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Home Price Appreciation Peaks in 2005 House-price indices, % change on a year earlier...Annual rents as % of house prices Source: :”The Rent-Price...

Jun 3, 2015 2:37 PM

barth.ppt

Home Price Appreciation Peaks in 2005 House-price indices, % change on a year earlier...Annual rents as % of house prices Source: :”The Rent-Price...

Jun 3, 2015 2:37 PM

The Croatian National Bank adopts its Climate Strategy

Like other central banks of the Eurosystem and as a member of the Network for Greening

Dec 7, 2023 12:05 PM

s-025.pdf

Crowe and Meade (2008) and Dincer and Eichen- green (2007, 2009, 2014) use information...The central banks analysed by Dincer and Eichen- green...

Oct 17, 2017 2:55 PM

eg03102023_prezentacija.pdf

rates on new loans to NFCs are growing faster than on loans to households for house...Note: Data refers to new business loans to households for...

Oct 3, 2023 5:05 PM

e-zakon-o-konacnosti-namire-izmjena_136-2024

operator of that system, a settlement agent, a central counterparty, a clearing house...means an institution, a central counterparty, a settlement agent, a clearing ...

Feb 13, 2025 12:04 PM

prezentacija-panel-1-dwyer.ppt

Behavior of cash flows in default is different Ratings were conditioned on rising house...from 9.7 to 38.2 bp and up from there * 7.unknown This Is Not All the Story...

Jun 3, 2015 2:38 PM

e-g4.xlsx

5.45 6.29 6.53 6.17 6.83 6.74 6.90 6.86 6.46 6.58 1.1.2 Loans for house...– – – – – – – – – – – – – – – – – – – – – – – – – 1.2.2 Loans for...

Jan 15, 2016 5:28 PM

g4.xlsx

7.18 7.16 7.25 7.25 7.09 7.59 7.27 7.73 – – 8.53 – – – – – – 1.2.2 Loans for house...– – – – – – – – – – – – – 7.75 – – – – – – – – – – – – – – – 1.3.2 Loans for...

Feb 23, 2016 4:03 PM

ebilt236.pdf

Table D8a Currency composition of time deposits of house- holds and non-financial...Loans for house purchases include all mortgage and other loans...

Sep 21, 2017 10:59 AM

ebilt237.pdf

indices of consumer prices 112 Table J2 Core consumer price indices 113 Table J3 House...for house purchases made on a personal basis or se- cured...

Oct 16, 2017 10:33 AM

mihaljek.pps

Growth of housing loans and house prices closely correlated House price increases...House prices1 2001 2002...

Jun 3, 2015 2:34 PM

hg09122022_prezentacija.pdf

point ... requiring Member States to make significant efforts to earn the „green

Dec 9, 2022 4:14 PM

Table_2.xlsx

Green indicates measures added since the last version of the table.

Jul 22, 2019 9:34 AM

e-table-2.xlsx

Green indicates measures that have been added since the last version of the table

Nov 14, 2018 11:16 AM

e-act-on-settlement-finalityin-payment-and-financial-instruments-settlement-systems_npt

operator of that system, a settlement agent, a central counterparty, a clearing house...means an institution, a central counterparty, a settlement agent, a clearing ...

Feb 13, 2025 11:49 AM

w-073_prosireni-sazetak.pdf

kontekstu pronalaženja glavnih činitelja rasta cijena nekretnina pri riziku (engl. house...Downside Risks to House Prices, International...

Oct 5, 2023 12:00 PM

kuncic.pdf

such as some from Polity IV project, International country risk guide, Freedom House...Freedom House (2012a). Freedom in the world. Freedom...

Jun 3, 2015 2:51 PM

kuncic.pdf

such as some from Polity IV project, International country risk guide, Freedom House...Freedom House (2012a). Freedom in the world. Freedom...

Jun 8, 2015 11:33 AM

cecchetti.pdf

Since the standard deviation of real house prices during that 45- year period was...Including house prices in the inflation measure Personal...

