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When debt turns bad: multiple loans and risks to financial stability

loans differ in a number of characteristics, which is also reflected in the risk profile..., the DSTI of the loan that was last granted is shown, in order to capture the...

Feb 18, 2026 11:18 AM

tf-pp-ds-om-pdf-h-oduzeta_sili_zakona.pdf

VINKO LALIN PAKOŠTANE, A.MIHANOVIĆA 3 90954912 0884/O 20.03.2007. 290 DUB EVENTS...GUPCA 74 91139147 0859/O 15.03.2007. 822 MJENJAČNICA PAV, VL.

Jun 19, 2015 3:38 PM

tf-pp-ds-om-pdf-e-oduzeta_sili_zakona.pdf

VINKO LALIN PAKOŠTANE, A.MIHANOVIĆA 3 90954912 0884/O 20.03.2007. 290 DUB EVENTS...GUPCA 74 91139147 0859/O 15.03.2007. 822 MJENJAČNICA PAV, VL.

Feb 12, 2016 9:20 AM

PK1 ENG

BANK Payment Operations Area Payment Operations Supervision Department TOTAL...STATUS {1} - year 2025 REPORTING PERIOD CONSUMER NON-CONSUMER ...

May 29, 2025 12:06 PM

PP2 ENG

BANK Payment Operations Area Payment Operations Supervision Department TOTAL...period Description of transaction Own Croatian issuer Foreign issuer ...

May 29, 2025 11:29 AM

PP3 ENG

BANK Payment Operations Area Payment Operations Supervision Department TOTAL...period Description of transaction Own Croatian issuer Foreign issuer ...

May 29, 2025 11:30 AM

PP1 ENG

Operations Supervision Department NUMBER AND VALUE OF ACQUIRING TRANSACTIONS (TOTAL...Reporting period Device/place/channel Own Croatian issuer Foreign issuer ...

May 29, 2025 11:29 AM

e-d6.xlsx

EUR Table D6 Total deposits with other monetary financial institutions, by sectors...47.6 42.1 73.1 20.2 12.7 12.0 27.8 26.6 28.5 30.4 99.1 73.9 69.6 74.2 76.2 B...

Mar 10, 2023 3:10 PM

PI1 ENG

Payment Operations Area Payment Operations Supervision Department TOTAL

May 29, 2025 11:33 AM

Comments on banking system developments in 2025

system developments in 2025 e-statisticki-podaci.jpg 2026-03-02 15:01 In 2025, total...Total loans and advances grew from the end of 2024 by EUR...

Mar 2, 2026 10:12 AM

DWA data for Croatia – Questions and Answers

A: Total household wealth is a topic that traditional statistics has been exploring...of the 20% of households with the lowest wealth) or the share of the...

Mar 19, 2026 10:37 AM

CNB issues "Queen Jelena the Glorious" gold and silver coins

The total issued quantity of the 100 euro gold coin is limited at 100 pieces, that...The total issued quantity of the 6 euro gilded silver coin is...

Mar 13, 2026 3:17 PM

e-vp5.xlsm

2025 I) Resident issuers II) Non-resident issuers TOTAL...Non-financial corporations Non-profit institutions serving households...

Mar 20, 2023 11:11 AM

e-vp10.xlsm

December 2025 I) Resident issuers II) Non-resident issuers TOTAL...General govern-ment Financial corporations Non-financial corporations ...

Mar 20, 2023 11:11 AM

SV5-e-prodana-potrazivanja.xlsx

. – Dec. 2025 2025 TOTAL Total Domestic households Domestic non-financial corporations...Total Domestic households...

Dec 29, 2020 11:11 AM

PT1 ENG

TOTAL - Number of transactions TOTAL - Value of transactions TOTAL - Number...TOTAL - Number of...

May 29, 2025 11:17 AM

PG1 ENG

- year 2025 Reporting period Type of amount CONSUMER NON-CONSUMER TOTAL...Deposits Withdrawals Deposits Withdrawals{2} Deposits Withdrawals JANUARY ...

May 29, 2025 11:20 AM

PG2 ENG

TOTAL - Number of transactions TOTAL - Value of transactions TOTAL - Number...TOTAL - Number of...

May 29, 2025 11:21 AM

PG3 ENG

TOTAL - Number of transactions TOTAL - Value of transactions TOTAL - Number...TOTAL - Number of...

