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Digitalisation is an opportunity to rationalise costs

of its adoption, said Michael Faulend, CNB Vicegovernor, participating in the panel...The Effect of the Adoption of the Euro on Economic...

Nov 13, 2019 10:57 AM

Accelerating investments is key to growth

investments is key to growth Vicegoverner Faulend participated in the plenary panel...aktualno.jpg 2019-05-23 "Money is not everything" was the motto of the plenary...

May 23, 2019 11:20 AM

i-029.pdf

online) Dohodovna i cjenovna elastičnost hrvatske robne razmjene – analiza panel-podataka...UVOD Dohodovna i cjenovna elastičnost hrvatske robne razmjene – analiza...

Jul 4, 2015 6:00 PM

International conference “Growth and Resilience of Central, Eastern and Southeastern European Countries in a Fragmented World” held in Dubrovnik

The panel entitled “Macroeconomic Policies for Growth and Resilience in a Fragmented...Participants in the panel “Navigating Fragmentation: the...

May 30, 2025 5:25 PM

Badalyan-Sona

the alternative definition of treatments in 1998 (Panel B); however the effect on...gender (bottom panel)....A),...

Jun 17, 2024 2:54 PM

w-027.pdf

Čeh et al. (2010) finds no econometric evidence supporting the crowding out effect...However, it also shows that the effect of CGR on the mean...

Jul 4, 2015 6:01 PM

jan-frait.pdf

The CNB was facing the effect of “convergence game” especially in the 2001- 2002...The effect of the squeeze may come to the light only after...

Jun 3, 2015 1:59 PM

Donosi li trenutna monetarna politika ESB-a više štete nego koristi i koje su alternative?

Cilj panel-rasprave bio je procijeniti trenutnu ravnotežu pozitivnih i negativnih...Guverner HNB-a moderirao je panel i održao uvodno izlaganje, a...

Sep 11, 2020 1:46 PM

funda-lukinic-ljubaj.pdf

Area Research Department Assessment of Balassa-Samuelson Effect...(β1=0,2) BS effect** (β1=0,4) BS...

Jun 3, 2015 2:36 PM

22-dec-glick-rose.pdf

More specifically, we estimate this effect using a variety of models and a panel..., ...

May 18, 2016 11:33 AM

FinTech brings new products and services, and new regulatory challenges

regardless of its higher price, answered Governor Vujčić to first the question at the panel...When asked by the panel moderator how does the...

Mar 15, 2019 2:03 PM

Guverner Vujčić na konferenciji o izazovima poslovanja u digitalnom dobu

konferenciji o izazovima poslovanja u digitalnom dobu Guverner HNB-a moderirao je panel...Na konferenciji je guverner Vujčić moderirao panel pod...

Feb 18, 2019 3:34 PM

Financijska nepismenost može nas skupo stajati

to pitanje afirmira, rekao je viceguverner Hrvatske narodne banke Bojan Fras u panel-raspravi...U panel-raspravi sudjelovali su i Ante Žigman...

Mar 27, 2019 10:44 AM

Effect of the War in Ukraine on Consumer Price Inflation

2022-06-27 The Croatian economy has not been highly exposed to the effects of the...The strongest assessed effect is that on the average annual...

Jun 27, 2022 1:29 PM

Fintech and banks to cooperate in the future

explained that the TIPS system, or the instant payment system, will enable users to effect...The panel discussion on the topic of Fintech in the...

Nov 15, 2018 7:50 AM

Udio neprihodonosnih kredita u Hrvatskoj i dalje visok

neprihodonosnih kredita u Hrvatskoj i dalje visok Viceguverner Bojan Fras sudjelovao u panel-raspravama...Euromoney_Fras_novo.jpg 2019-01-18 Viceguverner Hrvatske narodne...

Jan 21, 2019 7:23 AM

16th-Yes-JGS-Harris.pdf

significant effect on ri_HHNFC....on ri_HHNFC for a panel of EA countries (top row, blue line) and for a panel of...the...

May 15, 2023 8:37 AM

We will maintain most of our economic sovereignty after the entry in the euro area

and low level of private investments in Croatia, Governor Vujčić said during the panel...The participants in the panel discussion also included...

Dec 2, 2019 11:36 AM

Croatia’s joining the banking union is a precondition for euro adoption

In response to a panel question about Croatia’s joining the EU's Exchange Rate Mechanism...The panel participants included prof. Marijana Ivanov,...

