Search

CNB raises the reserve requirement rate from 14 to 15 percent

The additional calculation is implemented in order for the rate increase to produce

Aug 3, 2015 10:32 AM

geography of cross-border lending in the euro zone by means of a gravity approach in order...better without time dummies capturing regulatory changes. no yes Year dummies...

Jun 3, 2015 2:37 PM

herrmann-mihaljek.pdf

In order to exploit full information contained in the data on zero bilateral flows...In order to use the logarithms for such observations we...

Jun 3, 2015 2:44 PM

CNB holds workshop on environmental risk management for credit institutions

working on harmonising the questionnaire submitted by banks to their clients in order...in particular, are expected to be the lever of sustainable development and, in...

Jun 13, 2022 3:05 PM

Central bank reduces discount and Lombard rate

In order to prevent the improper involvement of off-shore companies in the domestic...In order to ensure higher transparency and reliability of...

Aug 3, 2015 10:27 AM

dumicic-ridzak.pdf

In order to explain spread behavior the authors that tackled this issue included...include a variable that describes political progress of the country In...

Jun 3, 2015 2:44 PM

srzentic.pdf

We will proceed to estimating the equations (3), (4) and (5) in order to examine...We also tested residuals in order to employ GARCH model which...

Jun 3, 2015 2:44 PM

e-decision-on-adequate-information-system-management.pdf

log' means a note on the activities on ICT assets generated in the chronological order...to monitor proposals, recommendations and measures for their remediation in...

Jul 4, 2023 12:14 PM

de-menil.pdf

In order to reduce the implied increase in its cash deficit, the government must...By the end of 2001, the following eight countries in addition to Chile (in the...

Jun 3, 2015 1:59 PM

yes-dlab_brisime.pdf

discuss different ways in which bank can generate necessary liquidity buffer in order...In order to asses impact of credit risk on yield...

Jun 3, 2015 2:53 PM

e-fs-7-2011.pdf

about the vulnerabilities and risks threatening financial system stability in order...one explanatory variable in order to allow for the...

Jun 30, 2015 2:11 PM

w-053.pdf

Moreover, in order to analyse the costs associated with the adoption of the common...In order to put the results obtained for Croatia in a wider...

Feb 15, 2018 3:17 PM

Badalyan-Sona

the firm, the workers may coordinate their retirement decisions with the firm in order...Hence, I use first order polynomials and allow for...

Jun 17, 2024 2:54 PM

w-041.pdf

For this purpose, individual indicators could be used and in order to reduce a large...In order to obtain as long as possible a time series, the...

Jul 4, 2015 6:01 PM

e-zakon-stambeno-potrosacko-kreditiranje_101-2017.pdf

including legal persons and associations that were, inter alia, established in order...to be granted a consumer housing loan or in order to be...

Sep 3, 2019 11:03 AM

w-017.pdf

In order to create accurate forecasts, it is necessary to formalize its annual,...In order to mitigate this problem only working days were...

Jul 4, 2015 4:30 PM

young-urban-1.pdf

cash and in-kind transfers to certain groups of people, subsidies to firms; in order...and 13 of Tables 6 and 7 are pasted into the Table 8, and sorted in ascending...

Jun 3, 2015 2:37 PM

s-022.pdf

: Country-year averages are computed as simple averages across NACE sectors in order...: Country-year averages are computed as simple averages across NACE sectors in...

Jul 21, 2017 5:17 PM

goodhart.pdf

Of course, in order to hit the desired inflation target, the instrument which (...form of macro-level stress tests for the banking system strikes me as a first...

Jun 3, 2015 2:34 PM

h-ocitovanje-odluka-dostavljanje-podataka-o-prijevarama_28-12-2018.pdf

plaćanja inicirana platnim kanalom s udaljenosti sva card- not present plaćanja (mail order..., telephone order,e-Commerce) ?

Dec 28, 2018 2:24 PM

e-odgovori-na-upite-COVID-19_okruznica_potres-29-01-2021.pdf

and similar forms of restructuring, as well as in granting new placements in order...In order to stabilise the financial and social status of...

