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Governor Rohatinski gives parting speech as he steps down from office

PRESS RELEASE Governor Rohatinski gives parting speech as he steps down from office 2012-07-04 Today was the last session of the CNB Council chaired by Dr Željko Rohatinski . On this occasion, the...

Aug 3, 2015 10:32 AM

e-fs-21.pdf

http://www.hnb.hr Contents Introduction 5 1 Macroeconomic environment 7 Box...coronavirus pandemic 40 Migrations of non-financial corporation loans 42 ...

Sep 18, 2020 7:28 PM

CNB researchers participated in the conference Challenges of Europe: Design for the Next Generation

an extended 3D DSGE model, Mara Pirovano (ECB) and Michele Azzone (Politecnico di

May 24, 2023 1:40 PM

e-fs-26

.............................................................................9 Box...............................................................................25 ...

Jul 14, 2025 11:34 AM

Former governors

He died on 12 December 2019 in Zagreb....He died on 18 January 2011 in Zagreb....He died on 30 December 2008 in Zagreb....

May 13, 2021 12:21 PM

p-034.pdf

HIPC-om – desno bi la nc a od go vo ra (s ez . p ril ag ođ en o) go di...ne (% )Slovačka bi la nc a od go vo ra (s ez . p ril ag ođ en o) go...

Oct 23, 2017 2:41 PM

Od početka krize HNB je vladama kupovao vrijeme za reforme

Predugo se ponavljaju teze: neće nas nitko iskorištavati i neće oni na nama zarađivati...Nama je najdraža usporedba sadašnje vrijednosti...

Jul 2, 2015 2:45 PM

p-044.pdf

A di L* * * * t t A t t L t t A t t L t1 1= - + -- - , (2) pri čemu su: INCnett...Informacije o tim promje- nama sadržane su u podacima o...

Sep 16, 2019 10:54 AM

s-040

A di L* * * * t t A t t L t t A t t L t1 1= - + -- - , (2) pri čemu su: INCnett...Informacije o tim promje- nama sadržane su u podacima o...

Dec 3, 2025 1:53 PM

e-polugodisnja-informacija-2polugodiste2018.pdf

small and medium-sized enterprises in the access to finance – Survey findings 18 Box...of enterprises obstacles in the access to finance are still pro- nounced (see...

Jun 24, 2019 3:42 PM

Govor guvernera Borisa Vujčića na Svečanoj akademiji

Nikada te nagrade nisam doživljavao kao priznanja nama osobno, već kao međunarodna...Nove krize, u to ne treba sumnjati, pred nama su.

Dec 21, 2021 3:58 PM

eMKP_01.pdf

costs 12 Projected developments 12 5 Inflation 13 Projected developments 14 Box...competitiveness 17 Incomes and transactions with the EU 19 Projected developments 19...

Jan 15, 2018 2:37 PM

eMKP_01.pdf

costs 12 Projected developments 12 5 Inflation 13 Projected developments 14 Box...competitiveness 17 Incomes and transactions with the EU 19 Projected developments 19...

Jan 24, 2017 4:21 PM

e-popis-institucija-mogu-neposredno-pruzati-usluge-u-rh.xlsx

Box 1528, 9490, Vaduz Liechtenstein Finanzmarktaufsicht Liechtenstein 1, 2, 4 (a-e..., Kranj Slovenia Banka Slovenije 2 2 - - 44 IDT Financial Services Limited PO...

Feb 19, 2016 12:45 PM

h-popis-institucija-mogu-neposredno-pruzati-usluge-u-rh.xlsx

Box 1528, 9490, Vaduz Lihtenštajn Finanzmarktaufsicht Liechtenstein 1, 2, 4 (a-e)...Mediobanca - Banca di Credito Finanziario S. p....

Feb 19, 2016 12:45 PM

Banke će moći oprostiti dug i prije bankrota klijenta

Tako da je nama uvođenje Eura alternativna politika na koju se zemlja ugovorno obvezala...Je li pred nama jači oporavak kreditnog ciklusa s obzirom...

