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Risks to the consumer in a credit relationship

into a credit relationship with a bank, consumers are exposed to or assume several types...Nevertheless, irrespective of the type of reference...

Apr 20, 2016 1:26 PM

Macroprudential Diagnostics No. 9

In addition, the values of various types of assets are unequally distributed among...inequality among various geographical locations in Croatia: areas below the slope of...

Oct 14, 2019 1:08 PM

Information for reporting entities

information for reporting entities for the collection of data, depending on the type...information for reporting entities for the collection of data, depending on the...

Jun 1, 2015 10:19 PM

yes14_Rosan-Zauder.pdf

Financial Theory and Practice, 32(1), 45– 64....) with respect to the period of mortgage origination 15 20 25 30 35 40 45...24,26% 5+...

May 31, 2019 10:21 AM

e-pkkt-2021.pdf

of transaction 0 5 10 15 20 25 45 40 30 35 in m ill io n Purchases...purchases of goods and services 0 5 10 15 20 25 0 1 2 3 4 5 8 7 ...

Oct 17, 2022 10:55 AM

h-agregirano-statisticko-31-8-2006-mjesecno.xls

BS1_2 Obrazac: BS1-2 - Bilanca stanja Agregirano nekonsolidirano mjesečno statističko izvješće 31.08.2006. Na kraju razdoblja, u tisućama kuna Ukupno Strane valute Kune uz valutnu klauzulu ...

Feb 18, 2016 11:47 PM

e-tablica-1.xlsx

Table 1 Table 1 Overview of macroprudential measures in EU countries AT BE BG CY CZ DE DK EE ES FI FR GR HR HU IE IT LT LU LV MT NL NO PL PT RO SE SI SK UK Capital and liquidity buffers CB...

Mar 9, 2017 10:24 AM

The address of the governor of the CNB Marko Škreb to the Croatian State Parliament

2000-04-12 Speech 2000 Travanj Mr President, Honourable Members, Ladies and Gentlemen, It is an honour for me, after a relatively long period of time, once again to have the opportunity to address...

Sep 22, 2015 2:08 PM

Methodology - international reserves

Official reserve assets (IA) show those types of assets that are readily available

Jan 14, 2016 2:04 PM

ebilt92.pdf

The real annual growth of net wa- ges paid in February was 1.8%, while the average...gross wa- ge, after the effects of the reduced tax burden...

Jun 30, 2015 2:38 PM

Less-significant-supervised-entities.zip

15/2018, 70/2019, 47/2020 and 146/2020) Footnote 10 According to Article 45...agencies and on the free movement of such data, and repealing Regulation (EC) No...

Dec 22, 2022 1:55 PM

Significant-supervised-entities.zip

15/2018, 70/2019, 47/2020 and 146/2020) Footnote 10 According to Article 45...agencies and on the free movement of such data, and repealing Regulation (EC) No...

Dec 22, 2022 1:55 PM

Tables H7, H8 – International reserves

Official reserve assets (IA) show those types of assets that are readily available

Feb 14, 2023 3:45 PM

Current account

If this type of repayment of the reduced or cancelled overdraft has not been made

Jun 20, 2015 2:14 PM

First part of the CNB report on the losses of Riječka banka released

transaction) or forward transactions (where the delivery time is longer and the date, type

Aug 3, 2015 10:29 AM

e-odluka-procjena-primjerenosti-predsjednik-ostali_npt.pdf

4610 551 www.hnb.hr 2/33 Pursuant to Article 38, paragraph (4), Article 45...National Bank shall take into account all available information relating to the...

May 19, 2023 8:26 AM

e-pkkt_2015.pdf

Publishing Department Trg hrvatskih velikana 3, 10002 Zagreb Phone: +385 1 45...64 555 Contact phone: +385 1 45 65 006 Fax: +385 1...

