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Early US Struggles with Fiscal Federalism: Lessons for Europe?...• The tax on imports was not enacted, so the US had to default...

Jun 3, 2015 2:51 PM

e-mpd-26-2025

At the same time, lending rates on new loans and on the part of existing loans with...have a significant impact...

Jul 29, 2025 12:02 PM

e-odluka-dokumentacija-zahtjevu-za-odobrenje-sadrzaju-nacinu-pracenja-uskladjenosti-fh-i-mfh-155-2022.pdf

the documentation to be enclosed with the application for authorisation and on...(2) For the purposes of monitoring on...

Jun 14, 2023 9:21 AM

paper-ranciere-tornell-vamvakidis.pdf

The model is based on Schneider and Tornell (2004) and on Ranciere and Tornell (...two values pt = ⎧⎨⎩ pt with...

Jun 3, 2015 2:38 PM

e-Guidance_on_non_EU_entities_identifiers_search_30-9-2022

Changes compared to the previous version AnaCredit reporting manual - guidance on...non-EU entities identifiers search 21-Nov-22 1.11 The document is enhanced...

Sep 17, 2024 5:14 PM

The_Republic_of_Croatias_ERM-II_Letter_of_Intent_and_Action_Plan.pdf

The letter of request to establish a close cooperation with the ECB was sent on 27...STAND READY to discuss further on...

Jul 8, 2019 3:45 PM

e-priopcenje-zadrzavanju-protuciklickog-zastitnog-sloja-28062024

28 June 2024 Announcement on maintaining the countercyclical buffer rate...Household lending continued to accelerate, with the result that...

Jun 28, 2024 9:25 AM

e-odluka-nepriznavanje-mjera_Norveska_22-12-2025.pdf

Pursuant to Article 43, paragraph (2), item (6) and Article 77a of the Act on...146/2020, 151/2022 and 145/2024) and Article 3, paragraph (1) of the Decision...

Dec 29, 2025 8:59 AM

h-financijske-kompetencije-odraslih_tablica.xlsx

Comments on metadata Comments on Tags - COMMENTS BY OECD ON 10 NOV, changes in the...different jobs and career paths,...

May 31, 2022 5:38 PM

e-odluka-registri-institucija-za-pp-i-en-15-2011.pdf

Official Gazette 139/2010) and Article 43, paragraph (2), item (9) of the Act on...the Governor of the Croatian National Bank hereby issues the Decision...

Feb 15, 2016 5:58 PM

e-odluka-provedba-aktivnosti-mjera-sanacijskih-ovlasti.pdf

VI PROCEDURE FOR COMPILING AND ISSUING A REPORT ON AN ON-SITE SUPERVISION FOR THE...Article 12 (1) The report on an...

Oct 12, 2017 2:23 PM

anginer-kunt.pdf

With the final measure, following Harmon et al (2011), we focus on the fraction...The correlations range from -11% to over 90%...

Jun 3, 2015 2:45 PM

kowalski-kraft-mullineux-vensel-wihlborg.pdf

Furthermore, creditors can agree on an informal work-out prior to bankruptcy with...In comparison with the home country,...

Jun 3, 2015 1:59 PM

e-osvrt-hnb-na-mmf

CNB's Response to the IMF Staff Report for the Article IV Consultation with Croatia...response the CNB states that, while a substantial amount of agreement was reached...

Jul 13, 2015 11:11 AM

s-014.pdf

With this estimate of the interest rate level on corporate loans that is often given...Average int. rate on long-term...

Jul 4, 2015 5:06 PM

e-mpd-9-2019.pdf

The country’s risk perception is reduced, with CDS spreads on Croatian government...sources of kuna liquidity at an interest rate competitive...

Oct 30, 2019 1:43 PM

11-yes-ranilovic.pdf

With this model we can assess bilateral trade flows based on the economic size...the EU-15 and, on the import side,...

May 12, 2016 1:18 PM

w-009.pdf

The second comment on the data is that a few items on the balance sheets of Cro-...Also, we test the models on all banks...

Jul 4, 2015 4:29 PM

tamirisa-igan.pdf

This, together with the significant negative coefficient on the share of bank capital...In particular, daily market data...

Jun 3, 2015 2:36 PM

w-019.pdf

Data on interest rates on housing loans to households have been available since...The share of data on real estate...

Jul 4, 2015 4:30 PM

e-priopcenje-zadrzavanju-najavljene-stope-protuciklickog-29122023

29 December 2023 Announcement on maintaining the announced countercyclical...The residential real estate market is still on an upward...

Mar 29, 2024 8:01 AM

Methodology - acquiring of payment instruments

payment transaction of cash withdrawal and deposit is most frequently authorised by a PIN

Jan 19, 2016 5:26 PM

e-gi-2018.pdf

Such findings impose on us the obligation to maintain an open dia- logue with the...of growth of the Croatian econ- omy,...

Oct 24, 2019 10:14 AM

h-utjecaj_pandemije_COVID-19_na_navike_placanja_u_RH.pdf

izdavatelj platne kar- tice i prihvatitelj platne transakcije ista institucija (“on-us...preporuku povećanja maksimalnog iznosa beskontaktne platne transakcije bez...

Jan 19, 2021 1:50 PM

e-odluka-nepriznavanje-mjera_Njemacka_22-12-2025

Pursuant to Article 43, paragraph (2), item (6) and Article 77a of the Act on...146/2020, 151/2022 and 145/2024) and Article 3, paragraph (1) of the Decision...

