar 8, 2018 12:59 PM

Announcement of the imposition of limits on consumer lending criteria

loans and 40% for non-housing loans; the ratio of the housing loan to the value...Also, maturity of housing and...

Jan 22, 2025 9:04 AM

Credit institutions’ interest rate statistics for January 2024

The lowest average of interest rates in January 2024 of 3.64% was seen in housing

Feb 29, 2024 10:45 AM

Macroprudential Diagnostics No. 1

loans (one fifth of fixed interest rate housing loans, or only around 4% of total...housing loans, were granted with an interest rate which is...

Feb 10, 2017 12:35 AM

CNB issues Comments on monetary developments for July 2020

PRESS RELEASE CNB issues Comments on monetary developments for July 2020 In July, housing...Housing loans in July thus rose by HRK 0.7bn or 1.2%...

Aug 31, 2020 11:11 AM

e-obrazac-stjecanje-kvalificiranog-udjela_30092024

Ako je predloženi stjecatelj novoosnovano društvo (unutar posljednjih godinu dana...including any changes concerning the outsourcing policy, the data ﬂowchart, the...

Mar 19, 2025 2:35 PM

Climate risks are becoming one of the determinants of central bank policies

2024-07-04 17:20 In order to learn more about the role of central banks in the green

Jul 4, 2024 5:10 PM

p-041.pdf

Property Price Indices (HRPPI) i Technical Manual on Owner-Occupied Housing and House...obzir nekretnine prodane u kasnijem razdoblju (t + 1) pa je onda promjena cijena...

Jan 4, 2019 3:48 PM

e-fs-13-2014.pdf

the euro-area non-financial private sec- tor (excluding loans to households for house...under review (down by –2.3% on an annual level) so that the high exposure of...

Jun 30, 2015 2:12 PM

e-odluka-Registar-ovlastenih-pruzatelja-usluga-servisiranja-kredita_150-2024

office in the home Member State (country, town/city, postal code, street name, house...branch in the Republic of Croatia (country, town/city, postal code, street name,...

Jun 6, 2025 3:23 PM

e-table-2.xlsx

Green indicates measures that have been added since the last version of the table

Nov 14, 2018 11:16 AM

hg09122022_prezentacija.pdf

point ... requiring Member States to make significant efforts to earn the „green

Dec 9, 2022 4:14 PM

Table_2.xlsx

Green indicates measures added since the last version of the table.

Jul 22, 2019 9:34 AM

s-025.pdf

Crowe and Meade (2008) and Dincer and Eichen- green (2007, 2009, 2014) use information...The central banks analysed by Dincer and Eichen- green...

Oct 17, 2017 2:55 PM

s-025

Crowe and Meade (2008) and Dincer and Eichen- green (2007, 2009, 2014) use information...The central banks analysed by Dincer and Eichen- green...

Dec 3, 2025 1:54 PM

mihaljek.pdf

Rising house prices may have made it necessary for households to take on larger...Data refer mainly to house prices in urban centres....Graph 4 ...

Jun 3, 2015 2:34 PM

Banking system assets HRK 311bn

There were thirty three banks and five housing savings banks operating in the Croatian...Foreign-owned were fifteen banks and four housing savings...

Aug 3, 2015 10:31 AM

eg03102023_prezentacija.pdf

rates on new loans to NFCs are growing faster than on loans to households for house...Note: Data refers to new business loans to households for...

Oct 3, 2023 5:05 PM

e-zakon-o-konacnosti-namire-izmjena_136-2024

operator of that system, a settlement agent, a central counterparty, a clearing house...means an institution, a central counterparty, a settlement agent, a clearing ...

Feb 13, 2025 12:04 PM

barth.ppt

Home Price Appreciation Peaks in 2005 House-price indices, % change on a year earlier...Annual rents as % of house prices Source: :”The Rent-Price...

Jun 3, 2015 2:37 PM

barth-1.ppt

Home Price Appreciation Peaks in 2005 House-price indices, % change on a year earlier...Annual rents as % of house prices Source: :”The Rent-Price...

Jun 3, 2015 2:37 PM

e-zakon-o-konacnosti-namire-5-2012.pdf

operator of that system, a settlement agent, a central counterparty, a clearing house...means an institution, a settlement agent, a central counterparty, a clearing ...

Feb 15, 2016 6:09 PM

prezentacija-panel-1-dwyer.ppt

Behavior of cash flows in default is different Ratings were conditioned on rising house...9.7 to 38.2 bp and up from there * 7.unknown This Is Not All the Story ...

Jun 3, 2015 2:38 PM

g4.xlsx

8.34 8.26 8.33 8.12 7.83 8.26 8.97 8.95 9.09 8.97 8.89 8.73 1.1.2 Loans for house...7.18 7.16 7.25 7.25 7.09 7.59 7.27 7.73 – – 8.53 – – – – – – 1.2.2 Loans for...

Feb 23, 2016 4:03 PM

e-g4.xlsx

5.45 6.29 6.53 6.17 6.83 6.74 6.90 6.86 6.46 6.58 1.1.2 Loans for house...– – – – – – – – – – – – – – – – – – – – – – – – 1.2.2 Loans for...

Jan 15, 2016 5:28 PM

mihaljek.pps

Growth of housing loans and house prices closely correlated House price increases...House prices1 2001 2002...

