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FinTech u bankarstvu: tehnološki trend ili promjene u arhitekturi novca?

jave Hrvatskoj narodnoj banci putem FinTech Inovacijskog huba HNB-a kako bi s nama

Dec 7, 2020 5:51 PM

e-fs-18-2017.pdf

1 Macroeconomic environment 7 2 Government sector 12 3 Household sector 16 Box...1 Developments in household sector investments 21 4 Real estate 24 ...

Jun 1, 2017 2:08 PM

Intervju s guvernerom HNB-a na Hrvatskoj radioteleviziji

Koliko je HNB kupio državnih obveznica i što vama jamči i nama svima da tečaj kune...I to će nama Ministarstvo financija plaćati kamatu i vratiti...

Apr 22, 2020 5:07 PM

Bulletin

the Croatian National Bank's forecast of the main macroeconomic indicators and boxes

Jun 1, 2015 11:09 AM

Uvođenje eura će pomoći u nošenju s novim izazovima

Krajem prošle godine kad sam najavljivao prognoze za 2022. rekao sam da je pred nama

Jun 6, 2022 3:58 PM

Inovacijski hub HNB-a kao pomoć fintech start-upovima

Savjet svim fintechovcima je da se prvo obrate Inovacijskom hubu HNB-a i da prođu s nama

Oct 4, 2022 5:21 PM

25th anniversary of the introduction of the kuna in Croatia

The exhibition entitled “The Kuna – 25 years of the monetary unit of the Republic of Croatia” opened

May 30, 2019 5:31 PM

HNB-ovi stručnjaci sudjelovali na devetoj "F2 - Future of Fintech" konferenciji

također sve naprednija u dizajnu i izvedbi – sve više se primjenjuju tzv. grey-box...penetracijska testiranja, a sve manje tzv. black-box...

Nov 26, 2025 4:12 PM

e-semi-annual-information_1st-half-2025

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 Box.... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23 ...

Dec 5, 2025 12:13 PM

Governor participating in panel discussion “Digital euro: Cash meets technology” organised by Banka Slovenije

2023-12-18 “Questions posed by citizens, banks and firms regarding the project of the digital euro of the European Central Bank and the European Union are all legitimate and expected. Although cash...

Dec 18, 2023 2:37 PM

We will maintain most of our economic sovereignty after the entry in the euro area

NEWS We will maintain most of our economic sovereignty after the entry in the euro area Governor Vujčić at the conference “The Croatia We Need: Croatian Presidency of the EU”...

Dec 2, 2019 11:36 AM

Rizici pri digitalnom ugovaranju kredita s nereguliranim vjerovnicima

Primjerice, ne mogu se pronaći nikakve informacije u izborniku „O nama“ ili se odabirom

Dec 24, 2025 11:56 AM

Other measures and activities

actions in granting non-housing consumer loans Macroprudential Diagnostics No. 7, Box...Macroprudential Diagnostics No. 8, Box 1: Indirect limit on...

Dec 14, 2017 1:39 PM

i-056.pdf

Svoju metodu nazivaju “idealnom di- namičnom dekompozicijom”....učinak “iznutra” najviše utječe na promjene u profitabilnosti u određenim godi-...

Feb 6, 2020 2:29 PM

e-pkkt_2015.pdf

Box 1 Distribution of terminals in the RC on 31 December 2015 Source: CNB....Box 2 Share of payment cards of consumers in the RC on 31 December...

Sep 8, 2016 3:16 PM

U najbržem scenariju euro bi mogao biti uveden 1. siječnja 2023. godine

Znamo da je Bugarska odbijena u prvom valu, može li se slično dogoditi i nama?

Jul 18, 2019 7:08 AM

Upozorenje za potrošače: Rizici pri digitalnom ugovaranju kredita s nereguliranim vjerovnicima

Primjerice, ne mogu se pronaći nikakve informacije u izborniku „O nama“ ili se odabirom

Dec 24, 2025 11:47 AM

Regulations

2016-01-01 2025-09-08 This section provides links to regulations relevant to the area of resolution of credit institutions. This section provides links to regulations relevant to the area of...

Jun 1, 2015 2:18 PM

Macroprudential Diagnostics

The publication may also include short analyses and boxes where selected current

Feb 10, 2017 12:30 AM

w-013.pdf

International Comparison Project are spe- cific, their explanations are given in Box...With regard to the level of real 4 Danijel Nesti} Box 1 ...