Jun 3, 2015 2:34 PM

w-019.pdf

Residential real estate makes up a major share of house- holds’ assets, with expenses...VNKDVOJNA Detached house VNKSAMOSTOJECA Terraced...

Jul 4, 2015 4:30 PM

Comments on loan and deposit developments in February 2023

also picked up, primarily owing to a rise in general-purpose cash loans, while housing...expected to increase significantly in the upcoming months due to a new round of the...

Apr 5, 2023 11:04 AM

Comments on loan and deposit developments in June 2023

corporations held steady, while the growth in loans to households was largely fuelled by housing...Housing loans increased by only EUR 0.1bn...

Jul 25, 2023 9:43 AM

e-fs-14-2015.pdf

Therefore, the house- hold deleveraging process is likely to be extended into 2015...However, the house- hold sector requires a distribution...

Jun 30, 2015 2:12 PM

s-024

of time shorter than their original loan maturity are primarily associated with housing...loans (at the end of March 2016, one fifth of fixed interest rate...

Sep 26, 2017 10:28 AM

CNB-IMF-Conference_Papi_Stavrev.pdf

percentile Below 25 percentile Rule of Law, Worldwide distribution, 2015 Lighter green

Jul 14, 2017 8:25 AM

Table 3.xlsx

Green indicates measures that have been added since the last version of the table

Mar 7, 2023 1:21 PM

table_2

Green indicates measures that have been added since the last version of the table

Aug 1, 2024 1:18 PM

e-table_2

Green indicates measures that have been added since the last version of the table

Nov 7, 2024 2:13 PM

Table_2.xlsx

Green indicates measures that have been added since the last version of the table

Nov 9, 2021 1:31 PM

Table_3.xlsx

Green indicates measures that have been added since the last version of the table

Aug 10, 2023 11:12 AM

MPD_no21_Table3.xlsx

Green indicates measures that have been added since the last version of the table

Nov 10, 2023 10:57 AM

MPD22_Table2

Green indicates measures that have been added since the last version of the table

Mar 11, 2024 8:38 AM

martin-worz.pdf

More specifically, furnishing, household equipment and maintenance of the house...46 HH HH05 Wholesale: Furnishing, household equipment, routine maintenance of ...

Jun 3, 2015 2:45 PM

Macroprudential measures imposing lending restrictions – Maja Bukovšak and Lana Ivičić

loans and 40% for non-housing loans, while for all loans collateralised by real...Different minimum approval criteria for housing loans and other...

Jul 1, 2025 8:58 AM

ebilt114.pdf

After recording a fall in 2005, the electricity, gas and wa- ter supply rebounded...As of January 2006, these prices also include the price of wa-...

Jun 30, 2015 2:40 PM

16th-Yes-Berisa.pdf

“Naze Nihon wa Ryūdōsei no Wana kara Nogarerareainoka?

May 9, 2023 6:09 PM

dec-22-gylfason-presentation.pptx

of Maryland Extends from -10 (least democratic) to +10 (most democratic) Freedom House...From democracy to growth Polity2 index of democracy and per capita GNI Freedom...

Jun 1, 2016 3:35 PM

5 kuna

Hrvatski ban grof Petar IV. Zrinski, rođen 1621. u Vrbovcu, i Fran Krsto Frankopan, rođen 1643. u Bosiljevu, pripadnici su moćnih hrvatskih velikaških obitelji.

Jun 9, 2015 2:50 PM

CNB Council: Economic growth continues

from the European Investment Fund, the European Fund for Southeast Europe and the Green

Jun 8, 2016 3:12 PM

hn11062021_Sosic_prezentacija.pdf

throughout 2020 reaching record highs in most of EU member states  aggregate house...growth rates differed substantially across countries Source: Eurostat, FRED ...

Jun 12, 2021 8:35 AM

e-table_2

Green indicates measures that have been added since the last version of the table

Mar 18, 2025 12:53 PM

prezentacija-sosic.ppt

estate business One of the most severe downturns anywhere in the world Real house...prices were amongst the fastest growing House price...

