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We shall continue pursuing our economic policies

The postponed withdrawal of the expected credit tranche in the amount of USD 40 million

Aug 3, 2015 10:27 AM

hizjava-predstavnika-mmf-03022003

na 21 posto u studenom, potrošački krediti su još porasli s 36 posto u rujnu na 40

Jul 13, 2015 10:28 AM

Macroprudential Diagnostics No. 15

(28% of principal) and between 40% and 50% (26% of principal)....Assuming that the DSTI ratio of 40% and the LTV ratio of 90% can be deemed...

Oct 29, 2021 5:17 PM

Consumer lending criteria

income (debt service to income, DSTI) to a maximum of 45% for housing loans and 40%

Jan 22, 2025 3:27 PM

Consumer lending criteria – questions and answers

income (debt service to income, DSTI) to a maximum of 45% for housing loans and 40%...The share of loans with a DSTI ratio above 40% held steady...

Jan 24, 2025 3:14 PM

e-mba-05.pdf

a s % o f g o o d s a n d s e rv ic e s e x p o rt s 20062002 2003 2004...Figure 27 Housing Savings Banks’ Performance 0 1 2 3 4 5 6 7 ...

Jun 30, 2015 2:23 PM

20kn_2014_L_specimen.jpg

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Jun 22, 2015 10:15 AM

tf-pp-s-jpg-h-sepa_org_shema.jpg

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Jun 20, 2015 2:16 PM

10kn_2012_N_specimen.jpg

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Jun 10, 2015 8:15 AM

10kn_2012_L_specimen.jpg

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Jun 10, 2015 8:15 AM

20kn_2014_N_specimen.jpg

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Jun 10, 2015 8:17 AM

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Jun 10, 2015 8:20 AM

50kn_2002_N_specimen.jpg

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Jun 10, 2015 8:20 AM

100kn_2012_L_specimen.jpg

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Jun 10, 2015 8:22 AM

100kn_2012_N_specimen.jpg

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Jun 10, 2015 8:22 AM

200kn_2012_N_specimen.jpg

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Jun 10, 2015 8:24 AM

200kn_2012_L_specimen.jpg

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Jun 22, 2015 10:17 AM

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Dec 29, 2024 1:28 PM

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Feb 22, 2016 11:44 AM

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Dec 29, 2024 1:26 PM

Additional measures to reduce external borrowing

The marginal reserve requirement rate was raised to 40 percent.

Aug 3, 2015 10:30 AM

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Jun 8, 2015 11:10 AM

w-068

I-70/W-68

Jul 8, 2022 9:33 AM

Banka bez kapitala ne može dobiti odobrenje za rad

Zakonom o kreditnim institucijama propisan je za banku inicijalni kapital od najmanje 40...predložene za predsjednicu i člana uprave Etične banke ne ispunjavaju uvjete iz...

May 19, 2017 6:36 PM

Gradska banka Osijek, Komercijalna banka Zagreb and Županjska banka Županja insolvent

denominated CNB bills as a pledge for Lombard loans - from the current 50 percent to 40

Aug 3, 2015 10:28 AM

CNB Council introduces measures to correct imbalance of liquidity in the banking system

They will also be allowed to keep up to 40 percent of their mandatory reserves in

Aug 3, 2015 10:28 AM

w-074

behave under the Excessive Deficit Procedure autori_najava_naslovnica 2024-10-02 11:40

Oct 2, 2024 11:01 AM

Benincasa-Kabas-Ongena.pdf

where lenders are located in 42 different countries and borrowers are located in 40..., The Journal of Finance, 58 (6), pp. 2745–2782. 21 ...

Apr 26, 2023 1:10 PM

Growth of female participation in the labour market

Those targets include the under-represented sex holding at least 40 % of non-executive

Dec 11, 2023 1:37 PM

prezentacija-dumici.pptx

.6764 .0311 .9544 .3701 .6107 6.848 .437 .519 12.590 4.66E-05 4 .0004 .0076 .2782....9054 .7040 .9646 7.015 .316 .492 11.255 .0195 9 .2129 .0085 .6340 .7847...

Jun 3, 2015 2:53 PM

tf-pp-ds-re-xlsx-h-popisi_pruzatelja_usluga_u_RH.xlsx

39) ŠAKO Co d.o.o., Split (MJENJACNICA SAKO) 6. 28.07.2017. 28.11.2023. 40...Controle Prudentiel et de Resolution, Francuska neposredno 3c. i 5. 26.10.2016. ...