Dec 12, 2016 1:54 PM

Na sljedeću krizu možemo biti spremni samo ako smo naučili i usvojili sve lekcije prethodne krize

S nama je zamjenica guvernera HNB-a Sandra Švaljek, želim vam dobar dan, dobro jutro...SANDRA LESKOVAR: Ekonomski analitičar Velimir Šonje je također s...

Jun 15, 2021 2:56 PM

ebilt64.pdf

(see BOX: Trading on the Secondary Market)....Cassa di Risparmio di Trieste – Banca d.d., Zagreb 4....Cassa...

Jun 30, 2015 2:35 PM

Intervju guvernera Vujčića za tportal

osjećati nesigurnost koju takva prirodna katastrofa poput potresa budi u svima nama...Njihovo ispunjavanje ovisit će o nama samima, ali i o...

Dec 31, 2020 1:27 PM

Intervju s guvernerom Borisom Vujčićem za Lider

Sada je pred nama ispunjavanje obveza u tri komponente....- Ako gledamo projekcije središnjih banaka, posebice ESB-a kao nama referentne točke

Jun 17, 2021 2:32 PM

e-fs-23.pdf

online) 3Financial Stability Introduction 5 1 Macroeconomic environment 8 Box...Russian-owned bank prevented 14 2 Government sector 15 3 Household sector 18 ...

Jun 30, 2022 12:10 PM

hbilt108.pdf

Deflacionirana cije- nama pri proizvo|a~ima deprecijacija realnoga efektivnog te~...u monetarnoj poli- tici – prvo znatnije kori{tenje obratnih repo operacija sre-...

Jun 30, 2015 2:40 PM

hMKP_10.pdf

go di šn ja s to pa p ro m je ne , % go di šn ja s to pa p ro m je...go di šn ja s to pa p ro m je...

Jul 30, 2021 2:46 PM

The 15th Dubrovnik Economic Conference

Croatia PRESENTATION Session IV Rainer Haselman, Katharina Marsch and Beatrice Weder di...and Corporate Innovation PRESENTATION Discussion of Haselmann, Marsch and Weder...

Jun 8, 2015 1:43 PM

ebilt04.pdf

Table DI2 : Restricted and Blocked Deposits with Deposit Money Banks 41 Graph DI...-i:~::Mt.ttffi1ii-W'%:@ .. ,im:,t:::::::;:fd,:.,m%,di&t1h...

Mar 9, 2017 1:34 PM

Finance for Sustainable Growth, 11 December 2020

Deputy Prime Minister and Minister of Finance of the Republic of Croatia, Manlio di...Pietro Bianchi, Head of Research and Analysis of Guardia di...

Dec 23, 2020 2:01 PM

Table H11a – Effective exchange rate indices

competition, direct export competition and export competition in third markets (see Box...structure of RC’s foreign trade over three consecutive years (for more details see...

May 8, 2023 10:57 AM

h-fs-22.pdf

go di šn ja st op a pr om jen e, % 2009. 2020. 2021.a Svijet Razvijene....); DZS; Svjetska banka Oxford COVID-19 Government Response Tracker BD P, go...

Jun 1, 2021 8:52 AM

16th-Yes-Berisa.pdf

SSRN Electronic Journal Bongini, P., Di Battista, M.L., and Nieri, L. (2015)....“Naze Nihon wa Ryūdōsei no Wana kara Nogarerareainoka?

May 9, 2023 6:09 PM

w-051.pdf

,t–1 –1.906*** Di,t–1 * 1 {Di,t–1 > t i,t–1} Firms with debt overhang –2.369***...,t–1 –1.906*** Di,t–1 * 1...

Jun 29, 2017 3:22 PM

w-051

,t–1 –1.906*** Di,t–1 * 1 {Di,t–1 > t i,t–1} Firms with debt overhang –2.369***...,t–1 –1.906*** Di,t–1 * 1...

Dec 3, 2025 1:59 PM

Intervju s guvernerom Borisom Vujčićem u Večernjem listu

proces, što mogu očekivati hrvatski građani i poduzetnici u mjesecima i godini pred nama...praktički uopće ne trebamo brinuti za stabilnost tečaja, a to nije ni približno...