May 29, 2025 11:21 AM

PB ENG

Currency code: All currencies total - converted in EUR User: All users total (consumer...Currency code: All currencies...

May 29, 2025 10:10 AM

PK6 ENG

THE REPUBLIC OF CROATIA IN EURO - year 2025 Reporting period Type of card TOTAL...Number of payment cards in circulation {1} Total...

May 29, 2025 12:07 PM

e-pm1-2026

August September October November December 2274729 Share of currencies in the total...11,183,193 Total in million EUR 11.18319 Sold...

Feb 26, 2026 10:41 AM

PK3 ENG

of transaction DEBIT {1} DELAYED {1} REVOLVING CHARGE {1} CREDIT TOTAL...deposit 616,161 327,319,501 616,161 327,319,501 ...

May 29, 2025 12:06 PM

e-m2-AT-KI_2025-12

quarterly statistical report 31/12/2025 end of period, in thousand EUR Total...Other operating income 1037 62,160 (Other operating expenses) 1038 46,162 ...

Mar 2, 2026 3:03 PM

e-m2-AT-KI_2025-12

quarterly statistical report 31/12/2025 end of period, in thousand EUR Total...Other operating income 1037 62,160 (Other operating expenses) 1038 46,162 ...

Mar 2, 2026 3:03 PM

PK4 ENG

12,110 482 19,328 15 2,190 700 16,884 27,630 1,315,385 Total...3,998 432 14,788 15 2,636 717 18,782 25,634 1,149,974 ...

May 29, 2025 12:07 PM

PT3 ENG

TOTAL - Number of transactions TOTAL - Value of transactions Number of contracts...{2} TOTAL - Number of transactions ...

May 29, 2025 11:17 AM

PE1 ENG

TOTAL - Number of transactions TOTAL - Value of transactions Number of consents...{2} TOTAL - Number of transactions ...

May 29, 2025 11:41 AM

PL2 ENG

year 2025 Reporting period Type of transaction CONSUMER NON-CONSUMER TOTAL...TOTAL - Number of transactions ...

May 29, 2025 11:06 AM

SV2-e-odabrani-pokazatelji.xlsx

5 5 5 5 5 5 5 4 4 4 4 4 4 3 3 3 3 3 3 3 3 3 3 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 Total...14 14 14 14 14 14 14 14 14 14 13 11 11 11 11 11 11 11 11 11 11 11 10 10 10 10 ...

Dec 29, 2020 11:11 AM

PI2 ENG

Međimurje 17 9 1 85 City of Zagreb 143 45 20 7 743 TOTAL...Međimurje 17 9 1 85 City of Zagreb 143 45 20 7 746 ...

May 29, 2025 11:34 AM

e-zakon-o-kreditnim-institucijama-izmjena_151-2022.pdf

50,000.00 and does not account for more than one third of the staff member's total...or exceeds an amount of EUR 30 billion; or – when the average of its monthly...

May 18, 2023 12:25 PM

PS1 ENG

CROATIA IN EURO - year 2025 Reporting period CONSUMER NON-CONSUMER TOTAL...Total - Number of transactions ...

May 29, 2025 12:00 PM

PL1 ENG

CROATIA IN EURO {1} - year 2025 Reporting period CONSUMER NON-CONSUMER TOTAL...TOTAL - Number of transactions ...

May 29, 2025 11:06 AM

SV7-e-regulatorni-kapital-i-izlozenost-rizicima.xlsx

date. 1 Up to 31 December 2024 exposure to market risk was presented in item “Total...40,477,035 40,680,713 41,926,922 34,139,174 35,212,738 35,989,320 37,004,830 ...

Dec 29, 2020 11:11 AM

ebilt305

In January 2026, the total number of employed persons in Croatia remained almost...corporate deposits and 0.34% on total household ...

Mar 18, 2026 2:36 PM

e-zakon-o-kreditnim-institucijama-izmjena_47-2020.pdf

), item (56a) is inserted which reads: "56a) 'average daily income' means total...Item (86) is amended to read: "86) 'total income' means...

Jun 3, 2020 9:29 AM

ebilt305-informacija

In January 2026, the total number of employed persons in Croatia remained almost...Total (without activities O, P and Q according to NACE) 3...

