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Zagreb, 18 September 2025 Pursuant to Article 43, paragraph 2, item 10 of the Act on...the Croatian National Bank (Official Gazette 75/2008,...

Oct 20, 2025 2:49 PM

e-general-terms-and-conditions_23102025

Bank (Official Gazette 75/2008, 54/2013 and 47/2020) and Article 14, paragraph...(9) and (10) ...

Oct 23, 2025 3:51 PM

e-payment-transactions-and-accounts-2024

If the data on the total number and value of transactions initiated by mobile and...behalf of the payee,...

Sep 4, 2025 11:07 AM

e-form-for-the-collection-and-processing-of-personal-data_pp-licenciranje

Information on the data subject Name and surname Surname at birth PIN/Foreign...history records and misdemeanour...

Oct 20, 2025 11:49 AM

e-zakon-usporedivost-naknada-prebacivanje-racuna_npt

AND ACCESS TO BASIC ACCOUNTS Unofficial consolidated version (Official Gazette...on the basis of cheques...

Sep 18, 2025 9:39 AM

e-bulletin_additional-economic-financial-and-monetary-indicators.xlsx

areas of Information on economic, financial and monetary trends....It is based on seasonally adjusted monthly rates of...

Apr 6, 2023 1:52 PM

e-odluka-o-sustavu-upravljanja_npt.pdf

expert judgement on risk exposures, and advice on proposals and risk decisions...management ...

Oct 2, 2019 9:23 AM

e-odluka-statisticko-i-nadzorno-izvjescivanje_npt_2023.pdf

Decision on statistical and supervisory reporting (Official Gazette 85/2018...amendments to the Decision...

Oct 3, 2022 3:34 PM

e-odluka-statisticko-i-nadzorno-izvjescivanje_izmjena_4-2026

(2), item (10) and Article 86, paragraph (3) of the Act on the Croatian National...on statistical...

Jan 30, 2026 11:02 AM

e-odluka-supervizorskim-izvjestajima-ki-npt_od-1-1-2025

/2024) and the Decision on amendments to the Decision on supervisory reports of...risk categories (RS4), Report ...

Aug 29, 2024 2:16 PM

e-processing-of-personal-data-in-handling-notifications-of-breaches-of-relevant-regulations

to the processing of personal data and on the free movement of such data and repealing...the Act...

Feb 6, 2024 5:02 PM

e-zakon-sanacija-kreditnih-institucija-investicijskih-drustava_izmjena_145-2024

AMENDMENTS TO THE ACT ON THE RESOLUTION OF CREDIT INSTITUTIONS AND INVESTMENT...THE ACT ON AMENDMENTS TO THE ACT...

Apr 14, 2025 4:50 PM

e-Decision-structure-content-AFS-of-credit-institutions_108-2022.pdf

(2), item (10) of the Act on the Croatian National Bank (Official Gazette 75/2008...the Decision on amendments to the...

Sep 20, 2022 10:19 AM

e-zakon-izmjenama-dopunama-zakon-usporedivosti-naknada_105-2025

and Access to Basic Accounts (Official Gazette 70/2017), Article 1 is amended to...orders) and/or direct debits a month...

Sep 18, 2025 9:50 AM

e-odluka-nadzor-HNBa-nad-provedbom-uredbe-2023-1114

Markets in Crypto-Assets (Official Gazette 85/2024) and Article 43, paragraph (...2), item (10) of the Act on the...

Jul 15, 2025 12:55 PM

e-decision-structure-content-of-AFS-of-credit-institutions_80-2025

/635/EEC on the annual accounts and consolidated accounts of banks and other financial...institutions...

Jun 2, 2025 8:51 AM

e-odluka_o_naknadi_za_nadzor_izdavatelja_tokena_vezanih_uz_imovinu_i_tokena_e-novca_139-2025

Decision on supervision fees for issuers of asset-referenced tokens and e-money tokens...Markets in Crypto-Assets...

Nov 13, 2025 10:15 AM

e-payment-transactions-and-accounts-2024_payment-statistics

business entities in national currency (the euro in 2023 and 2024 and the kuna in...2024 and the kuna in 2022, converted...