Sep 8, 2016 3:16 PM

e-odluka-procjena-primjerenosti-predsjednik-ostali_20-2021.pdf

Pursuant to Article 38, paragraph (4), Article 45, paragraph (8) and Article 54,...National Bank shall take into account all available information relating to the...

Apr 14, 2021 1:06 PM

Credit institutions’ interest rate statistics for October 2023

Statistical indicators of interest rates of credit institutions on the most important types

Nov 29, 2023 4:38 PM

How to obtain all information on current loan supply?

Loans may be searched by one of six different types or by all or one of the three...types of interest rates (fixed, variable and combined)....is...

Apr 11, 2018 1:16 PM

ebilt238.pdf

64 555 Contact phone: +385 1 45 65 006 Fax: +385 1 45 64 687 www.hnb.hr Release...funds’ shares/units issued by type...

Nov 17, 2017 10:54 AM

e-HNB_as_ACB-16062025

1/2 Applicable as of 16 June 2025 TERMS AND CONDITIONS WHEN HNB IS ACTING AS AN ACB FOR CREDIT CLAIMS Article 1 Scope 1. Where a credit claim is governed by the law of the...

Jun 13, 2025 10:45 AM

h-odabrane-teme-Uvod-u-analizu-vremenskih-nizova.pdf

8 Sada D1 označava binarnu varijablu za siječanj, koja je u ispisu slike 1.7. dana...Stacionarni vremenski nizovi 45 Stacionarne procese...

Mar 24, 2023 1:11 PM

Non-money market investment funds

sheet) and a detailed structure of the investment funds’ shares/units issued by the type...of investment and the type of fund.

Jun 13, 2015 3:37 PM

Information list

maximum amount that may be granted and the maximum possible repayment period for the type...well as information related to the early loan repayment fee irrespective of loan...

Sep 13, 2017 12:24 PM

prilog-uz-29-3-2005.pdf

Dana 29. rujna 2003. tim vještaka sačinio je Ekspertizu, koju je Trgovački sud u...izvješća bilo potrebno određeno vrijeme, a Glavna skupština se saziva najmanje 30...

Sep 21, 2015 5:09 PM

22-dec-thwaites.pdf

The further θ is below unity, the more that the overall share of X falls, 45

Jun 13, 2016 7:35 AM

tf-pp-l-m-pdf-h-prilog3b_popis_vlasnika_ostalih.pdf

Hrvatska narodna banka · Trg hrvatskih velikana 3 · 10000 Zagreb · Telefon: +385 1 45...Datum sastavljanja ovog priloga ne smije biti stariji od 30...

Jun 8, 2015 8:41 AM

Zakašnjelo "čuđenje" i optužbe bez pokrića

S obzirom na tako jasan stav Sabora čudi da neki zastupnici proteklih dana ponovo

Aug 3, 2015 10:30 AM

Održana 15. sjednica Vijeća za financijsku stabilnost

NOVOSTI Održana 15. sjednica Vijeća za financijsku stabilnost 2020-12-18 16:00 Dana

Dec 18, 2020 5:07 PM

e-pkkt_2019.pdf

transactions executed using payment cards . . . . . . . . . . . . 45...Debit cards accounted for 102 .45 million (96 .18%) executed ...

Aug 20, 2020 7:18 AM

e-pkkt_2018.pdf

transactions executed using payment cards . . . . . . . . . . . . 45...Of the total number of cardholders (non-consumers) 62 .45% hold...

Sep 9, 2019 1:25 PM

tf-pp-l-m-pdf-h-prilog4rf_izjava.pdf

proper contents of the document, your PDF viewer may not be able to display this type...Hrvatska narodna banka · Trg hrvatskih velikana 3 · 10000 Zagreb · Telefon: +385 1...

Jun 8, 2015 8:42 AM

vujcic-efficiency-of-banks-dea-approach.pdf

the transition countries the question of relative comparison of banks by size, type...,,...,2,1,0 mivi =≥ (3.4) where xij = the observed amount of input of the ith...