Jun 3, 2015 2:38 PM

CNB Council session: CNB issues a new 25 kuna coin

Favourable macroeconomic developments and the implementation of the subsidised housing...loan scheme resulted in an increase in housing lending and...

May 7, 2019 5:31 PM

Comments on monetary developments for July 2020

Housing loans thus rose by HRK 0.7bn or 1.2% in July, mostly driven by Government's...of housing units affected by the earthquake....The growth in...

Aug 31, 2020 7:22 AM

program-dec.pdf

Session II House Prices and Macroprudential Policies Chairman: Ján Tóth (National...Scatigna and Agne Subelyte (Bank for International Settlements) DETERMINANTS OF...

Jun 9, 2015 7:47 AM

CNB Council: Economic growth and higher real incomes strengthen the resilience of the financial system

impact of global uncertainty, as strong domestic demand is driving the increase in housing...Housing loans have continued to grow at stable and...

May 21, 2025 4:46 PM

18YES_Pourabbasvafa

very slowly even as PPI inflation drops to negative in Q4 of 2022 (highlighted green...shows the surge in PPI followed by a significant drop to negative rates in the...

May 22, 2025 6:21 PM

11-yes-havrylyshyn5-discussant.ppt

An old man sits on bench in front of his house in the “Varos” GRANDSON just back...* Old man replies: “I have lived in this house all my...

Jul 5, 2016 7:56 AM

putovanja_rukovodstvo_07-12-2023

Ljubljana, Slovenija Konferencija "Towards the Climate Transition: Green Finance

Jun 17, 2024 11:00 AM

gerlach-prezentacija.pdf

ge p o in ts Chart 3: Relationship between potential output loss and house...Source: Potential output losses taken from Ball (2014) and National Bank of Croatia,...

Jun 9, 2015 7:47 AM

s-017.pdf

This is the reason why variables such as the house price index and private sector...ULC ULC ULC 100 t t t 3 3 $ - - - ^ ^ ^ h h h (5) 6 Trends in...

Jul 4, 2015 5:06 PM

CNB Council: Uncertain inflation trends and ongoing risks to financial stability

in December 2020 to 4.5% in December 2021, mostly due to the sharp increase in housing...The robust growth in housing loans in Croatia continued in...

Feb 16, 2022 3:05 PM

Comments on loan and deposit developments in July 2023

other side, total loans continued their strong growth, primarily in the segments of housing...Housing loans recorded the strongest growth in the...

Aug 30, 2023 4:07 PM

Comments on monetary developments for May 2022

placements to the household sector was mainly driven by a new round of government housing...Household lending also strengthened, with housing loans...

Jun 29, 2022 1:50 PM

Personal data processing notification

intermediaries to provide credit intermediation services in relation to consumer housing...credit intermediation services in accordance with Title X of the Act on Consumer...

Feb 21, 2020 10:01 AM

e-semi-annual-information_2nd-half-2024

rates on existing corporate loans also decreased, while interest rates on existing house...favourable financing conditions led to a relatively strong growth in corporate...

Jul 29, 2025 4:11 PM

herceg.pdf

efficiency is determined by the relation of the observed and potential production (Green...Geanakoplos, J. (2010): “The Laverage Cycle“, Cowles Foundation Paper No. 1304 ...

Jun 3, 2015 2:46 PM

e-risks-to-the-consumer-in-a-credit-relationship.pdf

Figure 1 Currency risks are the highest for other currencies Note: Green colour...Figure 2 Interest risks are higher for longer-maturity loans Note:...

Oct 17, 2019 2:25 PM

Comments on loan and deposit developments in March 2023

A stronger growth in housing loans can be expected in the upcoming months following...a new round of the housing loans subsidy programme in which...

May 3, 2023 10:32 AM

Finance for Sustainable Growth – the conference on the Italian-Croatian cooperation and economic recovery financing

objective, is to create economic conditions for a more sustainable growth based on green...available to support the redesigning of the industrial ecosystem and the European...