Jul 30, 2025 1:27 PM

e-odluka-provodjenje-nadzora-izricanje-nadzornih-mjera_19-2024

Official Gazette 19/2024 (16.2.2024), Decision on conducting supervision...the manner, conditions and procedure ...

Jun 6, 2025 3:29 PM

e-standard-and-poors.pdf

Standard & Poor's LT Rating Outlook LT Rating Outlook 16/9/2024 A- Positive A- Positive 18/9/2023 BBB+ Positive BBB+ Positive 15/7/2022 BBB+ Stable BBB+ Stable 25/3/2019 BBB- Stable BBB-...

Oct 13, 2016 3:39 PM

h-standard-and-poors.pdf

Standard & Poor's Ocjena Izgledi Ocjena Izgledi 16. 9. 2024. A- Pozitivni A- Pozitivni 18. 9. 2023. BBB+ Pozitivni BBB+ Pozitivni 15. 7. 2022. BBB+ Stabilni BBB+ Stabilni 25. 3. 2019. BBB-...

Oct 13, 2016 3:39 PM

e-odluka-Registar-ovlastenih-pruzatelja-usluga-servisiranja-kredita_150-2024

Official Gazette 150/2024 (20 December 2024), Decision on the register of authorised...the manner, conditions and...

Jun 6, 2025 3:23 PM

e-zakon-sanacija-kreditnih-institucija-investicijskih-drustava_npt.pdf

1 ACT ON THE RESOLUTION OF CREDIT INSTITUTIONS AND INVESTMENT FIRMS (Official...of the group...

Jan 24, 2023 4:01 PM

e-zakon-o-kreditnim-institucijama_npt.pdf

reports on own funds and capital requirements of credit institutions (Official...Act shall be published in the...

Feb 27, 2019 8:43 AM

e-odluka-sadrzaj-nacin-obavjestavanja-HNBa-u-kupoprodaji-neprihodonosnoga-kredita_11-2024

Official Gazette 11/2024 (29 January 2024), Decision on the content and manner of...the manner, conditions...

Jun 6, 2025 3:24 PM

e-odluke-o-sustavu-upravljanja-150-2024

') and Article 43, paragraph (2), item (10) of the Act on the Croatian National Bank...(Official Gazette 75/2008, 54/2013...

Mar 11, 2025 9:00 AM

e-odluka-o-izmjenama-i-dopunama-odluke-o-izvjestajima-ki-119-2025

(2) and Article 290, item (4) of the Credit Institutions Act (Official Gazette...145/2024) and Article 43, paragraph ...

Sep 11, 2025 10:27 AM

e-protuciklicki-sloj-kapitala-odluka_izmjena_149-2025

Pursuant to Article 43, paragraph (2), items (6) and (10) of the Act on the Croatian...National Bank (Official Gazette...

Dec 11, 2025 3:59 PM

FSB-Questionnaire-on-Continuity-of-Access-to-FMIs-for-Firms-in-Resolution-TARGET-response

plans and engage with FMIs on arrangements and safeguards to address continuity...clients on the...

Oct 16, 2024 10:59 AM

ebilt301-informacija

the EU and the US on a tariff rate of 15% on European exports and during that...

Sep 23, 2025 10:35 AM

ebilt304-informacija

on total corporate deposits and 0.35% on total household deposits)....Figure 17 Interest rates...

Feb 20, 2026 3:04 PM

ebilt300-informacija

ON ECONOMIC, FINANCIAL AND MONETARY DEVELOPMENTS • JULY 2025 arrivals on an annual...Council meeting in April 2025...

Jul 16, 2025 9:31 AM

ebilt303-informacija

on total corpo- rate deposits and 0.35% on total household deposits)....Figure 17 Interest rates...

Nov 17, 2025 3:11 PM

ebilt297-informacija

Information on economic, financial and monetary developments March 2025 3CNB...• INFORMATION ON ECONOMIC,...

Mar 20, 2025 1:00 PM

ebilt302-informacija

On HNB | CNB • INFORMATION ON ECONOMIC, FINANCIAL AND MONETARY DEVELOPMENTS •...on total...

Oct 22, 2025 1:29 PM

ebilt299-informacija

Information on economic, financial and monetary developments May 2025 3CNB...The fall in interest rates on...