Jul 18, 2019 3:24 PM

Moneterra – Money Museum of the Croatian National Bank – Ines Merkl

audio-visual communications, economics and museology worked on the project. 02:40

Jun 13, 2025 11:43 AM

CNB and MoI: alert over counterfeit 1000 kuna banknotes continues

found during the processing of deposits in the Financial Agency and banks, while 40

Aug 3, 2015 10:30 AM

National Clearing System to start functioning on February 5, 2001

reserve requirement to be kept with the central bank from current 50 percent to 40

Aug 3, 2015 10:39 AM

Accelerating investments is key to growth

Vicegovernor Faulend said, "Private investments have seen a cumulative growth of about 40

May 23, 2019 11:20 AM

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Jan 30, 2024 4:50 PM

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Mar 14, 2024 9:45 AM

e-sj3

Data on market risk Data on market risk (1) (year 2024) 31 Dec 2024 Market risk data Reference to COREP template Data Credit institutions and investment firms (2): Own funds...

Jun 9, 2025 2:27 PM

ebilt153.pdf

Bulletin year x i • 200v november 9 153 Croatian National Bank BULLETIN.... 6.5 7.0 7.5 8.0 8.5 4.5 5.0 5.5 6.0 6.5 C N B m id p o in t e...

Jun 30, 2015 2:46 PM

Macroeconomic Developments and Outlook No. 18

Developments and Outlook Macroeconomic Developments and Outlook No. 18 2025 June X

Jun 17, 2025 3:56 PM

egz-08-2017.xlsx

kolovoz HRVATSKA NARODNA BANKA SEKTOR ZA CENTRALNOBANKARSKE OPERACIJE Direkcija za provođenje monetarne politike IZRAČUNATI TEČAJEVI VALUTA KOJE NE KOTIRAJU NA DEVIZNOM TRŽIŠTU U...

Aug 9, 2017 9:24 AM

Macroprudential Diagnostics No. 26

12:05 Macroprudential Diagnostics Macroprudential Diagnostics No. 26 2025 July X

Jul 24, 2025 1:43 PM

e-g6.xlsx

EUR Table G6 Credit institutions' interest rates on deposits and loans by original maturity (new business) weighted monthly averages of interest rates, in % on annual basis and volumes of new...

Mar 1, 2023 3:15 PM

h-pravomocna-presuda-03012022.pdf

SAŽETAK ODLUKE sastavila Hrvatska narodna banka REPUBLIKA HRVATSKA OPĆINSKI PREKRŠAJNI SUD U ZAGREBU Zagreb, Avenija Dubrovnik 8 U IME REPUBLIKE HRVATSKE PRESUDA ...

Feb 1, 2022 4:06 PM

ebilt06.pdf

;;m;x,:,;,r1,~M?...averages of monthly interest rates, in % on annual basis wwmiMifailltllif0.t:t&WA...:M&x:::frB1Edi#.

Mar 21, 2017 1:59 PM

Decision on consumer lending criteria

income (debt service to income, DSTI) may not exceed 45% for housing loans and 40%

Mar 19, 2025 4:20 PM

Zvi-Eckstein

Crisis 11 US and EU CB assets, % of GDP 0% 5% 10% 15% 20% 25% 30% 35% 40%

Jun 6, 2024 6:04 PM

Payment Cards and Card Transactions – 2023

Cards and Card Transactions Payment Cards and Card Transactions – 2023 2024 October X

Sep 10, 2024 10:17 AM

Financial Stability 18

Financial Stability Financial Stability No. 18 Croatian National Banka 2017 May 18 X

May 15, 2017 5:01 PM

egert-revil-lommatysch.pdf

out-of sample panel �Oesterreichsiche Nationalbank; MODEM, University of Paris X-Nanterre...area14 , where the weights correspond to the relative size of French and German...

Jun 3, 2015 2:32 PM

e-e1a.xlsx

EUR Table E1a Aggregated balance sheet of investment funds (end-of-period balance) in million EUR 12/11 01/12 02/12 03/12 04/12 05/12 06/12 07/12 08/12 09/12 10/12 11/12 12/12 01/13 02/13...