Nov 25, 2019 3:07 PM

Finance for Sustainable Growth – the conference on the Italian-Croatian cooperation and economic recovery financing

The first panel entitled "Public and private investment for economic recovery and...Energy and business were the topics of the third panel,...

Dec 11, 2020 3:11 PM

dec25_Fischer-Yesin.pdf

Next, panel (ii) shows that the effect of the Croatian loan conversion program resulted...Finally, panel (iii) shows that...

May 24, 2019 8:29 AM

pintaric-papir.pdf

Unbalanced panel regression with bank and quarter fixed effects....Unbalanced panel regression with bank and quarter fixed effects....Unbalanced...

Jul 14, 2015 6:42 AM

Governor Vujčić on the future of digital banking at the Weekend Media Festival

increasingly using digital banking services", said Governor Boris Vujčić in the panel...The panel, which was attended by the Governor, Hrvoje...

Sep 25, 2023 1:09 PM

22-dec-martinis-ljubaj.pdf

By including the estimated firm-level debt overhang indicator in panel estimation...performance, unlike the aggregate thresholds, capture the asymmetrically negative...

May 16, 2016 9:00 AM

Foreign Direct Investments in Croatia - Trends, Structure and Effects

Speech Foreign Direct Investments in Croatia - Trends, Structure and Effects Slika...jr-izl-go-pdf-e-sosic_8_9_15.pdf Foreign Direct Investments in Croatia - Trends,...

Feb 9, 2016 5:48 PM

Laura-Kuitunen

Third, the top panel (’baseline’ industries) docu- ments the effect of the shock...Panel A. Jarocinski-Karadi exogenous...

Jun 3, 2024 6:31 PM

Strategija uvođenja eura u Hrvatskoj

Tema panel-rasprave u kojoj će sudjelovati guverner Vujčić i ministri Dalić i Marić...Panel-rasprava u drugom dijelu konferencije trebala bi,...

Oct 27, 2017 11:11 AM

Prospective structural reforms in the path towards the euro

Panel discussion at the Faculty of Economics, Rijeka Prospective structural reforms...Structural reforms are key for effectively reducing tax and...

Jan 26, 2018 4:00 PM

Guverner sudjelovao u panel raspravi na 2025 Tsinghua PBCSF Global Finance Forumu

NOVOSTI Guverner sudjelovao u panel raspravi na 2025 Tsinghua PBCSF Global Finance

May 23, 2025 1:55 PM

Fungacova-Kerola-Laine

interest rate cuts outweighs the capital gains effect....The results above assess the effect on average bank lending rates....The...

May 24, 2024 2:42 PM

Adoption of the Euro: Impetus to exports and employment

benefits and costs of the adoption of the euro in Croatia and participated in a panel...The effect of conversion on prices in the new euro area...

Feb 2, 2018 6:05 PM

The benefits of the introduction of the euro outweigh its cost, the business community agrees

business community agrees The introduction of the euro would also have a positive effect...The entry in the euro area would have a positive effect...

May 4, 2018 3:34 PM

12-yes-degryse-de-jonghe-jakovljevic-mulier-schepens.pdf

The number of borrowing relationships Panel A: Firms Panel B: ILS groups...Panel B: Altman Z score of exits ...

May 19, 2017 9:57 AM

CNB will support the policy of structural reforms

During the panel discussion, Mr Žigman emphasised that the Croatian National Bank...The participants of the panel discussion that followed, in...

Apr 13, 2016 3:40 PM

31DEC_group-of-authors

1) also suffices to keep inflation unchanged (dotted line in panel 3)....As financial vulnerabilities rise (right part of each panel), the use...

May 22, 2025 4:16 PM

pintaric_presentation_yes10.pdf

Unbalanced panel regression with bank and quarter fixed effects....Unbalanced panel regression with bank and quarter fixed effects....Unbalanced...

Jul 14, 2015 6:42 AM

22-dec-thwaites.pdf

Whether the volume effect outweighs the price effect depends on the curvature of...The top left panel shows the...

Jun 13, 2016 7:35 AM

Visokoobrazovani nisu profitirali od gospodarskog rasta

velikoj je mjeri zaobišao visokoobrazovane, rekao je viceguverner Vedran Šošić u panel-raspravi...Osim viceguvernera Šošića u panel-raspravi...

