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price dynamics (i.e., real house price index and different house price ratios),...Factors affecting house price-at-risk...

Dec 3, 2025 1:58 PM

s-037

market prices 4 2.2 Hedonic real estate price indices 5 3 Construction of the house...in general consumer price indices.1 The CBS and the CNB in 2015 constructed a...

Dec 3, 2025 1:53 PM

s-005

Japan and heavy government sup- port encouraged big investments in Southeast Asia (Wa...taxation to raise funds for social and pension reforms, failed to pass in the...

Dec 3, 2025 1:53 PM

w-055

estimates show much lower cross-country synchronization of credit variables and house...time-variation we find evidence for a decline in the extent of co-movements in...

Dec 3, 2025 1:59 PM

w-070

a drought shock); or a specific type of reactions to weather shocks, such as house...prices and house demand after a disaster, as in Tran and...

Dec 3, 2025 1:58 PM

Zamjenica guvernera HNB-a sudjelovala u panel raspravi na ESG konferenciji "Zelena Hrvatska HINA – održivost i korporativno upravljanje"

društveno djelovanje, uz zamjenicu guvernera bili su i Branka Klarin Petrina – Green

Nov 26, 2025 10:26 AM

What keeps central bank governors up at night? – Marko Škreb, former CNB governor

topics, which are very current, from the digital euro and crypto-assets to the green

Nov 28, 2025 3:51 PM

w-002

actually stresses the significance of unofficial economy as an “entrepreneurs’ nursery

Dec 3, 2025 1:58 PM

s-042

The EU recognized the importance of facilitating the green and digital transitions...still risk undermining public investment, particularly in critical areas like...

Dec 3, 2025 1:53 PM

w-060

for tourism services on house prices in Croatia....Implications of us tax policy for house prices, rents, and homeownership....Do...

Dec 3, 2025 1:59 PM

e-semi-annual-information_1st-half-2024

by Croatian banks started to fall, particularly for corporate financing, while house...general economic policies in the European Union, in particular the transition to a...

Dec 11, 2024 10:32 AM

s-041

We model house prices through a housing demand equation....results of a house price shock which is introduced as an exogenization of...

Dec 3, 2025 1:53 PM

e-semi-annual-information_2nd-half-2024

rates on existing corporate loans also decreased, while interest rates on existing house...favourable financing conditions led to a relatively strong growth in corporate...

Jul 29, 2025 4:11 PM

s-036

Figure 1 Housing construction and house prices in the US, 2000-2010 th ou sa nd...Taylor (2007) argued that the adjustment in house prices was...

Dec 3, 2025 1:54 PM

s-025

Crowe and Meade (2008) and Dincer and Eichen- green (2007, 2009, 2014) use information...The central banks analysed by Dincer and Eichen- green...

Dec 3, 2025 1:54 PM

w-019

housing loans) accounting for a substantial share of the overall expenses of house...VNKDVOJNA Detached house VNKSAMOSTOJECA Terraced...

Dec 3, 2025 1:59 PM

h-polugodisnja-informacija-2polugodiste2024

refinancing operations, MRO) 3,15% te kamatna stopa na mogućnost posudbe na kraju dana...novčani depozit (engl. deposit facility rate, DFR); mogućnost posudbe na kraju...

May 28, 2025 2:01 PM

s-017

This is the reason why variables such as the house price index and private sector...ULC ULC ULC 100 t t t 3 3 $ - - - ^ ^ ^ h h h (5) 6 Trends in...

Dec 3, 2025 1:54 PM

eg27112025_prezentacija

Colors indicate different levels of debt under the new fiscal rules: green (lowest

Nov 27, 2025 9:47 AM

w-072

The authors include credit growth information, house price growth, current account...Empirical analysis shows an application of house...

Dec 3, 2025 1:58 PM

w-045

sector, which are expected to have the same effect on the demand for loans of the house...to the approval of loans to households ne t, in % ne t, in % Loans for...