Feb 4, 2021 7:58 AM

e-supervizorska-ocekivanja_POTRES_PETRINJA.pdf

and similar forms of restructuring, as well as in granting new placements in order...In order to stabilise the financial and social status of...

Mar 17, 2021 11:42 AM

e-smjernica-eba-gl-2021-09_Application.pdf

content of such reports, i.e. the quality of information submitted to the CNB in order...Article 224, paragraph (1), item (21) of the Act giving the CNB the power to ...

Dec 31, 2021 9:11 AM

ridzak.pdf

where good money is thrown after bad: loans are rolled over to borrowers in order...have to declare loan as bad (which is costly for the bank) or they do it in...

Jun 3, 2015 2:46 PM

s-025.pdf

In line with the methodology devised by Ei- jffinger and Geraats (2006), in order...In order to study the transpar- ency of the CNB’s monetary...

Oct 17, 2017 2:55 PM

s-010.pdf

In line with the above stated, and in order to enable the State Agency for De- posit...Moreover, in order to main- tain their deposit base, less...

Jul 4, 2015 5:06 PM

e-dur_pravomocno_izvjesce_2020.pdf

and compiles the CNB's financial statements in line with legal regulations in order...methods of exercising the supervision and oversight, the types, time limits,...

Oct 15, 2021 2:00 PM

palguta_pertold-papir.pdf

In order to allocate contracts to anonymous suppliers, procuring officials prefer...The cited authors recommend this procedure in order to reduce...

Jul 14, 2015 6:42 AM

e-fs-26

The withdrawal of the USA, that is, its reduced role in the global trade order,...In order to compensate for the limi- tations of the GPR index,...

Jul 14, 2025 11:34 AM

"Hum and the Višnjan Observatory" – new numismatic set

For more information on purchase and order, please visit the Croatian Mint.

Dec 5, 2022 10:24 AM

Collateral

In order for banks from different countries and with different business models to

Dec 27, 2022 8:06 AM

Financial assets management

respect, investment must also comply with restrictions within the Eurosystem in order

Jan 2, 2023 11:04 AM

CNB issues “Contour Necktie” gold and silver coins

For more information on purchase and order, please visit the link.

Apr 18, 2023 9:50 AM

GDPR-rss-mail-obavijest

In order to protect your personal data, we are updating the database of subscribers

May 24, 2018 6:13 PM

What is the amount of funds that may be reserved on my card when the exact payment amount is not known in advance?

payment transaction and at the latest immediately after receipt of the payment order

Nov 5, 2018 12:44 PM

CNB Open Doors Day

understanding and patience, and to refrain from bringing along large bags or backpacks in order

Mar 27, 2019 3:25 PM

s-036

A better understanding of these issues is required in order to define appropriate

Jul 24, 2019 9:28 AM

Scholarships

2019-02-11 2020-10-01 The Bank grants student scholarships in order to support successful

May 21, 2025 9:04 AM

w-067.pdf

In order to separate between country-specific and common shocks we set restrictions...Figures A.1 and A.2 in Appendix A.2 plot the 10th order...

Dec 16, 2022 2:28 PM

prezentacija-zigic.ppt

regressors Pretty large difference in sensitivity of y on Q-q between US and EU (order...capital by direct investments or by M&A (cx or cy) have to meet some condition in...

Jun 3, 2015 2:38 PM

e-zakon-o-konacnosti-namire-izmjena_136-2024

to read: "(1) This Act regulates: – settlement finality in the transfer order...system define the moment of entry and the moment of irrevocability of a transfer...

Feb 13, 2025 12:04 PM

e-operationalisation-of-the-write-down-and-conversion-and-the-bail-in-tool

Directive2 (BRRD) was adopted by the European Parliament and the Council in order...In order to enable the settlement of unsettled transactions...