Mar 31, 2023 12:35 PM

25 kuna – 25th Anniversary of Independence of the Republic of Croatia, 8 October 1991 – 8 October 2016

The dates "8.X.1991." and "8.X.2016." are respectively inscribed, in positive, above

Sep 30, 2016 9:56 AM

Macroprudential Diagnostics No. 17

PUBLICATIONS Macroprudential Diagnostics No. 17 mpd-en.jpg 2022-08-24 10:40 0 0 Macroprudential

Jul 25, 2022 7:28 AM

Bulletin No. 294

PUBLICATIONS Bulletin No. 294 bilten-en.jpg 2024-10-15 14:40 Bulletin Bulletin No

Oct 9, 2024 11:38 AM

Bulletin No. 299

PUBLICATIONS Bulletin No. 299 bilten-en.jpg 2025-05-26 15:40 Bulletin Bulletin No

May 15, 2025 1:50 PM

Bulletin No. 301

PUBLICATIONS Bulletin No. 301 bilten-en.jpg 2025-09-23 10:40 Bulletin Bulletin No

Sep 12, 2025 3:12 PM

Macroprudential Diagnostics No. 25

15:15 Macroprudential Diagnostics Macroprudential Diagnostics No. 25 2025 March X...more than 25% of general-purpose cash loans have elevated DSTI ratios of above...

Mar 7, 2025 3:12 PM

e-j1.xlsx

ENG Table J1 Consumer price and industrial producer price indices Year Month Basic indices Monthly rate of change (in %) Annual rate of change (in %) Consumer price indices...

Jun 22, 2015 5:30 PM

egz-03-2004.xls

egz-ožujak HRVATSKA NARODNA BANKA SEKTOR ZA CENTRALNOBANKARSKE OPERACIJE Direkcija za provođenje devizne politike IZRAČUNATI TEČAJEVI VALUTA KOJE NE KOTIRAJU NA DEVIZNOM TRŽIŠTU U REPUBLICI...

Jun 22, 2015 10:26 AM

h-pregled-ekonomskog-biltena-esb_8-2016.pdf

3ESB Ekonomski bilten, broj 8/2016. Gospodarska i monetarna kretanja Pregled Na sastanku o monetarnoj politici, održanom 8. prosinca 2016., Upravno je vijeće na osnovi svojih redovitih...

Dec 22, 2016 9:40 AM

Macroprudential Diagnostics No. 8

between the borrower's monthly loan repayment expenses and income was limited to 40%...and a maturity cap of 25 or 40 years, depending on the...

Jul 12, 2019 12:16 PM

New monetary policy measures

special accounts held with the central bank will be increased from the current 40

Aug 3, 2015 10:30 AM

Comments on monetary developments for March 2019

COMMENTS ON STATISTICS Comments on monetary developments for March 2019 2019-04-30 14:40

Apr 30, 2019 9:32 AM

Current account deficit lower than expected

However, since the surplus on services account increased by about 40 percent, primarily

Aug 3, 2015 10:29 AM

External borrowing more expensive

Reserve Requirements banks will be required to allocate 55 percent, instead of the 40

Aug 3, 2015 10:30 AM

Credit institutions’ interest rate statistics for July 2022

interest rate statistics for July 2022 e-statisticka_priopcenja.jpg 2022-08-31 09:40

Aug 31, 2022 9:28 AM

Semi-annual Information for the 2nd half of 2023

Information for the 2nd half of 2023 polugodisnja-informacija-en.jpg 2024-07-19 12:40

Jul 15, 2024 10:31 AM

g5c.xlsx

HRV Tablica G5c: Kamatne stope kreditnih institucija na devizne depozite i kredite (stanja) Vagani mjesečni prosjeci kamatnih stopa u postocima na godišnjoj razini 12.11. 01.12. 02.12....

Feb 23, 2016 4:04 PM

egz-01-2009.xls

siječanj HRVATSKA NARODNA BANKA SEKTOR ZA CENTRALNOBANKARSKE OPERACIJE Direkcija za provođenje monetarne politike IZRAČUNATI TEČAJEVI VALUTA KOJE NE KOTIRAJU NA DEVIZNOM TRŽIŠTU U REPUBLICI...