Dec 3, 2025 1:59 PM

wpaper

prices in Croatia Abstract: House price dynamics are particularly interesting for...the Croatian housing market, tries to identify and capture the main drivers of...

Dec 3, 2025 1:55 PM

Technical cooperation

International relations Technical cooperation 2020-11-12 2025-11-24 CNB experts continuously participate in the transfer of knowledge and experience to other institutions, primarily central banks...

Nov 12, 2020 11:33 AM

tf-pp-ds-om-pdf-e-oduzeta_sili_zakona.pdf

ZAGREB, TRG BANA J.JELAČIĆA 1 080088070 0812/O 09.03.2007. 63 ANIĆ HOLDING PLUS

Feb 12, 2016 9:20 AM

tf-pp-ds-om-pdf-h-oduzeta_sili_zakona.pdf

ZAGREB, TRG BANA J.JELAČIĆA 1 080088070 0812/O 09.03.2007. 63 ANIĆ HOLDING PLUS

Jun 19, 2015 3:38 PM

TARGET-HR

2023-03-20 2025-11-24 0 0 TARGET (Trans-European Automated Real-time Gross settlement Express Transfer system) is a centralised system which includes payment systems in euro enabling settlements in...

Mar 20, 2023 3:07 PM

h-popis-institucija-iz-EU.xlsx

Macquarie Bank Europe Designated Activity Company 1st Floor, Connaught House, 1 Burlington...Scotiabank (Ireland) Limited IFSC House, Custom...

Mar 22, 2017 4:10 PM

e-list-of-institutions-from-EU.xlsx

12, 14 11 - No No Investment services 235 Scotiabank (Ireland) Limited IFSC House..., Custom House Quay, Dublin 1 Ireland Central Bank of Ireland...

Mar 22, 2017 4:11 PM

s-006

them to settle the debt, while the fourth building society con- sults with its in-house...Two building societies also mentioned the pur- chase of a flat or...

Dec 3, 2025 1:53 PM

Pokazatelji povezani s klimatskim promjenama: studeni 2025.

indeksu oborina (engl. standardised precipitation index, SPI), indeksu uzastopnih dana...izloženosti odnosi se na dužnike koji se nalaze u područjima u kojima CDD prelazi...

Dec 3, 2025 2:37 PM

Replacement of cash

Currency Exchange of kuna coins for euros until 31 December 2025 exchange-of-kuna-coins-for-euro-until_31122025 2025-11-19 120 The Croatian National Bank exchanges kuna cash for euro cash. The...

Jun 1, 2015 9:25 PM

odluka_26032025

HPB/Anto Mihaljević

Dec 2, 2025 10:14 AM

odluka_20022025

uzet jedan od datuma iz maila (1.7. 2025.) jer nije bilo uobičajenog "stupa na snagu" datuma

Jul 1, 2025 3:13 PM

Pokazatelji povezani s klimatskim promjenama

vrijednosnih papira (podaci se objavljuju mjesečno i diseminiraju otprilike t+10 radnih dana

Dec 3, 2025 1:47 PM

Komentar o kretanju inflacije u studenome 2025.

bodova (s 0,4 postotna boda u listopadu), što je puno manje nego prije godinu dana

Dec 2, 2025 1:37 PM

w-056

a heat map, and the height of correlation for variable pairs is coded by the green-yellow-red...The green fields signify the fulfilment of the...

Dec 3, 2025 1:59 PM

m-002

dohotka na osnovi likvidne imovine mogla održavati svoj životni standard niti mjesec dana

Aug 28, 2024 9:12 AM

ebilt303

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 84 Table J3 House...are used for the purpose of house purchase and, where iden-...

Nov 17, 2025 3:12 PM

h-plan-savjetovanja-2025

uvjetima kreditiranja potrošača i o depozitima kućanstva prvo tromjesečje 30 dana...Odluka o kriterijima kreditiranja potrošača prvo tromjesečje 30...