May 29, 2018 11:34 AM

dec-22-campos-coricelli-moretti-growth-and-EU-Integr.pdf

The case-study approach gives us a measure of the effect for each single country...of membership experiences, as they attempt to estimate “the” (average)...

May 23, 2016 2:15 PM

yes14_Herradi-Leroy.pdf

VAR model is estimated equation-by-equation by a fixed effect estimator....We next examine the effect of our particular sample choice in two...

May 31, 2019 9:53 AM

bilicka-dubinina-jansky.pdf

(a) corporate tax revenues, panel (b) individual tax revenues, panel (c) sales and...A and a share of all MNCs in Panel...

Jun 23, 2022 1:23 PM

Benincasa-Kabas-Ongena.pdf

The panel consists of 39 countries over the period 2007-2017....In Panel A, the y-axis shows the CCPI values; in Panel B,...

Apr 26, 2023 1:10 PM

paper-correa-goldberg-rice.pdf

The prime example is Khwaja and Mian (2008), who focus on the effect of changes...However, none of these studies have analyzed the effect of...

Jun 3, 2015 2:54 PM

18YES_Morais

Left panel: Netherlands. Right panel: Other Euro area countries....In both the Euro Area (left panel) and Netherlands...

May 22, 2025 6:16 PM

apergis-aysan-bakkar.pdf

Evidence from a panel of 57 economies....Panel 2....Panel A: the baseline measure Panel B:...

Jun 23, 2022 1:26 PM

malesevic.pdf

(2004) Data set Cross-section Cross-section Panel Panel Panel Panel Time span...The results...

Jun 3, 2015 2:36 PM

hagen-wolf.pdf

The effect of the fiscal rules (the treatment effect) can then be calculated accordingly...adjustment has a negative...

Jun 3, 2015 2:30 PM

15th Dubrovnik Economic Conference opens today

The gathering will focus on reviewing the causes and effects of the current financial...Another group of topics relates to the 20th anniversary of the Berlin...

Aug 3, 2015 10:31 AM

w-051.pdf

impact of corporate (over)indebtedness on investment activity using the dynamic panel...The fourth section presents the econometric panel esti-...

Jun 29, 2017 3:22 PM

hasan-kim-politsidis-wu.pdf

and standard error between observations in Panel A and Panel B....Panel B reports the estimates from the second-stage...

Jun 7, 2021 5:04 PM

e-odluka-dostavljanje-podataka-o-statistici-pp-za-ESB_Prilog3.pdf

0742 Veterinary services 0743 Wine producers 0744 Champagne producers 0763

Jun 13, 2023 2:45 PM

h-odluka-dostavljanje-podataka-o-statistici-pp-za-ESB_Prilog3.pdf

0742 Veterinary services 0743 Wine producers 0744 Champagne producers 0763

Dec 22, 2022 11:03 AM

h-odluka-dostavljanje-podataka-o-statistici-pp-za-ESB_Prilog3

DESCRIPTION 0742 Veterinary services 0743 Wine producers 0744 Champagne producers 0763

Feb 17, 2025 3:11 PM

e-odluka-dostavljanje-podataka-o-statistici-pp-za-ESB_Annex3

DESCRIPTION 0742 Veterinary services 0743 Wine producers 0744 Champagne producers 0763

Apr 30, 2025 9:45 AM

e-odluka-dostavljanje-podataka-o-statistici-pp-za-ESB_Annex-3

0742 Veterinary services 0743 Wine producers 0744 Champagne producers 0763

Apr 30, 2025 9:47 AM

tomic.pdf

effect, itu ....effect....Estimating fixed-effect panel stochastic frontier models by model ...

Jun 3, 2015 2:47 PM

yes-kochubey-kowalczyk.pdf

on bank capital and a negative effect on bank portfolio risk....Consequently, the net effect tends to be an increase in risk....This...

Jun 3, 2015 2:53 PM

yes-kochubey-kowalczyk.pdf

on bank capital and a negative effect on bank portfolio risk....Consequently, the net effect tends to be an increase in risk....This...

Jun 8, 2015 10:00 AM

22-dec-thwaites_prezentacija.pdf

Time trends Panel Time trends Estimator FE OLS Robust FE OLS Robust RHS source...Time trends Panel Time trends Estimator FE OLS Robust FE OLS...