Jun 3, 2015 1:53 PM

tf-pp-l-m-pdf-h-prilog4rp_izjava.pdf

proper contents of the document, your PDF viewer may not be able to display this type...Hrvatska narodna banka · Trg hrvatskih velikana 3 · 10000 Zagreb · Telefon: +385 1...

Jun 8, 2015 8:42 AM

e-pm1-2023.xlsx

Chart 2023 Purchase and sale of foreign cash and cheques in 2023 Purchase of foreign cash and cheques January February March April May June July August September October...

Feb 28, 2023 1:49 PM

tf-pp-l-m-pdf-h-prilog4nf_izjava.pdf

proper contents of the document, your PDF viewer may not be able to display this type...Hrvatska narodna banka · Trg hrvatskih velikana 3 · 10000 Zagreb · Telefon: +385 1...

Jun 8, 2015 8:42 AM

tf-pp-l-m-pdf-e-prilog4nf_izjava.pdf

proper contents of the document, your PDF viewer may not be able to display this type...National Bank · Trg hrvatskih velikana 3 · 10000 Zagreb · Croatia · Phone No: +385...

Mar 28, 2019 1:22 PM

tf-pp-l-m-pdf-h-prilog4np_izjava.pdf

proper contents of the document, your PDF viewer may not be able to display this type...Hrvatska narodna banka · Trg hrvatskih velikana 3 · 10000 Zagreb · Telefon: +385 1...

Jun 8, 2015 8:42 AM

tf-pp-l-m-pdf-e-prilog4np_izjava.pdf

proper contents of the document, your PDF viewer may not be able to display this type...National Bank · Trg hrvatskih velikana 3 · 10000 Zagreb · Croatia · Phone No: +385...

Mar 28, 2019 1:22 PM

Credit institutions’ interest rate statistics for January 2024

Statistical indicators of interest rates of credit institutions on the most important types

Feb 29, 2024 10:45 AM

h-obrazac-god-inok

GOD_INOK OBRAZAC GOD-INOK – GODIŠNJE IZVJEŠĆE O OSTALIM KREDITNIM POSLOVIMA S INOZEMSTVOM IZVJEŠTAJNA GODINA PODACI O DRUŠTVU OSOBA ZA KONTAKT Naziv OIB Ime i prezime Telefon E-mail a....

Mar 19, 2025 3:22 PM

tf-pp-l-m-pdf-h-prilog2a_potvrda_autenticnost_programa.pdf

proper contents of the document, your PDF viewer may not be able to display this type...programa sklopljenog s (tvrtka i sjedište pravne osobe / obrta korisnika programa)...

Jun 21, 2016 3:00 PM

h-obrazac-stjecanje-kvalificiranog-udjela_fizicke_osobe-30092024

proper contents of the document, your PDF viewer may not be able to display this type...EUR) OBVEZE Dugoročni krediti (više od godinu dana,...

Sep 30, 2024 12:51 PM

h-informativni-dodatak-9-6-15.pdf

Navedeno izvješće dostupno je na: http://www.imf.org/external/pubs/cat/longres.aspx

Feb 9, 2016 1:45 PM

tf-pp-l-m-pdf-h-prilog2b_potvrda_autenticnost_programa.pdf

proper contents of the document, your PDF viewer may not be able to display this type...programa sklopljenog s (tvrtka i sjedište pravne osobe / obrta korisnika programa)...

Jun 21, 2016 3:04 PM

ebilt04.pdf

GOODS IN MANUFACTURING SECTOR (1990 = 100) 80 75 70 65 60 55 50 45...Wa,....Credit to DMBs is split according to the...

Mar 9, 2017 1:34 PM

h-odluka-procjena-primjerenosti-predsjednik-ostali_npt.pdf

rujan 2022. 2/31 Na temelju članka 38. stavka 4., članka 45....U smislu članka 45. stavaka 3. i 4....od...

