data cover nearly all activity through 1994; then the coverage declines to about 75...moment of the distribution is chosen to represent dispersion: in 1997, the 25-...
Next we took an average, college-graduate borrower with income $75, 000−$100, 000...0.006
(0.013) (0.021)
$50, 000 ≤ income ≤ 74, 999 −0.003 −0.013
(0.013) (0.020)
...