Dec 11, 2020 3:11 PM

Banks must sharpen their focus on climate risk, ECB supervisory stress test shows

projections under different climate risk scenarios, the results show that an orderly green...exercise shows that the ECB is committed to leading European banks through the...

Jul 8, 2022 10:40 AM

dec25_Wachtel.pdf

Also pp. 64-67 of the House Committee on Financial Services, Comprehensive Outline...The discussions were clarified when the Nixon tapes of White...

May 30, 2019 5:11 PM

e-odluka-proveda-uredbe-EU-575-2013-vrednovanje-imovine-izacun-regulatornog-kapitala_107-2023.pdf

Residential property, in accordance with paragraph (2) of this Article, means a house...used as a dwelling and a building plot intended to be used for construction of a...

Oct 5, 2023 10:51 AM

Macroprudential Diagnostics No. 23

parameter Notes: Figure shows the interest rate on the stock of housing loans with...The growth in housing loans reflects increasing amounts of...

Jul 26, 2024 11:40 AM

Comments on loan and deposit developments in January 2023

As regards the structure of household loans, housing loans remained virtually unchanged..., which may be attributed to a significant increase in...

Mar 14, 2023 5:21 PM

Comments on loan and deposit developments in May 2023

May, accompanied by a significant flow of new loans to households (in particular housing...sectors, household loans increased the most (EUR 0.2bn) following a new round of...

Jun 28, 2023 9:09 AM

yes14_Herradi-Leroy.pdf

That is why, to control for this factor, we add a real house price index....dimensional Panel VAR model that enriches our baseline VAR with a measure of the...

May 31, 2019 9:53 AM

Macroprudential Diagnostics No. 10

By contrast, borrower-based macroprudential measures (marked green in Table 1) are...Green indicates measures that have been added since the last...

Feb 13, 2020 9:44 AM

Comments on monetary developments for July 2022

Household placements continued to increase driven by housing loans, while the growth...loans (HRK 1.0bn) under the effect of the government subsidy programme for...

Aug 30, 2022 10:01 AM

CNB Council: Total loans increased by 12.7 percent in 2024 compared to 2023

In 2024, 19 banks and one housing savings bank operated in the Republic of Croatia...The growth of housing and corporate loans also continued.

Apr 14, 2025 4:12 PM

Methodology - price indices

Table J3 House price indices The house price index measures the change in the transactions...The house price index covers...

Jan 19, 2016 3:12 PM

Comments on loan and deposit developments in August 2023

Strong growth in total loans continued, primarily in housing loans to households...loans, which still reflect the effects of government subsidies for...

Sep 29, 2023 11:32 AM

e-rezultati-ankete-o-kreditnoj-aktivnosti-banaka.xlsx

Loans to households are also divided into two groups, loans for house purchase and...how have your bank’s conditions and terms for approving loans to households for...

Feb 14, 2017 3:22 PM

e-odluka-info-potrosacu-prije-ugovaranja-bankovne-usluge.pdf

Fixed margin (in percentage, two decimal places) 5 Loans for house.../flat purchase or loans for house/flat renovation, while for all...

Dec 20, 2017 2:45 PM

h-kalendar-Svaljek_01-12-2023

Konferencija "Towards the Climate Transition: Green Finance and Investment", u organizaciji

May 16, 2024 10:54 AM

putovanja_rukovodstvo_07-2022_12-2022.pdf

europskim integracijskim procesima "Eurozone, Energy Policy, Energy Security and the Green

Mar 23, 2023 1:59 PM

e-g2c.xlsx

– – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – 3 Loans for house...– – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – 3 Loans for...

Mar 7, 2016 9:31 AM

CNB-IMF-Conference_Mungiu-Pippidi.pdf

RoL not free partly free free Source: Worldwide Governance Indicators; Freedom House...the sample median; not/partly/ free – corresponding freedom status by Freedom...

Jul 14, 2017 8:25 AM

e-mpd-25-2025

unfavourable macroeconomic scenarios. 3 See, for example Mian, A. and Sufi, A. (2014): House...Green indicates measures that have been added...

