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Are future taxes included in total loan cost?

Interest, fees and taxes have to be notified to the creditor hcp12042018_11lista.jpg...2018-04-12 Interest, fees and taxes have to be notified to...

Apr 11, 2018 1:10 PM

Methodology - credits to and debits from the accounts by simple book entry

Line 'CREDITS to the payment account – Interest and fees' The line 'CREDITS to the...Line 'DEBITS from the payment account – Interest and fees' The...

Jan 21, 2016 4:54 PM

The-national-euro-changeover-plan_December-2020.pdf

charge, while in the six months thereafter banks will be allowed to charge a fee...to the one they would have normally paid or will even decrease a little (see...

Jul 13, 2021 3:06 PM

Infrastructure

electronic funds transfer at point of sale (EFTPOS) terminals, day/night deposit boxes

Jun 13, 2015 4:05 PM

Obavijest Hrvatske narodne banke o donošenju Odluke o najreprezentativnijim uslugama povezanima s računom za plaćanje

Fee Information Document – FID) standardizirani je dokument s informacijama o naknadama...Statement of Fees – SoF) standardizirani je dokument u...

May 21, 2018 1:59 PM

e-semi-annual-information_2nd-half-2024

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 Box.... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 ...

Jul 29, 2025 4:11 PM

Replacement of cash from abroad

Fee for damaged kuna cash analysis and replacement The Croatian National Bank sets...and charges a fee for kuna banknote and coin analysis in the...

Jun 5, 2015 10:37 AM

e-platne-transakcije-racuni-RH-2015.pdf

National credit transfers executed electronically Box 1 The share of the use of...service user to credit the payment account of the payee (e .g . payment of the TV...

Jan 24, 2017 10:41 AM

e-platne-transakcije-racuni-RH-2016.pdf

National credit transfers executed electronically Box 1 The share of the use of...user to credit the payment account of the payee (e .g . for payment of the TV...

Oct 12, 2017 2:02 PM

e-platne-transakcije-racuni-RH-2017.pdf

B  P ay m en t Tr an sa ct io ns a nd A cc ou nt s  20 17 Box...service user to credit the payment account of the payee (e.g. for payment of the TV...

Oct 9, 2018 3:29 PM

How to exchange kuna banknotes and coins?

exchanging kuna cash for euro cash, banks, the post office and Fina do not charge a fee...Whether or not banks, the post office and Fina charge a...

Jun 14, 2023 2:35 PM

Table H11a – Effective exchange rate indices

competition, direct export competition and export competition in third markets (see Box...structure of RC’s foreign trade over three consecutive years (for more details see...

May 8, 2023 10:57 AM

Decision on supervision fees for credit institutions

2023-10-23 false 2023 Supervision Decision Temeljni Other Croatian National Bank (OG 122/2023) e-odluka-naknada-za-supervizuju-ki_122-2023.pdf

Oct 23, 2023 10:00 AM

Replacement of damaged cash from other bearers from RC

Fee for damaged kuna cash analysis and replacement The Croatian National Bank sets...and charges a fee for kuna banknote and coin analysis in the...

Jun 1, 2015 9:25 PM

Methodology - infrastructure

is shown through the total number of ATMs, EFTPOS terminals, day/night deposit boxes...Day/night deposit box The day/night deposit...

Jan 19, 2016 5:38 PM

e-payment-transactions-and-accounts-2019.pdf

A cc ou nt s  20 19 National credit transfers executed electronically Box...service user to credit the payment account of the payee (e.g. for payment of the TV...

Oct 29, 2020 12:52 PM

e-payment-transactions-and-accounts-2020.pdf

A cc ou nt s  20 20 National credit transfers initiated electronically Box...user to credit the payment account of the payee (e .g . for payment of the TV...

Oct 13, 2021 10:48 AM

e-platne-transakcije-racuni-RH-2018.pdf

National credit transfers executed electronically Box 1 The share of the use of...service user to credit the payment account of the payee (e.g. for payment of the TV...

Nov 19, 2019 2:11 PM

e-gi-2024

A considerably lower increase was recorded in net fee and commission income (9.0%...Electronic money loading and redemption transactions and fee...

Jul 29, 2025 9:38 AM

e-zakon-pranje-novca-fin-terorizma_npt.pdf

, whether he/she is the user of the safe deposit box as per the safe deposit box...to data (online registration to identify the persons requesting...

Feb 4, 2021 11:36 AM

e-zakon-pranje-novca-fin-terorizma-18-2017.pdf

, whether he/she is the user of the safe deposit box as per the safe deposit box...and state authorities referred to in paragraph 2 item 2 of this...

Jun 12, 2019 12:00 PM

Macroeconomic Developments and Outlook

The main part of the publication text includes also short boxes with analysis of

Dec 21, 2016 10:38 AM

CNB issues new commemorative 2-euro circulation coin

commemorative euro coin also has the status of a circulation coin so that, as a rule, no fee...with delivery to the address in the Republic of Croatia, subject to a...

Oct 14, 2024 4:12 PM

e-payment-transactions-and-accounts-2022.pdf

user to credit the payment account of the payee (e .g . for payment of the TV fee...Box 2 Overview of the number of users of payment accounts and...

Oct 10, 2023 10:35 AM

e-payment-transactions-and-accounts-2021.pdf

user to credit the payment account of the payee (e .g . for payment of the TV fee...Box 2 Overview of the number of users of payment accounts and...