Jun 22, 2015 8:20 PM

Payment Transactions and Accounts – 2017

PUBLICATION Payment Transactions and Accounts – 2017 PTRen.jpg 2018-10-09 15:40 Payment

Sep 17, 2018 3:42 PM

i-040.pdf

utjecaj šokova (jedne standardne devijacije) na stopu rasta domaćeg BDP-aa a Os x...jedne standardne devijacije) na stopu rasta strane komponente domaćeg IFU-aa a Os...

Jul 4, 2015 6:01 PM

e-m1-AM-KI_2014-04.xlsx

BS3-2 Form: BS3-2 – Balance sheet Aggregate non-consolidated monthly statistical report 30/04/2014 end of period, in thousand HRK Total Foreign currencies Kuna indexed to foreign...

Jul 5, 2016 10:02 AM

e-m1-AM-KI_2016-05.xlsx

BS3-2 Form: BS3-2 – Balance sheet Aggregate non-consolidated monthly statistical report 31/05/2016 end of period, in thousand HRK Total Foreign currencies Kuna indexed to foreign...

Aug 1, 2016 2:38 PM

h-m1-AM-KI_2013-06.xlsx

BS3-2 Obrazac: BS3-2 – Bilanca Agregirano nekonsolidirano mjesečno statističko izvješće 30.06.2013. Na kraju razdoblja, u tisućama kuna Ukupno Strane valute Kune s valutnom klauzulom ...

Aug 22, 2016 10:20 AM

w-040.pdf

GDP under Structural Changes Rafael Ravnik Zagreb, June 2014 Working Papers W-40...WORKING PAPERS W-40 PUBLISHER Croatian National Bank ...

Jul 4, 2015 6:01 PM

For financial education free from technical jargon

pension funds, and interest in making pension plans begins only after the age of 40

Mar 17, 2016 8:01 PM

Goods exports growing, but more efforts needed to address structural deficiencies

lending and foreign direct investments 2018-05-23 Croatian goods exports have risen 40%

May 23, 2018 5:18 PM

e-m3-AM-SŠ_2014-05.xlsx

BS3-2 Form: BS3-2 – Balance sheet Aggregate non-consolidated monthly statistical report of housing savings bank 31/05/2014 end of period, in thousand HRK Total Foreign currencies Kuna...

Jul 5, 2016 10:09 AM

e-m3-AM-SŠ_2014-07.xlsx

BS3-2 Form: BS3-2 – Balance sheet Aggregate non-consolidated monthly statistical report of housing savings bank 31/07/2014 end of period, in thousand HRK Total Foreign currencies Kuna...

Jul 5, 2016 10:09 AM

h-m3-AM-SŠ_2014-05.xlsx

BS3-2 Obrazac: BS3-2 – Bilanca Agregirano nekonsolidirano mjesečno statističko izvješće stambenih štedionica 31.05.2014. Na kraju razdoblja, u tisućama kuna Ukupno Strane valute Kune...

Jul 5, 2016 11:01 AM

h-m3-AM-SŠ_2014-07.xlsx

BS3-2 Obrazac: BS3-2 – Bilanca Agregirano nekonsolidirano mjesečno statističko izvješće stambenih štedionica 31.07.2014. Na kraju razdoblja, u tisućama kuna Ukupno Strane valute Kune...

Jul 5, 2016 11:01 AM

hbilt16-informacija.pdf

Bilten 16

Jul 11, 2015 2:10 PM

h-izjava-age-bakkera

Izjava gosp. Age Bakkera, izvršnog direktora za Republiku Hrvatsku 24. lipnja 2011. Općenito Hrvatske vlasti i dalje cijene blisku suradnju s MMF-om. Cijene otvorene razgovore s članovima...

Jul 13, 2015 11:11 AM

Anketni_list.pdf

NPO-01-2 • STR. 1/3 Nacionalni program za obuku zaposlenika banaka i financijskih institucija za postupak provjere autentičnosti novčanica i kovanog novca 1. Životna dob: ‹ 25 25 – 35 35 –...

Feb 19, 2016 3:17 PM

h-revidirani-pokazatelji-31-12-13.xls

POKAZATELJI REVIDIRANI PODACI ZA KREDITNE INSTITUCIJE, na dan 31. prosinca 2013. u tisućama kuna i postocima Ova je tablica izrađena na temelju podataka koje su kreditne institucije dostavile u...