Oct 18, 2022 11:43 AM

Zamjenica guvernera o ulasku Hrvatske u europski tečajni mehanizam

Uz tu tečajnu politiku nama je tečaj razmjerno malo fluktuirao....udar na naše gospodarstvo kakav predstavlja koronakriza, posebno kad je riječ o nama

Jul 16, 2020 8:12 AM

h-polugodisnja-informacija-2polugodiste2016.pdf

rast odabranih tržišta i globalna inflacija Izvori: Eurostat; BEA; NBS; MMF go di...go di šn ja p ro m je na , % Kina – desno 40 180 ...

May 25, 2017 3:31 PM

Full text of the opinion that the Croatian National Bank has issued to Erste und Steiermärkische bank d.d. Zagreb related to banking secret issue

PRESS RELEASE Full text of the opinion that the Croatian National Bank has issued to Erste und Steiermärkische bank d.d. Zagreb related to banking secret issue 2005-02-17 In response to reports...

Aug 3, 2015 10:30 AM

s-023.pdf

1 Introduction 1 This survey continues and builds upon the analysis shown in Box...price com- petitiveness in all sectors in the pre-crisis period, but at 4 In...

Sep 12, 2017 9:00 AM

s-023

1 Introduction 1 This survey continues and builds upon the analysis shown in Box...price com- petitiveness in all sectors in the pre-crisis period, but at 4 In...

Dec 3, 2025 1:54 PM

Methodology - infrastructure

is shown through the total number of ATMs, EFTPOS terminals, day/night deposit boxes...Day/night deposit box The day/night deposit...

Jan 19, 2016 5:38 PM

e-polugodisnja-informacija-2polugodiste2016.pdf

of interest rate risk – a review of the results of the Interest rate survey 17 Box...In the second half of 2016, markets anticipated further di-...

May 29, 2017 8:16 AM

ebilt97.pdf

Consumption / 7 Government Consumption / 8 Output / 8 Industry / 9 Trade / 10 Box...Monetary Developments / 26 Money (M1)/ 26 Total Liquid Assets / 27 Placements / 28 ...

Jun 30, 2015 2:38 PM

Euro coins of other countries

2023-01-01 0 0 Each of the euro area countries uses familiar or traditional motifs and icons for the design of the national sides of their coins. Some countries have a different design for each...

Jan 10, 2023 9:31 AM

ebilt226.pdf

activity in Croatia 29 Box 3 Assessment of the effects of changes in indirect...taxes on inflation 31 Box 4 Changes in the dynamics and...

Sep 13, 2016 11:11 AM

hbilt280-informacija.pdf

stope promjene BDP-a (desezonirani podaci, desno) Godišnje stope promjene BDP-a go di...2019. 2020. 2021. 2022.tro m je se čn e st op e pr om je ne n a go ...

Feb 22, 2023 4:24 PM

h-pitanja-odgovori-10-7-2009.pdf

Prilog 15 pojašnjava ono što se nama učinilo da je bio problem u kontaktu s bankama...ko jo j i zv je št aj na in st itu ci ja im a su dj el uj uć i u ...

Jun 24, 2015 1:04 PM

CNB hosted a conference on the first anniversary of the introduction of the euro in Croatia

PRESS RELEASES CNB hosted a conference on the first anniversary of the introduction of the euro in Croatia hp30012024_euro1 2024-01-30 "If I were to sum up in one sentence what the euro has brought...

Jan 30, 2024 3:52 PM

Guverner Vujčić u velikom razgovoru odgovara na pitanja koja sve zanimaju: Inflacija će usporiti, a plaće i dalje rasti

aktivnih i pasivnih kamatnih stopa za građane i poduzeća u odnosu na eurozonu i nama...Razlika je nešto veća ako se uspoređujemo s nama sličnim...

Dec 7, 2023 10:55 AM

e-fs-25

of lending to the private non-financial sector 31 C.1 Household sector 31 Box...3 Explaining the recent growth in general- purpose cash loans 36 ...