Sep 28, 2022 10:35 AM

sabirianova-svjernar-terrell.pdf

RE – random effects estimator. 45 Table 8: The Marginal Effect of Domestic...firms3 0 0 0 2 0 0 2634 4721 3260 Firms with missing observations4 425 470...

Jun 3, 2015 2:34 PM

h-pravomocna-presuda-08042022.pdf

okrivljene odgovorne osobe, zbog prekršaja iz članka 150. stavak 1. točka 39. i 45...temelju sporazuma stranaka Hrvatske narodne banke i okrivljene odgovorne osobe,...

May 2, 2022 10:56 AM

Istraživanje OECD-a: porasla razina financijske pismenosti u Hrvatskoj

razdoblju u Hrvatskoj povećao udio ispitanika s visokom razinom financijskog znanja – s 45%

May 14, 2020 10:32 AM

h-odgovori-na-pitanja-banaka.xlsx

kamatni prihod Prikaz fiksnih kamatnih stopa u obrascu Nacrt obrazaca CSV_NII_CALC Type...godine (zadano Metodologijom) te iz tog razloga vremenski razredi dulji od...

Mar 15, 2018 3:39 PM

egz-07-2006.xls

srpanj IZRAČUNATI TEČAJEVI VALUTA KOJE NE KOTIRAJU NA DEVIZNOM TRŽIŠTU U REPUBLICI HRVATSKOJ Tečajevi lokalnih valuta izračunati su na osnovi srednjeg tečaja američkog dolara prema kuni, koji je...

Jun 22, 2015 8:19 PM

discussion-krznar.pdf

COMMENTS ON INVESTMENT AND INSTITUTIONS BY STJIN CLAESSENS, KENICHI UEDA AND YISHAY YAFEH Ivo Krznar HNB June 2010. IVO KRZNAR (HNB) INVESTMENT AND INSTITUTIONS- COMMENTS JUNE 2010. 1 / 15 ...

Jun 3, 2015 2:44 PM

g6a.xlsx

HRV Tablica G6a: Kamatne stope kreditnih institucija na kunske depozite i kredite bez valutne klauzule (novi poslovi) Vagani mjesečni prosjeci kamatnih stopa u postocima na godišnjoj razini...

Feb 23, 2016 4:05 PM

e-revidirani-pokazatelji-31-12-01.xls

DATA ON BANKS 31-12-2001 AUDITED DATA ON BANKS, as at 31 December 2001, in thousand kuna and % No. Bank name Total assets Share in total assets Assets growth Gross off-balance sheet items...

Feb 22, 2016 3:32 PM

Giro account

2020-12-02 Giro account is a type of transaction account intended, in the case of...This type of account does not provide for the possibility of...

Jun 20, 2015 2:14 PM

e-gi-2009.pdf

64 555 Contact phone: ++385 1 45 65 006 Fax: ++385 1 45 64 687 www.hnb.hr Those...In contrast, Croatian Wa- ters, the...

Jun 30, 2015 12:36 PM

haselmann-wachtel.pdf

Lending by type....16.15 5.11 54.47 >200 st dev 26.36 29.64 15.54 18.40 19.58 13.11 18.90 obs 41 44 45...30.01 21.05 14.69 12.79 5.73 55.31 1...

Jun 3, 2015 2:34 PM

eichengreen-kletzer-mody.pdf

Fund to signal but could still be a useful way for a government to signal its type...are of three kinds: issuer characteristics (in this regression, the borrower...

Jun 3, 2015 1:59 PM

egz-05-2007.xls

svibanj IZRAČUNATI TEČAJEVI VALUTA KOJE NE KOTIRAJU NA DEVIZNOM TRŽIŠTU U REPUBLICI HRVATSKOJ Tečajevi lokalnih valuta izračunati su na osnovi srednjeg tečaja američkog dolara prema kuni, koji...