Mar 18, 2025 12:54 PM

Other monetary financial institutions

financial institutions (OMFI) include credit institutions (banks, savings banks and housing

Jun 13, 2015 3:32 PM

Comments on monetary developments for December 2020

was not much interest of households for general-purpose cash loans in 2020, while housing...loans to households increased thanks to the housing...

Jan 29, 2021 9:10 AM

w-072.pdf

The authors include credit growth information, house price growth, current account...Empirical analysis shows an application of house...

Sep 26, 2023 11:13 AM

e-izvjesce-komisije-eu-parlamentu-vijecu.pdf

of the share of card usage in total card and cash usage in 2011 (large bars in green...of the share of card usage in total card and cash usage in 2011 (large bars in...

Oct 13, 2017 9:16 AM

Round table "Financing energy efficiency and resilience to climate change in the building sector" held at the CNB

"Our buildings need to combine green infrastructure and cutting-edge technologies...rooted in society, which is why we need to understand concepts such as affordable...

Apr 20, 2023 3:40 PM

500 kuna

Marko Marulić rođen je 1450. u Splitu. Istaknuti je predstavnik europskoga kršćanskoga humanizma i renesansne epike.

Jun 9, 2015 2:50 PM

Banknotes

shows a panorama or a typical Croatian town motif. 5 kuna banknote Main colour: green

Nov 2, 2015 3:32 PM

Replacement of stained kuna banknotes at the Croatian National Bank

The most common security ink colours are violet, green, blue, red and black.

Aug 12, 2021 12:21 PM

Climate pledge

economic and financial systems, such as Network of Central Banks and Supervisors for Greening

Nov 3, 2021 1:03 PM

w-045.pdf

sector, which are expected to have the same effect on the demand for loans of the house...to the approval of loans to households ne t, in % ne t, in % Loans for...

Jan 27, 2017 2:40 PM

cota-sterc.pdf

If the borrower defaults, she loses the house and needs to start paying rent costs...Sources of inaction in house- hold finance: Evidence from the...

Jun 23, 2022 1:28 PM

ebilt285-informacija.pdf

borrowed at somewhat higher interest rates in July than in June, especially for house...Over the same period, the interest rate on total pure new...

Sep 14, 2023 2:32 PM

The 21st Dubrovnik Economic Conference

Taylor: Leveraged Bubbles Session II - HOUSE PRICES AND MACROPRUDENTIAL POLICIES...Dubravko Mihaljek, Gregory Sutton, Michela Scatigna and Agne Subelyte: Determinants of...

Jun 3, 2015 11:15 AM

The results of the Bank lending survey for the fourth quarter of 2016

the household sector, credit standards as applied to the approval of loans for house...Increased consumption of households, better housing market...

Feb 9, 2017 2:03 PM

kraft-jankov.ppt

corrected for rehab, bankruptcy yoy growth loans to ents loans to house...(12/96 ents 3.1 billion (PBZ), 5/99 ents 3.079 billion,...

Jun 3, 2015 1:59 PM

ebilt290-informacija

corporate loans remained unchanged in February, while loans to households for house...non-financial corporations continued to decelerate in February, while the rise in...

Apr 19, 2024 2:05 PM

18YES_Adera-Salha

years), literacy, residence type (rural or urban), household size, whether her house...years), literacy, household size, residence type (rural or urban), whether her...

May 22, 2025 6:04 PM

Macroprudential Diagnostics No. 14

The volume of construction works refers to housing construction....Data on moratoria not available for housing and cash...

Jul 23, 2021 12:28 PM

Licensing

credit institutions, in accordance with the Credit Institutions Act and the Act on Housing...Savings and State Incentives for Housing Savings, the...

Jun 1, 2015 3:32 PM

Consumer protection

Consumers – users of services provided by credit institutions (banks, savings banks and housing...provided by credit intermediaries that participate in the process of...

Mar 23, 2018 1:59 PM