Dec 22, 2025 3:23 PM

FigureX_Impact-of-current-inflation-and-base-effects-on-annual-consumer-price-inflation

neradi entry content od: FigureX_Impact-of-current-inflation-and-base-effects-on-annual-consumer-price-inflation

Jan 26, 2024 4:29 PM

Figure1_Averages-of-interest-rates-on-household-savings-and-time-deposits-in-euros

neradi entry content od: Figure1_Averages-of-interest-rates-on-household-savings-and-time-deposits-in-euros

Feb 29, 2024 10:43 AM

e-odluka_o_naknadi_za_nadzor_izdavatelja_tokena_vezanih_uz_imovinu_i_tokena_e-novca_139-2025

Decision on supervision fees for issuers of asset-referenced tokens and e-money tokens...to Article 54, paragraph (2) of the Act Implementing Regulation (EU) 2023/1114...

Nov 13, 2025 10:15 AM

w-002.pdf

Special emphasis is put on tax evasion and corruption and their interaction with...Studies on the unofficial economy...

Jul 4, 2015 4:29 PM

e-mpd-15-2021.pdf

There is still abundant liquidity on the international financial markets, with a...On the right panel, the average...

Nov 9, 2021 1:18 PM

e-odluka-rezerviranje-sredstava-za-sudske-sporove-protiv-ki.pdf

2008) the governor of the Croatian National Bank adopts the Decision on...The credit institution shall update and calculate on a...

Feb 15, 2016 4:52 PM

h-pravomocna-presuda-06032025

osigurati da takvo povezivanje s udaljenosti identiteta korisnika platnih usluga s PIN-om...koju izdaje Banka za internetsku kupnju, a koja registracija uključuje...

Apr 9, 2025 3:34 PM

w-050.pdf

On the other hand, free trade agreements signed with non-EU countries do not have...EU countries also dominate on the...

Jun 14, 2017 11:01 AM

e-usporedba_stat_podataka_2017.pdf

Comparison of the most important statistical data on payment operations in the RC...payment cards with a payment function....p  Data shown in this...

Oct 30, 2018 3:21 PM

e-fs-21.pdf

The pressures on the foreign exchange and bond markets started with the first reported...risk category defined depending...

Sep 18, 2020 7:28 PM

ebilten-o-bankama-27.pdf

On loans without a currency clause On loans with a currency clause 12 / 20...with the...

Jun 30, 2015 4:05 PM

e-odluka-provodjenje-nadzora-izricanje-nadzornih-mjera_19-2024

II.2 ON-SITE INSPECTION Article 5 (1) On-site inspections shall be conducted...of the on-site inspection if the...

Jun 6, 2025 3:29 PM

e-pkkt-2020.pdf

the Decision is based on predefined terms, which are harmonised with legal provisions...Data on payment cards...

Aug 12, 2021 12:06 PM

e-pkkt-2021.pdf

the Decision is based on predefined terms, which are harmonised with legal provisions...Data on payment cards...

Oct 17, 2022 10:55 AM

e-pkkt-2022.pdf

the Decision is based on predefined terms, which are harmonised with legal provisions...Data on payment cards...

Nov 3, 2023 12:04 PM

e-priopcenje-zadrzavanju-protuciklickog-zastitnog-sloja-30122024

30 December 2024 Announcement on maintaining the countercyclical buffer rate...Housing loans continue to grow at stable rates with the...

Mar 29, 2025 8:31 AM

Predavanje Charlesa McCreevya, povjerenika Europske unije za unutarnje tržište i usluge

Povezanost dviju zemalja neizmjerno je ojačana bliskim odnosima koje je on tijekom...zadovoljstvo svih ostalih njegovih prijatelja u Irsko-hrvatskoj poslovnoj udruzi,...

Jul 2, 2015 2:18 PM

cota-sterc.pdf

On the other end, Andersen et al. (2020) explain the mortgage inaction with the...Conditional on finding a better...

Jun 23, 2022 1:28 PM

ebilt64.pdf

a special account with the CNB as well as CNB bills on an obligatory basis....on other banking institutions also include ...

Jun 30, 2015 2:35 PM

e-List_of_national_identifiers_30-09-2022.xlsx

Business IDs can be searched for both with or without the dash or with the name of...the letter C, for partnerships with...

Sep 2, 2022 2:38 PM

w-060.pdf

We thank Karlo Kotarac for his help with the dataset on housing transactions, the...We do not focus exclusively on...

Oct 21, 2020 3:30 PM

dumicic-ridzak.pdf

The spread on the bond should represent the investors' perception of the issuers’...As Luengnaruemitchai and Schadler (2007) show, the spreads on ...

Jun 3, 2015 2:44 PM

e-zakon-stambeno-potrosacko-kreditiranje-izmjena_156-2023

on Amendments to the Act On Consumer Housing Loans passed by the Croatian Parliament...at its session on 15 December...

Jan 23, 2024 2:35 PM

ebilt67.pdf

year-on-year basis indicates a somewhat slower growth compared with the first half...a special account with the CNB as...

Jun 30, 2015 2:35 PM

e-information-for-students-GDPR.pdf

INFORMATION NOTICE ON PERSONAL DATA PROCESSING FOR THE PURPOSES OF THE INVITATION...applications for student internships in the CNB in 2025, pursuant to the Decision...

Jun 27, 2018 8:08 AM