Jul 9, 2024 11:56 AM

Macroeconomic Developments and Outlook

The main part of the publication text includes also short boxes with analysis of

Dec 21, 2016 10:38 AM

Obilježavanje 150 godina rođenja i 100. obljetnice smrti Viktora Kovačića u Hrvatskoj narodnoj banci

svakodnevno nas nadahnjuje i doprinosi boljoj strukturi i jasnoći naših misli, a u nama

Oct 21, 2024 4:22 PM

Spremni smo za eurozonu

za ulazak u eurozonu", rekao je guverner HNB-a Boris Vujčić te dodao da je pred nama

Nov 17, 2022 4:01 PM

Isplati nam se uvesti Euro

Nama se isplati preuzeti euro, da ne ulazim u potanku analizu jednih i drugih, zbog...Vrlo je bitno učiti na tim primjerima, ako ne želimo da se i...

Jul 3, 2015 7:16 AM

FinTech u bankarstvu: tehnološki trend ili promjene u arhitekturi novca?

jave Hrvatskoj narodnoj banci putem FinTech Inovacijskog huba HNB-a kako bi s nama

Dec 7, 2020 5:51 PM

Intervju s guvernerom HNB-a na Hrvatskoj radioteleviziji

Koliko je HNB kupio državnih obveznica i što vama jamči i nama svima da tečaj kune...I to će nama Ministarstvo financija plaćati kamatu i vratiti...

Apr 22, 2020 5:07 PM

Inovacijski hub HNB-a kao pomoć fintech start-upovima

Savjet svim fintechovcima je da se prvo obrate Inovacijskom hubu HNB-a i da prođu s nama

Oct 4, 2022 5:21 PM

Uvođenje eura će pomoći u nošenju s novim izazovima

Krajem prošle godine kad sam najavljivao prognoze za 2022. rekao sam da je pred nama

Jun 6, 2022 3:58 PM

25th anniversary of the introduction of the kuna in Croatia

The exhibition entitled “The Kuna – 25 years of the monetary unit of the Republic of Croatia” opened

May 30, 2019 5:31 PM

e-fs-18-2017.pdf

1 Macroeconomic environment 7 2 Government sector 12 3 Household sector 16 Box...1 Developments in household sector investments 21 4 Real estate 24 ...

Jun 1, 2017 2:08 PM

i-056.pdf

Svoju metodu nazivaju “idealnom di- namičnom dekompozicijom”....učinak “iznutra” najviše utječe na promjene u profitabilnosti u određenim godi-...

Feb 6, 2020 2:29 PM

Bulletin

the Croatian National Bank's forecast of the main macroeconomic indicators and boxes

Jun 1, 2015 11:09 AM

Governor participating in panel discussion “Digital euro: Cash meets technology” organised by Banka Slovenije

2023-12-18 “Questions posed by citizens, banks and firms regarding the project of the digital euro of the European Central Bank and the European Union are all legitimate and expected. Although cash...

Dec 18, 2023 2:37 PM

We will maintain most of our economic sovereignty after the entry in the euro area

NEWS We will maintain most of our economic sovereignty after the entry in the euro area Governor Vujčić at the conference “The Croatia We Need: Croatian Presidency of the EU”...

Dec 2, 2019 11:36 AM

Other measures and activities

actions in granting non-housing consumer loans Macroprudential Diagnostics No. 7, Box...Macroprudential Diagnostics No. 8, Box 1: Indirect limit on...

Dec 14, 2017 1:39 PM

e-semi-annual-information_1st-half-2025

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 Box.... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23 ...

Dec 5, 2025 12:13 PM

U najbržem scenariju euro bi mogao biti uveden 1. siječnja 2023. godine

Znamo da je Bugarska odbijena u prvom valu, može li se slično dogoditi i nama?

Jul 18, 2019 7:08 AM

Regulations

2016-01-01 2025-09-08 This section provides links to regulations relevant to the area of resolution of credit institutions. This section provides links to regulations relevant to the area of...