Jul 4, 2015 4:30 PM

Hrvatska je po rejtingu u gornjoj trećini zemalja koje ocjenjuje S&P

Rejting i nama i ulagačima služi kao ogledalo onoga što je u zemlji učinjeno u proteklom

Sep 20, 2024 4:32 PM

Guverner HNB-a o središnjem paritetu kune prema euru i hrvatskom ulasku u ERM II

On je vrlo blizu onom čuvenom 7,5 koji je već 25 godina negdje s nama, pa nekad ide

Jul 16, 2020 8:01 AM

Adapting to climate change has no alternative

2021-05-19 Speech 2021 Travanj Governor's speech at the online event "The Role of Banks in Greening Our Economies" Ladies and gentlemen, dear colleagues, Let me first welcome all of you who have...

May 19, 2021 11:16 AM

eMKP_04.pdf

5 Prices, exchange rates and financing conditions 5 Projected developments 5 Box...1 Tax reform in the USA and its potential macroeconomic effects 8 ...

Aug 3, 2018 2:33 PM

h-gi-2019.pdf

HNB je u 2019. intenzivno radio na regulatornim i organizacijskim promje- nama u...https://www.hnb.hr/o-nama/zastita-potrosaca/regulativa ...

Jul 31, 2020 9:55 AM

i-064

I-64/

Nov 17, 2021 5:17 PM

8th Annual Conference of Mediterranean Central Banks – Stay the Course in Turbulent Times: Old and New Challenges for Central Banks

2024-02-14 Speech 2024 Veljača hg14022024 Introductory speech by Governor Boris Vujčić Split, 14 February 2024 Dear Governors, Excellencies, distinguished guests, ladies and gentlemen, good morning...

Feb 14, 2024 12:12 PM

h-odabrane-teme-LRM.pdf

Box.test(reziduali,lag=3,type="Ljung-Box") ## ## Box-Ljung test ## ## data...Sulla determinazione empirica di una...

Mar 15, 2023 10:23 AM

Izlaganje guvernera Hrvatske narodne banke Borisa Vujčića na otvorenju izložbe "Kuna – 25 godina novčane jedinice Republike Hrvatske" u Arheološkom muzeju u Zagrebu, 30. svibnja 2019.

valute prije četvrt stoljeća; drago nam je da su mnogi od njih i danas ovdje, s nama

May 31, 2019 2:45 PM

Izlaganje guvernera Rohatinskog na konferenciji Dan velikih valova

pitanje je u kojoj mjeri se trend opadanja kamatnih stopa u svijetu može prenijeti k nama

Jul 2, 2015 1:59 PM

eMKP_19

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 Box...1994): Investment under Uncertainty, Princeton University Press. 6 Correa, R.,...

Jan 12, 2026 11:24 AM

hbilt04.pdf

BANKA HRVATSKE BILTEN BROJ 4 SVIBANJ 1996 Glavni i odgovorni urednik: di...Tablica Dl2: Ograničeni i blokirani depoz iti kod poslovnih banaka 41 G rafikon...

Mar 9, 2017 1:34 PM

Što Annie Hall misli o HNB-ovim novim mjerama?

Ograničenja kreditiranja bit će trajno s nama, ali konkretni parametri bi se mogli

Jun 24, 2025 5:16 PM

hp14072025_govor

Danas su s nama predstavnici Agencije za elektroničke medije, Agencije za zaštitu...Uz sve to, pred nama je važan stalan izazov – kako povećati...

Jul 14, 2025 4:25 PM

PI2 ENG.xlsx

COUNTY - year 2014 Month: JANUARY County Operating units Day/night deposit box...COUNTY - year 2014 Month: FEBRUARY County Operating units Day/night deposit...

Jan 21, 2016 3:22 PM

Governor Vujčić delivers speech at the conference "One year with the euro"

2024-01-30 Speech 2024 Odaberi hg30012024 Governor Vujčić delivered a speech at the conference "One year with the euro" on 30 January 2024 Today, one year after the introduction of the euro, we can...

Jan 30, 2024 3:47 PM

Intervju s guvernerom HNB-a u Dnevniku HRT-a

ove posljednje redizajnirane, vjerujem da će brojni izazovi koji će biti pred nama

Oct 29, 2020 4:50 PM

Dogodine će rasti kamate na kredite

2006-01-02 Intervju 2005 Prosinac U godini koja je pred nama ključna mjera koja bi

Jul 3, 2015 11:26 AM

hp23032016_Guverner-Grcke.jpg

Priopćenje, 23.3.2016., Stournaras: "Gdje smo sada i koji su izazovi pred nama?"