Jun 22, 2015 8:19 PM

w-007.pdf

In most of the transition countries, the relative comparison of banks by size, type...- turns-to-scale assumption, the large banks, which started with approximately...

Jul 4, 2015 6:01 PM

Credit institutions’ interest rate statistics for April 2024

Statistical indicators of credit institutions' interest rates on the most important types

May 29, 2024 5:13 PM

Credit institutions’ interest rate statistics for July 2024

Statistical indicators of interest rates of credit institutions for the most important types

Aug 30, 2024 9:20 AM

e-odluka-procjena-primjerenosti-predsjednik-ostali_104-2022.pdf

Pursuant to Article 38, paragraph (4), Article 45, paragraph (8) and Article 54,...assess the candidate's experience according to the following criteria: 1) the...

Oct 24, 2022 10:55 AM

Isplati nam se uvesti Euro

Danas u HNB-u puno više govore o stabilnosti kune nego prije godinu dana, a svi znamo...Imamo, naime, 45-godišnju tradiciju štednje u njemačkim...

Jul 3, 2015 7:16 AM

ebilt283.pdf

64 555 Contact phone: +385 1 45 65 006 Fax: +385 1 45 64 687 www.hnb.hr Release...5. 3 36 ,8 45 .5 8, 19 6. 6 ...

May 18, 2023 3:35 PM

h-odabrane-teme-UAVN_R-racunalni-kodovi.zip

91.38182221 -6.4 16 50.44148925 104.3054578 2.2 52 103.3090425 139.8443662 71.2 -45...174.5711555 84 11 175.1469607 167.3569244 57 -85 79.00287252 94.38553951 -41.4 ...

Mar 24, 2023 1:14 PM

CELEX_02022O0912-20221121_HR_TXT-Smjernica o sustavu TARGET_nesluzbeni-procisceni-tekst.pdf

sustavima i sustavima za namiru vrijednosnih papira (SL L 166, 11.6.1998., str. 45...▼B 02022O0912 — HR — 21.11.2022 — 001.001 — 45 ...

Mar 20, 2023 9:10 PM

Banke s visokim udjelom loših plasmana manje su sklone kreditnom rastu

Ove godine u Hrvatskoj treba 20 dodatnih dana za naplatu potraživanja, što je pozitivan

Sep 14, 2017 9:31 AM

Za bolji rast treba provoditi strukturne reforme

zemljama po pokazateljima kvalitete upravljanja te poslovnog okružja, poručio je danas...nezaposlenosti, a rast ukupnog broja zaposlenih u 2018. bio je snažniji nego godinu...

May 16, 2019 12:59 PM

ebilt282.pdf

64 555 Contact phone: +385 1 45 65 006 Fax: +385 1 45 64 687 www.hnb.hr Release...5. 3 36 ,8 45 .5 8, 19 6. 6 ...

Apr 20, 2023 2:40 PM

h-ocitovanje-nacrt-odluke-prikupljanje-granularnih-podataka-o-kreditima-kreditnom-riziku-i-podataka-o-nekretninama.pdf

stavkom 2. ove Odluke te 4) izvješća iz članka 5. stavka 1. ove Odluke u roku od 45...nakon kraja mjeseca za mjesečne izvještaje, odnosno 45...

Jun 30, 2022 2:45 PM

h-nerevidirani-pokazatelji-30-06-04.xls

List1 PRIVREMENI NEREVIDIRANI PODACI ZA POSLOVNE BANKE, na dan 30. lipnja 2004., u tisućama kuna i postocima Redni broj Naziv banke Ukupna aktiva Udio u ukupnoj aktivi Rast aktive Bruto...

Feb 22, 2016 4:26 PM

e-nerevidirani-pokazatelji-30-06-04.xls

List1 PRELIMINARY UNAUDITED DATA ON BANKS, as at 30 June 2004, in thousand kuna and % No. Bank name Total assets Share in total assets Asset growth Gross off-balance sheet items Growth in...

Feb 22, 2016 4:50 PM