Mar 18, 2026 2:35 PM

SV6-e-odabrane-stavke-racuna-dobiti-i-gubitka.xlsx

September 2024 2024* March 2025 June 2025 September 2025 2025 Interest income Total...336,820 490,443 643,681 125,851 211,981 290,371 366,394 Interest expenses ...

Dec 29, 2020 11:11 AM

e-target-02

Total volume of payment transactions 581,285 295,529 267,854 Total value of payment...Average value of payment transaction 428,519 613,583...

Feb 27, 2026 3:13 PM

e-zakon-o-kreditnim-institucijama-izmjena_146-2020.pdf

(6) For the purposes of this Article, the total value of assets in the EU of...the third-country group shall be the sum of the following: – the...

Aug 26, 2021 1:06 PM

PI3 ENG

672 689 711 722 736 747 737 742 739 707 * 708 * 705 Total...112,802 113,755 111,964 111,614 109,803 108,296 * 106,819 * 108,866 ...

May 29, 2025 11:34 AM

SV1-e-podaci-o-poslovanju-31-12-25

Institution name Total assets Share in total assets, % Asset growth, % Profit or...equity (ROE), % Common equity tier 1 capital ratio, % Tier 1...

Mar 2, 2026 2:57 PM

Tables J1, J1a, J2 – Selected non-financial statistics – price indices

The main difference is the coverage of the population (HICP includes the total consumption

Feb 26, 2026 9:51 AM

SV3-e-kvaliteta-kredita.xlsx

2024 September 2024 2024* March 2025 June 2025 September 2025 2025 LOANS Total...LOANS Total 13.04 12.78 12.07 12.45 11.70 10.74 8.73 8.81...

Dec 29, 2020 11:11 AM

PR1 ENG

September As at 31 October As at 30 November As at 31 December Non-consumer - TOTAL...425,997 426,801 426,504 427,330 428,577 * 429,325 * 431,375 Consumer...

May 29, 2025 10:19 AM

e-zakon-o-kreditnim-institucijama_npt.pdf

50,000.00 and does not account for more than one third of the staff member's total...' means total annual net income of an undertaking in the...

Feb 27, 2019 8:43 AM

e-zakon-o-kreditnim-institucijama-izmjena_15-2018.pdf

the candidate for a member of a credit institution's management board; 85) 'total...with Article 92, paragraph (3) of Regulation (EU) No 575/2013; 86)...

Nov 7, 2018 2:52 PM

e-j1a_esa-2010

HICP) Harmonised index of consumer prices at cnstant tax rate (HICP - CT) Total...Goods Services Total Goods Services...

Feb 26, 2026 10:16 AM

eg05032026

declaration of independence triggered military aggression against Croatia  1/4 of the total...meet both opening and closing benchmarks for the 35 negotiating chapters ...

Mar 5, 2026 11:04 AM

e-j1a

HICP) Harmonised index of consumer prices at cnstant tax rate (HICP - CT) Total...Goods Services Total Goods Services...

Feb 26, 2026 12:50 PM

st-sp-gn-xlsx-e-gn-euro-z1

Description Mint year 2 euro 1 euro 50 cent 20 cent 10 cent 5 cent 2 cent 1 cent Total...5,006 5,006 5,006 5,006 5,006 5,006 5,006 6,006 41,048 Circulation coins in...

Aug 13, 2024 8:45 AM

PK5 ENG

Reporting period Type of amount CONSUMER NON-CONSUMER TOTAL JANUARY Number of...11,184,524 Value of transactions {1} 580,068,474 42,852,568 622,921,041 ...

May 29, 2025 12:07 PM

PT2 ENG

Reporting period Type of transaction CONSUMER NON-CONSUMER TOTAL Sent Number...Value of transactions {1} 4,180,570,405 70,480,057,668 74,660,628,074 ...

May 29, 2025 11:17 AM

e-bulletin_additional-economic-financial-and-monetary-indicators.xlsx

Arial,Kurziv"Europodručje &"Arial,Kurziv"Monetarna kretanja 1 &12 &10 9 ESI (total...1.3681199333335172 -1.8850539896605483 3.0885723933740792 0.73740334255217022...

Apr 6, 2023 1:52 PM

e-d11.xlsx

- 0.7 0.7 0.7 0.7 0.7 2.0 2.0 - 0.5 1.5 1.5 1.5 1.5 1.0 - - - 0.6 0.6 - - A Total...- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - B...