Jan 10, 2024 9:04 AM

Analyses

in the system in the short run, measures and recommendations made by the CNB in order...public about the vulnerabilities and risks threatening the financial system in...

Jun 1, 2015 1:17 PM

e-payment-transactions-and-accounts-2024_payment-statistics

Figure 16 Total number and value of standing order transactions of consumers and...business entities Figure 17 Number and value of standing...

Jul 30, 2025 1:27 PM

Tatar-Wieland

It keeps interest rates lower for longer in order to make up for the period during...done that already, or whether interest rates need to stay high for longer in...

May 16, 2024 2:50 PM

yes-prezentacija-valdec-zrnc.pdf

she exports for three consecutive years (including year T), t<T ... in order...2009, 2005-2010, 2006-2011, and 2007-2012). 9 Presenter Presentation Notes in...

Jun 3, 2015 2:53 PM

yes-prezentacija-valdec-zrnc.pdf

she exports for three consecutive years (including year T), t<T ... in order...2009, 2005-2010, 2006-2011, and 2007-2012). 9 Presenter Presentation Notes in...

Jun 8, 2015 10:00 AM

e-govor-Vujciv-Budimpesta_11-2018.pdf

0 10 20 30 40 50 60 70 80 90 DE BG HR CZ EE HU LV LT PL RO SK SI % Law and order...(percentage of respondents who agree that law and order ...

Nov 9, 2018 3:26 PM

CNB issues a silver coin “Black Lizard”

For orders and purchases, see the website of the Croatian Mint.

Jan 13, 2025 5:01 PM

"King Tomislav" silver coin available for purchase starting tomorrow

For more information on the purchase and order of "King Tomislav" gold and silver

May 26, 2025 10:17 AM

What are foreign exchange auctions?

HNB,mp

Jun 5, 2020 11:51 AM

External statistics revision

Finally, it should be noted that all these changes in data were made in order to

Jun 29, 2021 10:17 PM

Katarina Zrinska

Croatian National Bank entrusted its promotion and sale to Čakovečka banka, so for orders

Apr 19, 2017 7:09 PM

The request for the central bank approval for the takeover of Zagrebačka banka withdrawn

acquiring in total up to 90 percent of voting shares in Zagrebacka banka, "in order

Aug 3, 2015 10:29 AM

Marginal reserve requirement abolished

, thus placing back at banks' disposal an approximate EUR 355m and USD 129m in order

Aug 3, 2015 10:31 AM

young-drezgic-1.pdf

ID attributed to the counties is related to the figure in order to facilitate the...In order to apply the PIM method, it is necessary to have a...

Jun 3, 2015 2:37 PM

bogaard-svejnar.pdf

Introduction In order to survive and stay competitive in a rapidly changing economic...In order to reduce collinearity between instruments, we...

Jun 3, 2015 2:44 PM

e-zakon-usporedivost-naknada-prebacivanje-racuna_npt

'payment order' means any instruction by a payer or payee to his payment service...between a consumer and a payment service provider and used by the consumer in...

Sep 18, 2025 9:39 AM

filer-hanousek.pdf

might sum to as much as 50 per cent and that much smaller levels of bias, on the order...the region need to restrain government revenues (and therefore tax rates) in...

Jun 3, 2015 1:58 PM

e-CNB-Circular-letter-Supervisory-expectations-amendment-COVID-19_21052020.pdf

situation can apply the flexibilities that this accounting standard allows, in order...calculation of expected credit losses in accordance with IFRS 95 on 25 March 2020...

Mar 17, 2021 11:42 AM

e-austrija-memoran.pdf

Credit Institutions/Banks laid with the Authorities would only be examined in order...Country Authority shall allow on-site inspections by the Home Country Authority in...

Oct 19, 2015 9:50 PM

e-odgovori-na-upite-COVID-19_okruznica_amendment-21-05-2020.pdf

situation can apply the flexibilities that this accounting standard allows, in order...of expected credit losses in accordance with IFRS 9 5 on 25 March 2020 in...