Jun 1, 2015 2:18 PM

HNB-ovi stručnjaci sudjelovali na devetoj "F2 - Future of Fintech" konferenciji

također sve naprednija u dizajnu i izvedbi – sve više se primjenjuju tzv. grey-box...penetracijska testiranja, a sve manje tzv. black-box...

Nov 26, 2025 4:12 PM

e-pkkt_2015.pdf

Box 1 Distribution of terminals in the RC on 31 December 2015 Source: CNB....Box 2 Share of payment cards of consumers in the RC on 31 December...

Sep 8, 2016 3:16 PM

Hrvatska je po rejtingu u gornjoj trećini zemalja koje ocjenjuje S&P

Rejting i nama i ulagačima služi kao ogledalo onoga što je u zemlji učinjeno u proteklom

Sep 20, 2024 4:32 PM

Guverner HNB-a o središnjem paritetu kune prema euru i hrvatskom ulasku u ERM II

On je vrlo blizu onom čuvenom 7,5 koji je već 25 godina negdje s nama, pa nekad ide

Jul 16, 2020 8:01 AM

Adapting to climate change has no alternative

2021-05-19 Speech 2021 Travanj Governor's speech at the online event "The Role of Banks in Greening Our Economies" Ladies and gentlemen, dear colleagues, Let me first welcome all of you who have...

May 19, 2021 11:16 AM

Macroprudential Diagnostics

The publication may also include short analyses and boxes where selected current

Feb 10, 2017 12:30 AM

w-013.pdf

International Comparison Project are spe- cific, their explanations are given in Box...With regard to the level of real 4 Danijel Nesti} Box 1 ...

Jul 4, 2015 4:30 PM

w-013

International Comparison Project are spe- cific, their explanations are given in Box...With regard to the level of real 4 Danijel Nesti} Box 1 ...

Dec 3, 2025 1:58 PM

eMKP_04.pdf

5 Prices, exchange rates and financing conditions 5 Projected developments 5 Box...1 Tax reform in the USA and its potential macroeconomic effects 8 ...

Aug 3, 2018 2:33 PM

h-gi-2019.pdf

HNB je u 2019. intenzivno radio na regulatornim i organizacijskim promje- nama u...https://www.hnb.hr/o-nama/zastita-potrosaca/regulativa ...

Jul 31, 2020 9:55 AM

8th Annual Conference of Mediterranean Central Banks – Stay the Course in Turbulent Times: Old and New Challenges for Central Banks

2024-02-14 Speech 2024 Veljača hg14022024 Introductory speech by Governor Boris Vujčić Split, 14 February 2024 Dear Governors, Excellencies, distinguished guests, ladies and gentlemen, good morning...

Feb 14, 2024 12:12 PM

h-odabrane-teme-LRM.pdf

Box.test(reziduali,lag=3,type="Ljung-Box") ## ## Box-Ljung test ## ## data...Sulla determinazione empirica di una...

Mar 15, 2023 10:23 AM

d-001

Box.test(reziduali,lag=3,type="Ljung-Box") ## ## Box-Ljung test ## ## data...Sulla determinazione empirica di una...

Dec 3, 2025 1:46 PM

Izlaganje guvernera Hrvatske narodne banke Borisa Vujčića na otvorenju izložbe "Kuna – 25 godina novčane jedinice Republike Hrvatske" u Arheološkom muzeju u Zagrebu, 30. svibnja 2019.

valute prije četvrt stoljeća; drago nam je da su mnogi od njih i danas ovdje, s nama

May 31, 2019 2:45 PM

Izlaganje guvernera Rohatinskog na konferenciji Dan velikih valova

pitanje je u kojoj mjeri se trend opadanja kamatnih stopa u svijetu može prenijeti k nama

Jul 2, 2015 1:59 PM

i-064

I-64/

Nov 17, 2021 5:17 PM

hbilt04.pdf

BANKA HRVATSKE BILTEN BROJ 4 SVIBANJ 1996 Glavni i odgovorni urednik: di...Tablica Dl2: Ograničeni i blokirani depoz iti kod poslovnih banaka 41 G rafikon...

Mar 9, 2017 1:34 PM

Što Annie Hall misli o HNB-ovim novim mjerama?