Mar 23, 2016 12:02 PM

PI2 ENG.xlsx

COUNTY - year 2016 Month: JANUARY County Operating units Day/night deposit box...COUNTY - year 2016 Month: MARCH County Operating units Day/night deposit...

May 11, 2016 1:29 PM

PI2 ENG.xlsx

COUNTY - year 2020 Month: JANUARY County Operating units Day/night deposit box...COUNTY - year 2020 Month: MARCH County Operating units Day/night deposit...

May 12, 2020 1:25 PM

PI2 ENG.xlsx

COUNTY - year 2019 Month: JANUARY County Operating units Day/night deposit box...COUNTY - year 2019 Month: MARCH County Operating units Day/night deposit...

May 7, 2019 11:57 AM

PI2 ENG.xlsx

COUNTY - year 2017 Month: JANUARY County Operating units Day/night deposit box...COUNTY - year 2017 Month: MARCH County Operating units Day/night deposit...

May 17, 2017 11:48 AM

PI2 ENG.xlsx

COUNTY - year 2018 Month: JANUARY County Operating units Day/night deposit box...COUNTY - year 2018 Month: MARCH County Operating units Day/night deposit...

May 15, 2018 10:44 AM

PI2 ENG.xlsx

COUNTY - year 2022 Month: JANUARY County Operating units Day/night deposit box...COUNTY - year 2022 Month: MARCH County Operating units Day/night deposit...

May 3, 2022 12:05 PM

PI2 ENG.xlsx

COUNTY - year 2021 Month: JANUARY County Operating units Day/night deposit box...COUNTY - year 2021 Month: MARCH County Operating units Day/night deposit...

May 7, 2021 11:30 AM

PI2 ENG.xlsx

COUNTY - year 2015 Month: JANUARY County Operating units Day/night deposit box...COUNTY - year 2015 Month: FEBRUARY County Operating units Day/night deposit...

Jan 21, 2016 3:22 PM

PI2 ENG.xlsx

COUNTY - year 2023 Month: JANUARY County Operating units Day/night deposit box...COUNTY - year 2023 Month: MARCH County Operating units Day/night deposit...

May 29, 2023 1:52 PM

PI2 ENG

COUNTY - year 2024 Month: JANUARY County Operating units Day/night deposit box...COUNTY - year 2024 Month: MARCH County Operating units Day/night deposit...

May 28, 2024 4:09 PM

PI2 ENG

COUNTY - year 2025 Month: JANUARY County Operating units Day/night deposit box...COUNTY - year 2025 Month: MARCH County Operating units Day/night deposit...

May 29, 2025 11:34 AM

eMKP_13.pdf

and demand 8 Aggregate demand 9 Aggregate supply 11 Projected developments 12 Box...1 Household savings amid elevated inflation 12 Box 2 Is...

Feb 7, 2023 3:22 PM

Novca ima za sve

Nama je svejedno hoće li profitabilne i gospodarski održive projekte pokretati poduzeća...Vjerujemo da je glavnina recesije za nama te ne očekujemo...

Jul 3, 2015 6:22 AM

e-polugodisnja-informacija-1polugodiste2017.pdf

Labour market 7 4.1 Employment and unemployment 7 4.2 Wages and unit labour costs 8 Box...Foreign trade and competitiveness 14 6.2 Incomes and transactions with the EU 15...

Dec 19, 2017 1:45 PM

Jedemo nacionalno bogatstvo

Nažalost, s nama to nije slučaj, jer značajan dio prirasta duga služi isključivo

Jul 3, 2015 10:39 AM

i-045.pdf

no p od uz eć e m ije nj aj u iz g od in e u go di nu s pr...b O LS p ro cj en a ko ef ic ije na ta s in di ka to...

Jan 19, 2016 3:03 PM

palguta_pertold-papir.pdf

Ades, Alberto and Rafael Di Tella (1999)....Bliss, Christopher and Rafael Di Tella (1997)....Di Tella, Rafael and Ernesto...

Jul 14, 2015 6:42 AM

i-023.pdf

Fu rfi ne (2 00 3. ) SA D Do m ać e b an ke , su di on ici F ed wi...žiš ta od p ot pu ne p re m a viš e no vč an ih ce nt ar a vo...

