Recommendation on actions in granting non-housing consumer loans In early 2019, the...credit institutions that, in determining consumers' creditworthiness for all...
More specifically, furnishing, household
equipment and maintenance of the house...of which (food, clothing and footwear and furnishing and maintenance of the
...
21 Legal persons intending to provide services pursuant to the Act on Consumer Housing...authorisation to provide credit intermediation services in relation to consumer...
The Croatian National Bank issued the Recommendation on actions in granting non-housing...relaxed standards for determining client creditworthiness than when granting...
along fewer dimensions
UAE has moved forward by all 8 of the 8 measures: Full house...Maryland
Extends from -10 (least democratic) to +10 (most democratic)
Freedom...
growth in general-purpose cash loans (from 2.8% to 2.0%), while the growth in housing...accelerate (from 8.0% to 8.3%) driven by borrowing for the reconstruction of...
very slowly even as PPI inflation drops to negative in Q4 of 2022 (highlighted
green...shows the surge in PPI followed by a significant drop to negative rates in the...
throughout 2020 reaching record
highs in most of EU member states
aggregate house...growth rates differed substantially across countries
Source: Eurostat, FRED
...
Session II House Prices and Macroprudential Policies
Chairman: Ján Tóth (National...Scatigna and Agne Subelyte (Bank
for International Settlements)
DETERMINANTS OF...
ge
p
o
in
ts
Chart 3: Relationship between potential output loss and
house...: Potential output losses taken from Ball (2014) and National Bank of Croatia,...
efficiency
is determined by the relation of the observed and potential production (Green...Geanakoplos, J. (2010): “The Laverage Cycle“, Cowles Foundation Paper No. 1304 ...
Figure 1 Currency risks are the highest for other currencies
Note: Green colour...Figure 2 Interest risks are higher for longer-maturity loans
Note:...
also picked up, primarily owing to a rise in general-purpose cash loans, while housing...The growth in loans to households came from general-purpose cash loans, while...
time shorter than their original loan maturity are primarily associated with housing...loans (at the end of March 2016, one fifth of fixed interest rate...
Residential property, in accordance with paragraph (2) of this Article, means a house...used as a dwelling and a building plot
intended to be used for construction of a...
That is why, to control for this factor,
we add a real house price index....level of financial development; (viii) the level of commercial openness;
(ix)...
Hrvatski ban grof Petar IV. Zrinski, rođen 1621. u Vrbovcu, i Fran Krsto Frankopan, rođen 1643. u Bosiljevu, pripadnici su moćnih hrvatskih velikaških obitelji.
Loans to households are also divided into two groups, loans for house purchase and...bank’s credit standards as applied to the approval of loans to households for...