Ograničenja kreditiranja bit će trajno s nama, ali konkretni parametri bi se mogli

Jun 24, 2025 5:16 PM

hp14072025_govor

Danas su s nama predstavnici Agencije za elektroničke medije, Agencije za zaštitu...Uz sve to, pred nama je važan stalan izazov – kako povećati...

Jul 14, 2025 4:25 PM

Governor Vujčić delivers speech at the conference "One year with the euro"

2024-01-30 Speech 2024 Odaberi hg30012024 Governor Vujčić delivered a speech at the conference "One year with the euro" on 30 January 2024 Today, one year after the introduction of the euro, we can...

Jan 30, 2024 3:47 PM

Intervju s guvernerom HNB-a u Dnevniku HRT-a

ove posljednje redizajnirane, vjerujem da će brojni izazovi koji će biti pred nama

Oct 29, 2020 4:50 PM

Dogodine će rasti kamate na kredite

2006-01-02 Intervju 2005 Prosinac U godini koja je pred nama ključna mjera koja bi

Jul 3, 2015 11:26 AM

hp23032016_Guverner-Grcke.jpg

Priopćenje, 23.3.2016., Stournaras: "Gdje smo sada i koji su izazovi pred nama?"

Mar 23, 2016 12:02 PM

Novca ima za sve

Nama je svejedno hoće li profitabilne i gospodarski održive projekte pokretati poduzeća...Vjerujemo da je glavnina recesije za nama te ne očekujemo...

Jul 3, 2015 6:22 AM

PI2 ENG.xlsx

COUNTY - year 2014 Month: JANUARY County Operating units Day/night deposit box...COUNTY - year 2014 Month: FEBRUARY County Operating units Day/night deposit...

Jan 21, 2016 3:22 PM

Jedemo nacionalno bogatstvo

Nažalost, s nama to nije slučaj, jer značajan dio prirasta duga služi isključivo

Jul 3, 2015 10:39 AM

eMKP_13.pdf

and demand 8 Aggregate demand 9 Aggregate supply 11 Projected developments 12 Box...1 Household savings amid elevated inflation 12 Box 2 Is...

Feb 7, 2023 3:22 PM

i-045.pdf

no p od uz eć e m ije nj aj u iz g od in e u go di nu s pr...b O LS p ro cj en a ko ef ic ije na ta s in di ka to...

Jan 19, 2016 3:03 PM

e-polugodisnja-informacija-1polugodiste2017.pdf

Labour market 7 4.1 Employment and unemployment 7 4.2 Wages and unit labour costs 8 Box...Foreign trade and competitiveness 14 6.2 Incomes and transactions with the EU 15...

Dec 19, 2017 1:45 PM

PI2 ENG.xlsx

COUNTY - year 2017 Month: JANUARY County Operating units Day/night deposit box...COUNTY - year 2017 Month: MARCH County Operating units Day/night deposit...

May 17, 2017 11:48 AM

PI2 ENG.xlsx

COUNTY - year 2019 Month: JANUARY County Operating units Day/night deposit box...COUNTY - year 2019 Month: MARCH County Operating units Day/night deposit...

May 7, 2019 11:57 AM

PI2 ENG.xlsx

COUNTY - year 2018 Month: JANUARY County Operating units Day/night deposit box...COUNTY - year 2018 Month: MARCH County Operating units Day/night deposit...

May 15, 2018 10:44 AM

PI2 ENG.xlsx

COUNTY - year 2021 Month: JANUARY County Operating units Day/night deposit box...COUNTY - year 2021 Month: MARCH County Operating units Day/night deposit...

May 7, 2021 11:30 AM

PI2 ENG.xlsx

COUNTY - year 2023 Month: JANUARY County Operating units Day/night deposit box...COUNTY - year 2023 Month: MARCH County Operating units Day/night deposit...

May 29, 2023 1:52 PM

PI2 ENG

COUNTY - year 2024 Month: JANUARY County Operating units Day/night deposit box...COUNTY - year 2024 Month: MARCH County Operating units Day/night deposit...

May 28, 2024 4:09 PM