Jul 4, 2015 5:27 PM

ebilt61.pdf

Memorandum of Economic and Financial Policies / 25 Box 5....Cassa di Risparmio di Trieste – Banca d.d., Zagreb 6....Cassa...

Jun 30, 2015 2:35 PM

eMKP_18

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 28 Box.... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42 ...

Jul 10, 2025 9:47 AM

h-odabrane-teme-UAVN_R-racunalni-kodovi.zip

Box.test(stopa,lag=3,type="Box-Pierce") Box.test(stopa,lag=3,type="Ljung-Box")...Box.test(y,lag = 10,type="Box-Pierce") ...

Mar 24, 2023 1:14 PM

ebilt69.pdf

9 Labor Market / 9 Unemployment and Employment / 10 Wages and Labor Costs / 11 Box...the Short-Term Securities Market / 26 Deposit Money Banks’ Interest Rates / 27...

Jun 30, 2015 2:35 PM

eMKP_11.pdf

Prices, exchange rates and monetary and fiscal policy 6 Projected developments 7 Box...EU countries with an emphasis on developments in the prices of natural gas 22 ...

Jan 31, 2022 10:21 AM

i-021.pdf

ali na različitim razi- Modeliranje gotovog novca izvan banaka u Hrvatskoj 7 nama...definira broj različitih frekvencija kojima se koristimo u modeliranju...

Jul 4, 2015 4:30 PM

eMKP_08.pdf

and demand 9 Aggregate demand 10 Aggregate supply 12 Projected developments 14 Box...and unemployment 16 Wages and unit labour cost 17 Projected developments 18 ...

Aug 12, 2020 1:44 PM

jr-gov-pdf-e-vujcic-16_12_2015.pdf

Selected issues (Boxes) Box 1 Has the Croatian economy exited recession?...Box 7 Fiscal impacts of population ageing in Croatia ...

Feb 3, 2016 11:50 AM

h-polugodisnja-informacija-1polugodiste2018.pdf

rast odabranih tržišta i globalna inflacija Izvori: Eurostat; BEA; NBS; MMF go di...go di šn ja p ro m je na , % Kina – desno 2016. 40...

Dec 6, 2018 10:12 AM

Cookie Policy

Cookies are small bits of data sent by a website server to the browser on your computer. The browser tells the server when you next visit that particular website. Cookies help us to store user...

Feb 11, 2016 10:54 AM

Uvođenje eura neće dati značajniji poticaj porastu cijena u RH

U tom smislu, nije sve na nama.

Mar 8, 2019 4:44 PM

h-gi-2024

Raspon BD P – go di šn je st op e p ro m je ne , % –25 –20 –15 –10 –...Izvor: HNB go di šn ja st op a p ro m je ne , % tr an ...

Jun 18, 2025 12:30 PM

Benincasa-Kabas-Ongena.pdf

, The Journal of Finance, 58 (6), pp. 2745–2782. 21 Altonji, Joseph G, Todd E Elder...Table A8. .0 2 .0 4 .0 6 .0 8 .1 Sh ar e of c ro ss -b or de r l en...

Apr 26, 2023 1:10 PM

i-014.pdf

pomo} odre|enog broja ste~ajeva te kreditnih aran`mana zaj- modavca u krajnjoj nu`di...pet banaka iskoristilo mogu}nost dobivanja kredita od zajmodavca u krajnjoj...

Jul 4, 2015 4:29 PM

hbilt165.pdf

će i nadalje rasti ako se globalna međunarodna trgovina bude oporavljala sličnom di...go di šn ja s to pa p ro m je ne , % Uvoz...

Jun 30, 2015 2:48 PM

ebilt187.pdf

the balance (for more details on the methodology of the balance calculation, see Box...2 Macroeconomic Imbalance Procedure in the European Union 19...

Jun 30, 2015 2:51 PM

mazzaferro-thimann-winkler.pdf

of 76 countries, sharing a common currency with a total of 10 anchor countries (Box...Box 1: Euroisation/dollarisation regimes and currency unions#...

Jun 3, 2015 1:58 PM

e-fs-23_sazetak.pdf

Box 1 Effects of war in Ukraine on the financial stability in Croatia – failure of...estate market􀉣 6 Credit institutions􀉣 7 Stress testing of credit institutions􀉣 ...

Jul 1, 2022 7:40 AM