Jun 18, 2020 8:44 AM

ofer-the-role-of-fdi.pdf

barriers to trade in similar services, like forcing foreign banks to move in order...trade, except that it has also to explain why FDI rather than trade is used in...

Jun 3, 2015 1:53 PM

dec25_Deskar-Skrbic-Kotarac-Kunovac.pdf

In order to study the readiness of the three economies to adopt the common monetary...In order to test whether the choice of the algorithm version...

May 24, 2019 8:29 AM

offenbacher-dollarization-and-indexation.pdf

It has been suggested that the labor unions avoided 100% wage indexation in order...In order to promote real growth in the absence of...

Jun 3, 2015 1:58 PM

turkalj-srzentic.pdf

recognize possible role of big or foreign owned banks in firms’ financing, in order...The latter is another evidence of the Pecking Order Theory ...

Jun 3, 2015 2:46 PM

w-045.pdf

Abstract In order to enhance the understanding of credit cycle dy- namics in Croatia...Following Ghosh and Ghosh (1999), in order to check if the...

Jan 27, 2017 2:40 PM

w-026.pdf

In order to quantify the relative importance of external vs....works), and by means of block- exogenous restrictions (the latter two papers), in...

Jul 4, 2015 6:00 PM

ppt-zikovic.ppt

mention of this in the paper) Introduces skewness in future distributions in order...test the null hypothesis that zt is IID N(0,1) against a fairly general...

Jun 3, 2015 2:44 PM

e-decision-actions-in-exercising-the-power-to-write-down-convert-capital-instruments.pdf

measure referred to in paragraph (1) of this Article may be implemented in whole in order...institution under resolution bear losses after the shareholders in accordance...

Apr 9, 2018 10:52 AM

Methodology - accounts

which the use of E-bill is contracted with the holder of that account, Standing order...account) is recorded, operated by the credit institution, from which standing...

Jan 19, 2016 5:33 PM

e-mpd-5-2018.pdf

In order to improve liquidity risk management, the ESRB recommended the introduction...provides for the establishment of a harmonised UCITS reporting framework, in...

Jul 16, 2018 8:45 AM

Bruno-Huljic

In this study, authors use data from ten OECD countries in order to assess how...that entered into a default status in a certain month, filter was applied in...

Jun 3, 2024 6:25 PM

tf-pp-ao-pdf-e-izvjestaj_bezgot_pt_2014.pdf

service user on the basis of a contract with the user, without a specific payment order...'Standing order' means an instruction given by the payer...

Feb 24, 2016 10:12 AM

e-zakon-o-kreditnim-institucijama-izmjena_15-2018.pdf

Bank for authorisation referred to in Article 89, paragraph (2) of this Act in order...The credit institution shall deliver to the Croatian National Bank an ...

Nov 7, 2018 2:52 PM

e-odluka-ICAAP-190314.pdf

(2) In order to identify significant risks, a credit institution shall analyse...Stress testing Article 10 (1) In order to make a quality...

Feb 15, 2016 4:51 PM

e-odluka-uvjeti-redistribuiranja-novcanica-kovanica.pdf

These machines shall be adaptable in order for the application of changes in the...ensure that the banknotes fit for circulation are separated from the unfit ones in...

Jul 15, 2015 9:01 AM

e-odluka-uvjeti-redistribuiranja-novcanica-kovanica.pdf

These machines shall be adaptable in order for the application of changes in the...ensure that the banknotes fit for circulation are separated from the unfit ones in...

Jan 25, 2016 1:53 PM

The_Republic_of_Croatias_ERM-II_Letter_of_Intent_and_Action_Plan.pdf

activities for carrying out comprehensive assessment as well as to legal adjustments in order...purpose of carrying out a comprehensive assessment of those credit...