May 26, 2025 3:38 PM

ebilt298-informacija

Interest rates on pure new time deposits and existing de- posits of corporates and...Council meeting in January 2025...

Apr 17, 2025 2:10 PM

e-Decision-structure-content-AFS-of-credit-institutions_122-2020.pdf

(2), item (10) of the Act on the Croatian National Bank (Official Gazette 75/2008...the Decision on amendments to...

Dec 28, 2020 1:48 PM

Electronic services

browsers, the firewall and anti-virus programmes; safeguard the security features (PIN...); be careful when downloading suspicious contents, download exclusively the...

Jun 20, 2015 2:37 PM

e-Decision-structure-content-AFS-of-credit-institutions_119-2021.pdf

43, paragraph (2), item (10) of the Act on the Croatian National Bank (Official...hereby issues the Decision on...

Nov 17, 2021 2:02 PM

e-Decision-structure-content-AFS-of-credit-institutions_npt.pdf

Under Article 1 of the Decision on amendments to the Decision on the structure and...Under Article 1 of the Decision...

Jan 12, 2021 10:00 AM

w-053.pdf

Based on all of the above, we may conclude that the introduction of the euro and...have non-negative elements (dij$0)...

Feb 15, 2018 3:17 PM

18YES_Vargedo

We focus on estimating the impacts of CRs on lending and the real economy, not...On firm...

May 22, 2025 6:26 PM

e-odluka-odobrenje-za-rad-pruzatelju-usluge-servisiranja-kredita_11-2024

Act on the Croatian National Bank (Official Gazette 75/2008, 54/2013 and...the manner, conditions...

Jun 6, 2025 3:39 PM

e-odluka-sadrzaj-procedura-za-rjesavanje-prigovora-duznika_11-2024

Official Gazette 11/2024 (29 January 2024), Decision on the content of procedures...Act on the Croatian National Bank...

Jun 6, 2025 3:19 PM

e-odluka-izvjestaji-za-potrebe-nadzora-izdavatelja-tokena-vezanih-uz-imovinu

Markets in Crypto-Assets (Official Gazette 85/2024) and Article 43, paragraph...(2), item (10) of the Act on the ...

Jul 17, 2025 10:49 AM

ep31032025_report-compliance-audit-2023

and job classification in the CNB and internal bylaws on the rights, duties and...Ordinance...

Mar 31, 2025 12:03 PM

e-zakon-o-kreditnim-institucijama-izmjena_145-2024

Official Gazette 145/2024 (13 December 2024), Act on Amendments to the Credit Institutions...of the Council of 31 May 2023...

May 14, 2025 11:32 AM

e-zajednicke-smjernice_2023-1114-jc-2024-28

Joint Guidelines on templates for explanations and opinions, and the standardised...templates for explanations...

Mar 17, 2025 3:12 PM

e-odluka-nepriznavanje-mjera_austrija_2-3-2026-pdf

of the Act on the Croatian National Bank (Official Gazette 75/2008, 54/2013 and...which should be applicable ...

Mar 2, 2026 10:53 AM

e-odluka-nepriznavanje-mjera_Norveska_22-12-2025.pdf

of the Act on the Croatian National Bank (Official Gazette 75/2008, 54/2013 and..., 70/2019, 47/2020, 146/2020,...

Dec 29, 2025 8:59 AM

e-odluka-nepriznavanje-mjera_Njemacka_22-12-2025

of the Act on the Croatian National Bank (Official Gazette 75/2008, 54/2013 and..., 70/2019, 47/2020, 146/2020,...

Dec 22, 2025 3:23 PM

e-pkkt-2024

CNB on a quarterly and semi-annual basis ....the obligation to submit data on the payment system...

Sep 16, 2025 12:40 PM

Governor Vujčić's interview for magazine Diplomacy & Commerce

This gap between perception and official statistics has widened in the period of...In spite of a significant decline in official inflation since...

Oct 28, 2025 9:20 AM

e-zajednicke-smjernice_JC-GL-2024-88

EU languages on 17/02/2025....Additionally, two public consultations took place, ending on 2 May 2023 and 15...ESMA...