Jun 13, 2016 7:30 AM

Zamjenica guvernera HNB-a sudjelovala u panel raspravi na ESG konferenciji "Zelena

NOVOSTI Zamjenica guvernera HNB-a sudjelovala u panel raspravi na ESG konferenciji...zamjenica guvernera Hrvatske narodne banke sudjelovala je 25. studenoga 2025. u...

Nov 26, 2025 10:26 AM

13-yes-bambulovic-valdec.pdf

Panel regression allows us to examine the effect of certain bank characteristics...is significant it is positive, suggesting to "crowding in" ...

May 4, 2018 1:46 PM

yes-bukowski.pdf

I find evidence for the heterogeneous effect....Table 3 Panel A presents results from the first regression (1)....I find evidence for the...

Jun 3, 2015 2:53 PM

yes-bukowski.pdf

I find evidence for the heterogeneous effect....Table 3 Panel A presents results from the first regression (1)....I find evidence for the...

Jun 8, 2015 10:00 AM

Growth of female participation in the labour market

positive impact on GDP growth", said Governor Boris Vujčić, participating in the panel...The panel Regulatory and Financial Sector Perspective was...

Dec 11, 2023 1:37 PM

HNB sudjelovao u prvom obilježavanju Međunarodnog tjedna svijesti o prijevarama u Hrvatskoj

koja se moraju vrijednosno i moralno razmatrati, rekao je viceguverner Fras uoči panel-rasprave...narodne banke u borbi protiv korupcije, Sandra Švaljek, zamjenica...

Nov 22, 2019 10:16 AM

16th-Yes-Skrinjaric-Sabol.pdf

All of the existing research below employs quantile or panel quantile regression...periods ahead, the effect on bank interest rates might not be...

May 9, 2023 6:32 PM

yes_presentation_tkalec.pdf

Motivation Contributions Model Findings Conclusion Contributions Balance sheet effect...: 2 Collateral value concept from Kiyotaki and Moore (1997) 3 Balance sheet...

Jun 3, 2015 2:51 PM

yes_presentation_tkalec.pdf

Motivation Contributions Model Findings Conclusion Contributions Balance sheet effect...: 2 Collateral value concept from Kiyotaki and Moore (1997) 3 Balance sheet...

Jun 8, 2015 11:33 AM

brown-schaller-westerfeld-heusler.pdf

Panel B of Table 7 replicates Panel A for the subsample of loans which were Eligible...is identical to that displayed in...

Jun 3, 2015 2:46 PM

Udio znanja u hrvatskom izvozu robe i usluga treba povećati

opterećenja te na jačanje institucija, poručila je zamjenica guvernera Sandra Švaljek na panel-raspravi...U panel-raspravi koju su moderirali...

Jun 6, 2019 9:04 AM

Zaštita osobnih podataka u svijetu digitalnih financija

Vukomanović, direktorica Direkcije za financijsko i supervizorsko pravo HNB-a, u panel-raspravi...U panel-raspravi sudjelovali su i Vlaho Hrdalo...

Nov 13, 2019 3:09 PM

w-073.pdf

Selected variables dynamics Panel a....Overvaluation indicator, real house prices Panel b....Panel c.

Oct 5, 2023 12:00 PM

22-dec-glick-rose-presentation.pdf

Disaggregating EMU effect by country: EMU effect varies across Old Members 22Note...Disaggregating EU effect by country:...

Jun 7, 2016 1:09 PM

brown-earle.ppt

Estimating the Firm-Level Growth Effects of Small Loan Programs Using Universal Panel...two control groups from universal panel data Eligible...

Jun 3, 2015 2:44 PM

paper-bortolotti-fotak-megginson-miracky.pdf

Panel A of Figure I shows the massive spike in SWF investment in 2007 (and 2008...He also documents that SWFs have a stabilizing effect on...

Jun 3, 2015 2:38 PM

18YES_Vargedo

We examine this effect similarly to the firm- level volume effect, the results are...right panel shows results for the...

May 22, 2025 6:26 PM

24-dec-gorodnichenko-raytauction.pdf

Contagion as a Wealth Effect....The top panel is the impact of a short demand shock, and the bottom panel is...