Jul 8, 2019 3:45 PM

Temporary change of the location of the Croatian National Bank’s cash desk

In order to avoid any inconvenience for the sender and the Croatian National Bank

May 5, 2025 5:02 PM

Where is the NRR published

included in the computation of aggregated indicators for a certain period, made in order

May 18, 2020 8:15 AM

Set of Kuna and Lipa Circulation Coins, Issue 1993

1995-07-21 2017-11-20 n-num-k-kov-clanak-e-optjecajni_1993 In order to promote

Apr 19, 2017 12:11 PM

Ivana Brlić-Mažuranić

Croatian National Bank entrusted its promotion and sale to Riječka banka, so for orders

Apr 19, 2017 7:09 PM

s-034

New Keynesian general equilibrium model, expanded with some ad hoc features in order

Sep 25, 2018 9:28 AM

Croatian IBAN registered with the European Committee for Banking Standards

efficacious payment transactions, automatic processing and cost reduction of payment orders

Aug 3, 2015 10:30 AM

w-031

November W - 31 E32, E37 This paper estimates the New Keynesian Phillips Curve in order

Nov 2, 2015 2:33 AM

s-013

sense, the paper also indicates the areas where progress is yet to be made in order

Nov 2, 2015 2:37 AM

h-odluka-dostavljanje-podataka-o-statistici-pp-za-ESB_Prilog3.pdf

crystal shops 6 5960 Direct marketing — insurance services 5961 Mail Order...Houses Including Catalog Order Stores 5962 Telemarketing —...

Dec 22, 2022 11:03 AM

e-odluka-dostavljanje-podataka-o-statistici-pp-za-ESB_Prilog3.pdf

Glassware and crystal shops 5960 Direct marketing — insurance services 5961 Mail Order...Houses Including Catalog Order Stores 6 5962...

Jun 13, 2023 2:45 PM

e-memorandum-izmedu-hnb-turska-agencija.pdf

Turkey and the Republic of Croatia have reached the following understanding in order...Authorities of Turkey and Croatia recognize that information should be shared in ...

Oct 19, 2015 9:50 PM

e-odluka-dostavljanje-podataka-o-statistici-pp-za-ESB_Annex3

Glassware and crystal shops 5960 Direct marketing — insurance services 5961 Mail Order...Houses Including Catalog Order Stores 5962...

Apr 30, 2025 9:45 AM

e-odluka-dostavljanje-podataka-o-statistici-pp-za-ESB_Annex-3

crystal shops 6 5960 Direct marketing — insurance services 5961 Mail Order...Houses Including Catalog Order Stores 5962 Telemarketing —...

Apr 30, 2025 9:47 AM

h-odluka-dostavljanje-podataka-o-statistici-pp-za-ESB_Prilog3

Glassware and crystal shops 5960 Direct marketing — insurance services 5961 Mail Order...Houses Including Catalog Order Stores 5962...

Feb 17, 2025 3:11 PM

stanisic.pdf

Razin, Rubinstein, and Sadka (2004) use three-year averaged variables in order to...In order to test if any of investors are responsible for the...

Jun 3, 2015 2:51 PM

stanisic.pdf

Razin, Rubinstein, and Sadka (2004) use three-year averaged variables in order to...In order to test if any of investors are responsible for the...

Jun 8, 2015 11:32 AM

w-062.pdf

a jurisdiction should be large enough to reach the minimum efficient size in order..., apart from the size of the population, models include population squared in...

Jun 11, 2021 8:44 AM

w-057.pdf

In order to study the readiness of the three economies to adopt the common monetary...In order to test whether the choice of the algorithm version...

Jul 1, 2019 3:17 PM

No need for changes in monetary policy

lending and interest rate policy of these banks, in their organization, and in order...provide a basis for the selection of measures to be used by the central bank in...

Aug 3, 2015 10:27 AM

23-dec-richter-schularick-wachtel.pdf

years and the credit-to-GDP ratio which is presented as the log of the ratio in order...We will estimate logit classification models in order to...

Jun 1, 2017 1:41 PM

Methodology - money remittance

The following is included: the execution of a payment order according to the specific...following is not included: the payment of invoices using a payment slip, where each...

Jan 21, 2016 4:52 PM