Jan 10, 2025 11:43 AM

w-013

of individual consumption from the System of National Accounts that refers to house...exists with regard to housing rents (including imputed rents), maintenance of the...

Dec 3, 2025 1:58 PM

h-odluka-planovi-oporavka-ki_uputa-za-popunjavanje-standardiziranog-izvjesca.pdf

), a likvidnosti 6 mjeseci (180 dana)....Broj dana prikazan u ovome stupcu ne uključuje broj dana prikazan u ...

Oct 14, 2022 3:55 PM

h-procedure-provodenje-operacija-mp-HNBa.pdf

uz financijsko osiguranje i = kamatna stopa n = stvaran broj kalendarskih dana...aukcije HNB šalje drugim ugovornim stranama najavu jedan radni dan prije...

Sep 26, 2017 10:47 AM

h-odluka-pravila-rada-sustava-target-hr_npt.pdf

od dana kad je primio obavijest o tim izmjenama....s učinkom sljedećega radnog dana...Ova Odluka objavljuje se u "Narodnim novinama" i stupa na...

Mar 20, 2023 2:13 PM

Basics and objectives

In Croatia, credit institutions may be established as banks, savings banks and housing...supervision of the following entities: credit institutions (banks, savings banks...

Jun 1, 2015 3:21 PM

e-semi-annual-information_1st-half-2025

fuelled by a further relatively strong growth in the real disposable income of house...ESG investment refers to green, social and sustainable bonds.

Dec 5, 2025 12:13 PM

w-068

transformation Variable Category Indicator variant ΔHPI 1-year growth rate House...category pertaining to property price overvaluation, one variant will include...

Dec 3, 2025 1:58 PM

w-010

entering the market was on high net worth individuals, small and medium enterprises, house...the foreign banks were most interested in financing real estate transactions...

Dec 3, 2025 1:58 PM

Europska središnja banka objavila pokazatelje povezane s klimatskim promjenama za Hrvatsku

vrijednosnih papira (podaci se objavljuju mjesečno i diseminiraju otprilike t+10 radnih dana

Dec 3, 2025 2:08 PM

tf-pp-ds-re-xlsx-h-popisi_pruzatelja_usluga_koji_više_ne_posluju_u_RH.xlsx

UK Counting House Ltd Financial Conduct Authority, Velika Britanija neposredno 1....Financial House Limited Velika Britanija neposredno...

Jan 4, 2021 1:00 PM

s-016

Growth rates of house- hold loans have been higher than those of corporate loans...the retail financing segment, which considerably narrowed interest margins on...

Dec 3, 2025 1:54 PM

s-020

European Commission (2012): Green Paper on Shadow Banking, Brussels, March.

Dec 3, 2025 1:54 PM

h-javna-rasprava-Nacrt-izmjena-dopuna-Metodologije-izracuna-NRS

prosječnog stanja izvora sredstava te se taj omjer podijeli s ukupnim brojem dana...(N) – stvarni broj dana u posljednjih N mjeseci. 10 /...

Nov 25, 2025 2:28 PM

Credit institutions’ interest rate statistics for October 2025

The lowest average of interest rates in October 2025, of 3.03%, was seen in housing

Nov 28, 2025 9:23 AM

w-071

percentage point decrease in the annual rate of inflation, while for the richest house

Dec 3, 2025 1:58 PM

hbilt303-informacija

mjesec zaredom te se u listopadu spu- stila na najnižu razinu u posljednjih godinu dana...zadržala na 0,4 postotna boda, kao u rujnu, što je znatno manje nego prije godinu ...

Nov 12, 2025 3:23 PM

tf-pp-ds-re-xlsx-e-popisi_pruzatelja_usluga_koji_više_ne_posluju_u_RH.xlsx

Conduct Authority, United Kingdom directly 6 26/5/2016 13/7/2018 109 UK Counting House...until 24/11/2018 operated under the name Jeton Venture Limited 108 Financial...