Apr 8, 2025 9:24 AM

e-zakon-nacinu-uvjeti-postpak-servisiranja-i-kupoprodaje-potrazivanja_155-2023

Official Gazette 155/2023 (22 December 2023), Act on the manner, conditions and...ACT ON THE...

Jun 6, 2025 2:18 PM

e-zakon-proveda-uredbe-eu-2023-1114-trzista-kriptoimovine_85-2024

of the Council of 31 May 2023 on markets in crypto-assets, and amending Regulations...other information on the provision...

Oct 6, 2025 3:35 PM

eMKP_17

Council meeting in September and October 2024 and on the last day of November 2024...(2017)), whichis based ...

Jan 28, 2025 11:14 AM

h-kriptoprijevare-i-obmane

www.hanfa.hr/media/nibpygg4/upozorenje_hr.pdf 5 VRSTE KRIPTOOBMANA Shema pump-and-dump...Telegram, Viber ili WhatsApp)....učiniti kada...

Feb 3, 2026 5:08 PM

18YES_Adera-Salha

To identify the effect of aid on IPV acceptance, we rely on the spatial and temporal...On the...

May 22, 2025 6:04 PM

tf-pp-ds-om-pdf-e-izdana_odobrenja.pdf

Pursuant to the provision of Article 46, paragraph 5 of the Foreign Exchange Act (Official...2009, 133/2009 – the Payment System Act, 153/2009, 145/2010, 76/2013, 52/2021...

Feb 16, 2016 1:48 PM

e-protuciklicki-sloj-kapitala-odluka_30062023

Pursuant to Article 43, paragraph (2), items (6) and (10) of the Act on the Croatian...National Bank (Official Gazette...

Jan 16, 2025 4:16 PM

tf-pp-ds-re-xlsx-e-popisi_pruzatelja_usluga_u_RH.xlsx

Disclaimer: Documentation and information on the intent to provide payment services...Disclaimer: Documentation and...

Jul 18, 2019 3:24 PM

e-postupak-odredjivanja-OSV-ki

on its website the updated list of identified O-SIIs and appropriate capital buffer...an unconsolidated basis and, where...

Oct 24, 2024 9:54 AM

31DEC_Kumhof_Salgado-Moreno

They focus on the influence of the supply of reserves on the interbank market and...the resulting effects...

May 22, 2025 4:26 PM

e-smjernica-eba-gl-2025-03_Application

Attention of: Management Board Subject: Application of the EBA Guidelines on...the European Banking Authority (hereinafter: the EBA) has issued the Guidelines...

Nov 10, 2025 1:07 PM

e-obavijest-obrada-osobnih-podataka_neprihodonosni-krediti

1 Act on the manner, conditions and procedure for the servicing and sale of claims...156/2023), Act...

Jun 27, 2025 11:54 AM

w-060.pdf

, and lack of effect on house prices....the grouping was based on. 79,026 for apartments and...

Oct 21, 2020 3:30 PM

e-semi-annual-information_1st-half-2024

between the rate on the marginal lending facility and the rate on the main refinancing...Figure 2.5.1 Interest rates...

Dec 11, 2024 10:32 AM

eg25032025_presentation

 ... and as the official conversion rate for the adoption of the euro on 1 January... withdrawing legacy banknotes...

Mar 25, 2025 12:00 PM

tf-pp-ds-om-pdf-e-oduzeta_sili_zakona.pdf

List of legal persons and crafts whose authorisation to conduct exchange transactions...3 of the Foreign Exchange Act (Official Gazette 96/2003,...

Feb 12, 2016 9:20 AM

eMKP_18

its impact on the US and the global economy....and those on expected developments to...

Jul 10, 2025 9:47 AM

e-smjernica-eba-gl-2025-01_Okruznica

and quantitative criteria for the assessment of the impact of ESG risks on the...risk profile and solvency of credit...

Jun 2, 2025 3:30 PM

31DEC_Acharya-Hillenbrand-Venkateswaran

and Gertler (2024); di Giovanni, Kalemli-Özcan, Silva, Yildirim, and Yildirim (..., Longstaff, and Lustig (2017); Wright...

May 22, 2025 4:25 PM

18YES_Morais

of mortgage design’s effects on saving behavior and wealth distribution, several...the one hand, and from higher liquid...

May 22, 2025 6:16 PM