Jun 3, 2015 2:34 PM

e-act-on-settlement-finalityin-payment-and-financial-instruments-settlement-systems_npt

means an institution, a central counterparty, a settlement agent, a clearing house...participant may act as a central counterparty, a settlement agent or a clearing...

Feb 13, 2025 11:49 AM

Macroprudential Diagnostics No. 11

On the other hand, the acceleration in the growth of housing loans was connected...to the Government’s housing loans subsidy programme in the...

May 29, 2020 10:25 AM

CNB-IMF-Conference_Papi_Stavrev.pdf

percentile Below 25 percentile Rule of Law, Worldwide distribution, 2015 Lighter green

Jul 14, 2017 8:25 AM

Table_2.xlsx

Green indicates measures that have been added since the last version of the table

Nov 9, 2021 1:31 PM

Table_3.xlsx

Green indicates measures that have been added since the last version of the table

Aug 10, 2023 11:12 AM

Table 3.xlsx

Green indicates measures that have been added since the last version of the table

Mar 7, 2023 1:21 PM

table_2

Green indicates measures that have been added since the last version of the table

Aug 1, 2024 1:18 PM

MPD22_Table2

Green indicates measures that have been added since the last version of the table

Mar 11, 2024 8:38 AM

MPD_no21_Table3.xlsx

Green indicates measures that have been added since the last version of the table

Nov 10, 2023 10:57 AM

e-table_2

Green indicates measures that have been added since the last version of the table

Nov 7, 2024 2:13 PM

ebilt92.pdf

The real annual growth of net wa- ges paid in February was 1.8%, while the average...gross wa- ge, after the effects of the reduced tax burden...

Jun 30, 2015 2:38 PM

kuncic.pdf

such as some from Polity IV project, International country risk guide, Freedom House...Freedom House (2012a). Freedom in the world. Freedom...

Jun 3, 2015 2:51 PM

kuncic.pdf

such as some from Polity IV project, International country risk guide, Freedom House...Freedom House (2012a). Freedom in the world. Freedom...

Jun 8, 2015 11:33 AM

cecchetti.pdf

Since the standard deviation of real house prices during that 45- year period was...Including house prices in the inflation measure Personal...

Jun 3, 2015 2:34 PM

ECB publishes experimental statistics on household wealth distribution for Croatia

analyse, for example, the dynamics of the distribution of total net wealth and housing...However, their shares in total housing wealth changed at a...

Mar 21, 2025 1:02 PM

w-019.pdf

housing loans) accounting for a substantial share of the overall expenses of house...VNKDVOJNA Detached house VNKSAMOSTOJECA Terraced...

Jul 4, 2015 4:30 PM

w-019

housing loans) accounting for a substantial share of the overall expenses of house...VNKDVOJNA Detached house VNKSAMOSTOJECA Terraced...

Dec 3, 2025 1:59 PM

Macroprudential Diagnostics No. 19

estate market are elevated in consequence of the strong growth in prices and housing...The new round of housing loan subsidies announced for spring...

Feb 24, 2023 12:41 PM

ebilt236.pdf

Table D8a Currency composition of time deposits of house- holds and non-financial...Loans for house purchases include all mortgage and other loans...

Sep 21, 2017 10:59 AM

ebilt237.pdf

indices of consumer prices 112 Table J2 Core consumer price indices 113 Table J3 House...for house purchases made on a personal basis or se- cured...

Oct 16, 2017 10:33 AM

Od danas u optjecaju nove novčanice od 100 € i 200 €

Priopćenja ESB-a Od danas u optjecaju nove novčanice od 100 € i 200 € 2019-05-28...VIDEO: Nove novčanice od 100 i 200 eura Danas su puštene u...

May 28, 2019 11:37 AM

h-fs-19.pdf

Iako je u posljednjih godinu dana razina mjerenih rizika smanjena, čemu najviše...Izvor: OECD, Analytical house price database (obrada HNB-a) Šv...

Jun 7, 2018 2:26 PM

eg26082025_prezentacija

recover and economic data exceeds forecasts Euro NEER strongest ever Notes: The green

Aug 26, 2025 3:23 PM

The Euro – only legal tender in Croatia

, while 443 million pieces of kuna coins (40% of the estimated quantity) were housed

Jan 20, 2023 2:17 PM

Other measures and activities

Recommendation on actions in granting non-housing consumer loans In early 2019, the...credit institutions that, in determining consumers' creditworthiness for all...

Dec 14, 2017 1:39 PM

martin-worz.pdf

More specifically, furnishing, household equipment and maintenance of the house...of which (food, clothing and footwear and furnishing and maintenance of the ...

Jun 3, 2015 2:45 PM

e-table_2

Green indicates measures that have been added since the last version of the table

Mar 18, 2025 12:53 PM

h-gi-2023

u tjednu i 365 dana u godini (24/7/365)....Mogućnost posudbe na kraju dana – – 5.6....Dana 27. srpnja 2023.

May 20, 2024 4:40 PM

HNB otkupio 118,7 milijuna eura

PRIOPĆENJE HNB otkupio 118,7 milijuna eura 2010-06-29 Hrvatska narodna banka danas

Aug 3, 2015 10:32 AM

HNB prodao 197 milijuna eura

HNB prodao 197 milijuna eura 2012-01-04 Hrvatska narodna banka intervenirala je danas

Aug 3, 2015 10:32 AM