Sep 7, 2022 2:19 PM

e-gi-2020.pdf

and economic developments 23 Financial stability and macroprudential policy 33 Box...EXCHANGE OFFICES 89 Payment operations 91 Currency department operations 98 ...

Dec 10, 2021 8:14 AM

New commemorative 2-euro coin "City of Pula – Arena"

commemorative euro coin also has the status of a circulation coin so that, as a rule, no fee...with delivery to the address in the Republic of Croatia, subject to a...

Oct 22, 2025 10:37 AM

eMKP_05.pdf

and unemployment 11 Wages and unit labour cost 13 Projected developments 13 Box...and investment funds 24 7 Private sector financing 27 Projected developments 31 ...

Jan 16, 2019 3:14 PM

e-fs-13-2014.pdf

and challenges to financial stability policy 7 Macroeconomic environment 9 Box...of net operating income of credit institutions 46 Box 4...

Jun 30, 2015 2:12 PM

CNB issues a new commemorative 2-euro circulation coin

commemorative euro coin also has the status of a circulation coin so that, as a rule, no fee...with delivery to the address in the Republic of Croatia, subject to a...

Jul 10, 2025 4:06 PM

e-odluka-naknada-za-supervizuju-ki_122-2023.pdf

(2) The fee debtors in the calculation year shall be the fee-paying entities...New fee debtors and...

Oct 30, 2023 10:03 AM

Bulletin

the Croatian National Bank's forecast of the main macroeconomic indicators and boxes

Jun 1, 2015 11:09 AM

e-odluka-obveza-dostavljanja-podataka-za-usporedbu-naknada.pdf

document is one fee information document....The first field is the field in which a fee name is specified, whereas the...

Sep 17, 2019 10:59 AM

Other measures and activities

actions in granting non-housing consumer loans Macroprudential Diagnostics No. 7, Box...Macroprudential Diagnostics No. 8, Box 1: Indirect limit on...

Dec 14, 2017 1:39 PM

hp12102016_finsncijska_edukacija_OECD-INFE-International-Survey-of-Adult-FInancial-Literacy-Competencies.pdf

Box 2....Box 4....Box 7.

Oct 12, 2016 10:59 AM

Macroprudential Diagnostics

The publication may also include short analyses and boxes where selected current

Feb 10, 2017 12:30 AM

e-fs-17-2016.pdf

and challenges to financial stability policy 5 Macroeconomic environment 8 Box...sector 19 Household sector 23 Real estate 30 Non-financial corporate sector 33 ...

Sep 13, 2016 1:49 PM

e-odluka-eks-ugovaranje-usluga-potrosacima.pdf

, loan origination fee, loan management fee, servicing fee and bank statement...loan servicing...

Feb 15, 2016 4:52 PM

e-odluka-eks-ugovaranje-usluga-potrosacima_npt.pdf

fee, servicing fee and statement issuance fee, • the costs of loan collateralisation...transaction...

Mar 9, 2016 1:05 PM

e-odluka-eks-ugovaranje-usluga-potrosacima-unofficial.pdf

fee, servicing fee and statement issuance fee, • the costs of loan collateralisation...transaction...

Feb 15, 2016 4:52 PM

e-odluka-naknada-za-superviziju_2015.pdf

calculation and method of payment of supervision fees (hereinafter referred to as 'fee...this Article shall be as follows: Fee = (0.000103) x...

Feb 15, 2016 4:49 PM

Payment accounts

pay particular attention to: account opening costs; monthly account management fees...a transaction account; the amount of these fees, their...

Jun 20, 2015 2:14 PM

e-zakon-usporedivost-naknada-prebacivanje-racuna.pdf

(3) The fee information document shall: 1. contain the names of all services...that exceeds the quantity covered by the package fee...(7) The...

Sep 11, 2017 2:21 PM

e-zakon-usporedivost-naknada-prebacivanje-racuna_npt

(3) The fee information document shall: 1. contain the names of all services...that exceeds the quantity covered by the package fee...(7) The...

Sep 18, 2025 9:39 AM

e-pkkt-2024

Box 1 Distribution of terminals in the RC on 31 December 2024 Number of ATMs per...Box 3 National card-based payment transactions per capita in...

Sep 16, 2025 12:40 PM

e-zakon-izmjenama-dopunama-zakon-usporedivosti-naknada_105-2025

Article 24 is amended to read: “(1) Credit institutions may charge consumers a fee...(3) Credit institutions shall determine a reasonable fee for...

Sep 18, 2025 9:50 AM

e-polugodisnja-informacija-1polugodiste2017.pdf

Labour market 7 4.1 Employment and unemployment 7 4.2 Wages and unit labour costs 8 Box...Foreign trade and competitiveness 14 6.2 Incomes and transactions with the EU 15...

Dec 19, 2017 1:45 PM

e-polugodisnja-informacija-2polugodiste2016.pdf

of interest rate risk – a review of the results of the Interest rate survey 17 Box...Box 2 Kuna lending After being on the rise since 2013,...

May 29, 2017 8:16 AM

i-064

I-64/

Nov 17, 2021 5:17 PM

e-zakon-provedba-uredbi-eu-podrucje-pp.pdf

transaction', 'national payment transaction', 'multilateral interchange fee...fee cap referred to in Article 3, paragraph (1) of Regulation...

Jun 29, 2016 10:03 AM