Feb 22, 2016 3:34 PM

e-m3-AM-SŠ_2017-08.xlsx

BS3-2 Form: BS3-2 – Balance sheet Aggregate non-consolidated monthly statistical report of housing savings bank 31/08/2017 end of period, in thousand HRK Ukupno Foreign currencies ...

Oct 30, 2017 2:53 PM

h-m3-AM-SŠ_2017-08.xlsx

BS3-2 Obrazac: BS3-2 – Bilanca Agregirano nekonsolidirano mjesečno statističko izvješće stambenih štedionica 31.08.2017. Na kraju razdoblja, u tisućama kuna Ukupno Strane valute Kune...

Oct 30, 2017 2:53 PM

SP1-h-nerevidirani-pokazatelji-31-12-16.xlsx

POKAZATELJI Privremeni nerevidirani podaci za kreditne institucije, na dan 31. prosinca 2016. u tisućama kuna i postocima Ova je tablica izrađena na temelju podataka koje su kreditne...

Mar 1, 2017 3:57 PM

SP1-h-nerevidirani-pokazatelji-31-3-17.xlsx

POKAZATELJI Privremeni nerevidirani podaci za kreditne institucije, na dan 31. ožujka 2017. u tisućama kuna i postocima Ova je tablica izrađena na temelju podataka koje su kreditne...

May 30, 2017 1:32 PM

h-enks-sdd-09

Vrijednost tran prema ciklusima Vrijednost platnih transakcija prema ciklusima EuroNKS-SDD u 2024. Mjesec 1. ciklus 2. ciklus 3. ciklus 4. ciklus Ukupno Siječanj 49 153,287 400 16,282,264...

Jan 15, 2025 8:40 AM

Acharya-Cetorelli-Tuckman

On the liability side, ABS Issuers get 40% of their funding from Life Insurers;...In parallel, the bank share of mortgage servicing rights has fallen to about...

Apr 25, 2024 8:03 AM

SP1-h-nerevidirani-pokazatelji-30-6-16.xlsx

SLATINSKA BANKA d.d. 1,545,756 0.40 1.29 80,087 30.75 40 17.94 17.94 17.94 158,611

Aug 30, 2016 9:20 AM

h-obrazac-iu-ip_2023.xlsx

DO DO DOMINIKANSKA REPUBLIKA 1F IDA (International Development Association) 0812...Prekrcaj tereta 5229 - Ostale prateće djelatnosti u prijevozu ...

Jan 11, 2023 2:58 PM

hbilt04.pdf

x::tf:':?<=11=: 1993....::m~x:-::i:y\:':ft::W,%1?.../Gii::WA<::-Uti :::,-:,: (•\,/t:;·,,,.

Mar 9, 2017 1:34 PM

h-nerevidirani-pokazatelji-30-06-13.xls

POKAZATELJI PRIVREMENI NEREVIDIRANI PODACI ZA KREDITNE INSTITUCIJE, na dan 30. lipnja 2013. u tisućama kuna i postocima Ova je tablica izrađena na temelju podataka koje su kreditne institucije...

Feb 22, 2016 3:36 PM

h-nerevidirani-pokazatelji-30-09-13.xls

POKAZATELJI PRIVREMENI NEREVIDIRANI PODACI ZA KREDITNE INSTITUCIJE, na dan 30. rujna 2013. u tisućama kuna i postocima Ova je tablica izrađena na temelju podataka koje su kreditne institucije...

Feb 22, 2016 3:37 PM

h-financijski-plan-HNB-za-2025_sazetak

Financijski plan Hrvatske narodne banke za 2025. (sažetak) Savjet Hrvatske narodne banke donio je, na sjednici održanoj 9. prosinca 2024., Financijski plan Hrvatske narodne banke za 2025. ...

Dec 9, 2024 4:41 PM

Monetary policy tightening and financing conditions

Monetary policy tightening and financing conditions hn27092023.jpg 2023-09-27 16:40

Sep 27, 2023 4:38 PM

hbilt05.pdf

;cr7 '\/ F1%HP(Q&X::t;:::~t/t'\ •X:?WJF2 1....Mt:::x: .f%jM1:?m.mt....106,7 109,1 Izvor: Diž avni zavod za statistiku ...

Mar 21, 2017 11:08 AM

dozovic-pripuzic2.pdf

a first difference in logarithms of all variables, α is the common intercept, X

Jun 3, 2015 2:51 PM