Jan 4, 2021 1:00 PM

s-012

his/her regular income is not sufficient to finance a purchase of a flat or a house...Mladen Mirko Tepu{ + + = Own deposited funds Government incentive Interest ...

Dec 3, 2025 1:54 PM

w-061

The sensitivity of indebted households to shocks in employment, house prices and...House of Debt: How They (and You) Caused the Great Recession,...

Dec 3, 2025 1:59 PM

h-polugodisnja-informacija-1polugodiste2025

očekivanja tri godine unaprijed, srednja vrijednost Inflacijska očekivanja godinu dana...Slika 1.1.8.) vidljivo je da su kratkoročna očekivanja u europodručju (za godinu...

Nov 26, 2025 2:21 PM

s-009

- quent acquisition of the existing companies, and there are very few cases of green

Dec 3, 2025 1:54 PM

w-033

This risk is particularly pronounced in loans to house- holds and small enterprises...foreign currency deposits is posi- tively correlated with foreign currency loans to...

Dec 3, 2025 1:59 PM

h-polugodisnja-informacija-1polugodiste2024

novčani depozit (engl. deposit facility rate, DFR); mogućnost posudbe na kraju dana...% Kamatna stopa za mogućnost posudbe na kraju dana (MLF)...

Nov 13, 2024 10:05 AM

w-017

on H RK 4 6 8 10 12 14 2 Financial Agency, the former Croatian clearing house

Dec 3, 2025 1:59 PM

d-001

Stoga se u provođenju dvosmjernog testa koristi izravno vrijednost dana u ispisu,...Procijenjena varijanca regresije je dana izrazom SSR/(N−k−1): ...

Dec 3, 2025 1:46 PM

h-m2-AT-KI_2025-09

Metoda ukupnih dospjelih potraživanja Dospjelo do 30 dana Dospjelo 31 - 90 dana...Dospjelo 91 - 180 dana Dospjelo 181...

Dec 1, 2025 2:51 PM

w-027

after the company faces short-term funding problems. 2008 29 September The US House...all deposits in the country's main banks for two years. 2008 3 October The US...

Dec 3, 2025 1:59 PM

i-061

Svakoga sljedećeg dana ta bi razlika bivala sve manja. 6 Za njihov grafički prikaz...indeks financijskog stresa (IFS2) konstruiran je kao jednomjesečni (23 radna...

Dec 3, 2025 1:48 PM

hbilt303

novčani depozit (engl. deposit facility rate, DFR); mogućnost po- sudbe na kraju dana...u eurima te posebno za svako ugovoreno izvorno dospijeće (91 dan, 182 ili 364...

Nov 12, 2025 3:24 PM

w-014

A category that meets these criteria is short-term lending in kuna to house- holds...Evan Kraft on short-term loans to households and on foreign exchange deposits of...

Dec 3, 2025 1:58 PM

w-023

Following Ferson and Constantinides (1991), we define the house- holds stock of habits

Dec 3, 2025 1:59 PM

w-057

Bayoumi and Einhen- green 1992, 1993, 1994; Frankel and Rose 1997, Mongelli 2002

Dec 3, 2025 1:59 PM

h-rjesenje-26032025

.: 805-XII-1342-5/PK-2022 od 3. siječnja 2024., dana 16. svibnja 2024.

Dec 2, 2025 10:13 AM

s-039

As he puts it, with the euro introduction European leaders started to build a house

Dec 3, 2025 1:53 PM

w-039

MRGA This model has been used at the Croatian National Bank since 2009 for in-house

Dec 3, 2025 1:59 PM

h-odluka-dostavljanje-podataka-o-statistici-pp-za-ESB_Uputa_faq.pdf

SDD sheme izvještajni obveznik trebao bi imati informaciju je li suglasnost dana...U slučajevima kada izvještajni obveznik nema informaciju na koji je način...

Feb 13, 2023 1:45 PM