Mar 10, 2023 3:10 PM

e-j1

price indices Producer pricesa Consumer price indices Producer pricesa Total...Goods Services Total Goods Services ...

Feb 26, 2026 12:50 PM

PN1 ENG

Reporting period Type of transaction Sub-category CONSUMER NON-CONSUMER TOTAL...fees 16,615,501 3,920,511 728,876 75,442,721 17,344,377 79,363,232 ...

May 29, 2025 11:12 AM

Methodology - price indices

The main difference is the coverage of the population (HICP includes the total consumption

Jan 19, 2016 3:12 PM

e-d5.xlsx

11.2 10.7 4.5 7.9 4.1 4.7 3.0 2.3 11.1 5.8 4.9 2.5 2.2 2.2 1.3 0.9 1.5 5.3 A Total...- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - B...

Mar 10, 2023 3:10 PM

e-vp7.xlsx

– – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – TOTAL...– – – – – – – – – – – – – – – – – 0.02 – – – – – – – – – – – – – – – – – – – ...

Mar 20, 2023 11:11 AM

e-vp8.xlsx

– – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – TOTAL...– – – – – – – – – – – – – – – 0.02 – – – – – – – – – – – – – -0.67 – – – – – ...

Mar 20, 2023 11:11 AM

e-zakon-o-kreditnim-institucijama-159-2013.pdf

proceedings and in order to achieve the purpose of punishment, expressed as the total...following data: name, address or domicile, other data for identification, the...

Feb 7, 2016 10:36 PM

survey

The share of kuna loans in total loans went up from 27.5% at end-2012 to 40.3% at...The share of kuna loans in total loans went up from 27.5% at...

Dec 3, 2025 1:52 PM

e-j1_esa-2010

price indices Producer pricesa Consumer price indices Producer pricesa Total...Goods Services Total Goods Services ...

Feb 26, 2026 10:16 AM

e-vp2.xlsx

– – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – TOTAL...– – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – ...

Mar 20, 2023 11:11 AM

e-d7.xlsx

283.3 370.2 351.0 355.8 326.7 366.1 342.9 441.7 458.3 457.4 476.9 472.6 461.9 A Total...20.8 23.1 20.3 19.4 8.8 8.9 9.7 27.0 25.9 27.9 25.2 37.5 30.5 35.7 29.2 26.7 B...

Mar 10, 2023 3:10 PM

e-e2a.xlsx

931.3 923.0 923.1 924.5 922.1 959.7 982.0 983.8 1,004.7 1,004.6 922.7 569.7 Total...523.4 593.2 576.5 557.6 566.2 601.3 624.6 663.3 659.6 720.4 739.8 723.3 784.9 ...

Mar 31, 2023 12:35 PM

h-odgovori-EBAe-nadzorna-izvjescivanja.xlsx

level (in the Total sheet) upute za popunjavanje obrazaca 2015_2033 P C 67.00...Risk Exposure contributions in {C06.02;c250} and the Total Risk...

Apr 26, 2016 1:41 PM

h-bilten_dodatni-gospodarski-financijski-i-monetarni-pokazatelji.xlsx

EUR %, sezonski prilagođeno Total exports (quarterly rate of change) - right...EUR %, sezonski prilagođeno Total imports (quarterly rate of...

Mar 17, 2023 9:47 AM

e-e2b.xlsx

2.6 2.8 1.6 28.8 25.1 -9.9 10.3 6.1 -13.0 32.3 4.0 2.0 13.9 -6.7 -82.0 5.4 Total...0.2 0.2 -5.9 0.4 -1.0 -15.1 7.1 6.9 -0.7 -8.0 9.2 -4.8 -0.6 -2.3 -5.4 3.2 7.6 ...

Mar 31, 2023 12:35 PM

e-encsinst-03-2025

payment transactions by type of payment transactions Year Domestic Cross-border* Total

Mar 3, 2026 9:37 AM

e-encsinst-02-2025

payment transactions by type of payment transactions Year Domestic Cross-border* Total

Mar 3, 2026 9:38 AM

wpaper.rdf

We identified 141 companies (1,97% of total analized sample) as potential users of...I4.0, which make around 27% of total assets of the analised...

Dec 3, 2025 1:55 PM

e-mpd-28-2026

shock) Short-term trends (impact of current developments on system stability) Total...does not include “unclassified” enterprises which make up a small share of the...

Mar 10, 2026 2:47 PM