May 9, 2018 4:29 PM

Sandra Švaljek at the First EFOS Business Forum

Mazars Croatia and Bruno Rechner, Director and Owner of Rechner d.o.o., at the panel...During the panel, participants stressed the importance of...

Mar 27, 2024 9:58 AM

12-yes-jerbashian.pdf

Panel E of Table 5 reports the results....Panel F of Table 5 reports the results....This does not effect the results.

May 19, 2017 10:07 AM

yes14_Terzi.pdf

A and [t,t+5] in Panel B....regression specification Note: This table is based on a fixed effect dynamic panel...A) and...

May 31, 2019 10:29 AM

dec-22-udell-paper.pdf

The effect of the OMT Program ...

May 30, 2016 4:39 PM

11-yes-ranilovic.pdf

effect....Effect of distance on trade is somewhat larger in the post-crisis period....The positive effect of the EU...

May 12, 2016 1:18 PM

23-dec-bobetko-drazenovic-funda.pdf

to a medium size effects on cognitive skills, this could still have a sizable effect...We also show that the effect of human capital on output...

May 26, 2017 10:59 AM

23-dec-richter-schularick-wachtel.pdf

in Panel B....Panel B includes country fixed effects....Panel B includes country fixed effects.

Jun 1, 2017 1:41 PM

Structural reforms – best preparation for the euro

otherwise need, Vicegovernor of the Croatian National Bank Michael Faulend said at the panel...The panel discussion also included Christoph...

Oct 31, 2018 12:37 PM

e-polugodisnja-informacija-2polugodiste2022.pdf

reserve requirement rate increased kuna liquidity by HRK 31bn, and the total effect...Figure 2 Interest rates on corporate loans (left panel) and...

Oct 25, 2023 12:13 PM

dumicic-ridzak.pdf

The panel of EMBI data and macro-prudential indicators was estimated by using the...Data and expected results Our panel consists of the data...

Jun 3, 2015 2:44 PM

w-009.pdf

Privatization also does not seem to have an immediate effect on improved ef- ficiency...The results in Panel B favor allowing technical effi- ...

Jul 4, 2015 4:29 PM

bogaard-svejnar.pdf

Valuing the effect of regulation on new services in telecommunications....Panel data and unobservable individual effects....Estimating dynamic...

Jun 3, 2015 2:44 PM

heuchemer-kleimeier-sander-1.pdf

Next to the static version of our fixed effect baseline model, we also estimate a...Secondly, we test these models for fixed, random and dynamic...

Jun 3, 2015 2:37 PM

18YES_Karsten

For this reason, will the panel local projections framework based on Jordà (2005)...compared to the more complex process of estimating a system of...

May 22, 2025 6:12 PM

19.jpg

neradi entry content od: 19.jpg

Aug 31, 2015 9:38 AM

hovakimian-kane-laeven.pdf

A) are from the fifteen banks that posed the most systemic risk (Panel B)....A similar effect might be observed even for systemic...

Jun 3, 2015 2:46 PM

22nd Dubrovnik Economic Conference opened today

CNB Governor Boris Vujčić will moderate the panel at which the esteemed representatives

Jun 13, 2016 2:43 PM

vuksic.pdf

This study will consider both, direct and indirect, kinds of effect of FDI on host...They explicitly want to separate the effect of FDI on exports...

Jun 3, 2015 2:35 PM

dec26_holzner-vizek-vuksic.pdf

The panel is unbalanced....Thus, if no short-run effect on labor productivity is assumed, positive VAT effect...on...

Jul 8, 2020 1:30 PM

blank-buch.pdf

Estimating Vector Autoregressions with Panel Data....Spillovers Through Banking Centers: A Panel Data Analysis....) and vis-à-vis non Euro Area...

Jun 3, 2015 2:34 PM

fries-taci.pdf

therefore a significant determinant of cost performance and that the former effect...governance through privatisation or majority foreign ownership has a direct...

Jun 3, 2015 1:59 PM

w-050.pdf

with non-EU countries do not have a statistically sig- nificant and positive effect...effect....Vicarelli (2004): Trade potential in gravity...

Jun 14, 2017 11:01 AM

sabirianova-svjernar-terrell.pdf

Using 1992-2000 panel data on virtually all industrial firms in each country, we...Shirley and Walsh, 2000).4 The literature raises the issue of whether the...

Jun 3, 2015 2:34 PM